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Nu Holdings Ltd. Stock Price

NYSE:NU Community·US$72.5b Market Cap
  • 7 Narratives written by author
  • 4 Comments on narratives written by author
  • 875 Fair Values set on narratives written by author
Author Program NEWCreate Narrative

NU Share Price Performance

US$15.02
-0.60 (-3.84%)
​
US$18.78
Fair Value
US$15.02
-0.60 (-3.84%)
20.0% undervalued intrinsic discount
US$18.78
Fair Value
Price US$15.02
AnalystConsensusTarget US$18.78
martinarauz US$22.74
kabz2342 US$64.30
Thu, 3 Sep 26
Fair ValueUS$18.78
Share Pricen/a

NU Community Narratives

AN
AnalystConsensusTarget
AnalystConsensusTarget's
Fair Value
·
Fair Value US$18.78 20.0% undervalued intrinsic discount

NU: Expanding U.S. And Mexico Banking Moves Will Shape Global Platform

8users have liked this narrative
2users have commented on this narrative
336users have followed this narrative
MA
martinarauz
martinarauz's
Fair Value
·
Fair Value US$22.74 33.9% undervalued intrinsic discount

Investment Analysis (May 2026)

18users have liked this narrative
0users have commented on this narrative
95users have followed this narrative
KA
kabz2342's
Fair Value
·
Fair Value US$64.3 76.6% undervalued intrinsic discount

Nu holdings will continue to disrupt the South American banking market

34users have liked this narrative
3users have commented on this narrative
58users have followed this narrative
NU logo
Nu Holdings
33.9% undervalued intrinsic discount

Investment Analysis (May 2026)

View narrative
MA
martinarauz
martinarauz
Updated 10 Jun
Read Narrative
NU logo
Nu Holdings
76.6% undervalued intrinsic discount

Nu holdings will continue to disrupt the South American banking market

View narrative
KA
kabz2342
Published 22 Feb
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NU logo
Nu Holdings
74.7% undervalued intrinsic discount

Post-Market Explosion 11-13-24

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DA
DailyInvestors
Published 12 Nov 2024
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NU logo
Nu Holdings
44.7% undervalued intrinsic discount

Maturing Customer and Customer Expansion Will Fuel Growth

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GR
GrowthTargets
GrowthTargets
Updated 16 Jul 2025
Read Narrative
NU logo
Nu Holdings
20.0% undervalued intrinsic discount

NU: Expanding U.S. And Mexico Banking Moves Will Shape Global Platform

View narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget
Updated 3 Sep
Read Narrative
NU logo
Nu Holdings
34.7% undervalued intrinsic discount

Digital Adoption And Latin American Trends Will Reshape Financial Ecosystems

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AN
AnalystHighTarget
AnalystHighTarget
Updated 16 Aug
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NU logo
Nu Holdings
23.4% overvalued intrinsic discount

Latin American Expansion And Rising Regulations Will Undermine Stability

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AN
AnalystLowTarget
AnalystLowTarget
Updated 25 Jul
Read Narrative

Trending Discussion

No trending discussion available.

Recently Updated Narratives

MA
martinarauz
NU logo

CFO transition and a context of total uncertainty: value continues to be generated

Fair Value: US$22.74 33.9% undervalued intrinsic discount
95 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
1 likeusers have liked this narrative
KA
NU logo

Nu holdings will continue to disrupt the South American banking market

Fair Value: US$64.3 76.6% undervalued intrinsic discount
58 fair values setusers have set this as their fair value
3 commentsusers have commented on this narrative
0 likesusers have liked this narrative
GR
GrowthTargets
NU logo

Maturing Customer and Customer Expansion Will Fuel Growth

Fair Value: US$27.16 44.7% undervalued intrinsic discount
9 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative

Snowflake Analysis

Exceptional growth potential with solid track record.

1 Risk
4 Rewards
View Full Analysis

Nu Holdings Ltd. Key Details

US$8.4b

Revenue

US$0

Cost of Revenue

US$8.4b

Gross Profit

US$4.8b

Other Expenses

US$3.6b

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
Nov 12, 2026
0.75
100.00%
42.73%
44.0%
View Full Analysis

About NU

Founded
2013
Employees
n/a
CEO
David Velez-Osomo
WebsiteView website
nubank.com.br

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is based in Sao Paulo, Brazil.

Recent NU News & Updates

Seeking Alpha • 6h

Nu Holdings Is Undervalued With An Attractive Upside

Summary Nu Holdings delivers 40%+ revenue growth, 30%+ ROE, and a 17.6% efficiency ratio, outpacing both traditional banks and tech peers. NU’s digital-only, AI-driven model enables a 20:1 revenue-to-cost ratio, fueling exceptional operating leverage and profitability. With 135M customers, NU’s growth is driven by product penetration, cohort maturation, and expansion in Mexico and Colombia. At a 13.6x forward P/E and a $15 share price, NU offers a compelling margin of safety versus intrinsic value estimates near $27. Read the full article on Seeking Alpha
User avatar
Narrative Update • Sep 03

NU: US Bank Charter And AI Expansion Will Drive Long-Term Upside

Analysts have adjusted their price target on Nu Holdings to $18.78 from $17.82, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E as the key drivers of this change. What’s in the News for Nu Holdings No recent company specific news for Nu Holdings is available from the provided primary sources.

Recent updates

No updates

Nu Holdings Ltd. Competitors

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