Cincinnati Financial Beheer
Beheer criteriumcontroles 4/4
De CEO Cincinnati Financial is Steve Spray, benoemd in May2022, heeft een ambtstermijn van 4.08 jaar. De totale jaarlijkse vergoeding van { bedraagt $ 5.94M, bestaande uit 19% salaris en 81% bonussen, inclusief aandelen en opties van het bedrijf. bezit rechtstreeks 0.047% van de aandelen van het bedrijf, ter waarde $ 11.92M. De gemiddelde ambtstermijn van het managementteam en de raad van bestuur bedraagt respectievelijk 12.4 jaar en 14.3 jaar.
Belangrijke informatie
Steve Spray
Algemeen directeur
US$5.9m
Totale compensatie
| Percentage CEO-salaris | 19.02% |
| Dienstverband CEO | 4.1yrs |
| Eigendom CEO | 0.05% |
| Management gemiddelde ambtstermijn | 12.4yrs |
| Gemiddelde ambtstermijn bestuur | 14.3yrs |
Recente managementupdates
Recent updates
Narratiefupdate • Jun 01
CINF: Strong Underwriting And Q1 Results Will Shape Future P/E Range
Analysts have nudged the fair value estimate for Cincinnati Financial higher to $181.50. This reflects a series of upward price target revisions that lean on recent stock performance, a roll forward of time, and relatively stronger underwriting results for carriers compared with insurance brokers.Narratiefupdate • May 13
CINF: Steady Buybacks And New Assumptions Will Shape Future P/E Range
Narrative Update: Cincinnati Financial Cincinnati Financial's analyst price target has moved higher by about $6, as analysts factor in updated fair value estimates near $179, a slightly higher discount rate, lower revenue growth and profit margin assumptions, and a higher future P/E multiple. Analyst Commentary Recent Street research on Cincinnati Financial has focused on incremental adjustments to price targets, with a mix of small increases and small cuts over a relatively short period.Seeking Alpha • Apr 28
Cincinnati Financial: Not Much Bullish Following Q1 2026 Earnings
Summary Cincinnati Financial Corporation reported improved Q1 2026 results, but profitability remains structurally weak with ROE below the cost of equity. CINF’s underwriting profitability lags peers, making earnings more exposed to volatile investment income, especially due to its aggressive equity allocation. The stock trades at a premium valuation (1.6x book), which appears stretched given its high single-digit ROE and sector comparisons. Despite a strong dividend growth record, CINF’s relatively low yield and uncertain growth prospects limit its appeal for long-term investors. Read the full article on Seeking AlphaNarratiefupdate • Apr 25
CINF: Steady Buybacks And Higher Dividend Will Support Future P/E Assumptions
Analysts have lowered their price targets on Cincinnati Financial by $1, reflecting slightly adjusted assumptions around fair value, revenue growth, profit margin, and future P/E, while keeping the broader investment thesis intact. Analyst Commentary Recent Street research on Cincinnati Financial points to only a modest $1 trim in price targets, which suggests analysts are fine-tuning their models rather than rethinking the core story.Narratiefupdate • Apr 10
CINF: Dividend Policy, Buybacks And P/E Expectations Will Shape Future Returns
Analysts have trimmed their price target on Cincinnati Financial by $1 to $173.50, citing updated assumptions around revenue growth, profit margins, and future P/E expectations. Analyst Commentary Analysts trimming the price target to $173.50 reflects a more measured view on how Cincinnati Financial might balance growth, profitability, and valuation from here.Narratiefupdate • Mar 27
CINF: Pricing Pressures, Loss Costs And Dividend Increases Will Shape Returns
Analysts' price targets for Cincinnati Financial have shifted within a relatively tight range, with one firm raising its view to $191 from $180 while another trimmed its target to $180 from $186. This reflects differing read‑throughs on P&C pricing trends and loss cost pressures, even as valuation commentary remains measured.Narratiefupdate • Mar 10
CINF: Pricing Pressures And Dividend Increases Will Shape Future Earnings Resilience
Analysts have nudged Cincinnati Financial's average price target higher to reflect a range of recent revisions, including a move to $191 from $180 and another to $180 from $186, citing mixed but still constructive views on P&C pricing trends and underwriter valuations. Analyst Commentary Recent research shows a split view on Cincinnati Financial, with some bullish analysts lifting their fair value estimates and others trimming them while still maintaining positive ratings.Narratiefupdate • Feb 24
CINF: Pricing Pressures And Dividend Growth Will Shape Future Earnings Quality
