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Lufax Holding LtdNYSE:LU Voorraadrapport

Marktkapitalisatie US$1.0b
1m geleden bijgewerkt
Prijs aandeel
n/a
1Y-65.5%
7D-9.2%
1D0%
Portefeuillewaarde
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Lufax Holding Ltd

NYSE:LU Voorraadrapport

Marktkapitalisatie: US$1.0b

  • Bedrijfsoverzicht
    • Waardering
    • Toekomstige groei
    • Prestaties in het verleden
    • Financiële gezondheid
    • Dividend
  • Beheer
  • Eigendom
  • Andere informatie
  • Aandelencommunity

Lufax Holding (LU) Aandelenoverzicht

Lufax Holding Ltd houdt zich bezig met retailkrediet en enablement aan leners en instellingen in de Volksrepubliek China. Meer informatie

LU fundamentele analyse
Sneeuwvlok Score
Waardering3/6
Toekomstige groei3/6
Prestaties in het verleden0/6
Financiële gezondheid3/6
Dividenden0/6

Beloningen

De winst zal naar verwachting met 106.64% per jaar groeien

Handelen tegen een goede waarde vergeleken met branchegenoten en branchegenoten

Risicoanalyse

Geen risico's gedetecteerd voor LU uit onze risicocontroles.

LU Community Fair Values

Create Narrative

See what 9 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

AN
AnalystConsensusTarget
52.6% ondergewaardeerd intrinsieke korting
AnalystConsensusTarget
•19d ago

AI Tools And Regulatory Shakeout Will Support Future Recovery Case

3
0
1
AN
AnalystLowTarget
15.8% ondergewaardeerd intrinsieke korting
AnalystLowTarget
•18d ago

Regulatory Pressure And Weak SME Demand Will Shape A Gradual Earnings Recovery

5
0
0
AN
AnalystHighTarget
72.1% ondergewaardeerd intrinsieke korting
AnalystHighTarget
•5d ago

Industry+ Model And AI Adoption Will Build A Higher Quality Lending Franchise

1
0
0

Top Analyst Narratives

AN
AnalystConsensusTarget
52.6% ondergewaardeerd intrinsieke korting
AnalystConsensusTarget
•19d ago

AI Tools And Regulatory Shakeout Will Support Future Recovery Case

3
0
1
AN
AnalystLowTarget
15.8% ondergewaardeerd intrinsieke korting
AnalystLowTarget
•18d ago

Regulatory Pressure And Weak SME Demand Will Shape A Gradual Earnings Recovery

5
0
0
AN
AnalystHighTarget
72.1% ondergewaardeerd intrinsieke korting
AnalystHighTarget
•5d ago

Industry+ Model And AI Adoption Will Build A Higher Quality Lending Franchise

1
0
0
View all narratives

Lufax Holding Ltd Concurrenten

Jefferson Capital

Symbol: NasdaqGS:JCAP
Market cap: US$1.2b

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Symbol: NasdaqGS:QFIN
Market cap: US$983.6m

World Acceptance

Symbol: NasdaqGS:WRLD
Market cap: US$823.8m

Navient

Symbol: NasdaqGS:NAVI
Market cap: US$891.9m

Prijsgeschiedenis en prestaties

Overzicht van hoogtepunten, dieptepunten en veranderingen in de aandelenkoersen voor Lufax Holding
Historische aandelenkoersen
Huidige aandelenkoersUS$1.18
52 Week HoogtepuntUS$4.57
52 Week LaagUS$1.18
Bèta0.67
1 maand verandering-15.11%
3 maanden verandering-7.09%
1 Jaar Verandering-65.50%
3 jaar verandering-73.18%
5 jaar verandering-95.90%
Verandering sinds IPO-97.70%

Recent nieuws en updates

User avatar
Nieuw narratief • Sep 16

Industry+ Model And AI Adoption Will Build A Higher Quality Lending Franchise

Catalysts About Lufax Holding Lufax Holding provides financing solutions to small business owners, self-employed individuals and salaried employees in China through small business lending and consumer finance products. What are the underlying business or industry changes driving this perspective?
Seeking Alpha • Sep 05

