Lemonade (LMND) Aandelenoverzicht
Lemonade, Inc. biedt verschillende verzekeringsproducten aan in de Verenigde Staten, Europa, Louisiana en het Verenigd Koninkrijk. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 0/6 |
| Toekomstige groei | 5/6 |
| Prestaties in het verleden | 0/6 |
| Financiële gezondheid | 5/6 |
| Dividenden | 0/6 |
Beloningen
Risicoanalyse
Geen risico's gedetecteerd voor LMND uit onze risicocontroles.
LMND Community Fair Values
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Analyst Price Targets
Top Community Narratives
US$77.14
FV
25.5% ondergewaardeerd intrinsieke korting170
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Lemonade, Inc. Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$57.49 |
| 52 Week Hoogtepunt | US$99.90 |
| 52 Week Laag | US$35.70 |
| Bèta | 1.81 |
| 1 maand verandering | 8.74% |
| 3 maanden verandering | 4.24% |
| 1 Jaar Verandering | 42.06% |
| 3 jaar verandering | 191.83% |
| 5 jaar verandering | -44.63% |
| Verandering sinds IPO | -17.17% |
Recent nieuws en updates
Seeking Alpha • Jun 09
Lemonade: Hard To Turn Down At $4.5B Market Cap
Summary Lemonade demonstrates robust 32% YoY IFP growth, strong cost discipline, and accelerating cross-sell momentum, positioning it as a unique AI-driven disruptor. Cross-selling doubled YoY, with only 5% of customers holding multiple policies, indicating substantial untapped LTV and self-reinforcing growth potential. Valuation at ~8x 2026 gross profit for +150% YoY gross profit growth is compelling, with the market underpricing LMND’s long-term AI-driven upside. Key risks include elevated SBC dilution and intense competition in car insurance, but risk/reward remains heavily skewed toward long-term bulls. Read the full article on Seeking Alpha
Narratiefupdate • Jun 05
LMND: Autonomous Driving Data Will Drive Future Earnings Power
Analysts have trimmed their average price target on Lemonade to $75, down $5, citing slower premium growth across property and casualty peers. They also point to expectations that pricing and premiums could weaken further, even as their models still assume slightly higher revenue growth, modestly better profit margins, and a lower future P/E multiple.Narratiefupdate • May 20
LMND: Tesla Data Partnership Will Shape Future Earnings Power
Analysts trimmed Lemonade's fair value estimate by $6 to $92, reflecting lower revenue growth and profit margin expectations alongside a slightly higher discount rate, even as some still highlight potential benefits from partnerships and automation initiatives. Analyst Commentary Recent Street research on Lemonade has leaned cautious overall, with several firms cutting price targets in response to updated views on growth and profitability.Recent updates
Seeking Alpha • Jun 09
Lemonade: Hard To Turn Down At $4.5B Market Cap
Summary Lemonade demonstrates robust 32% YoY IFP growth, strong cost discipline, and accelerating cross-sell momentum, positioning it as a unique AI-driven disruptor. Cross-selling doubled YoY, with only 5% of customers holding multiple policies, indicating substantial untapped LTV and self-reinforcing growth potential. Valuation at ~8x 2026 gross profit for +150% YoY gross profit growth is compelling, with the market underpricing LMND’s long-term AI-driven upside. Key risks include elevated SBC dilution and intense competition in car insurance, but risk/reward remains heavily skewed toward long-term bulls. Read the full article on Seeking AlphaNarratiefupdate • Jun 05
LMND: Autonomous Driving Data Will Drive Future Earnings Power
Analysts have trimmed their average price target on Lemonade to $75, down $5, citing slower premium growth across property and casualty peers. They also point to expectations that pricing and premiums could weaken further, even as their models still assume slightly higher revenue growth, modestly better profit margins, and a lower future P/E multiple.Narratiefupdate • May 20
LMND: Tesla Data Partnership Will Shape Future Earnings Power
Analysts trimmed Lemonade's fair value estimate by $6 to $92, reflecting lower revenue growth and profit margin expectations alongside a slightly higher discount rate, even as some still highlight potential benefits from partnerships and automation initiatives. Analyst Commentary Recent Street research on Lemonade has leaned cautious overall, with several firms cutting price targets in response to updated views on growth and profitability.
