Cincinnati Financial (CINF) Aandelenoverzicht
Cincinnati Financial Corporation levert schadeverzekeringsproducten in de Verenigde Staten. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 2/6 |
| Toekomstige groei | 0/6 |
| Prestaties in het verleden | 5/6 |
| Financiële gezondheid | 5/6 |
| Dividenden | 5/6 |
CINF Community Fair Values
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Analyst Price Targets
Cincinnati Financial Corporation Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$168.29 |
| 52 Week Hoogtepunt | US$194.81 |
| 52 Week Laag | US$150.00 |
| Bèta | 0.55 |
| 1 maand verandering | -7.94% |
| 3 maanden verandering | 0.75% |
| 1 Jaar Verandering | 9.77% |
| 3 jaar verandering | 61.17% |
| 5 jaar verandering | 36.88% |
| Verandering sinds IPO | 4,747.82% |
Recent nieuws en updates
Narratiefupdate • Jul 30
CINF: Fair Outlook Balances Slower Homeowners Momentum And Catastrophe Loss Volatility
Analysts have modestly lifted the fair value estimate for Cincinnati Financial to $190.0, supported by Street research that points to mixed views on growth momentum, catastrophe loss volatility, and relative valuation across the P&C insurance group. Analyst Commentary Street research on Cincinnati Financial shows a mix of optimism and caution.Seeking Alpha • Jul 29
Cincinnati Financial: The Equity Portfolio Saved Q2, But Commercial Lines Need Attention
Summary Cincinnati Financial Corporation reported strong Q2 net income driven by $1.3B in pre-tax investment gains, primarily from its sizable equity portfolio. Operating EPS declined to $1.43 as catastrophe losses and weaker Commercial Lines underwriting offset rising recurring investment income. Commercial Lines produced a 104.1% Q2 combined ratio and remained unprofitable for H1, with deterioration extending beyond catastrophe losses. Personal Lines remediation is progressing, while lower new-business production suggests management is prioritizing pricing adequacy over policy growth. At approximately 1.7x book value, Cincinnati’s dividend record and investment portfolio support the valuation, but weaker commercial margins justify a Hold. Read the full article on Seeking AlphaNarratiefupdate • Jul 16
CINF: Earnings Resilience And Cat Risk Containment Will Support Fair P/E Outlook
The analyst fair value estimate for Cincinnati Financial has increased by $4 to $185.50, as analysts factor in higher Street price targets clustered around $197 and highlight expectations for relatively contained catastrophe exposure and resilience in selected insurance segments, even as market conditions show signs of softening. Analyst Commentary Recent Street research around Cincinnati Financial centers on shifting views of risk, pricing trends in commercial insurance, and where the stock sits relative to current expectations.Recent updates
Narratiefupdate • Jul 30
CINF: Fair Outlook Balances Slower Homeowners Momentum And Catastrophe Loss Volatility
Analysts have modestly lifted the fair value estimate for Cincinnati Financial to $190.0, supported by Street research that points to mixed views on growth momentum, catastrophe loss volatility, and relative valuation across the P&C insurance group. Analyst Commentary Street research on Cincinnati Financial shows a mix of optimism and caution.Seeking Alpha • Jul 29
Cincinnati Financial: The Equity Portfolio Saved Q2, But Commercial Lines Need Attention
Summary Cincinnati Financial Corporation reported strong Q2 net income driven by $1.3B in pre-tax investment gains, primarily from its sizable equity portfolio. Operating EPS declined to $1.43 as catastrophe losses and weaker Commercial Lines underwriting offset rising recurring investment income. Commercial Lines produced a 104.1% Q2 combined ratio and remained unprofitable for H1, with deterioration extending beyond catastrophe losses. Personal Lines remediation is progressing, while lower new-business production suggests management is prioritizing pricing adequacy over policy growth. At approximately 1.7x book value, Cincinnati’s dividend record and investment portfolio support the valuation, but weaker commercial margins justify a Hold. Read the full article on Seeking AlphaNarratiefupdate • Jul 16
CINF: Earnings Resilience And Cat Risk Containment Will Support Fair P/E Outlook
The analyst fair value estimate for Cincinnati Financial has increased by $4 to $185.50, as analysts factor in higher Street price targets clustered around $197 and highlight expectations for relatively contained catastrophe exposure and resilience in selected insurance segments, even as market conditions show signs of softening. Analyst Commentary Recent Street research around Cincinnati Financial centers on shifting views of risk, pricing trends in commercial insurance, and where the stock sits relative to current expectations.Analyse-artikel • Jun 17
