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Cincinnati Financial Corporation Stock Price

NasdaqGS:CINF Community·US$26.8b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 19 Fair Values set on narratives written by author

CINF Share Price Performance

US$177.68
27.94 (18.66%)
US$190.00
Fair Value
US$177.68
27.94 (18.66%)
6.5% undervalued intrinsic discount
US$190.00
Fair Value
Price US$177.68
AnalystConsensusTarget US$190.00

CINF Community Narratives

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Fair Value US$190 6.5% undervalued intrinsic discount

Analysts Lift Cincinnati Financial Price Target on Resilient Earnings and Lower Catastrophe Risks

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Updated Narratives

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CINF: Fair Outlook Balances Slower Homeowners Momentum And Catastrophe Loss Volatility

Fair Value: US$190 6.5% undervalued intrinsic discount
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Snowflake Analysis

Solid track record with excellent balance sheet and pays a dividend.

1 Risk
3 Rewards

Cincinnati Financial Corporation Key Details

US$14.0b

Revenue

US$9.6b

Cost of Revenue

US$4.3b

Gross Profit

US$1.0b

Other Expenses

US$3.3b

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
21.68
31.07%
23.84%
4.8%
View Full Analysis

About CINF

Founded
1950
Employees
5705
CEO
Stephen Spray
WebsiteView website
www.cinfin.com

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers’ compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.

Recent CINF News & Updates

Narrative Update Jul 30

CINF: Fair Outlook Balances Slower Homeowners Momentum And Catastrophe Loss Volatility

Analysts have modestly lifted the fair value estimate for Cincinnati Financial to $190.0, supported by Street research that points to mixed views on growth momentum, catastrophe loss volatility, and relative valuation across the P&C insurance group. Analyst Commentary Street research on Cincinnati Financial shows a mix of optimism and caution.
Seeking Alpha Jul 29

Cincinnati Financial: The Equity Portfolio Saved Q2, But Commercial Lines Need Attention

Summary Cincinnati Financial Corporation reported strong Q2 net income driven by $1.3B in pre-tax investment gains, primarily from its sizable equity portfolio. Operating EPS declined to $1.43 as catastrophe losses and weaker Commercial Lines underwriting offset rising recurring investment income. Commercial Lines produced a 104.1% Q2 combined ratio and remained unprofitable for H1, with deterioration extending beyond catastrophe losses. Personal Lines remediation is progressing, while lower new-business production suggests management is prioritizing pricing adequacy over policy growth. At approximately 1.7x book value, Cincinnati’s dividend record and investment portfolio support the valuation, but weaker commercial margins justify a Hold. Read the full article on Seeking Alpha

Recent updates

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