Lufax: Shifting To A Distressed Asset Workout At A $1.55 Breakeven

Summary Lufax Holding Ltd. offers an asymmetric, event-driven opportunity driven by deep value and potential capital return catalysts, not a business turnaround. Regulatory headwinds and compliance issues have pressured LU’s stock, but balance sheet strength and improving risk metrics underpin the thesis. My strategy leverages selling cash-secured puts, capping downside and targeting upside from special dividends or privatization at a deep discount to TBV. A key risk is Ping An’s willingness to unlock capital; the return profile is highly sensitive to this non-certain catalyst. Read the full article on Seeking Alpha
User avatar
Narratiefupdate • Sep 03

LU: Future Earnings Reset Will Drive Confidence After CFO Transition

Analysts have reduced their price target on Lufax Holding from $2.00 to $1.40, citing steeper expected revenue declines, lower profit margins, and a higher future P/E assumption in their updated models. What's in the News for Lufax Holding Lufax Holding has scheduled a board meeting on August 18, 2026 to review and approve the unaudited interim results for the six months ended June 30, 2026 and to consider the payment of an interim dividend, if any.
User avatar
Nieuw narratief • Sep 02

AI Tools And Regulatory Shakeout Will Support Future Recovery Case

Catalysts About Lufax Holding Lufax Holding provides financing solutions to small business owners and consumers in China through small business lending and consumer finance products. What are the underlying business or industry changes driving this perspective?

Recent updates

User avatar
Nieuw narratief • Sep 16

Industry+ Model And AI Adoption Will Build A Higher Quality Lending Franchise

Catalysts About Lufax Holding Lufax Holding provides financing solutions to small business owners, self-employed individuals and salaried employees in China through small business lending and consumer finance products. What are the underlying business or industry changes driving this perspective?
Seeking Alpha • Sep 05

Lufax: Shifting To A Distressed Asset Workout At A $1.55 Breakeven

Summary Lufax Holding Ltd. offers an asymmetric, event-driven opportunity driven by deep value and potential capital return catalysts, not a business turnaround. Regulatory headwinds and compliance issues have pressured LU’s stock, but balance sheet strength and improving risk metrics underpin the thesis. My strategy leverages selling cash-secured puts, capping downside and targeting upside from special dividends or privatization at a deep discount to TBV. A key risk is Ping An’s willingness to unlock capital; the return profile is highly sensitive to this non-certain catalyst. Read the full article on Seeking Alpha
User avatar
Narratiefupdate • Sep 03

LU: Future Earnings Reset Will Drive Confidence After CFO Transition

Analysts have reduced their price target on Lufax Holding from $2.00 to $1.40, citing steeper expected revenue declines, lower profit margins, and a higher future P/E assumption in their updated models. What's in the News for Lufax Holding Lufax Holding has scheduled a board meeting on August 18, 2026 to review and approve the unaudited interim results for the six months ended June 30, 2026 and to consider the payment of an interim dividend, if any.
User avatar
Nieuw narratief • Sep 02

AI Tools And Regulatory Shakeout Will Support Future Recovery Case

Catalysts About Lufax Holding Lufax Holding provides financing solutions to small business owners and consumers in China through small business lending and consumer finance products. What are the underlying business or industry changes driving this perspective?
User avatar
Nieuw narratief • Aug 19

Regulatory Pressure And Weak SME Demand Will Shape A Gradual Earnings Recovery

Catalysts About Lufax Holding Lufax Holding provides financing solutions to small business owners and consumer borrowers in China. What are the underlying business or industry changes driving this perspective?
Seeking Alpha • Apr 25

Lufax Holding: Well Poised For A New Economic Era Proposed By China

Summary China’s economic pivot away from the US dollar and towards the yuan positions, Lufax Holdings to benefit from increased international yuan trade and potential Chinese business dominance. Lufax Holdings is undervalued, trading at a 75% discount to equity, presenting a significant margin of safety for investors despite current financial losses. Despite risks like potential Western sanctions, current tariffs and currency volatility, Lufax Holdings is a buy due to its deep value and strategic positioning within China’s economic plans. Lufax should stop paying dividends and instead buy back its own undervalued shares to increase market capital and benefit shareholders. Read the full article on Seeking Alpha
Seeking Alpha • Dec 24

