Mercury General Beheer
Beheer criteriumcontroles 3/4
De CEO Mercury General is Gabe Tirador, benoemd in Jan2007, heeft een ambtstermijn van 19.33 jaar. De totale jaarlijkse vergoeding van { bedraagt $ 5.59M, bestaande uit 24.1% salaris en 75.9% bonussen, inclusief aandelen en opties van het bedrijf. bezit rechtstreeks 0.092% van de aandelen van het bedrijf, ter waarde $ 5.17M. De gemiddelde ambtstermijn van het managementteam en de raad van bestuur bedraagt respectievelijk 11.2 jaar en 9.3 jaar.
Belangrijke informatie
Gabe Tirador
Algemeen directeur
US$5.6m
Totale compensatie
| Percentage CEO-salaris | 24.05% |
| Dienstverband CEO | 19.3yrs |
| Eigendom CEO | 0.09% |
| Management gemiddelde ambtstermijn | 11.2yrs |
| Gemiddelde ambtstermijn bestuur | 9.3yrs |
Recente managementupdates
Recent updates
Mercury General: From Wildfire Panic To Underwriting Recovery
Summary Mercury General has rebounded strongly after wildfire-driven turmoil, demonstrating resilience and improved underwriting discipline. MCY posted $203.9 million in pre-tax underwriting income in 2025, matching 2024 despite higher catastrophe losses, signaling portfolio remediation success. Recent underwriting gains and portfolio adjustments underpin a bullish outlook, with stability achieved even amid unpredictable catastrophe events. The dividend remains unchanged, reflecting a cautious but disciplined capital allocation approach as MCY rebuilds its financial strength. Read the full article on Seeking Alpha
MCY: Stable Profitability And P/E Multiple Will Support Future Repricing
Analysts kept their price target for Mercury General steady at $110.00. This reflects broadly unchanged assumptions on discount rate, revenue growth, profit margin and future P/E multiples.MCY: Steady Profit Outlook And Discounted P/E Will Drive Future Repricing
Analysts have kept their $110.00 price target on Mercury General unchanged, reflecting steady views on fair value as they continue to see the current discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations as consistent with prior estimates. Valuation Changes Fair Value: The model fair value remains at $110.00, indicating no change in the assessed share valuation level.MCY: Stable Assumptions And Undervalued P/E Will Support Future Repricing
Analysts have kept their price target for Mercury General steady at $110.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value: Model fair value stays at $110.00, indicating no change in the estimated intrinsic price per share.MCY: Steady Assumptions And Undervalued P/E Will Support Bullish Repricing
Analysts have kept their $110.00 price target for Mercury General unchanged, reflecting largely consistent assumptions on the discount rate, revenue growth, profit margin, and future P/E, with only minimal refinements to the model. Valuation Changes Fair Value: The model fair value remains at $110.00, with no change from the prior estimate.MCY: Higher Fair Value And P/E Assumptions Will Support Bullish Repricing
Analysts have lifted their price target for Mercury General to $110 from $100, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and an expected future P/E multiple. Valuation Changes Fair Value: updated to $110 from $100, indicating a modest uplift in the assessed share value.Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 24th of...Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Mercury General's fair value estimate was raised primarily due to a higher future P/E multiple despite steady revenue growth projections, driving the consensus analyst price target up from $90 to $100. What's in the News Mercury Insurance released its annual list of the most affordable EVs to insure, aiming to guide budget-conscious consumers and highlight insurance-saving vehicle models.Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...Mercury General (NYSE:MCY) Is Due To Pay A Dividend Of $0.3175
The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...Here's Why Mercury General (NYSE:MCY) Has Caught The Eye Of Investors
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Mercury General (NYSE:MCY) Is Paying Out A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 26th of June...
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Strength in core business operations, excluding catastrophe losses, suggests improved future earnings stability and net margins through personal auto and homeowners lines.California Wildfires, Mercury General's Opportunity Amid Crisis (Rating Upgrade)
Summary The Los Angeles wildfires, while tragic, may present an opportunity for Mercury General due to potential market exits by other insurers and possible price increases. Mercury General's exposure to auto insurance, along with its reinsurance coverage, suggests it can absorb the wildfire losses, estimated at $150 million pre-tax. Despite potential risks like increased reinsurance costs and regulatory changes, Mercury General is positioned for growth and higher premiums post-wildfires. I initiated a position in Mercury General, expecting a stock rebound to $56-$60, driven by positive FY 2024 results and subsiding wildfire fears. Read the full article on Seeking AlphaMercury General: Turning Lead Into Gold
