Selective Insurance Group, Inc.

NasdaqGS:SIGI Voorraadrapport

Marktkapitalisatie: US$6.0b

Selective Insurance Group Balans Gezondheid

Financiële gezondheid criteriumcontroles 4/6

Selective Insurance Group heeft een totaal eigen vermogen van $3.6B en een totale schuld van $898.5M, wat de schuld-eigenvermogensverhouding op 25% brengt. De totale activa en totale passiva bedragen respectievelijk $15.3B en $11.7B. De EBIT Selective Insurance Group is $627.7M waardoor de rentedekking 11.9 is. Het heeft contanten en kortetermijnbeleggingen van $452.0M.

Belangrijke informatie

25.05%

Verhouding schuld/eigen vermogen

US$898.52m

Schuld

Rente dekkingsratio11.9x
ContantUS$451.97m
AandelenUS$3.59b
Totaal verplichtingenUS$11.73b
Totaal activaUS$15.32b

Recente financiële gezondheidsupdates

Geen updates

Recent updates

Narratiefupdate • Jun 19

SIGI: Future Returns Will Hinge On Underwriting Discipline And Cost Efficiency

Analysts have nudged their 12 month price target for Selective Insurance Group to $93 from $82, citing recent stock performance, a roll forward of time, and a preference for insurance carriers following first quarter underwriting and organic growth trends. Analyst Commentary Recent research on Selective Insurance Group points to a mixed but generally constructive view, with analysts adjusting price targets and ratings after reviewing first quarter underwriting and organic growth trends across the insurance sector.
Narratiefupdate • Jun 03

SIGI: Future Returns Will Depend On Underwriting Discipline And Measured P/E Rerating

Analysts have nudged their price expectations for Selective Insurance Group higher, with the updated fair value estimate moving from $90.14 to $92.43 as they factor in the recent round of price target increases and commentary that highlights stronger underwriting support for insurance carriers. Analyst Commentary Recent Street research around Selective Insurance Group reflects a mix of optimism and caution as analysts adjust price targets and ratings following first quarter results and recent share performance.
Narratiefupdate • May 14

SIGI: Future Returns Will Rely On Execution Discipline And Steady P/E Expectations

Narrative Update on Analyst Price Target The updated analyst model lifts Selective Insurance Group's fair value estimate from $88.00 to about $90.14. Analysts point to adjustments in the discount rate, revenue growth assumptions, profit margin outlook, and future P/E expectations as key drivers of the new target range.
Narratiefupdate • Apr 25

SIGI: Future Returns Will Depend On Executing Margins And Stable P/E Multiples

The analyst price target for Selective Insurance Group has shifted by about $1, with analysts pointing to updated assumptions on fair value, revenue growth, profit margin and future P/E as key drivers of the change. Analyst Commentary Recent research has focused on how updated assumptions on fair value, growth and execution feed into revised price targets for Selective Insurance Group, with both optimistic and cautious views reflected in the latest moves.
Seeking Alpha • Apr 24

Selective Insurance Looking To Rebuild Investor Confidence During A Soft Market Cycle

Summary Selective Insurance Group faces a challenging environment as insurance markets soften and claims costs continue to rise, squeezing underwriting profits. Recent reserve charges and elevated loss picks, especially in commercial auto and general liability, underline claims cost inflation risk and the potential for further adverse developments. SIGI maintains attractive long-term growth opportunities via expansion into new states and its focus on hard-to-service small commercial clients, despite intensifying competition. Valuation suggests double-digit upside, but near-term margin pressure and reserve risk keep SIGI on my watchlist rather than as a buy at current levels. Read the full article on Seeking Alpha
Narratiefupdate • Apr 09

SIGI: Future Returns Will Rely On Executing Margins At A Measured P/E

Narrative Update on Selective Insurance Group The consensus analyst price target for Selective Insurance Group has shifted as recent research included an $8 reduction from Keefe Bruyette and a $7 increase from Piper Sandler, reflecting updated views on fair value, discount rate, growth, margins, and future P/E assumptions. Analyst Commentary Recent price target changes for Selective Insurance Group highlight different views on how the market should value the company, with some analysts assigning more weight to earnings growth potential and others placing greater emphasis on execution risks and return expectations.
Narratiefupdate • Mar 26

SIGI: Future Returns Will Depend On Executing Profit Margins At Stable P/E

Analysts have adjusted their views on Selective Insurance Group with a net $7 shift in price targets, reflecting updated assessments of the company that combine recent upward and downward revisions into a new consensus view for investors to consider. Analyst Commentary Recent research updates reflect a mixed view on Selective Insurance Group, with one firm lifting its price target by $7 and another trimming its target to $81 from $82 while maintaining a neutral rating.
Narratiefupdate • Mar 11

SIGI: Future Returns Will Depend On Profit Margins And P/E Discipline

Analysts have adjusted their price target on Selective Insurance Group slightly higher to reflect updated views on fair value, with recent research highlighting mixed target revisions that hinge on refined profit margin and forward P/E assumptions. Analyst Commentary Recent research on Selective Insurance Group reflects a mix of cautious and more constructive views, with price targets adjusted around updated expectations for profit margins and forward P/E.
Narratiefupdate • Feb 24

SIGI: Future Returns Will Depend On P And C Cycle And P/E Expectations

Analysts have nudged their price target for Selective Insurance Group higher by about $2 to reflect updated assumptions around fair value, profitability, and forward P/E expectations, supported by recent research that includes both upward and downward revisions to individual targets. Analyst Commentary Bullish Takeaways Bullish analysts lifting their price targets point to assumptions that current P/E levels can support a somewhat higher fair value, suggesting they see room for the shares to better reflect underlying profitability.
Narratiefupdate • Feb 08