Cincinnati Financial (CINF) Stock Could Be 5.3% Undervalued After CIO Retirement
Cincinnati Financial (CINF) recently announced the retirement of its Chief Information Officer, drawing attention to how leadership in technology and data may influence the company’s operations and how investors think about the stock. See our latest analysis for Cincinnati Financial. Cincinnati Financial’s recent 1-day share price return of 1.45% and 7-day share price return of 3.22%, alongside a 1-year total shareholder return of 20.61% and 3-year total shareholder return of 87.74%, point to...Narratiefupdate • Jun 15
CINF: Underwriting And Investment Gains Will Guide Fairly Valued Future P/E Range
Analysts have raised their central price target on Cincinnati Financial by $14 to $175, citing recent stock performance, the passage of time in their models, and relatively stronger underwriting trends for insurance carriers compared with brokers as key drivers of the reassessment. Analyst Commentary Recent Street research on Cincinnati Financial points to a mixed but generally constructive read on the stock, with several firms revising price targets around the US$175 level and a few trimming targets at the margin.Narratiefupdate • Jun 01
CINF: Strong Underwriting And Q1 Results Will Shape Future P/E Range
Analysts have nudged the fair value estimate for Cincinnati Financial higher to $181.50. This reflects a series of upward price target revisions that lean on recent stock performance, a roll forward of time, and relatively stronger underwriting results for carriers compared with insurance brokers.Narratiefupdate • May 13
CINF: Steady Buybacks And New Assumptions Will Shape Future P/E Range
Narrative Update: Cincinnati Financial Cincinnati Financial's analyst price target has moved higher by about $6, as analysts factor in updated fair value estimates near $179, a slightly higher discount rate, lower revenue growth and profit margin assumptions, and a higher future P/E multiple. Analyst Commentary Recent Street research on Cincinnati Financial has focused on incremental adjustments to price targets, with a mix of small increases and small cuts over a relatively short period.Narratiefupdate • Apr 25
CINF: Steady Buybacks And Higher Dividend Will Support Future P/E Assumptions
Analysts have lowered their price targets on Cincinnati Financial by $1, reflecting slightly adjusted assumptions around fair value, revenue growth, profit margin, and future P/E, while keeping the broader investment thesis intact. Analyst Commentary Recent Street research on Cincinnati Financial points to only a modest $1 trim in price targets, which suggests analysts are fine-tuning their models rather than rethinking the core story.Narratiefupdate • Apr 10
CINF: Dividend Policy, Buybacks And P/E Expectations Will Shape Future Returns
Analysts have trimmed their price target on Cincinnati Financial by $1 to $173.50, citing updated assumptions around revenue growth, profit margins, and future P/E expectations. Analyst Commentary Analysts trimming the price target to $173.50 reflects a more measured view on how Cincinnati Financial might balance growth, profitability, and valuation from here.Narratiefupdate • Mar 27
CINF: Pricing Pressures, Loss Costs And Dividend Increases Will Shape Returns
Analysts' price targets for Cincinnati Financial have shifted within a relatively tight range, with one firm raising its view to $191 from $180 while another trimmed its target to $180 from $186. This reflects differing read‑throughs on P&C pricing trends and loss cost pressures, even as valuation commentary remains measured.Narratiefupdate • Mar 10
CINF: Pricing Pressures And Dividend Increases Will Shape Future Earnings Resilience
Analysts have nudged Cincinnati Financial's average price target higher to reflect a range of recent revisions, including a move to $191 from $180 and another to $180 from $186, citing mixed but still constructive views on P&C pricing trends and underwriter valuations. Analyst Commentary Recent research shows a split view on Cincinnati Financial, with some bullish analysts lifting their fair value estimates and others trimming them while still maintaining positive ratings.Narratiefupdate • Feb 24
CINF: Pricing Pressures And Dividend Growth Will Shape Future Earnings Quality
