Mercury General (MCY) Aandelenoverzicht
Mercury General Corporation schrijft samen met haar dochterondernemingen autoverzekeringen voor particulieren in de Verenigde Staten. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 4/6 |
| Toekomstige groei | 0/6 |
| Prestaties in het verleden | 6/6 |
| Financiële gezondheid | 3/6 |
| Dividenden | 2/6 |
Beloningen
Risicoanalyse
Geen risico's gedetecteerd voor MCY uit onze risicocontroles.
MCY Community Fair Values
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Analyst Price Targets
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Mercury General Corporation Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$103.44 |
| 52 Week Hoogtepunt | US$113.06 |
| 52 Week Laag | US$74.29 |
| Bèta | 0.92 |
| 1 maand verandering | -1.84% |
| 3 maanden verandering | 0.81% |
| 1 Jaar Verandering | 31.80% |
| 3 jaar verandering | 263.46% |
| 5 jaar verandering | 82.69% |
| Verandering sinds IPO | 1,870.29% |
Recent nieuws en updates
Recent updates
Mercury General: Improving Underwriting Makes The Valuation Hard To Ignore
Summary Mercury General Corporation offers an attractive risk/reward due to strengthening underwriting results and a still low valuation. The company's Q2 combined ratio fell to 89.9%, reflecting improved profitability and successful premium increases, especially in California. The stock trades at a discounted 6.3x GAAP P/E and 9.1x forward P/E, despite a high ROE of 38.89%. High California exposure and catastrophe risk remain key concerns, but recent tariff approvals and reinsurance actions support the bullish thesis. Read the full article on Seeking Alpha
MCY: Rebounded Profitability And Balance Sheet Actions Will Support Future Repricing Potential
Analysts have maintained their price target for Mercury General at $120.00, reflecting steady assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E despite only minimal adjustments to their models. What's in the News Mercury General reported Q1 2026 net income of $190 million, compared with a loss in the prior year period, with results supported by higher net premiums, favorable investment returns, lower catastrophe losses, and tighter expense management (source: Q1 2026 earnings coverage).MCY: Higher Profitability Assumptions Will Support Future Repricing Potential
Analysts have raised their price target for Mercury General from $110 to $120. This reflects updated assumptions for revenue growth, profit margins, and a lower future P/E multiple in their models.MCY: Stable Profitability And P/E Multiple Will Support Future Repricing
Analysts kept their price target for Mercury General steady at $110.00. This reflects broadly unchanged assumptions on discount rate, revenue growth, profit margin and future P/E multiples.MCY: Steady Profit Outlook And Discounted P/E Will Drive Future Repricing
Analysts have kept their $110.00 price target on Mercury General unchanged, reflecting steady views on fair value as they continue to see the current discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations as consistent with prior estimates. Valuation Changes Fair Value: The model fair value remains at $110.00, indicating no change in the assessed share valuation level.MCY: Stable Assumptions And Undervalued P/E Will Support Future Repricing
Analysts have kept their price target for Mercury General steady at $110.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value: Model fair value stays at $110.00, indicating no change in the estimated intrinsic price per share.MCY: Steady Assumptions And Undervalued P/E Will Support Bullish Repricing
Analysts have kept their $110.00 price target for Mercury General unchanged, reflecting largely consistent assumptions on the discount rate, revenue growth, profit margin, and future P/E, with only minimal refinements to the model. Valuation Changes Fair Value: The model fair value remains at $110.00, with no change from the prior estimate.MCY: Higher Fair Value And P/E Assumptions Will Support Bullish Repricing
Analysts have lifted their price target for Mercury General to $110 from $100, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and an expected future P/E multiple. Valuation Changes Fair Value: updated to $110 from $100, indicating a modest uplift in the assessed share value.Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 24th of...Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Mercury General's fair value estimate was raised primarily due to a higher future P/E multiple despite steady revenue growth projections, driving the consensus analyst price target up from $90 to $100. What's in the News Mercury Insurance released its annual list of the most affordable EVs to insure, aiming to guide budget-conscious consumers and highlight insurance-saving vehicle models.
