Hanover Insurance Group (THG) Aandelenoverzicht
The Hanover Insurance Group, Inc. biedt via haar dochterondernemingen verschillende producten en diensten aan op het gebied van schade- en eigendomsverzekeringen voor particulieren en bedrijven in de Verenigde Staten. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 3/6 |
| Toekomstige groei | 0/6 |
| Prestaties in het verleden | 6/6 |
| Financiële gezondheid | 5/6 |
| Dividenden | 5/6 |
THG Community Fair Values
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Analyst Price Targets
The Hanover Insurance Group, Inc. Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$232.33 |
| 52 Week Hoogtepunt | US$236.07 |
| 52 Week Laag | US$165.50 |
| Bèta | 0.28 |
| 1 maand verandering | 4.84% |
| 3 maanden verandering | 24.66% |
| 1 Jaar Verandering | 35.72% |
| 3 jaar verandering | 107.49% |
| 5 jaar verandering | 66.49% |
| Verandering sinds IPO | 858.06% |
Recent nieuws en updates
Analyse-artikel • Jul 31
Results: The Hanover Insurance Group, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts
It's been a good week for The Hanover Insurance Group, Inc. ( NYSE:THG ) shareholders, because the company has just...
Narratiefupdate • Jul 30
THG: CEO Succession And Capital Returns Will Support Measured Long-Term Outlook
Analysts have raised their price target for Hanover Insurance Group from $213.75 to $228.13, citing updated assumptions that include slightly higher revenue growth, a revised profit margin profile, and a higher future P/E multiple. What's in the News for Hanover Insurance Group Hanover Insurance Group announced a CEO succession plan.Seeking Alpha • Jul 29
The Hanover Insurance: Better Margins Justify A Premium Valuation
Summary The Hanover Insurance Group demonstrates strengthened profitability, driven by robust personal lines margin growth and improved risk underwriting. THG's Q2 2026 combined ratio improved to 91.2%, with personal lines segment operating profit nearly doubling and combined ratio dropping to 88.9%. Current valuation shows a 2.2x P/B and 10.45x P/E, reflecting optimism but leaving limited margin for error if catastrophic losses rise. I maintain a positive view on THG, with future share price growth hinging on sustaining a low combined ratio rather than revenue expansion. Read the full article on Seeking AlphaRecent updates
Analyse-artikel • Jul 31
Results: The Hanover Insurance Group, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts
It's been a good week for The Hanover Insurance Group, Inc. ( NYSE:THG ) shareholders, because the company has just...Narratiefupdate • Jul 30
THG: CEO Succession And Capital Returns Will Support Measured Long-Term Outlook
Analysts have raised their price target for Hanover Insurance Group from $213.75 to $228.13, citing updated assumptions that include slightly higher revenue growth, a revised profit margin profile, and a higher future P/E multiple. What's in the News for Hanover Insurance Group Hanover Insurance Group announced a CEO succession plan.Seeking Alpha • Jul 29
The Hanover Insurance: Better Margins Justify A Premium Valuation
Summary The Hanover Insurance Group demonstrates strengthened profitability, driven by robust personal lines margin growth and improved risk underwriting. THG's Q2 2026 combined ratio improved to 91.2%, with personal lines segment operating profit nearly doubling and combined ratio dropping to 88.9%. Current valuation shows a 2.2x P/B and 10.45x P/E, reflecting optimism but leaving limited margin for error if catastrophic losses rise. I maintain a positive view on THG, with future share price growth hinging on sustaining a low combined ratio rather than revenue expansion. Read the full article on Seeking AlphaNarratiefupdate • Jul 11
THG: Specialty Expansion And Capital Returns Will Support Measured Long-Term Outlook
Analysts have raised their price target for Hanover Insurance Group to $213.75 from $206.38, citing updated assumptions around revenue growth, profit margins, the discount rate, and future P/E levels. What’s in the News for Hanover Insurance Group Hanover Insurance Group is pursuing growth through disciplined underwriting, pricing actions, and a greater focus on specialty insurance, according to recent industry coverage.Narratiefupdate • Jun 22
THG: Strong Buy Rating And Capital Returns Will Support Fair Value
Analysts have reaffirmed their price target on Hanover Insurance Group at $206.38, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for keeping their outlook steady. What’s in the News for Hanover Insurance Group Zacks highlights The Hanover Insurance Group as a value stock with a Zacks Rank #1 (Strong Buy) and a Value Score of A, with earnings estimates upgraded by 9.5% over the past 60 days.Narratiefupdate • Jun 06