Analysts have nudged their average price target on Cincinnati Financial slightly higher to $191 from $186. The small fair value adjustment reflects mixed views on P&C pricing trends, rising loss costs, and continuing supportive opinions on underwriter valuations.Narratiefupdate • Feb 10
CINF: Pricing Headwinds And Dividend Progress Will Shape Earnings Quality
Analysts have nudged our fair value estimate for Cincinnati Financial up from $173.67 to $174.80. This reflects updated views on pricing trends in key P&C lines and current valuation assessments behind the recent Street price target revisions between $180 and $191.Narratiefupdate • Jan 24
CINF: Q3 Execution And Buybacks Will Counter Sector Pricing Pressures In 2025
Narrative update The analyst price target for Cincinnati Financial has been adjusted slightly lower to align with a fair value estimate of about $173.67, as analysts weigh mixed recent Street targets and modest tweaks to assumptions around revenue growth, profit margins, and the future P/E multiple. Analyst Commentary Recent Street research around Cincinnati Financial reflects a mix of optimism on earnings power and valuation, alongside caution around sector level pricing and loss cost trends in property and casualty insurance.Narratiefupdate • Jan 10
CINF: Calm Q3 And Share Buybacks Will Shape Balanced 2025 Outlook
Narrative Update The analyst price target for Cincinnati Financial has shifted modestly higher to US$174.67 from US$172.67 as analysts factor in updated Street research that includes a mix of target increases and trims, along with revised views on pricing conditions and earnings forecasts. Analyst Commentary Recent research around Cincinnati Financial shows a mix of optimism on execution and earnings power, paired with caution on pricing trends across property and casualty insurance lines.Narratiefupdate • Dec 21
CINF: Calm Catastrophe Season And Q3 Beat Will Support Future Stability
Analysts modestly raised their price target on Cincinnati Financial to $186 from $184, citing stronger earnings flowing through updated models and a more favorable near term insurance backdrop following a relatively calm catastrophe season. Analyst Commentary Bullish analysts highlight that the recent Q3 earnings beat supports a higher valuation framework, with rising EPS forecasts giving greater confidence in the durability of Cincinnati Financial's profit trajectory.Narratiefupdate • Dec 06
CINF: Calm Catastrophe Season And Q3 Beat Will Sustain Fair Value
Analysts have nudged their price target for Cincinnati Financial slightly higher to $186 from $184, reflecting improved earnings forecasts as stronger than expected Q3 results flow through models. A relatively calm catastrophe season supports more confident revenue growth assumptions, despite modestly lower profit margin expectations.Narratiefupdate • Nov 22
CINF: Q3 Performance And Calm Weather Are Expected To Sustain Current Fair Value
Analysts have increased their price target for Cincinnati Financial, raising it from $171 to approximately $173 per share. They cite stronger-than-expected Q3 earnings and a stable macro environment as key drivers for the upward revision.Narratiefupdate • Nov 05
CINF: Fair Value Supported By Q3 Results Despite Weather And Macro Risks Ahead
Cincinnati Financial's fair value price target has increased by $3.17 to $171.00. Analysts cite stronger-than-expected Q3 results and a stable macro environment in their updated projections.Narratiefupdate • Oct 22
Analysts Lift Cincinnati Financial Price Target on Resilient Earnings and Lower Catastrophe Risks
Analysts have raised their price target for Cincinnati Financial by $3 to $167.83, supported by improved revenue growth forecasts and expectations for lower catastrophe losses. Analyst Commentary Recent adjustments to Cincinnati Financial's price targets reflect a generally optimistic outlook from equity analysts, bolstered by both favorable recent business developments and updated industry assumptions.Narratiefupdate • Oct 08
Overvaluation Will Exacerbate Catastrophe Risks And Insurtech Pressures
Analysts have modestly raised their price target for Cincinnati Financial to $178 from $167, citing updated forecasts that factor in lower catastrophe loss ratios and greater reserve releases, even though premium growth has slowed. Analyst Commentary Recent updates from Street research highlight varying analyst perspectives on Cincinnati Financial's outlook, with both bullish and cautious views informing the revised price target.Analyse-artikel • Sep 16