Summary Mercury General faced operational challenges and high loss ratios in 2022, compounded by a dividend reduction that resulted in the loss of its "dividend aristocrat" status. In response to these challenges, Mercury launched remediation efforts in 2023 focused on improving underwriting margins, especially in California, where adverse conditions significantly impacted profitability. By mid-2024, Mercury's combined ratio improved, achieving positive underwriting income and a combined ratio of 98.9% by Q2, reflecting the success of rate adjustments and underwriting improvements. Third-quarter results were particularly strong, leading to a year-to-date underwriting income of $88.7 million, reinforcing investor optimism and supporting a substantial stock price increase since early 2024. Mercury is on track for continued improvement, with anticipated FY 2024 combined ratios between 96.5% and 97.8%, driven by effective remediation and investment income growth, although it still trades at a premium relative to steadier competitors. Read the full article on Seeking AlphaMercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield
Summary Mercury General Corporation is well-positioned for growth with significant cash reserves, enabling investment in advertising and agent network expansion to boost net sales. Recent rate increases approved by the Department of Insurance and impressive EPS forecasts for 2025 make MCY an attractive buy. The company's strong investment track record, focus on maximizing after-tax yield, and experienced leadership further support its potential for stable returns. Despite some risks, including market concentration in California and inflationary pressures, MCY's proven business model and undervaluation present a compelling investment opportunity. Read the full article on Seeking AlphaAnalyse CEO-vergoeding
| Datum | Totale vergoeding | Salaris | Bedrijfswinsten |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$840m |
| Dec 31 2025 | US$6m | US$1m | US$541m |
| Sep 30 2025 | n/a | n/a | US$440m |
| Jun 30 2025 | n/a | n/a | US$390m |
| Mar 31 2025 | n/a | n/a | US$286m |
| Dec 31 2024 | US$4m | US$1m | US$468m |
| Sep 30 2024 | n/a | n/a | US$558m |
| Jun 30 2024 | n/a | n/a | US$319m |
| Mar 31 2024 | n/a | n/a | US$215m |
| Dec 31 2023 | US$2m | US$1m | US$96m |
| Sep 30 2023 | n/a | n/a | -US$102m |
| Jun 30 2023 | n/a | n/a | -US$192m |
| Mar 31 2023 | n/a | n/a | -US$361m |
| Dec 31 2022 | US$1m | US$1m | -US$513m |
| Sep 30 2022 | n/a | n/a | -US$475m |
| Jun 30 2022 | n/a | n/a | -US$376m |
| Mar 31 2022 | n/a | n/a | -US$56m |
| Dec 31 2021 | US$2m | US$1m | US$248m |
| Sep 30 2021 | n/a | n/a | US$384m |
| Jun 30 2021 | n/a | n/a | US$502m |
| Mar 31 2021 | n/a | n/a | US$621m |
| Dec 31 2020 | US$3m | US$1m | US$375m |
| Sep 30 2020 | n/a | n/a | US$240m |
| Jun 30 2020 | n/a | n/a | US$190m |
| Mar 31 2020 | n/a | n/a | US$45m |
| Dec 31 2019 | US$2m | US$1m | US$320m |
Compensatie versus markt: De totale vergoeding ($USD 5.59M ) Gabe } ligt onder het gemiddelde voor bedrijven van vergelijkbare omvang in de US markt ($USD 8.38M ).
Compensatie versus inkomsten: De vergoeding van Gabe is het afgelopen jaar met meer dan 20% gestegen.
CEO
Gabe Tirador (60 yo)
Mr. Gabriel Tirador, also known as Gabe, is CEO & Director of Mercury General Corporation from January 01, 2024. He was President, CEO & Director of Mercury General Corporation from January 2007 to January...
Leiderschapsteam
| Naam | Positie | Tenure | Compensatie | Eigendom |
|---|---|---|---|---|
| Executive Chairman of the Board | 65.3yrs | US$3.63m | 35.33% $ 2.0b | |
| CEO & Director | 19.3yrs | US$5.59m | 0.092% $ 5.2m | |
| President | 4.3yrs | US$2.48m | 0.027% $ 1.5m | |
| Senior VP & CFO | 24.6yrs | US$2.39m | 0.010% $ 570.8k | |
| VP & CTO | 3.2yrs | US$2.51m | geen gegevens | |
| VP & Chief Investment Officer | 28.3yrs | US$871.55k | 0.012% $ 650.8k | |
| VP & Chief Marketing Officer | no data | geen gegevens | 0.00061% $ 34.1k | |
| VP & Chief Sales Officer | 1.3yrs | geen gegevens | geen gegevens | |
| VP & Chief Human Resources Officer | no data | geen gegevens | geen gegevens | |
| VP & Chief Sales Development Officer | no data | geen gegevens | geen gegevens | |
| VP & Chief Claims Officer | 11.2yrs | geen gegevens | geen gegevens | |
| VP & Chief Product Officer | no data | US$605.69k | 0.0016% $ 91.2k |
Ervaren management: Het managementteam van MCY is doorgewinterd en ervaren (gemiddelde ambtstermijn van 11.2 jaar).
Bestuursleden
| Naam | Positie | Tenure | Compensatie | Eigendom |
|---|---|---|---|---|
| Executive Chairman of the Board | 65.3yrs | US$3.63m | 35.33% $ 2.0b | |
| CEO & Director | 23.3yrs | US$5.59m | 0.092% $ 5.2m | |
| President | 2.3yrs | US$2.48m | 0.027% $ 1.5m | |
| Independent Director | 12.3yrs | US$81.10k | geen gegevens | |
| Independent Director | 9.3yrs | US$100.70k | 0.0059% $ 328.5k | |
| Lead Independent Director | 17.8yrs | US$111.70k | geen gegevens | |
| Independent Director | 7.6yrs | US$90.50k | geen gegevens | |
| Independent Director | 7.6yrs | US$110.10k | 0.0055% $ 308.3k | |
| Director | 4.6yrs | US$67.70k | 0.011% $ 598.8k |
Ervaren bestuur: De raad van bestuur van MCY wordt beschouwd als ervaren (gemiddelde ambtstermijn 9.3 jaar).
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/05/24 13:15 |
| Aandelenkoers aan het einde van de dag | 2026/05/22 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Mercury General Corporation wordt gevolgd door 7 analisten. 1 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Alison Jacobowitz | BofA Global Research |
| Christopher Campbell | Keefe, Bruyette, & Woods |
| Raymond Iardella | Macquarie Research |