Lufax: Stimulus In China, Quarterly Improvements, And Dirt Cheap

Summary Lufax is well-positioned to benefit from China's recent stimulus policies, with significant business connections and expertise in offering business loans. The company's recent quarterly report shows improved delinquency rates, a substantial increase in new loans, and a 24.1% rise in cumulative borrowers. Despite a decrease in net income, LU's solid balance sheet and undervaluation suggest significant room for stock price improvement, with a target price of $12 per ADS. Potential risks include regulatory challenges and lower demand due to the company's operations and asset locations in China. Read the full article on Seeking Alpha
Analyse-artikel • Oct 22

There's No Escaping Lufax Holding Ltd's (NYSE:LU) Muted Revenues Despite A 33% Share Price Rise

Lufax Holding Ltd ( NYSE:LU ) shareholders would be excited to see that the share price has had a great month, posting...
Seeking Alpha • Sep 10

Lufax: Look Past Q2 Performance And Focus On Strategic Pivot

Summary Lufax's Q2 net loss and interim dividend omission were disappointing, but LU is expected to resume dividend payouts and deliver positive earnings in fiscal 2025. LU's strategic pivot towards the 100% guarantee business model and consumer finance loans have yielded decent results, considering the take rate improvement and consumer finance loans' strong growth. My Buy rating for Lufax remains intact, taking into account the potential turnaround next year and the significant progress made with its strategic pivot. Read the full article on Seeking Alpha
Seeking Alpha • Jun 06

Lufax Stock: Watch Future Dividends And Loan Metrics

Summary Lufax is an attractive dividend play, considering its high-single-digit percentage consensus forward FY 2025/26 dividend yields. Lufax's loan-related metrics like loan mix and take rate for the most recent quarter were pretty good, and this bodes well for Lufax's future financial performance. I leave my Buy rating for LU stock unchanged after evaluating the company's latest quarterly loan metrics and its dividend outlook. Read the full article on Seeking Alpha
Analyse-artikel • Mar 30

Lufax Holding Ltd (NYSE:LU) Analysts Just Slashed This Year's Estimates

Market forces rained on the parade of Lufax Holding Ltd ( NYSE:LU ) shareholders today, when the analysts downgraded...
Seeking Alpha • Mar 22

Lufax: Massive Special Dividend Overshadows Below-Expectations Results (Rating Upgrade)

Summary Lufax Holding declared a substantial special dividend of $2.42 per ADS on the day of its results announcement, which translated into a one-off dividend yield of 49.3%. LU's recent fourth-quarter results were below the market's expectations, but the company's loan mix has become more favorable with an increase in contribution from consumer finance. I upgrade my rating for Lufax to a Buy, considering its massive special dividend and the positive read-through relating to the loan mix from its latest results announcement. Read the full article on Seeking Alpha
Seeking Alpha • Jan 29

Lufax: Peer Comparison Offers Mixed Read-Throughs

Summary Lufax posted relatively weaker user growth numbers as compared to the company's key peers in December last year and the early part of this year. The market already expects LU's top line to contract in FY 2024, and Lufax is now trading at a discount to its peers on metrics like P/E and P/S. I retain a Hold rating for Lufax after taking into account the results of my peer comparison exercise. Read the full article on Seeking Alpha
Analyse-artikel • Nov 17

Lufax Holding Ltd (NYSE:LU) Analysts Just Cut Their EPS Forecasts Substantially

Market forces rained on the parade of Lufax Holding Ltd ( NYSE:LU ) shareholders today, when the analysts downgraded...
Seeking Alpha • Nov 14

Lufax Takes On More Risk, Makes Hong Kong Acquisition, As Its Lending Shrivels

Summary Lufax’s new loan originations fell 59% in the third quarter, as creditworthy customers became harder to find in China’s slowing economy. The online lender announced it will purchase a Hong Kong-based virtual bank from sister company OneConnect for HK$933 million, in a move to diversify beyond Mainland China. Lufax shares fell nearly 5% in after-market trading in New York after the release of its latest quarterly report late on Monday. Read the full article on Seeking Alpha
Analyse-artikel • Aug 28

