Onity Group (ONIT) Aandelenoverzicht
Onity Group Inc. is een financiële dienstverlener die hypothecaire leningen op termijn en onder voorbehoud verstrekt en beheert in de Verenigde Staten, de Amerikaanse Maagdeneilanden, India en de Filippijnen. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 3/6 |
| Toekomstige groei | 0/6 |
| Prestaties in het verleden | 5/6 |
| Financiële gezondheid | 2/6 |
| Dividenden | 0/6 |
Beloningen
Risicoanalyse
ONIT Community Fair Values
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Analyst Price Targets
Onity Group Inc. Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$35.08 |
| 52 Week Hoogtepunt | US$54.10 |
| 52 Week Laag | US$33.80 |
| Bèta | 1.56 |
| 1 maand verandering | -21.47% |
| 3 maanden verandering | -16.77% |
| 1 Jaar Verandering | -4.91% |
| 3 jaar verandering | 33.54% |
| 5 jaar verandering | 7.77% |
| Verandering sinds IPO | -76.90% |
Recent nieuws en updates
Narratiefupdate • Apr 25
ONIT: Buybacks And Acquisition Plans Will Support Future Earnings Power
Analysts have raised their price target on Onity Group by $5 to $60, citing recent Street research that supports the current fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish Takeaways Bullish analysts point to the updated $60 price target as consistent with current fair value assumptions, suggesting the recent research supports how the market is currently pricing Onity Group.Narratiefupdate • Apr 11
ONIT: Buybacks And Execution Improvements Will Support Future Earnings Power
Analysts have raised their price target on Onity Group by $5, citing updated assumptions for slightly higher revenue growth, improved profit margins, and a lower expected future P/E multiple as key drivers of the revision. Analyst Commentary Bullish Takeaways Bullish analysts view the higher revenue assumptions as support for a higher price target, given that even modestly stronger top line expectations can justify paying more for the shares on a P/E basis.Recent updates
Narratiefupdate • Apr 25
ONIT: Buybacks And Acquisition Plans Will Support Future Earnings Power
Analysts have raised their price target on Onity Group by $5 to $60, citing recent Street research that supports the current fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish Takeaways Bullish analysts point to the updated $60 price target as consistent with current fair value assumptions, suggesting the recent research supports how the market is currently pricing Onity Group.Narratiefupdate • Apr 11
ONIT: Buybacks And Execution Improvements Will Support Future Earnings Power
Analysts have raised their price target on Onity Group by $5, citing updated assumptions for slightly higher revenue growth, improved profit margins, and a lower expected future P/E multiple as key drivers of the revision. Analyst Commentary Bullish Takeaways Bullish analysts view the higher revenue assumptions as support for a higher price target, given that even modestly stronger top line expectations can justify paying more for the shares on a P/E basis.Narratiefupdate • Mar 28
ONIT: Buybacks And Consistent Execution Will Support Future Earnings Multiple
Analysts have raised their price target on Onity Group by $5 to $60, citing recent research that supports steady fair value assumptions, as well as consistent expectations for revenue growth, profit margins, and future P/E levels. Analyst Commentary Bullish Takeaways Bullish analysts view the higher $60 price target as consistent with their current fair value work, suggesting the recent research supports existing assumptions rather than requiring a full reset of the investment case.Narratiefupdate • Mar 14
ONIT: Execution And Buybacks Will Support Earnings Durability At Higher Future P/E
Analysts raised their price target on Onity Group by $5 to $60 after updating their views on the company, based on recent Street research that leaves key valuation inputs largely unchanged. Analyst Commentary Analysts lifting the price target to $60 are primarily reacting to refreshed views on how Onity Group can execute against its current plan, rather than any wholesale change in the core inputs behind their models.Narratiefupdate • Feb 28
ONIT: Higher Future P/E Will Support Buybacks And Earnings Durability Narrative
Analysts have increased their Onity Group price target by $5, citing updated assumptions that include slightly higher revenue growth, a lower projected profit margin, and a higher future P/E multiple to reflect recent Street research. Analyst Commentary Bullish Takeaways Bullish analysts see room for Onity Group to support a higher P/E multiple, reflecting stronger confidence in the durability of its earnings profile relative to prior assumptions.Narratiefupdate • Feb 14
ONIT: Higher Future P/E Assumptions Will Support Share Repurchase Upside