Cincinnati Financial Corporation's (NASDAQ:CINF) Share Price Is Matching Sentiment Around Its Earnings
Cincinnati Financial Corporation's ( NASDAQ:CINF ) price-to-earnings (or "P/E") ratio of 13.3x might make it look like...Seeking Alpha • Jan 23
Cincinnati Financial: This Dividend King Is Still Buyable Now
Summary Cincinnati Financial has established itself as one of the most reliable dividend growth stocks in the investment universe. The property and casualty insurer continues to have a future full of growth ahead of itself. CINF enjoys investment-grade credit ratings from the major rating agencies. Shares could be priced 13% below fair value. If it matches growth expectations and returns to fair value, CINF could post nearly 30% cumulative total returns by the end of 2026. Read the full article on Seeking AlphaSeeking Alpha • Dec 26
Revisiting Cincinnati Financial: A Unique Investment Strategy For A Fairly-Valued Steady Dividend Aristocrat
Summary Cincinnati Financial's stock has surged 30.4% since April 2024, driven by strong Q3 results and a unique equity portfolio strategy. The company reported Q3 diluted EPS of $5.2, with a combined ratio of 97.4%, despite higher catastrophe losses and inflationary pressures. Investment income grew 15% in Q3 2024, with a year-to-date increase of 13%, driven by a robust equity portfolio and stable fixed-income yields. Cincinnati Financial is fairly valued at $145 per share, with a book value per share of $88.32, suggesting a solid hold for current shareholders. Read the full article on Seeking AlphaSeeking Alpha • Nov 02
Cincinnati Financial: Improved Results Are Reflected In Valuation (Rating Downgrade)
Summary CINF delivered solid Q3 results, even as catastrophe losses increased. Underwriting results are now in keeping with long-term expectations, though faster personal lines growth is a headwind. Its investment portfolio has benefitted from higher rates and the rise in the equity market, boosting fair value. After its rally, shares are now in-line with fair value, leading me to reduce my rating to a hold. Read the full article on Seeking AlphaRendement voor aandeelhouders
| CINF | US Insurance | US Markt | |
|---|---|---|---|
| 7D | -1.6% | 0.6% | -1.2% |
| 1Y | 9.8% | 3.9% | 18.3% |
Rendement versus industrie: CINF overtrof de US Insurance industrie, die het afgelopen jaar een rendement 3.9 % opleverde.
Rendement versus markt: CINF presteerde slechter dan US Market, dat het afgelopen jaar een rendement van 18.3 % opleverde.
Prijsvolatiliteit
| CINF volatility | |
|---|---|
| CINF Average Weekly Movement | 3.7% |
| Insurance Industry Average Movement | 4.7% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
Stabiele aandelenkoers: CINF heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 4% ) van CINF is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 1950 | 5,705 | Steve Spray | www.cinfin.com |
Cincinnati Financial Corporation biedt schadeverzekeringsproducten aan in de Verenigde Staten. Het bedrijf is actief in vijf segmenten: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance en Investments. Het segment Commercial Lines Insurance biedt dekking voor commerciële schade- en eigendomsverzekeringen, commerciële autoverzekeringen en werknemerscompensatie.
Cincinnati Financial Corporation Samenvatting
| CINF fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$25.83b |
| Inkomsten(TTM) | US$3.33b |
| Inkomsten(TTM) | US$13.95b |
7.8x
Koers/Winstverhouding1.9x
P/S-verhoudingIs CINF overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| CINF resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$13.95b |
| Kosten van inkomsten | US$9.62b |
| Brutowinst | US$4.34b |
| Overige uitgaven | US$1.01b |
| Inkomsten | US$3.33b |
Laatst gerapporteerde inkomsten
Jun 30, 2026
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | 21.68 |
| Brutomarge | 31.07% |
| Nettowinstmarge | 23.84% |
| Schuld/Eigen Vermogen Verhouding | 4.8% |
Hoe presteerde CINF op de lange termijn?
Bekijk historische prestaties en vergelijkingDividenden
2.2%
Huidig dividendrendement17%
UitbetalingsratioBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/08/24 19:32 |
| Aandelenkoers aan het einde van de dag | 2026/08/21 00:00 |
| Inkomsten | 2026/06/30 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Cincinnati Financial Corporation wordt gevolgd door 17 analisten. 6 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Michael Zaremski | BMO Capital Markets Equity Research |
| Joshua Shanker | BofA Global Research |
| Robert Farnam | Brean Capital Historical (Janney Montgomery) |