Lufax Holding's (NYSE:LU) Dividend Will Be Reduced To CN¥0.0312

Lufax Holding Ltd's ( NYSE:LU ) dividend is being reduced from last year's payment covering the same period to...
Seeking Alpha • Aug 24

Lufax: Both Results And Outlook Were Disappointing

Summary The Q2 2023 top line and EBIT for LU came in below the market's consensus estimates. Lufax's near-term outlook is poor, considering the management's expectations of a significant contraction in new loans for 2H 2023. Lufax's shares are still rated as a Hold, rather than a Sell, as LU's valuations are inexpensive. Read the full article on Seeking Alpha
Analyse-artikel • Aug 24

The Consensus EPS Estimates For Lufax Holding Ltd (NYSE:LU) Just Fell Dramatically

One thing we could say about the analysts on Lufax Holding Ltd ( NYSE:LU ) - they aren't optimistic, having just made a...
Seeking Alpha • Jul 10

Lufax: Likely Undervalued, Eyeing Support Ahead Of Q2 Results

Summary China's reopening has seen a decline in the technology sector, with cyclical financials and tech companies suffering from regulatory crackdowns and a soft post-COVID reopening. Lufax Holding, a fintech company, is seen as an opportunity due to its low price-to-book ratio; it is a leading technology-empowered personal financial services platform in China. Despite a tough economic period, Lufax is considered undervalued and offers potential for investors, although prudent risk management is advised due to China's uncertain economic situation. I outline key price levels on the chart to monitor its Q2 results in August. Read the full article on Seeking Alpha
Seeking Alpha • Feb 11