Analysts have raised their price target for Onity Group to $60, up from $53.33. They cite updated assumptions for fair value and future P/E, while also adjusting expectations for revenue growth and profit margins.Analyseartikel • Nov 26
Onity Group Inc.'s (NYSE:ONIT) Shares Not Telling The Full Story
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 19x, you may...Seeking Alpha • Oct 19
Onity Group: Topline Fundamentals Are Weakening Amid Nearing Debt Maturities (Rating Downgrade)
Summary Onity Group initially appeared as a top bullish pick, but recent performance has significantly lagged the broader market. ONIT has returned -4.63% since the strong buy rating, underperforming the market's 12.13% gain in the same period. The reason I'm turning bearish on this name is because of weak topline performance that remains persistent while interest expenses are starting to increase. Onity's operational activities have been a cash drain, while investing activities have turned positive. To sustain its daily operations, the firm would have to maintain its high loan book. Read the full article on Seeking AlphaNarratiefupdate • Aug 07
Digital Transformation And Proprietary Technology Will Secure Durable Advantages
Analysts maintain a positive outlook for Onity Group, citing supportive sector valuation comps from Guild Holdings' acquisition and ongoing industry M&A, with Onity’s operational scale and discounted valuation driving expectations for shares to move toward book value, as reflected in an unchanged price target of $53.33. Analyst Commentary Recent acquisition of Guild Holdings at a material premium to tangible book value reinforces positive valuation comps for non-bank originators and servicers, including Onity, which continues to trade at a notable discount to book value.Analyseartikel • May 04
Onity Group Inc. (NYSE:ONIT) Stock Rockets 34% But Many Are Still Ignoring The Company
Onity Group Inc. ( NYSE:ONIT ) shares have had a really impressive month, gaining 34% after a shaky period beforehand...Seeking Alpha • Apr 10
Onity Group: Bottoml Lne Performance Will Close The Book Value Discount
Summary Onity Group is trading at a 50% discount to its book value, primarily due to past financial issues, including a high debt-to-equity ratio. The company has shown nine consecutive quarters of profitability and impressive adjusted ROE, indicating improved financial health. Management is focused on deleveraging the balance sheet, pushing maturities, and reducing interest expenses, enhancing bottom-line performance through hedging and revenue diversification strategies. These efforts are expected to make the stock more attractive in the medium term, potentially closing the book value discount. Given the recent speculations of a sale, there's a 50% upside if ever the company gets bought at book value. Read the full article on Seeking Alpha
Nieuw narratief • Sep 26
Decisive Acquisitions And Deleveraging To Narrow Valuation Gap And Boost Shareholder Value
Strategic acquisitions and focus on capital-light growth are aimed at improving revenue, net margins, and capital structure to support higher valuation.Seeking Alpha • Jul 18
Ocwen Financial Corporation: Need More To Make This A Buy
Summary Ocwen Financial Corporation reported a net loss of $40 million in Q1 2023, impacted by a $39 million reduction in unrealized MSR fair value due to lower interest rates. Despite cost reduction measures resulting in over $100 million less operating expenses, the company's ROE is negative, and its EPS results have been inconsistent over the past 5 years. With the current challenges in the mortgage industry, particularly the rise in interest rates, the company is considered a hold for investors until proof of improvement is shown in future quarterly reports. Read the full article on Seeking AlphaAnalyseartikel • May 06
Analysts Are Updating Their Ocwen Financial Corporation (NYSE:OCN) Estimates After Its First-Quarter Results
Ocwen Financial Corporation ( NYSE:OCN ) came out with its quarterly results last week, and we wanted to see how the...Analyseartikel • Mar 02
Is Now The Time To Put Ocwen Financial (NYSE:OCN) On Your Watchlist?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Seeking Alpha • Jan 23
Ocwen Financial names CEO Messina as board chair
Ocwen Financial (NYSE:OCN) said Monday it appointed Glen Messina as board chair, effective immediately. Messina, who will continue to serve as president and CEO, succeeds Phyllis Caldwell. Caldwell will remain on the board as an independent director and intends to stand for re-election at the next AGM. Earlier, Ocwen Financial (OCN) stock spiked after the firm reported improved Q3 loss.Seeking Alpha • Nov 02
Ocwen Financial Q3 2022 Earnings Preview
Ocwen Financial (NYSE:OCN) is scheduled to announce Q3 earnings results on Thursday, November 3rd, before market open. The consensus EPS Estimate is $0.07 (-96.9% Y/Y) and the consensus Revenue Estimate is $252.21M (-10.9% Y/Y). Over the last 3 months, EPS estimates have seen 0 upward revisions and 1 downward. Revenue estimates have seen 1 upward revision and 2 downward.Seeking Alpha • Aug 31