Narratiefupdate • May 02
LMND: Extended Profitability Timeline Will Constrain Benefits From Autonomous Data Partnership
Narrative Update on Lemonade Analysts have reduced their average price targets on Lemonade by a wide range, from $3 to $28, citing tempered expectations for revenue growth, a lower assumed future P/E multiple around 64, and ongoing questions about the costs needed to support partnerships and customer acquisition, even as some see potential for long term margin improvement. Analyst Commentary Recent research updates on Lemonade reflect a split view, with several bearish analysts trimming price targets and flagging execution and growth risks, even as a few larger firms highlight long term potential tied to partnerships and product expansion.
Narratiefupdate • Apr 18
LMND: Tesla Partnership And Automation Push Will Shape Balanced Profit Outlook
Analysts have nudged Lemonade's fair value estimate lower by about $2 to $65.11, reflecting updated views on its long term earnings potential and evolving expectations around growth, profitability and future P/E multiples, following recent research on the Tesla partnership and the cost of pushing further into automation and bundled offerings. Analyst Commentary Recent Street research around Lemonade centers on how the Tesla partnership, automation push and bundling efforts could reshape the business over time, with valuation targets moving in both directions as analysts weigh execution risk against long term potential.Narratiefupdate • Apr 04
LMND: Extended Profitability Timeline Will Limit Benefits From Tesla Data Partnership
Analysts have nudged their price targets on Lemonade higher in recent weeks, including moves such as Morgan Stanley's shift to $85 and other target increases of $4 to $7. These changes reflect growing focus on the Tesla partnership, expected benefits from autonomous exposure, and ongoing debate around the cost and payoff of Lemonade's automation and bundling efforts.Narratiefupdate • Mar 21
LMND: Tesla Partnership Will Support Higher Earnings Power And Market Share
The analyst fair value estimate for Lemonade has increased from $85.00 to $98.00 as analysts factor in higher long term earnings potential tied to the Tesla partnership, ongoing auto insurance data advantages, and updated views on growth, margins, and future P/E assumptions. Analyst Commentary Recent Street research on Lemonade highlights a split in opinion, but there is a clear cluster of bullish analysts who see the Tesla partnership, data advantages in auto, and broader automation efforts as key drivers for long term earnings potential.Narratiefupdate • Mar 07
LMND: Extended Profitability Timeline Will Restrain Benefits From Automation And Tesla Partnership
Narrative Update: Lemonade Analyst Price Target Shift The Street price target framework for Lemonade has moved within a wide range, with individual firms adjusting their targets between $40 and $85. Analysts are weighing tougher assumptions around achieving 30%+ growth alongside improved underwriting, automation, and the potential impact of the Tesla partnership on the long-term earnings and P/E outlook.Narratiefupdate • Feb 21
LMND: Extended Profitability Timeline Will Undermine Automation And Partnership Upside
The Street's view on Lemonade has reset, with recent analyst updates pulling some price targets down to around $65, while others have lifted targets by $5 to $7 and up to $80. This reflects mixed reactions to near term profitability timing and growing interest in its automation driven insurance model and Tesla partnership.Narratiefupdate • Feb 06
LMND: Tesla Partnership And Sector Softness Will Likely Balance Profit Recovery Hopes
Narrative Update: Analyst Price Target Shift for Lemonade Analysts have nudged their price targets on Lemonade higher by up to US$7 in recent research, reflecting updated models around its Tesla partnership, evolving views on the auto insurance opportunity, and revised long term assumptions that keep fair value estimates broadly unchanged. Analyst Commentary Recent research paints a mixed picture of Lemonade, with several firms lifting price targets on the back of updated assumptions around its auto offering and the Tesla partnership, while others keep more cautious ratings in place.Analyseartikel • Jan 29
After Leaping 29% Lemonade, Inc. (NYSE:LMND) Shares Are Not Flying Under The Radar
Lemonade, Inc. ( NYSE:LMND ) shares have continued their recent momentum with a 29% gain in the last month alone. The...Narratiefupdate • Jan 23
LMND: Future Sector Softness Will Likely Undermine Optimism Around Profit Recovery
The analyst price target for Lemonade has moved higher to reflect a fair value estimate of about $67.11 per share, with analysts pointing to updated profit margin assumptions, a lower implied future P/E multiple, and a series of recent price target increases across the Street as key drivers of the change. Analyst Commentary Recent research commentary on Lemonade focuses on how the company is progressing against long term execution goals, how quickly it can scale to justify current valuation, and how its business model might hold up through the insurance cycle.Narratiefupdate • Jan 08