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Strength in core business operations, excluding catastrophe losses, suggests improved future earnings stability and net margins through personal auto and homeowners lines.California Wildfires, Mercury General's Opportunity Amid Crisis (Rating Upgrade)
Summary The Los Angeles wildfires, while tragic, may present an opportunity for Mercury General due to potential market exits by other insurers and possible price increases. Mercury General's exposure to auto insurance, along with its reinsurance coverage, suggests it can absorb the wildfire losses, estimated at $150 million pre-tax. Despite potential risks like increased reinsurance costs and regulatory changes, Mercury General is positioned for growth and higher premiums post-wildfires. I initiated a position in Mercury General, expecting a stock rebound to $56-$60, driven by positive FY 2024 results and subsiding wildfire fears. Read the full article on Seeking AlphaMercury General: Turning Lead Into Gold
Summary Mercury General faced operational challenges and high loss ratios in 2022, compounded by a dividend reduction that resulted in the loss of its "dividend aristocrat" status. In response to these challenges, Mercury launched remediation efforts in 2023 focused on improving underwriting margins, especially in California, where adverse conditions significantly impacted profitability. By mid-2024, Mercury's combined ratio improved, achieving positive underwriting income and a combined ratio of 98.9% by Q2, reflecting the success of rate adjustments and underwriting improvements. Third-quarter results were particularly strong, leading to a year-to-date underwriting income of $88.7 million, reinforcing investor optimism and supporting a substantial stock price increase since early 2024. Mercury is on track for continued improvement, with anticipated FY 2024 combined ratios between 96.5% and 97.8%, driven by effective remediation and investment income growth, although it still trades at a premium relative to steadier competitors. Read the full article on Seeking AlphaMercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield
Summary Mercury General Corporation is well-positioned for growth with significant cash reserves, enabling investment in advertising and agent network expansion to boost net sales. Recent rate increases approved by the Department of Insurance and impressive EPS forecasts for 2025 make MCY an attractive buy. The company's strong investment track record, focus on maximizing after-tax yield, and experienced leadership further support its potential for stable returns. Despite some risks, including market concentration in California and inflationary pressures, MCY's proven business model and undervaluation present a compelling investment opportunity. Read the full article on Seeking AlphaRendement voor aandeelhouders
| MCY | US Insurance | US Markt | |
|---|---|---|---|
| 7D | -1.0% | -2.3% | -0.9% |
| 1Y | 31.8% | 3.2% | 13.9% |
Rendement versus industrie: MCY overtrof de US Insurance industrie, die het afgelopen jaar een rendement 3.2 % opleverde.
Rendement versus markt: MCY overtrof de US markt, die het afgelopen jaar een rendement opleverde van 13.9 %.
Prijsvolatiliteit
| MCY volatility | |
|---|---|
| MCY Average Weekly Movement | 3.5% |
| Insurance Industry Average Movement | 4.8% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.3% |
| 10% least volatile stocks in US Market | 2.9% |
Stabiele aandelenkoers: MCY heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 3% ) van MCY is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 1961 | 4,380 | Gabe Tirador | www.mercuryinsurance.com |
Mercury General Corporation houdt zich, samen met haar dochterondernemingen, bezig met het afsluiten van autoverzekeringen in de Verenigde Staten. Het bedrijf schrijft ook producten voor huiseigenaren, commerciële auto's, commercieel eigendom, mechanische bescherming en parapluverzekeringen. De autoverzekeringsproducten van het bedrijf omvatten botsingen, schade aan eigendommen, lichamelijk letsel, uitgebreide, persoonlijk letsel bescherming, onderverzekerd en onverzekerd automobilist, en andere risico's; en huiseigenaren verzekeringsproducten omvatten woning, aansprakelijkheid, persoonlijke eigendommen, en andere dekkingen.
Mercury General Corporation Samenvatting
| MCY fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$5.67b |
| Inkomsten(TTM) | US$936.87m |
| Inkomsten(TTM) | US$6.34b |
Is MCY overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| MCY resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$6.34b |
| Kosten van inkomsten | US$4.64b |
| Brutowinst | US$1.70b |
| Overige uitgaven | US$762.63m |
| Inkomsten | US$936.87m |
Laatst gerapporteerde inkomsten
Jun 30, 2026
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | 16.91 |
| Brutomarge | 26.81% |
| Nettowinstmarge | 14.78% |
| Schuld/Eigen Vermogen Verhouding | 33.3% |
Hoe presteerde MCY op de lange termijn?
Bekijk historische prestaties en vergelijkingDividenden
Betaalt MCY een betrouwbaar dividend?
Zie MCY dividendgeschiedenis en benchmarks| Mercury General dividenddata | |
|---|---|
| Ex Dividend Datum | Sep 10 2026 |
| Betaaldatum dividend | Sep 24 2026 |
| Dagen tot Ex-dividend | 5 days |
| Dagen tot dividendbetaaldatum | 9 days |
Betaalt MCY een betrouwbaar dividend?
Zie MCY dividendgeschiedenis en benchmarksBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/09/14 22:06 |
| Aandelenkoers aan het einde van de dag | 2026/09/14 00:00 |
| Inkomsten | 2026/06/30 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Mercury General Corporation wordt gevolgd door 7 analisten. 1 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Alison Jacobowitz | BofA Global Research |
| Christopher Campbell | Keefe, Bruyette, & Woods |
| Raymond Iardella | Macquarie Research |