Ocwen: Fundamental Stability And Strategy Amidst Market Volatility
Summary Ocwen Financial Corporation remains sturdy amidst headwinds with its well-balanced business model. Revenue growth is hammered, but margins and cash inflows are stable. Its stable liquidity position and efficient asset management remain its cornerstones. Ocwen Financial stock price is moving sideways and has not recovered from the recent slump yet. Ocwen Financial Corporation (OCN), a Florida-based company, provides mortgage loan services and origination across the U.S. and some parts of Asia. It operates through mortgage loan servicing, asset management services, and special servicing. It channels its transactions through brokers and correspondent lending arrangements. In over thirty years, it has been through several crises, rebounded, and expanded. Today, Ocwen faces external factors that hamper its growth-inflation headwinds and P&C insurance exodus, to name a few. But, its opportunistic and diversified business model allows it to thwart the blow of market volatility. It remains well-positioned with its prudent management and cost-reduction strategies to match rising rates. Meanwhile, the stock price does not appear divorced from its fundamentals with its sideways pattern. Company Performance Ocwen Financial Corporation has capitalized on the near-zero rates to stabilize revenues in the last two years. Amidst regulatory risks and limitations, it yielded higher and positive returns. Indeed, it is challenging to operate in the mortgage servicing and origination industry. Even so, was able to take advantage of the economic downturn. Today, the economy continues to reopen, allowing the rebound of production, labor, and demand. The pent-up demand, matched with the slow improvement in port congestion, affects inventory levels. With potential shortages across industries, prices are now skyrocketing. It is more visible in the real estate market, although sales have been cooling down recently. But, price levels and housing demand are still elevated, leading to interest and mortgage rate hikes. So, it is a challenge for Ocwen to keep up with the rising rates. Higher rates are hampering mortgage originations, which is a vital component of its revenues. It is more evident in reverse mortgage originations, which amount to -$2.6 million vs $29 million. Loans held for sale also show the unfavorable impact of interest rate hikes. It should not be a surprise since higher rates affect the valuation of loans and loan-backed securities. If we combine their amount and other revenues, we will come up with $7.03 million, an 87% decrease from 2Q 2021. Fortunately, Ocwen remains well-positioned with its well-balanced, diversified, and opportunistic business model. Its servicing and subservicing pipeline remains its cornerstone, offsetting the impact of interest and mortgage rate hikes. It amounts to $215 million, a 17% year-over-year increase. With that, the operating revenue amounts to $180 million. The decrease drops to 16%, making it more manageable for a business in a hammered industry. Also note that despite the decrease in reverse originations, its market share of 7.4% is higher than in the comparative quarter. Operating Revenue (MarketWatch) Its prudent and efficient management remains a part of its core competencies. This attribute allows it to manage its costs and expense in line with its cost-reduction strategies. It is also consistent with its optimization of warehouse lines and restructuring of advanced lines. This plan may lower the demand for forward mortgage originations and pay them off in 4Q 2022. Another driving force is its mortgage servicing rights ((MSR)), which are correlated to the increase. Its valuation increases to $33.2 million vs -$72.5 million in 2Q 2021. It is no surprise that its operating income is now higher at $110.99 million vs $43.2 million in 2Q 2021. Its cost-reduction strategies and the higher valuation of MSR offset the decrease in the operating revenue. The operating margin of 0.62 is far higher than 0.17 in the comparative quarter. Operating Margin (MarketWatch) Potential Risks And Opportunities Ocwen Financial Corporation continues to prove its fundamental soundness and resilience. But, it must not be too relaxed yet. The mortgage industry is a dynamic market, especially now that rates remain elevated. The question is how prepared it is should inflation, interest, and mortgage rate go up some more. Inflation remains its primary challenge. Although it appears to go into a slight lull at 8.5%, shortages remain evident, especially in the real estate market. The pent-up demand and the geopolitical unrest in Europe may further drive price increases. To be more