Analysts have nudged their average price target on Cincinnati Financial slightly higher to $191 from $186. The small fair value adjustment reflects mixed views on P&C pricing trends, rising loss costs, and continuing supportive opinions on underwriter valuations.Narratiefupdate • Feb 10
CINF: Pricing Headwinds And Dividend Progress Will Shape Earnings Quality
Analysts have nudged our fair value estimate for Cincinnati Financial up from $173.67 to $174.80. This reflects updated views on pricing trends in key P&C lines and current valuation assessments behind the recent Street price target revisions between $180 and $191.Narratiefupdate • Jan 24
CINF: Q3 Execution And Buybacks Will Counter Sector Pricing Pressures In 2025
Narrative update The analyst price target for Cincinnati Financial has been adjusted slightly lower to align with a fair value estimate of about $173.67, as analysts weigh mixed recent Street targets and modest tweaks to assumptions around revenue growth, profit margins, and the future P/E multiple. Analyst Commentary Recent Street research around Cincinnati Financial reflects a mix of optimism on earnings power and valuation, alongside caution around sector level pricing and loss cost trends in property and casualty insurance.Narratiefupdate • Jan 10
CINF: Calm Q3 And Share Buybacks Will Shape Balanced 2025 Outlook
Narrative Update The analyst price target for Cincinnati Financial has shifted modestly higher to US$174.67 from US$172.67 as analysts factor in updated Street research that includes a mix of target increases and trims, along with revised views on pricing conditions and earnings forecasts. Analyst Commentary Recent research around Cincinnati Financial shows a mix of optimism on execution and earnings power, paired with caution on pricing trends across property and casualty insurance lines.Narratiefupdate • Dec 21
CINF: Calm Catastrophe Season And Q3 Beat Will Support Future Stability
Analysts modestly raised their price target on Cincinnati Financial to $186 from $184, citing stronger earnings flowing through updated models and a more favorable near term insurance backdrop following a relatively calm catastrophe season. Analyst Commentary Bullish analysts highlight that the recent Q3 earnings beat supports a higher valuation framework, with rising EPS forecasts giving greater confidence in the durability of Cincinnati Financial's profit trajectory.Narratiefupdate • Dec 06
CINF: Calm Catastrophe Season And Q3 Beat Will Sustain Fair Value
Analysts have nudged their price target for Cincinnati Financial slightly higher to $186 from $184, reflecting improved earnings forecasts as stronger than expected Q3 results flow through models. A relatively calm catastrophe season supports more confident revenue growth assumptions, despite modestly lower profit margin expectations.Narratiefupdate • Nov 22
CINF: Q3 Performance And Calm Weather Are Expected To Sustain Current Fair Value
Analysts have increased their price target for Cincinnati Financial, raising it from $171 to approximately $173 per share. They cite stronger-than-expected Q3 earnings and a stable macro environment as key drivers for the upward revision.Narratiefupdate • Nov 05
CINF: Fair Value Supported By Q3 Results Despite Weather And Macro Risks Ahead
Cincinnati Financial's fair value price target has increased by $3.17 to $171.00. Analysts cite stronger-than-expected Q3 results and a stable macro environment in their updated projections.Narratiefupdate • Oct 22
Analysts Lift Cincinnati Financial Price Target on Resilient Earnings and Lower Catastrophe Risks
Analysts have raised their price target for Cincinnati Financial by $3 to $167.83, supported by improved revenue growth forecasts and expectations for lower catastrophe losses. Analyst Commentary Recent adjustments to Cincinnati Financial's price targets reflect a generally optimistic outlook from equity analysts, bolstered by both favorable recent business developments and updated industry assumptions.Narratiefupdate • Oct 08
Overvaluation Will Exacerbate Catastrophe Risks And Insurtech Pressures
Analysts have modestly raised their price target for Cincinnati Financial to $178 from $167, citing updated forecasts that factor in lower catastrophe loss ratios and greater reserve releases, even though premium growth has slowed. Analyst Commentary Recent updates from Street research highlight varying analyst perspectives on Cincinnati Financial's outlook, with both bullish and cautious views informing the revised price target.Analyseartikel • Sep 16
Cincinnati Financial Corporation's (NASDAQ:CINF) Share Price Is Matching Sentiment Around Its Earnings
Cincinnati Financial Corporation's ( NASDAQ:CINF ) price-to-earnings (or "P/E") ratio of 13.3x might make it look like...Seeking Alpha • Jan 23
