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Chime Financial, Inc. Stock Price

NasdaqGS:CHYM Community·US$6.7b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 33 Fair Values set on narratives written by author

CHYM Share Price Performance

US$18.73
-18.38 (-49.53%)
US$31.67
Fair Value
US$18.73
-18.38 (-49.53%)
40.9% undervalued intrinsic discount
US$31.67
Fair Value
Price US$18.73
AnalystConsensusTarget US$31.67
AnalystHighTarget US$40.00
AnalystLowTarget US$19.00

CHYM Community Narratives

AnalystConsensusTarget·
Fair Value US$31.67 40.9% undervalued intrinsic discount

Digital Banking Shift And New Services Will Support Long Term Potential

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AnalystHighTarget·
Fair Value US$40 53.2% undervalued intrinsic discount

Digital Banking Shift And Proprietary Platform Will Transform This Undervalued Fintech Over Time

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AnalystLowTarget·
Fair Value US$19 1.4% undervalued intrinsic discount

Digital Banking Maturity And Rising Credit Risk Will Challenge Long-Term Outlook

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US$40
53.2% undervalued intrinsic discount
Profit Margin
12.52%
Future PE
50.57x
Price in 2029
US$49.5
US$31.67
40.9% undervalued intrinsic discount
Profit Margin
12.16%
Future PE
38.87x
Price in 2029
US$39.19
US$19
1.4% undervalued intrinsic discount
Profit Margin
3.18%
Future PE
100.24x
Price in 2028
US$23.51

Trending Discussion

Updated Narratives

CHYM logo

Digital Banking Shift And Proprietary Platform Will Transform This Undervalued Fintech Over Time

Fair Value: US$40 53.2% undervalued intrinsic discount
0 users have followed this narrative
0 users have commented on this narrative
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CHYM logo

Digital Banking Shift And New Services Will Support Long Term Potential

Fair Value: US$31.67 40.9% undervalued intrinsic discount
1 users have followed this narrative
0 users have commented on this narrative
0 users have liked this narrative
CHYM logo

Digital Banking Maturity And Rising Credit Risk Will Challenge Long-Term Outlook

Fair Value: US$19 1.4% undervalued intrinsic discount
0 users have followed this narrative
0 users have commented on this narrative
0 users have liked this narrative

Snowflake Analysis

Flawless balance sheet with high growth potential.

1 Risk
3 Rewards

Chime Financial, Inc. Key Details

US$2.2b

Revenue

US$263.0m

Cost of Revenue

US$1.9b

Gross Profit

US$2.9b

Other Expenses

-US$1.0b

Earnings

Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
-2.63
87.97%
-46.18%
0%
View Full Analysis

About CHYM

Founded
2012
Employees
1519
CEO
Christopher Britt
WebsiteView website
www.chime.com

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. It offers Chime, a banking application for providing mobile banking services that address the needs of people. The company offers products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer, and Chime Plus, a fee-free mobile banking experience; saving; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising Chime Card and Credit Builder Credit Card, and FICO Score Tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

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