Fintech Lufax Seeks Dual Listing As Pandemic Hits Profits

Summary Online loans facilitator Lufax posted a 31% drop in profits in the first nine months of last year and expects a loss in the last quarter as the pandemic hurt its small and micro clients. To reduce risks, Lufax has scaled back lending activities using its own capital. Once the stock makes its Hong Kong debut, the market will be looking to see if investors are willing to increase its value. Ping An-backed Lufax has applied to have its shares traded in Hong Kong as well as the U.S., following in the footsteps of dual-listed fintech firms OneConnect and 360 DigiTech. In October 2020, two Chinese fintech stars were poised for blockbuster IPOs. Ant Group's share sale was cancelled at the last minute, but its competitor managed to go public in New York as planned, just days before Chinese regulators launched a crackdown on online lenders. Online loan facilitator Lufax Holding Ltd.(LU), a subsidiary of Ping An Insurance ([[PNGAY]]; 2318.HK; 601318.SH), is now seeking to list shares in Hong Kong as well as the U.S. on a dual-primary basis, while an IPO by Ant Group, the financial arm of Alibaba Group ([[BABA]]; 9988.HK), is still pending. Lufax is 41% owned by Ping An and draws on credit guarantees from the insurance group for loans to small businesses, which have struggled during the pandemic. Although regulatory action did not derail its U.S. listing, the finance platform still came under strict scrutiny along with other online finance firms over the past two years. In January, the Chinese central bank confirmed that 14 major platform companies, including Lufax, Ant Group and 360 DigiTech ([[QFIN]];3660.HK), had completed a required restructuring process. Lufax wasted little time in filing on Feb 1. for a dual primary listing In Hong Kong by introduction, a process of placing already issued shares that does not raise any extra funds. Lufax was the second-biggest provider of non-traditional financial services in China as of the middle of last year, with nearly 18% of the market for outstanding loans to small and micro businesses, according to a report cited in its preliminary prospectus. The top five players together held around 68% of the relatively concentrated market. Its earnings have been buffeted by the Covid pandemic. Lufax reported revenues of 52 billion yuan ($7.67 billion) in 2020, rising to 61.8 billion yuan a year later and dipping to 45.8 billion yuan in the first nine months of last year. Profits came in at 12.3 billion yuan in 2020 and 16.7 billion yuan in 2021, while the first three quarters of last year saw a profit of 9.58 billion yuan. The nine-month revenue was 0.4% below the prior-year period, while profits fell nearly 31% as Covid flare-ups disrupted business across China. The company has predicted a net loss for the fourth quarter. Pandemic problems Small and micro businesses have always been a crucial engine for China's economic growth. By the end of 2021, China had around 140 million such enterprises generating more than 60% of GDP. Meanwhile, Lufax had 6.6 million small and micro business customers by the end of last September, with their total credit standing at 63.65 billion yuan. But growth was badly squeezed during the pandemic, when many small businesses could not operate remotely, instead relying on customers visiting their premises. Stringent pandemic controls took a heavy toll on business activities, curtailing firms' willingness to borrow and their ability to service their debt. As a result, providing relief to these companies is a priority for the post-Covid recovery phase. According to Lufax, 85% of new credit in the first nine months last year, excluding consumer finance, went to small and micro businesses. Profits came under pressure as more customers fell behind on payments, while losses from credit depreciation piled up and credit costs rose. During the nine-month period, the company's total additional lending fell a year-on-year 15.9% to 417.6 billion yuan. Small and micro businesses reported more defaults and credit impairment losses grew to 10.29 billion yuan, 150% higher than the year-earlier period and equivalent to 22.5% of revenue during the period. To cut the risk exposure on its loan portfolio, Lufax made less of its own capital available for lending. But its business faces regulatory and policy uncertainty, as Chinese authorities seek to contain risks in the online microlending sector. Lufax said in its prospectus it had suspended loan funding for three microlending subsidiaries since Chinese regulators issued a consultation paper last year on rules governing online microlending. It shut down its microloan operations in the southern city of Shenzhen and in Hunan province. It also moved to offline microlending at its operations in the western city of Chongqing. Currently, Lufax works with commercial banks and trust funds under a co-financing model, with credit insurance from Ping An Property & Casualty Insurance and its subsidiary Ping An Puhui Enterprises Management on co-financed loans to meet the risk management requirements of its capital providers. Ping An Property & Casualty Insurance provided insurance or guarantees on around 71% of outstanding loans managed by Ping An Puhui by the end of last September. Data on business information website Tianyancha shows that Ping An Puhui has subsidiaries in 29 Chinese provinces and is a key source of credit enhancement for Lufax's loans. Facing policy risks However, a central bank ruling in 2021 could hinder Ping An Puhui's efforts to provide finance guarantees across provincial borders through a network of subsidiaries. The central bank said six types of financial institutions, including finance guarantee companies, should be regarded as local institutions, meaning that are not, in principle, allowed to carry out inter-provincial business. Firms operating across province borders would have to follow transition plans developed by financial regulators.
Seeking Alpha • Jan 24