Cincinnati Financial: This Dividend King Is Still Buyable Now
Summary Cincinnati Financial has established itself as one of the most reliable dividend growth stocks in the investment universe. The property and casualty insurer continues to have a future full of growth ahead of itself. CINF enjoys investment-grade credit ratings from the major rating agencies. Shares could be priced 13% below fair value. If it matches growth expectations and returns to fair value, CINF could post nearly 30% cumulative total returns by the end of 2026. Read the full article on Seeking AlphaSeeking Alpha • Dec 26
Revisiting Cincinnati Financial: A Unique Investment Strategy For A Fairly-Valued Steady Dividend Aristocrat
Summary Cincinnati Financial's stock has surged 30.4% since April 2024, driven by strong Q3 results and a unique equity portfolio strategy. The company reported Q3 diluted EPS of $5.2, with a combined ratio of 97.4%, despite higher catastrophe losses and inflationary pressures. Investment income grew 15% in Q3 2024, with a year-to-date increase of 13%, driven by a robust equity portfolio and stable fixed-income yields. Cincinnati Financial is fairly valued at $145 per share, with a book value per share of $88.32, suggesting a solid hold for current shareholders. Read the full article on Seeking AlphaSeeking Alpha • Nov 02
Cincinnati Financial: Improved Results Are Reflected In Valuation (Rating Downgrade)
Summary CINF delivered solid Q3 results, even as catastrophe losses increased. Underwriting results are now in keeping with long-term expectations, though faster personal lines growth is a headwind. Its investment portfolio has benefitted from higher rates and the rise in the equity market, boosting fair value. After its rally, shares are now in-line with fair value, leading me to reduce my rating to a hold. Read the full article on Seeking AlphaSeeking Alpha • Oct 08
Cincinnati Financial: Don't Miss Out On This Dividend Aristocrat Now
Summary Since my previous article in June, Cincinnati Financial has nearly quadrupled the total returns of the S&P 500 index. The property and casualty insurer's net written premiums are surging higher thanks to more insurance agencies selling its products and rising market share. The Company boasts one of the lengthiest dividend growth streaks among publicly traded U.S. companies. The insurer appears to be trading at a 13% discount to fair value. CINF could be set up to generate 27% cumulative total returns through 2026. Read the full article on Seeking Alpha
Nieuw narratief • Aug 20
Calculated Moves In Insurance Market Forge Path For Growth And Stability
Emphasis on agent relationships and responsive strategies in tough markets aims to boost customer loyalty, retention, and revenue growth.Seeking Alpha • Jun 14
Cincinnati Financial: This Quality Dividend Grower Remains On Sale
Summary Cincinnati Financial's feat of 63 years and counting of dividend growth is something that I can't fully fathom. The company thrived in every key operating metric in the first quarter. The property and casualty insurer's financial position and manageable dividend payout ratio should keep dividend growth alive and well for the foreseeable future. Shares of CINF could be priced 13% below fair value. The P&C insurer looks to be primed to deliver 35% cumulative total returns by the end of 2026. Read the full article on Seeking AlphaAnalyse CEO-vergoeding
| Datum | Totale vergoeding | Salaris | Bedrijfswinsten |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$3b |
| Dec 31 2025 | US$6m | US$1m | US$2b |
| Sep 30 2025 | n/a | n/a | US$2b |
| Jun 30 2025 | n/a | n/a | US$2b |
| Mar 31 2025 | n/a | n/a | US$1b |
| Dec 31 2024 | US$9m | US$1m | US$2b |
| Sep 30 2024 | n/a | n/a | US$3b |
| Jun 30 2024 | n/a | n/a | US$2b |
| Mar 31 2024 | n/a | n/a | US$2b |
| Dec 31 2023 | US$5m | US$894k | US$2b |
| Sep 30 2023 | n/a | n/a | US$2b |
| Jun 30 2023 | n/a | n/a | US$1b |
| Mar 31 2023 | n/a | n/a | US$4m |
| Dec 31 2022 | US$4m | US$784k | -US$487m |
| Sep 30 2022 | n/a | n/a | -US$30m |
| Jun 30 2022 | n/a | n/a | US$539m |
| Mar 31 2022 | n/a | n/a | US$2b |
| Dec 31 2021 | US$3m | US$733k | US$3b |
| Sep 30 2021 | n/a | n/a | US$3b |
| Jun 30 2021 | n/a | n/a | US$3b |
| Mar 31 2021 | n/a | n/a | US$3b |
| Dec 31 2020 | US$2m | US$736k | US$1b |
| Sep 30 2020 | n/a | n/a | US$793m |
| Jun 30 2020 | n/a | n/a | US$557m |
| Mar 31 2020 | n/a | n/a | US$76m |
| Dec 31 2019 | US$2m | US$607k | US$2b |
Compensatie versus markt: De totale vergoeding ($USD 5.94M ) Steve } ligt onder het gemiddelde voor bedrijven van vergelijkbare omvang in de US markt ($USD 14.81M ).
