LC Share Price Performance
US$18.24
7.25 (65.97%)
18.9% undervalued intrinsic discount
US$22.50
Fair Value
Price US$18.24
AnalystConsensusTarget US$22.50
AnalystHighTarget US$28.08
AnalystLowTarget US$20.00
Fair ValueUS$22.50
Share Pricen/a
LendingClub Corporation Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 39 Fair Values set on narratives written by author
LC Community Narratives
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Fair Value
·Fair Value US$22.5 18.9% undervalued intrinsic discount
Digital Banking and Hybrid Model Will Drive Wider Consumer Access Tomorrow
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22users have followed this narrative
AN
Fair Value
·Fair Value US$28.08 35.0% undervalued intrinsic discount
Digital Lending And AI Will Shape Consumer Finance
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1users have followed this narrative
AN
Fair Value
·Fair Value US$20 8.8% undervalued intrinsic discount
Fintech Competition And Regulations Will Pressure Margins Yet Inspire Resilience
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Fintech Competition And Regulations Will Pressure Margins Yet Inspire Resilience
LendingClub rides the shift toward online banking and smarter loan decisions, but a tougher mix of big banks, fintech rivals, and new rules could squeeze what it earns on each loan. The bigger question is whether a business built around unsecured personal loans can stay steady if the economy softens and borrowers struggle.Read more
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US$20
8.8% undervalued intrinsic discount
Fair Value
Revenue
-2.3% p.a.
Profit Margin
28.88%
Future PE
7.91x
Price in 2029
US$24.93
Digital Lending And AI Will Shape Consumer Finance
LendingClub leans into online lending with new AI tools that aim to pick better borrowers and deepen customer relationships, which could lift profits if the technology delivers as planned. But tougher rules, rising marketing costs, heavy competition, and a weaker economy could quickly turn that story the other way.Read more
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US$28.08
35.0% undervalued intrinsic discount
Fair Value
Revenue
4.2% p.a.
Profit Margin
29.67%
Future PE
8.98x
Price in 2029
US$34.77
Digital Banking and Hybrid Model Will Drive Wider Consumer Access Tomorrow
Key Takeaways Rapid digital product innovation and expanding platform capabilities are driving long-term growth, broader customer reach, and increased engagement for LendingClub. Superior credit modeling and a hybrid marketplace/bank model support sustained earnings growth, high credit quality, and operating leverage over peers.Read more
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US$22.5
18.9% undervalued intrinsic discount
Fair Value
Revenue
3.03% p.a.
Profit Margin
27.71%
Future PE
8.2x
Price in 2029
US$28.07
Trending Discussion
Recently Updated Narratives
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LC: Higher Margins And Rebranding To Happen Bank Will Shape Returns
Fair Value: US$20 8.8% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
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AN
LC: Higher Margins And Buybacks Will Support Stronger Future EPS
Fair Value: US$28.08 35.0% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
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LC: Buybacks And 2026 Earnings Outlook Will Support Future Returns
Fair Value: US$22.5 18.9% undervalued intrinsic discount
22 fair values setusers have set this as their fair value
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Snowflake Analysis
LendingClub Corporation Key Details
About LC
- Founded
- 2006
- Employees
- 1075
- CEO
- WebsiteView website
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. In addition, it operates a lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.