Lufax: Debt Growth Slowdown

Summary Despite the solid performance of the top 10 fintech companies, Lufax underperformed its competitors in Q3 2022 with its revenues down 22.5%. We believe the company's revenue growth was impacted by Covid-19 lockdowns across China as well as new regulations related to online lending platform loan funding requirements. We conservatively forecasted its Retail Credit segment revenue at a 5-year forward average of -3.2%. In this analysis of Lufax Holding Ltd (LU), we examined the company following its poor performance in 2022 with its Q3 revenues down 22.5%. We compared it against the top 10 fintech companies based on its Q3 performance and guidance. Moreover, we then analyzed the Chinese market loan growth to understand if the debt crisis in China had affected the company. Finally, we analyzed its retail credit segment breakdown by loan volume, and customer and revenue growth and forecasted its revenue growth for the next 5 years. Lufax Performed Poorly to Fintech Competitors Q3 2022 Revenue ('mln') TTM Revenue ('mln') Revenue Growth YoY % Q3 % Analyst Revenue Difference Stock Price Change (Q4 2022) Q4 Guidance YoY Types American Express (AXP) 50,831 24.0% -0.1% 9.20% 24.0% Card Network Visa (V) 29,310 18.7% 3.1% 17.12% 18.0% Card Network PayPal Holdings (PYPL) 27,057 10.8% 0.4% -18.02% 9.0% Payment Facilitators Mastercard (MA) 21,640 15.5% 1.7% 22.46% 17.0% Card Network Fiserv (FISV) 17,115 2.6% 0.0% 8.47% 11.0% Merchant Acquiring Block, Inc. (SQ) 16,964 17.6% 1.1% 14.42% 19.0% Payment Facilitators FIS (FIS) 14,483 2.7% -0.3% -10.22% 6.5% Merchant Acquiring Intuit Inc. (INTU) 13,319 29.5% 3.8% 0.49% 11.0% Financial & Accounting Software Lufax Holding 10,652 -25.5% -7.6% -23.62% -7.0% Online Lending Global Payments (GPN) 8,691 -6.5% 1.0% -8.08% 10.5% Merchant Acquiring Average 9.0% 0.31% 1.22% 11.90% Source: Lufax, Khaveen Investments Based on the table above, the top 10 fintech companies had positive growth in Q3 2022 with an average of 9%. Only two companies which were Lufax and Global Payments had negative growth in the quarter. In terms of analyst consensus expectations, the top 10 companies were on average in line with analyst estimates with 3 companies (American Express, Lufax and FIS Global) underperforming with a negative difference. Furthermore, 4 companies' stock prices declined in Q3 while the average stock price change was flat. Notwithstanding, the average revenue guidance for Q4 is positive and higher than the average revenue growth in Q3, thus indicating a potential acceleration in the top 10 companies' growth outlook. By Fintech types, the Card Network providers had the best performance in Q3 with an average revenue growth of 19.4% YoY in the period, higher than the top 10 companies' average of 9%. Based on Insider Intelligence, Visa and Mastercard had strong cross-border volume growth of 44% and 38% respectively and boosted their volume growth. According to Visa, travel across the US was strong and Asia Pacific and Latin America recovered. Card network providers such as Visa earn international transaction revenue (33% of revenue) for cross-border transaction processing which... arises when the country of origin of the issuer or financial institution originating the transaction is different from that of the beneficiary. In comparison, other fintech companies such as Payment Facilitators like PayPal earn transaction revenues charged on merchants and have a lower exposure to international transactions with a low cross-border % of TPV of 16% in 2021. Overall, despite the solid performance of the top 10 fintech companies, Lufax underperformed its competitors in Q3 2022. Affected by Lockdowns and Regulations Lufax Revenue Forecasts ($ mln) 2019 2020 2021 2022F Average Retail Credit 5,566 6,047 5,586 4,388 Growth rate % 8.6% -7.6% -21.4% -6.8% Wealth Management 369 270 341 285 Growth rate % -26.8% 26.3% -16.3% -5.6% Other Income 1,062 2,280 5,111 4,484 Growth rate % 114.6% 124.2% -12.3% 75.5% Total Revenues 6,997 8,597 11,038 9,157 Growth rate % 22.9% 28.4% -17.0% 11.4% Source: Lufax, Khaveen Investments In Q3 2022, Lufax's revenue had declined by 25% YoY and by % YTD 2022. In the table above, we prorated the company's segmental revenue breakdown from Q1 to Q3 2022 for its retail credit, wealth management and other income to obtain its full-year 2022 forecasted revenue which is a decline of 17% which is in contrast with its positive growth in the prior year and its 3-year average growth rate of 11.4%. From the table, our 2022 prorated revenue shows all 3 of its segments declining with retail credit having the highest decline. Its competitor Ant Group's consumer financing unit also performed poorly with a decline in net profit by 63% in Q2 2022 according to Bloomberg. According to the company's earnings briefing in Q3 2022, the company's "revenue was negatively impacted by the economic environment". Thus, we examined the loan growth rate in China to determine whether it was mainly affected by the macroeconomic environment. Investing.com, Khaveen Investments According to Investing.com, China's loan growth rate had been decelerating in the past 5 years since 2018. The average loan growth rate in China in the past 5 years was 12.4% but had further declined to an average of 12.2% in 2021 and slowed down sharply in 2022 with an average of 11.1%. Thus, since China's loan growth rate had slowed down in the past 5 years, we believe this not to be the main factor for Lufax's slowdown. Since 2020, China had imposed lockdowns across various cities in the country. In 2020, it imposed lockdowns in 19 cities but only 1 city was a sub-provincial city, Wuhan, with more than 11 mln population. Furthermore, in 2021, it reimposed lockdowns in Shijiazhuang and Xi'an with more than 8 mln population as its retail credit revenue contracted compared to 2020. In 2022, it imposed lockdowns on its largest city, Shanghai and Shenzhen as the company's retail credit revenue decline accelerated in 2022.