SIGI: Future Returns Will Hinge On Softening P And C Cycle

Analysts have raised their price target on Selective Insurance Group to about US$85.83 from US$81.50. This reflects updated views on earnings power that balance slightly lower revenue growth and profit margin assumptions with a higher expected future P/E multiple.
Narratiefupdate • Nov 12

SIGI: Future Performance Will Depend On Commercial Auto Reserve Stabilization

The analyst price target for Selective Insurance Group has been revised downward to $81.50. This change is driven by analysts citing ongoing concerns about higher commercial auto reserve risks and slower premium growth following recent earnings updates.
Narratiefupdate • Oct 29

Commercial Auto Reserve Risks And Buybacks Will Shape Performance Ahead

Analysts have lowered their price target for Selective Insurance Group from approximately $83.33 to $81.50. They cite concerns about weaker revenue growth, softer profit margins, and increased reserve risks in the commercial auto segment.
Analyseartikel • Sep 23

Investors Continue Waiting On Sidelines For Selective Insurance Group, Inc. (NASDAQ:SIGI)

Selective Insurance Group, Inc.'s ( NASDAQ:SIGI ) price-to-earnings (or "P/E") ratio of 12.8x might make it look like a...
Narratiefupdate • Sep 05

Digital Tools And Operational Efficiency Will Expand Insurance Markets

Selective Insurance Group’s shares faced pressure from weaker earnings, a $45M reserve charge, and increased combined ratio guidance, prompting analysts to reassess valuation and maintain the consensus price target at $83.33 due to unresolved concerns about reserve adequacy. Analyst Commentary Weaker-than-expected earnings report pressured shares.
Analyseartikel • Jul 28

Earnings Miss: Selective Insurance Group, Inc. Missed EPS By 6.6% And Analysts Are Revising Their Forecasts

It's been a mediocre week for Selective Insurance Group, Inc. ( NASDAQ:SIGI ) shareholders, with the stock dropping 12...
Seeking Alpha • Feb 24

Selective Insurance: Leaving 2024 Behind And Seizing 2025

Summary Selective Insurance faced underwriting losses in 2024, with a combined ratio of 103%, largely due to reserve strengthening in general liability lines. Despite pricing actions across various lines of business, the 2024 underwriting performance was impacted by adverse prior-year development and elevated inflation. 2025 could see a rebound if the insurance carrier succeeds in restoring its underwriting margins. Depending on the 2025 results, which will largely be driven by the remediation plans for the insurance portfolios, the stock price could increase by 20% to 40%, with a mid-range scenario of 25%. Read the full article on Seeking Alpha
Seeking Alpha • Oct 30

Balancing Growth And Headwinds: Selective Insurance Group's Review

Summary Selective Insurance achieved strong earnings growth in 2023 but faced underwriting challenges due to inflation, leading to revised guidance and lower expected net income for 2024. Despite weak underwriting performance, the E&S segment showed robust growth and stable margins, contributing positively to overall results. SIGI implemented price increases and policy adjustments to counteract claims trends, yet personal and commercial lines still struggled with underwriting losses. Valuation remains sensitive to underwriting performance, with potential for improved margins in 2025, but current conditions suggest limited margin of safety for new investors. Read the full article on Seeking Alpha
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Nieuw narratief • Aug 29

Disciplined Underwriting And Tech Investments Set To Propel Profitability And Growth

Investments in technology in the Excess and Surplus segment are set to enhance operational efficiency and scale, targeting top-line growth and profitability.
Seeking Alpha • May 09

Selective Insurance: Time To Be Selective

Summary Selective Insurance Group demonstrated consistent performance in its non-life insurance business, with post-tax earnings of $365 million in 2023. The company's commercial lines and excess and surplus insurance segments have shown resilience and stability, while the personal lines segment has faced challenges. Despite challenges such as inflationary pressures, the company is well-positioned to navigate through these hurdles, but its stock price reflects little to no safety margin. After Q1 2024, the company is positioned well to deliver steady results throughout 2024, despite revising its FY2024 guidance downward to account for potential risks associated with the claims trend. As the company remains priced for perfection, I rate the insurance carrier as a "HOLD". Read the full article on Seeking Alpha

Analyse van de financiële positie

Kortlopende schulden: De korte termijn activa ( $3.3B ) van SIGI } dekken niet de korte termijn passiva ( $10.3B ).

Langlopende schulden: De kortetermijnactiva SIGI ( $3.3B ) overtreffen de langetermijnschulden ( $1.4B ).

Schuld/ eigen vermogen geschiedenis en analyse

Schuldniveau: De netto schuld/eigen vermogen ratio ( 12.4% ) SIGI wordt als voldoende beschouwd.

Schuld verminderen: De schuld/eigen vermogen-ratio van SIGI is de afgelopen 5 jaar gestegen van 20.1% naar 25%.

Schuldendekking: De schuld van SIGI wordt goed gedekt door de operationele kasstroom ( 130.3% ).

Rentedekking: De rentebetalingen op de schuld van SIGI worden goed gedekt door EBIT ( 11.9 x dekking).

Balans

Ontdek gezonde bedrijven

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1Y

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Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/07/04 00:57
Aandelenkoers aan het einde van de dag2026/07/02 00:00
Inkomsten2026/03/31
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

Selective Insurance Group, Inc. wordt gevolgd door 17 analisten. 7 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Michael ZaremskiBMO Capital Markets Equity Research
Grace CarterBofA Global Research
Robert FarnamBrean Capital Historical (Janney Montgomery)