THG: Stronger Earnings And Capital Returns Will Support A Fairly Valued Outlook
Analysts have revised their price target for Hanover Insurance Group to $206.38 from $199.38, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What's in the News Hanover Insurance Group was upgraded to Zacks Rank #1 (Strong Buy) after first quarter 2026 operating income of $5.25 per share surpassed estimates, with Zacks highlighting improved underwriting profitability and a better consolidated combined ratio despite catastrophe losses.Narratiefupdate • May 02
THG: Share Repurchases And Softer Assumptions Will Shape A Fairly Valued Outlook
Analysts have slightly reduced Hanover Insurance Group's price target from about $199.75 to roughly $199.38, reflecting updated assumptions for softer revenue growth, lower profit margins, and a higher future P/E multiple. What's in the News From January 1, 2026 to April 28, 2026, Hanover Insurance Group repurchased 580,000 shares, about 1.64% of its shares, for US$101 million under its ongoing buyback program (Key Developments).Narratiefupdate • Mar 27
THG: Ongoing Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have kept their price target for The Hanover Insurance Group steady at $199.75, citing essentially unchanged fair value, discount rate, revenue growth, profit margin, and forward P/E assumptions in their latest update. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, representing 1.57% of its shares.Narratiefupdate • Mar 12
THG: Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have slightly increased their fair value estimate for Hanover Insurance Group from $199.63 to $199.75, reflecting updated assumptions around profit margin, revenue growth, discount rate, and future P/E. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, accounting for 1.57% of its shares.Narratiefupdate • Feb 25
THG: Share Repurchases And Dividend Policy Will Support Future Upside
Analysts have trimmed their price target for Hanover Insurance Group to $199.63, a move they link to slightly more conservative assumptions on future P/E multiples, while keeping fair value, discount rate, revenue growth, and profit margin estimates effectively unchanged. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares, representing 1.57% of its stock, for US$99 million under its ongoing buyback program (Key Developments).Narratiefupdate • Feb 10
THG: Share Repurchases And Dividend Will Support Attractive Future Upside
The analyst price target for Hanover Insurance Group has shifted slightly higher to about $199.63 from $199.50. Analysts cite updated assumptions on revenue growth, profit margins, the discount rate and projected P/E as the main drivers of this fine-tuning.Narratiefupdate • Jan 26
THG: Dividend And Buyback Momentum Will Support Attractive Future Upside
Analysts have trimmed their price target on Hanover Insurance Group by about $1, to roughly $200. This reflects slightly updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.Narratiefupdate • Jan 11
THG: Dividend Increase And Buybacks Will Support A Stronger Future Outlook
Analysts have modestly revised their price outlook on Hanover Insurance Group, with the updated target now aligned to an implied fair value of about US$200.13 per share. This reflects small tweaks to discount rate, revenue growth, profit margin, and forward P/E assumptions.Narratiefupdate • Dec 16
THG: Dividend Hike And Share Repurchases Will Shape A Balanced Outlook
Analysts have adjusted their price target on Hanover Insurance Group slightly higher to approximately $200.13 per share, reflecting modest refinements to long term assumptions around discount rates, revenue growth, profit margins, and valuation multiples. What's in the News The board approved an increase in the quarterly dividend to $0.95 per share, payable December 26, 2025, to shareholders of record on December 12, 2025 (Key Developments).Analyse-artikel • Dec 04
Hanover Insurance Group (NYSE:THG) Has Announced That It Will Be Increasing Its Dividend To $0.95
The Hanover Insurance Group, Inc. ( NYSE:THG ) will increase its dividend on the 26th of December to $0.95, which is...Narratiefupdate • Dec 01
THG: New Modular Insurance Product And Ongoing Buybacks Will Influence Outlook
Analysts have marginally increased their price target for Hanover Insurance Group from $199.71 to $200.13, citing slight improvements in profit margin forecasts and a modest adjustment to revenue growth expectations. What's in the News The Hanover Insurance Group has launched HSIP Advantage, a new modular property product designed for small to mid-sized businesses handling high-hazard materials.Narratiefupdate • Nov 17
THG: New Product Launches And Share Buybacks Will Shape Near-Term Outlook