LMND: Softening Property And Casualty Cycle Will Pressure Long Term Profitability
Narrative Update Our fair value estimate for Lemonade has moved from US$31.00 to US$33.00, reflecting analysts' higher price targets, including recent increases to US$80 and US$53 that are tied to updated insurance models and confidence in the company’s long term market share ambitions. Analyst Commentary Recent Street research around Lemonade highlights a split view.Narratiefupdate • Dec 23
LMND Will Balance Rising Market Share Expectations With Moderate Profit Improvement
We raise our fair value estimate for Lemonade to $85 from $60 per share, reflecting analysts' higher price targets and confidence that the company can sustain growth above the broader market and achieve modestly better long term profitability, despite slightly higher risk assumptions. Analyst Commentary Bullish analysts have steadily raised their price targets on Lemonade in recent months, signaling growing confidence in the company’s ability to execute on its long term roadmap.Narratiefupdate • Dec 09
LMND: Future Industry Softness Will Likely Restrain Profit Recovery Despite Raised Expectations
Lemonade's analyst price target has been nudged higher, from about $57.00 to roughly $57.63, as analysts highlight the company’s still-early growth phase, its growing market share ambitions, and incremental model updates that modestly improve long term growth and margin expectations. Analyst Commentary Recent research updates reflect a widening range of views on Lemonade, with some bullish analysts citing a long runway for growth and market share gains, while more cautious voices point to industry cyclicality and profitability risks.Analyseartikel • Dec 05
Lemonade, Inc. (NYSE:LMND) Looks Just Right With A 31% Price Jump
Lemonade, Inc. ( NYSE:LMND ) shares have continued their recent momentum with a 31% gain in the last month alone...Narratiefupdate • Nov 25
LMND: Weaker Industry Pricing Will Limit Near-Term Profit Recovery Prospects
The analyst price target for Lemonade has increased notably, rising from $49.63 to $57.00. Analysts cite the company's continued progress in building market share and adapting to evolving industry conditions.Narratiefupdate • Nov 07
LMND: Increased Competition Will Weigh On Profitability Amid Sector Transitions
Analysts have raised Lemonade's fair value estimate from $46.50 to $49.63, reflecting updated sector research that points to ongoing industry pricing shifts and renewed optimism for select personal lines insurers. Analyst Commentary Recent updates from leading brokerages indicate shifting views on Lemonade's prospects, as analysts respond to changing trends within the property and casualty insurance sector.Narratiefupdate • Oct 08
AI Driven Efficiency Will Offset Insurance Risks In Expansion
Analysts have increased Lemonade's price target from $45.13 to $46.50, citing continued growth momentum and improving profitability metrics. Analyst Commentary Recent analyst updates reflect a mix of optimism and caution surrounding Lemonade's future.Narratiefupdate • Aug 23
AI Driven Efficiency Will Offset Insurance Risks In Expansion
Lemonade’s analyst price target has been raised from $39.86 to $45.12, as improving growth in key segments and progress toward profitability are partially offset by competitive pressures and softening market conditions. Analyst Commentary Bullish analysts highlight continued strong growth in Lemonade's car insurance and European segments, as well as ongoing progress toward profitability and improving loss ratios.Narratiefupdate • Aug 08
AI Driven Efficiency Will Offset Insurance Risks In Expansion
The upward revision in Lemonade’s consensus price target primarily reflects an increase in its forward P/E multiple, while net profit margin remained steady, raising fair value from $33.00 to $35.33. What's in the News Lemonade launched Lemonade Car in Indiana, expanding its U.S. presence and now covering approximately 42% of the U.S. car insurance market.Analyseartikel • May 09
Analysts Have Made A Financial Statement On Lemonade, Inc.'s (NYSE:LMND) First-Quarter Report
As you might know, Lemonade, Inc. ( NYSE:LMND ) just kicked off its latest first-quarter results with some very strong...Seeking Alpha • Apr 07
Lemonade: An Incredible Small Cap At A Great Valuation
Summary Lemonade leverages AI and technology to disrupt traditional insurers, offering streamlined services and superior data collection, targeting a younger demographic under 35. LMND's cross-selling strategy boosts customer lifetime value and reduces acquisition costs, with significant potential in the car insurance market. Profitability inflection point expected by 2026, with strong metrics like premium per employee and customer per employee outpacing traditional competitors. Despite risks, including unprofitability and geographic concentration, LMND's valuation is attractive relative to incumbents, with substantial growth potential in international markets. Read the full article on Seeking AlphaAnalyseartikel • Apr 03
Lemonade, Inc.'s (NYSE:LMND) Earnings Haven't Escaped The Attention Of Investors
When close to half the companies in the Insurance industry in the United States have price-to-sales ratios (or "P/S...