conservative, I estimate inflation to peak at 9.6-9.8%. It is still in line with the estimation of interest and mortgage rates at 3-3.4% and 6.7-7%. Note that the current interest and mortgage rates are higher than the initial estimation. So, these values may be reached this year. These have an unfavorable impact on mortgage originations and loans held for sale. So, OCN must continue to execute its cost reduction strategies. Inflation Rate, Interest Rate, Mortgage Rate (Author Estimation, Barron's, Forbes) The state of Florida is on the brink of P&C insurance exodus, an event that OCN must watch out for. The roofing scams and the increased frequency of natural disasters are driving insurers away from the state. So, it may have an indirect demand on OCN since P&C insurance is a staple for many homeowners. Thankfully, OCN appears to be prepared for these potential risks. It now has more stable fundamentals. It leverages its core strengths to generate returns with its diversified business model. Its core reduction strategies are in line with its plan to optimize liquidity and diversify financing resources to improve its positioning in a challenging market landscape. Its cash levels and receivables are stable. Their combined amount is $500 million vs $476 million in 2Q 2021. Borrowings are also almost unchanged. It shows that it does not have to raise its financial leverage to keep up with the volatile market. It was also able to repurchase shares worth $17 million this quarter. So, it has adequate means to sustain its operations and even manage its financial leverage. Cash and Receivables and Borrowings (MarketWatch) The increasing population in Florida is another driving force to consider, although it appears that investors are outpacing residents in buying houses. In West Palm Beach, its headquarters, investors account for 16% of home sales. The actual value in the most recent data shows a 12% increase from the previous year. Currently, Florida is one of the most populous and fastest-growing states in the U.S. Homebuyer demographics in the last year have shown that the vast majority of homebuyers were married couples 65%. Statistics show that the population in the state may increase by 845 new residents every day in 2022-2025. So, houses and apartments will remain a staple. In turn, mortgages will become more essential for potential homebuyers.Rendement voor aandeelhouders
| ONIT | US Diversified Financial | US Markt | |
|---|---|---|---|
| 7D | -2.4% | 0.4% | -0.8% |
| 1Y | -4.9% | -9.5% | 27.1% |
Rendement versus industrie: ONIT overtrof de US Diversified Financial industrie, die het afgelopen jaar een rendement -9.5 % opleverde.
Rendement versus markt: ONIT presteerde slechter dan US Market, dat het afgelopen jaar een rendement van 27.1 % opleverde.
Prijsvolatiliteit
| ONIT volatility | |
|---|---|
| ONIT Average Weekly Movement | 7.2% |
| Diversified Financial Industry Average Movement | 6.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Stabiele aandelenkoers: ONIT heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 7% ) van ONIT is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 1988 | 4,200 | Glen Messina | www.onitygroup.com |
Onity Group Inc., een financiële dienstverlener, origineert en onderhoudt hypothecaire leningen op termijn en onder voorbehoud in de Verenigde Staten, de Amerikaanse Maagdeneilanden, India en de Filippijnen. Het bedrijf opereert via de segmenten Servicing en Originations. Het bedrijf biedt hypothecaire servicing-rechten en subservicing-producten in eigendom; conventionele, door de overheid verzekerde en niet-agentschap hypothecaire leningen, evenals omgekeerde hypotheken en meergezinsleningen; en woninghypotheekleningen en kleine commerciële hypothecaire leningen.
Onity Group Inc. Samenvatting
| ONIT fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$291.75m |
| Inkomsten(TTM) | US$170.90m |
| Inkomsten(TTM) | US$1.11b |
1.7x
Koers/Winstverhouding0.3x
P/S-verhoudingIs ONIT overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| ONIT resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$1.11b |
| Kosten van inkomsten | US$64.40m |
| Brutowinst | US$1.05b |
| Overige uitgaven | US$875.90m |
| Inkomsten | US$170.90m |
Laatst gerapporteerde inkomsten
Mar 31, 2026
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | 20.27 |
| Brutomarge | 94.20% |
| Nettowinstmarge | 15.38% |
| Schuld/Eigen Vermogen Verhouding | 2,373.7% |
Hoe presteerde ONIT op de lange termijn?
Bekijk historische prestaties en vergelijkingBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/05/21 12:21 |
| Aandelenkoers aan het einde van de dag | 2026/05/21 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Onity Group Inc. wordt gevolgd door 10 analisten. 1 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Bruce Harting | Barclays |
| Kenneth Bruce | BofA Global Research |
| Eric Hagen | BTIG |