Analysts have modestly increased their price target for Hanover Insurance Group from $199.43 to $199.71. They cite slightly stronger revenue growth projections that offset a minor dip in profit margin estimates.Narratiefupdate • Nov 01
THG: Expanding Life Sciences Coverage Will Drive Future Outperformance
Analysts have raised their price target for Hanover Insurance Group from $197.00 to $199.43, citing expectations for stronger revenue growth and a modestly higher projected valuation, even though profit margins are expected to soften slightly. What's in the News From July 1, 2025 to October 27, 2025, Hanover Insurance Group repurchased 323,000 shares, representing 0.9 percent of shares outstanding, for $55 million (Key Developments).Seeking Alpha • Sep 29
The Hanover Insurance: Q2 Improvement And Future Growth Indicators
Summary Hanover Insurance Group showed Q2 top and bottom-line growth as well as indicators of future growth and a positive analyst EPS consensus. The dividend yield of 2.3% beats key peers and the firm has a 5-year steady dividend growth history, and indicators of dividend sustainability supported by positive cash flow. The firm is exposed to a diversified, investment-grade asset portfolio that could be impacted by Fed decisions on interest rates. A key risk is exposure to weather catastrophic events which could drive future spikes in benefit payouts, impacting earnings. Although the stock is trading well above its moving average, it is undervalued on forward P/E ratios. Read the full article on Seeking Alpha
Nieuw narratief • Aug 30
Innovative Strategies And Tech Investments Set To Bolster Profitability In Insurance Sector
Focused catastrophe mitigation efforts in both Personal and Core Commercial lines aim to reduce claims and enhance profitability through higher deductibles and pricing adjustments.Rendement voor aandeelhouders
| THG | US Insurance | US Markt | |
|---|---|---|---|
| 7D | 3.6% | -0.5% | 0.9% |
| 1Y | 35.7% | 9.3% | 17.5% |
Rendement versus industrie: THG overtrof de US Insurance industrie, die het afgelopen jaar een rendement 9.3 % opleverde.
Rendement versus markt: THG overtrof de US markt, die het afgelopen jaar een rendement opleverde van 17.5 %.
Prijsvolatiliteit
| THG volatility | |
|---|---|
| THG Average Weekly Movement | 3.2% |
| Insurance Industry Average Movement | 4.8% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Stabiele aandelenkoers: THG heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 3% ) van THG is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 1852 | 4,900 | Jack Roche | www.hanover.com |
The Hanover Insurance Group, Inc. levert via haar dochterondernemingen verschillende producten en diensten op het gebied van schade- en eigendomsverzekeringen aan particulieren en bedrijven in de Verenigde Staten. Het bedrijf is actief in vier segmenten: Core Commercial, Specialty, Personal Lines en Overige. Het bedrijf biedt commerciële meervoudige risicodekking, bedrijfsautoverzekering, werknemerscompensatie en andere commerciële basisdekkingen; en professionele en uitvoerende verzekeringen, scheepvaartverzekeringen, en borgstellingen en overige, evenals speciale eigendoms- en schadeverzekeringsproducten die bestaan uit dekking voor Hanover programma's, eigen risico's en overschotten, Hanover speciale industriële dekking en speciale algemene aansprakelijkheidsdekking.
The Hanover Insurance Group, Inc. Samenvatting
| THG fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$8.09b |
| Inkomsten(TTM) | US$753.80m |
| Inkomsten(TTM) | US$6.76b |
10.7x
Koers/Winstverhouding1.2x
P/S-verhoudingIs THG overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| THG resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$6.76b |
| Kosten van inkomsten | US$5.06b |
| Brutowinst | US$1.70b |
| Overige uitgaven | US$950.20m |
| Inkomsten | US$753.80m |
Laatst gerapporteerde inkomsten
Jun 30, 2026
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | 21.65 |
| Brutomarge | 25.19% |
| Nettowinstmarge | 11.14% |
| Schuld/Eigen Vermogen Verhouding | 23.0% |
Hoe presteerde THG op de lange termijn?
Bekijk historische prestaties en vergelijkingDividenden
1.6%
Huidig dividendrendement18%
UitbetalingsratioBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/08/04 02:35 |
| Aandelenkoers aan het einde van de dag | 2026/08/03 00:00 |
| Inkomsten | 2026/06/30 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
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| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
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* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
The Hanover Insurance Group, Inc. wordt gevolgd door 17 analisten. 7 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Jay Gelb | Barclays |
| Michael Zaremski | BMO Capital Markets Equity Research |
| Grace Carter | BofA Global Research |