Rendement voor aandeelhouders

LUUS Consumer FinanceUS Markt
7D-9.2%-3.7%-0.1%
1Y-65.5%-10.5%11.9%

Rendement versus industrie: LU presteerde slechter dan de US Consumer Finance -sector, die het afgelopen jaar een rendement van -10.5 % opleverde.

Rendement versus markt: LU presteerde slechter dan US Market, dat het afgelopen jaar een rendement van 11.9 % opleverde.

Prijsvolatiliteit

Is LU's price volatile compared to industry and market?
LU volatility
LU Average Weekly Movement7.9%
Consumer Finance Industry Average Movement7.0%
Market Average Movement6.8%
10% most volatile stocks in US Market15.1%
10% least volatile stocks in US Market2.9%

Stabiele aandelenkoers: LU heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.

Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 8% ) van LU is het afgelopen jaar stabiel geweest.

Over het bedrijf

OpgerichtWerknemersCEOWebsite
200529,136Xiang Jiwww.lufaxholding.com

Lufax Holding Ltd houdt zich bezig met retailkrediet en enablement aan leners en instellingen in de Volksrepubliek China. Het biedt leenproducten aan, waaronder algemene ongedekte leningen en gedekte leningen, evenals leningen voor consumentenfinanciering. Het bedrijf biedt ook vermogensbeheerproducten aan, zoals vermogensbeheerplannen, bankproducten, producten voor beleggingsfondsen, producten voor particuliere beleggingsfondsen, trustplannen en andere.

Lufax Holding Ltd Samenvatting

Hoe verhouden de winst en inkomsten van Lufax Holding zich tot de beurswaarde?
LU fundamentele statistieken
MarktkapitalisatieUS$1.02b
Inkomsten(TTM)-US$332.24m
Inkomsten(TTM)US$4.24b
0.2x
P/S-verhouding
-3.1x
Koers/Winstverhouding

Is LU overgewaardeerd?

Zie Reële waarde en waarderingsanalyse

Inkomsten en omzet

Belangrijkste winstgevendheidsstatistieken uit het laatste winstverslag (TTM)
LU resultatenrekening (TTM)
InkomstenCN¥28.40b
Kosten van inkomstenCN¥12.50b
BrutowinstCN¥15.90b
Overige uitgavenCN¥18.13b
Inkomsten-CN¥2.23b

Laatst gerapporteerde inkomsten

Jun 30, 2026

Volgende inkomensdatum

n.v.t.

Winst per aandeel (EPS)-2.57
Brutomarge56.00%
Nettowinstmarge-7.84%
Schuld/Eigen Vermogen Verhouding88.8%

Hoe presteerde LU op de lange termijn?

Bekijk historische prestaties en vergelijking

Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/09/21 17:03
Aandelenkoers aan het einde van de dag2026/09/18 00:00
Inkomsten2026/06/30
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
  • SEC-formulier 10-K
  • SEC-formulier 10-Q
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
  • Onderzoeksrapporten van analisten
  • Blue Matrix
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
  • ICE Marktgegevens
  • SEC-formulier S-1
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
  • SEC-formulier 4
  • SEC-formulier 13D
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
  • SEC-formulier 10-K
  • SEC-formulier DEF 14A
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen
  • SEC-formulier 8-K

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

Lufax Holding Ltd wordt gevolgd door 16 analisten. 2 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Kevin KwekBernstein
Emma XuBofA Global Research
null nullChina International Capital Corporation Limited

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