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First BanCorp. Stock Price

NYSE:FBP Community·US$3.4b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 10 Fair Values set on narratives written by author

FBP Share Price Performance

US$20.98
0.05 (0.24%)
16.1% undervalued intrinsic discount
US$25.00
Fair Value
US$20.98
0.05 (0.24%)
16.1% undervalued intrinsic discount
US$25.00
Fair Value
Price US$20.98
AnalystConsensusTarget US$25.00

FBP Community Narratives

AnalystConsensusTarget·
Fair Value US$25 13.7% undervalued intrinsic discount

Puerto Rico Recovery And Digital Investment Will Fortify Future Resilience

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Recent FBP News & Updates

First BanCorp.: Opportunities Ahead To Raise The Margin And Earnings, But Stock Appears Fairly Valued

Jul 17

First BanCorp. Key Details

US$891.0m

Revenue

US$0

Cost of Revenue

US$891.0m

Gross Profit

US$584.3m

Other Expenses

US$306.7m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Oct 23, 2025
Earnings per share (EPS)
1.92
Gross Margin
100.00%
Net Profit Margin
34.42%
Debt/Equity Ratio
17.3%

First BanCorp. Competitors

 
 
 
 
 
 
 
 
 
 
 
 

Snowflake Analysis

Very undervalued with flawless balance sheet.

1 Risk
4 Rewards

About FBP

Founded
1948
Employees
3113
CEO
Aurelio Aleman-Bermudez
WebsiteView website
www.1firstbank.com

First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; hedging activities; purchase of mortgage loans from branch and mortgage bankers; and origination of residential real estate loans. The Consumer (Retail) Banking segment provides auto loans, finance leases, personal loans, credit cards, and other types of consumer credit lines; and interest and non-interest-bearing checking and savings accounts. The Commercial and Corporate Banking segment offers commercial real estate and construction loans, as well as other products, such as cash and business management services. The Treasury and Investments segment focuses on fund management business. The United States Operations segment provides checking, savings, and money market accounts; retail CDs; internet banking services; residential mortgages; home equity loans and lines of credit; retail deposits; cash management services; remote data capture; automated clearing house transactions; and traditional commercial and industrial, and commercial real estate products, such as lines of credit, term loans, and construction loans. The Virgin Islands Operations segment focuses on consumer and commercial lending, and deposit-taking activities. The company also offers insurance agency services. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.

Market Insight

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U.S. Market Performance

  • 7 Days: -2.8%
  • 3 Months: 5.3%
  • 1 Year: 13.4%
  • Year to Date: 11.7%
Over the last 7 days, the market has dropped 2.8%, driven by a pullback of 2.5% in the Information Technology sector. As for the longer term, the market has actually risen by 13% in the last year. As for the next few years, earnings are expected to grow by 15% per annum. Market details ›