Compensatie versus inkomsten: De vergoeding van Steve is het afgelopen jaar in lijn geweest met de bedrijfsprestaties.
CEO
Steve Spray (60 yo)
4.1yrs
Tenure
US$5,943,492
Compensatie
Mr. Stephen Michael Spray, also known as Steve, serves as President of Cincinnati Financial Corporation since May 07, 2022 & serves as its Director since January 27, 2024 and serves as its Chief Executive...
Leiderschapsteam
| Naam | Positie | Tenure | Compensatie | Eigendom |
|---|---|---|---|---|
| Executive Chairman | 15.1yrs | US$2.78m | 0.14% $ 35.0m | |
| President | 4.1yrs | US$5.94m | 0.047% $ 11.9m | |
| CFO, Principal Accounting Officer | 15.1yrs | US$3.95m | 0.091% $ 22.9m | |
| Chief Risk Officer & Executive VP of The Cincinnati Insurance Company | 15.1yrs | US$2.50m | 0.037% $ 9.4m | |
| Chief Information Officer & Executive VP of The Cincinnati Insurance Company | 16.4yrs | US$2.72m | 0.078% $ 19.7m | |
| Executive VP & Chief Investment Officer | 3.4yrs | US$3.36m | 0.013% $ 3.3m | |
| VP & Investor Relations Officer | 17.4yrs | geen gegevens | geen gegevens | |
| Executive VP | 2.1yrs | geen gegevens | 0.013% $ 3.3m | |
| Vice President of Corporate Communications | no data | geen gegevens | geen gegevens | |
| Senior Vice President of The Cincinnati Insurance Company | 18.4yrs | geen gegevens | 0.030% $ 7.5m | |
| Executive Vice President | 12.4yrs | geen gegevens | 0.027% $ 6.8m | |
| Senior VP | 9.8yrs | geen gegevens | 0.0015% $ 387.7k |
12.4yrs
Gemiddelde duur
60yo
Gemiddelde leeftijd
Ervaren management: Het managementteam van CINF is doorgewinterd en ervaren (gemiddelde ambtstermijn van 12.4 jaar).
Bestuursleden
| Naam | Positie | Tenure | Compensatie | Eigendom |
|---|---|---|---|---|
| Executive Chairman | 15.1yrs | US$2.78m | 0.14% $ 35.0m | |
| President | 2.4yrs | US$5.94m | 0.047% $ 11.9m | |
| Independent Director | 24.4yrs | US$307.33k | 0.023% $ 5.7m | |
| Director | 47.2yrs | US$295.54k | 0.33% $ 83.8m | |
| Independent Director | 21.2yrs | US$284.78k | 0.021% $ 5.3m | |
| Independent Director | 5.8yrs | US$288.18k | 0.0055% $ 1.4m | |
| Independent Director | 22.2yrs | US$288.07k | 0.033% $ 8.5m | |
| Lead Independent Director | 13.6yrs | US$380.94k | 0.039% $ 9.9m | |
| Independent Director | 12.6yrs | US$304.17k | 0.042% $ 10.6m | |
| Independent Director | 6.8yrs | US$271.59k | 0.0042% $ 1.1m | |
| Independent Director | 16.3yrs | US$285.57k | 0.012% $ 2.9m | |
| Non-Independent Director | 5.8yrs | US$286.09k | 0.62% $ 158.3m |
14.3yrs
Gemiddelde duur
65.5yo
Gemiddelde leeftijd
Ervaren bestuur: De raad van bestuur van CINF zijn ervaren en ervaren (gemiddelde ambtstermijn van 14.3 jaar).
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/06/10 00:43 |
| Aandelenkoers aan het einde van de dag | 2026/06/10 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Cincinnati Financial Corporation wordt gevolgd door 17 analisten. 6 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Michael Zaremski | BMO Capital Markets Equity Research |
| Joshua Shanker | BofA Global Research |
| Robert Farnam | Brean Capital Historical (Janney Montgomery) |