Nieuw narratief • Mar 22
Investments In AI And Car Insurance Expansion Will Pressure Margins Before Future Gains Emerge
Investment in growth and car insurance expansion may pressure net margins short-term but aims for long-term revenue and profitability gains.Seeking Alpha • Feb 26
Lemonade: With Premium Growth Accelerating, It's Time To Buy The Dip
Summary Lemonade, Inc.'s Q4 results show strong growth in in force premium (IFP) and revenue, despite a challenging macro environment, signaling a buying opportunity amid the stock's recent dip. The company believes it has contained exposure to the LA wildfires, indicating a relatively digestible $20 million adjusted EBITDA loss in Q1. The company expects IFP to continue accelerating in FY25 to 28% y/y growth, while reiterating its goal of adjusted EBITDA profitability in FY26. Gross loss ratios also continue to trend downward for LMND, a signal of the company's diversified portfolio (including pet insurance, which is growing faster in the portfolio and produces less loss). Read the full article on Seeking AlphaSeeking Alpha • Jan 02
Lemonade: Great Small-Cap To Bet On In 2025 And Beyond
Summary Lemonade leverages AI to disrupt the insurance industry, achieving impressive growth and customer satisfaction, particularly among younger demographics. Despite being unprofitable, Lemonade's AI-driven efficiencies and expanding market opportunities, especially in car insurance, present significant long-term growth potential. Founder-led with substantial insider ownership, Lemonade's management team is committed to scaling the business and achieving profitability by 2027. Competitive risks and current unprofitability are concerns, but the company's innovative approach and market position justify a bullish outlook for long-term investors. Read the full article on Seeking AlphaAnalyseartikel • Dec 09
After Leaping 65% Lemonade, Inc. (NYSE:LMND) Shares Are Not Flying Under The Radar
Lemonade, Inc. ( NYSE:LMND ) shares have continued their recent momentum with a 65% gain in the last month alone. The...Seeking Alpha • Nov 24
Lemonade: The Rising Stock For Aggressive Growth Investors
Summary Lemonade's downside risks are diminishing, and the potential for the company to thrive is increasing, as evidenced by its impressive third quarter 2024 results. LMND stock has surged around 168% since the end of October 2024, driven by accelerating top-line growth, increased profitability, and positive net cash flow. Short interest metrics have declined since late September, indicating that bearish arguments are losing traction as the market recognizes Lemonade's improving fundamentals. Despite lingering risks, Lemonade's valuation and growth prospects make it a compelling buy for risk-tolerant aggressive growth investors. Read the full article on Seeking AlphaSeeking Alpha • Nov 07
Lemonade: Driving Lower Costs Through AI While Pursuing Thoughtful Expansion
Summary Lemonade has continued to soar with excellent Q3 results, featuring an acceleration in in-force premium growth rates. The company’s diversification into pet and car insurance, plus European expansion, enhances its resilience and growth potential. Gross loss ratios continue to trend downward, and we note as well that the company has no exposure to Florida. Cash flow has just begun to tilt positive, another positive catalyst for the stock. Read the full article on Seeking AlphaAnalyseartikel • Nov 03
Lemonade, Inc. (NYSE:LMND) Released Earnings Last Week And Analysts Lifted Their Price Target To US$20.00
As you might know, Lemonade, Inc. ( NYSE:LMND ) just kicked off its latest quarterly results with some very strong...Seeking Alpha • Sep 26
Lemonade: Applying AI To Manage Risks, Raise Sales And Reduce Costs
