Announcement • 19h
Klarna Unveils Revamped Membership Tiers with Enhanced Perks, Cashback, and Fee Removal
Klarna unveiled its most significant membership upgrade yet. The revamped tiers deliver more cashback, up to EUR 6,000 worth of perks, and remove service fees. Klarna's improved membership lineup spans four tiers, each built for a different kind of member but all embodying a flexible ethos: pay only for the Klarna that fits your life. Pay later is free at partner stores, or get broader fee-free access with Everywhere (formerly Core), or climb to Plus, Premium or Max for richer cashback rewards, bigger, everyday perks and a growing set of subscriptions and protections. The Klarna membership revamp brings three main changes: Standout new perks worth as much as EUR 6,000 annually: We've recently added NordVPN, Livi, foodora and Voi to existing subscriptions like ClassPass, Headspace, The New York Times, Condé Nast, Storytel, Picsart, Blinkist and Clue. Plus get travel data, hotel status upgrades, airport lounge access, and UK members can also now enjoy exclusive mobile plans with unlimited data as part of their membership. Removal of all service fees: Pay later at any store, fee-free with Klarna Everywhere. At partner stores, pay later is free for all, no membership needed. More cashback: The higher your tier, the more you earn back. Membership cashback: Up to 1.5% cashback on every purchase with Klarna. Partner cashback: Up to 4x the baseline in-app cashback offering at featured stores. This builds on everything members already love about a Klarna membership, like damage and theft cover, a best price guarantee, purchase protection and exclusive merchant discounts. Higher up, there’s also a metal card, travel insurance, airport lounge access and cancel-for-any-reason protection for covering live events and trips. Members can also convert their Klarna earned cashback points directly to leading travel and hospitality partners, including global airline loyalty programs like The British Airways Club, Flying Blue and Turkish Airlines Miles&Smiles, plus iconic hotel programs like ALL Accor, IHG One Rewards, Hilton Honors, Radisson Rewards, Wyndham Rewards and Global Hotel Alliance Discovery. Non-members can use Klarna without service fees anywhere it’s offered at checkout, including Pay in 3, Pay in Full, and Klarna Financing (eligibility applies), as well as use Klarna Balance, Klarna Card in debit mode, get cashback at featured stores in the Klarna app, and access app features like delivery tracking, wishlists, price-drop notifications and loyalty cards. Klarna Members get all this and much more across four tiers built to fit however they choose to pay, save and spend. New members get their first month of Klarna Everywhere or Plus for just EUR 0.99, or 30% off the first three months of Premium or Max. The new membership plans are rolling out gradually in the coming weeks in Denmark, Germany, Austria, Italy, France, Spain, Belgium, the UK, Norway, Sweden and Finland, with other regions to follow soon. Klarna Everywhere (EUR 4.99/month) — Use Klarna everywhere. Unlock access to use Klarna everywhere Visa is accepted, without service fees, for the price of a coffee a month. After two fee-free purchases it's already paid for itself. Use Klarna fee-free anywhere Visa is accepted (subject to credit approval). A Klarna Credit Card, including a physical card (eligibility applies). Access to the One-Time card. Exclusive discounts in the Klarna app worth EUR 15 a month. Plus access the classic Klarna toolkit: Flexible payments and Pay in Full anywhere Klarna’s offered at checkout. Klarna Balance and Klarna Card in debit mode. Klarna Financing (eligibility applies). Cashback at featured stores in the Klarna app, and other in-app features like delivery tracking, wishlists, price-drop notifications and loyalty cards. Klarna Plus (EUR 9.99/month) — Earn more, save more, worry less. Cashback on everything you pay for, plus protection on what you buy, and perks worth having. Everything in Everywhere, plus: Stackable cashback rewards: 0.5% cashback every time you pay with Klarna, whether on debit or pay later, paid out monthly on Klarna Rewards Day. 2x in-app partner cashback: Double rewards at featured stores when you shop in the Klarna app. Higher interest on your savings: Extra 0.1% on top of the current Klarna standard rate. Subscriptions like ClassPass, Bon Appétit, Epicurious and Laundryheap. Purchase protection: Damage and theft covered up to EUR 500. 30-day best price guarantee: found it cheaper? Get the difference back. Exclusive discounts in the Klarna app worth EUR 80 a month, like Booking.com, Nike, MediaMarkt, or Sephora. Better travel benefits: Discounted lounge passes at 1,900+ airports worldwide. GHA Gold status with the Global Hotel Alliance. 1GB travel data: eSIM in 200+ countries. Access to Klarna priority customer support. Klarna Premium (EUR 19.99/month) — More of everything, with premium access. Get as many as 12 subscriptions for the price of one, plus cashback, purchase protections, travel cover, a metal card, and access to a dedicated support team. Everything in Plus, plus: 1% membership cashback on all Klarna payments and a 3x in-app partner cashback multiplier. Even higher interest on your savings: Extra 0.2% on top of the current rate. As many as 12 digital subscriptions, including NordVPN, Classpass, Headspace, New York Times, foodora, Vogue, GQ, Voi, Blinkist, and Clue. Expanded purchase protection plus 24-month extended warranty on purchases. Even better travel benefits: Global travel and rental car insurance. 2GB of travel data. GHA Platinum status with the Global Hotel Alliance. Further discounted lounge passes at 1,900+ airports worldwide. A premium silver metal card. Access to a Klarna dedicated support team. Klarna Max (EUR 44.99/month) — Max out your money, protections, and subscriptions. The highest cashback rates Klarna offers, as many as 23 subscriptions, and travel cover that even refunds cancelled trips. For members who want it all working, all the time. Everything in Premium, plus: 1.5% membership cashback on all Klarna payments. Plus a 4x in-app partner cashback multiplier. Max interest on your savings: Extra 0.5% on top of the current rate. As many as 23 digital subscriptions, including NordVPN, Classpass, Headspace, New York Times, foodora, Voi, Blinkist, Clue, The New Yorker, Wired, Vanity Fair, Vogue, GQ, Condé Nast Traveler, Architectural Digest, Bon Appétit & Epicurious. A free mobile phone plan with unlimited data (UK only). Cancel-for-any-reason protection on trips and events: 70% refund on non-refundable trips and events canceled 24+ hours before. The best travel benefits: Unlimited complimentary airport lounge access. GHA Titanium status with the Global Hotel Alliance. 5GB of travel data. A premium rose gold metal card. Offerings may vary by region.
