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OFG Bancorp Stock Price

NYSE:OFG Community·US$1.8b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 2 Fair Values set on narratives written by author

OFG Share Price Performance

US$41.45
-2.96 (-6.67%)
17.1% undervalued intrinsic discount
US$50.00
Fair Value
US$41.45
-2.96 (-6.67%)
17.1% undervalued intrinsic discount
US$50.00
Fair Value
Price US$41.45
AnalystConsensusTarget US$50.00

OFG Community Narratives

AnalystConsensusTarget·
Fair Value US$50 17.1% undervalued intrinsic discount

Digital Banking Expansion Will Lower Costs, Unlock Puerto Rico Potential

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Recent OFG News & Updates

OFG Bancorp: Loan Growth To Help Earnings Inch Up

Oct 09

OFG Bancorp Key Details

US$619.5m

Revenue

US$0

Cost of Revenue

US$619.5m

Gross Profit

US$424.8m

Other Expenses

US$194.7m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Oct 22, 2025
Earnings per share (EPS)
4.37
Gross Margin
100.00%
Net Profit Margin
31.43%
Debt/Equity Ratio
36.3%

OFG Bancorp Competitors

 
 
 
 
 
 
 
 
 
 
 
 

Snowflake Analysis

Very undervalued with flawless balance sheet.

1 Risk
4 Rewards

About OFG

Founded
1964
Employees
2222
CEO
José Fernández
WebsiteView website
www.ofgbancorp.com

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company’s portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.

Market Insight

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U.S. Market Performance

  • 7 Days: -2.7%
  • 3 Months: 5.1%
  • 1 Year: 13.4%
  • Year to Date: 11.7%
Over the last 7 days, the market has dropped 2.7%, driven by a pullback of 2.5% in the Information Technology sector. As for the longer term, the market has actually risen by 13% in the last year. Looking forward, earnings are forecast to grow by 15% annually. Market details ›