Summary Lemonade's 25% stock drop after Q2 2024 results presents an opportunity, leveraging AI to innovate and monetize risk management in the insurance industry. AI-driven cost optimization and rapid customer growth position LMND favorably against established competitors, enhancing its revenue potential and market resilience. Improved loss ratios and diversified revenue streams, including international markets, indicate strong risk management and profitability prospects ahead of FY-2026 targets. Despite potential volatility from catastrophic events, Lemonade's AI-driven strategy and consistent performance suggest it can surpass growth expectations and achieve profitability earlier. Read the full article on Seeking AlphaSeeking Alpha • Sep 03
Lemonade: A Clear Sell On Stretched Valuation
Summary Lemonade showed revenue growth, but rising expenses created a wider loss this quarter. A 48.3% increase in marketing expenses vs the 16% top line increase shows how hard the company has to work to increase sales. Analysts have lowered estimates, projecting continued losses through 2026. The equity erosion and potential interest rate cuts pose significant risks, making the current stock price unsustainable and justifying a Sell recommendation. Read the full article on Seeking AlphaRendement voor aandeelhouders
| LMND | US Insurance | US Markt | |
|---|---|---|---|
| 7D | 11.7% | 1.6% | 0.8% |
| 1Y | 42.1% | -4.0% | 24.2% |
Rendement versus industrie: LMND overtrof de US Insurance industrie, die het afgelopen jaar een rendement -4 % opleverde.
Rendement versus markt: LMND overtrof de US markt, die het afgelopen jaar een rendement opleverde van 24.2 %.
Prijsvolatiliteit
| LMND volatility | |
|---|---|
| LMND Average Weekly Movement | 10.1% |
| Insurance Industry Average Movement | 4.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stabiele aandelenkoers: LMND heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 10% ) van LMND is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 2015 | 1,282 | Daniel Schreiber | www.lemonade.com |
Lemonade, Inc. biedt verschillende verzekeringsproducten aan in de Verenigde Staten, Europa, Louisiana en het Verenigd Koninkrijk. Het bedrijf biedt huurders- en huiseigenaren-, opstal-, auto-, huisdier- en levensverzekeringsproducten, evenals producten voor huiseigenarenverzekeringen. Het biedt ook verzekeringen voor gestolen of beschadigde eigendommen en persoonlijke aansprakelijkheid die klanten beschermt als ze verantwoordelijk zijn voor een ongeval of schade aan een andere persoon of hun eigendom.
Lemonade, Inc. Samenvatting
| LMND fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$4.39b |
| Inkomsten(TTM) | -US$138.90m |
| Inkomsten(TTM) | US$844.70m |
5.2x
P/S-verhouding-31.8x
Koers/WinstverhoudingIs LMND overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| LMND resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$844.70m |
| Kosten van inkomsten | US$394.90m |
| Brutowinst | US$449.80m |
| Overige uitgaven | US$588.70m |
| Inkomsten | -US$138.90m |
Laatst gerapporteerde inkomsten
Mar 31, 2026
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | -1.81 |
| Brutomarge | 53.25% |
| Nettowinstmarge | -16.44% |
| Schuld/Eigen Vermogen Verhouding | 34.7% |
Hoe presteerde LMND op de lange termijn?
Bekijk historische prestaties en vergelijkingBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/06/12 13:23 |
| Aandelenkoers aan het einde van de dag | 2026/06/12 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Lemonade, Inc. wordt gevolgd door 21 analisten. 11 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Ross Sandler | Barclays |
| Tracy Dolin-Benguigui | Barclays |
| Jack Matten | BMO Capital Markets Equity Research |