LC Share Price Performance
US$16.87
5.86 (53.22%)
25.0% undervalued intrinsic discount
US$22.50
Fair Value
Price US$16.87
AnalystConsensusTarget US$22.50
AnalystLowTarget US$20.00
AnalystHighTarget US$26.00
Fair ValueUS$22.50
Share Pricen/a
LendingClub Corporation Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 37 Fair Values set on narratives written by author
LC Community Narratives
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Fair Value
·Fair Value US$22.5 25.0% undervalued intrinsic discount
Digital Banking and Hybrid Model Will Drive Wider Consumer Access Tomorrow
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Fair Value
·Fair Value US$20 15.7% undervalued intrinsic discount
Fintech Competition And Regulations Will Pressure Margins Yet Inspire Resilience
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1users have followed this narrative
AN
Fair Value
·Fair Value US$26 35.1% undervalued intrinsic discount
Digital Lending And AI Will Shape Consumer Finance
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Digital Banking and Hybrid Model Will Drive Wider Consumer Access Tomorrow
Key Takeaways Rapid digital product innovation and expanding platform capabilities are driving long-term growth, broader customer reach, and increased engagement for LendingClub. Superior credit modeling and a hybrid marketplace/bank model support sustained earnings growth, high credit quality, and operating leverage over peers.Read more
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US$22.5
25.0% undervalued intrinsic discount
Fair Value
Revenue
3.03% p.a.
Profit Margin
27.71%
Future PE
8.2x
Price in 2029
US$28.07
Fintech Competition And Regulations Will Pressure Margins Yet Inspire Resilience
Key Takeaways Intensifying competition, regulatory challenges, and shifting consumer preferences threaten revenue growth, efficiency, and the scalability of new offerings. Dependence on unsecured personal lending exposes LendingClub to credit risk, potential asset quality declines, and more volatile earnings in economic downturns.Read more
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US$20
15.7% undervalued intrinsic discount
Fair Value
Revenue
-1.25% p.a.
Profit Margin
27.89%
Future PE
8.21x
Price in 2029
US$24.91
Digital Lending And AI Will Shape Consumer Finance
Key Takeaways Investments in AI underwriting and new tech integrations are set to boost credit performance, customer engagement, and drive higher noninterest income. Scaling automation and new structured products provide operating leverage and diversify investor demand, supporting sustainable revenue and earnings growth.Read more
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US$26
35.1% undervalued intrinsic discount
Fair Value
Revenue
6.93% p.a.
Profit Margin
26.37%
Future PE
9.45x
Price in 2028
US$32.56
Trending Discussion
Recently Updated Narratives
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LC: Buybacks And 2026 Earnings Outlook Will Support Future Returns
Fair Value: US$22.5 25.0% undervalued intrinsic discount
21 fair values setusers have set this as their fair value
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LC: Higher Margins And EPS Guidance Will Support Future Rerating
Fair Value: US$20 15.7% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
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LC: Higher Long Term Margins And Buybacks Will Drive Stronger Returns
Fair Value: US$26 35.1% undervalued intrinsic discount
0 fair values setusers have set this as their fair value
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Snowflake Analysis
LendingClub Corporation Key Details
About LC
- Founded
- 2006
- Employees
- 1075
- CEO
- WebsiteView website
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. In addition, it operates a lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.
