Reported Earnings • Jun 25
First quarter 2026 earnings released First quarter 2026 results: Revenue: CN¥756.7m (down 57% from 1Q 2025). Net loss: CN¥61.7m (down 111% from profit in 1Q 2025). Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 18% per year, which means it is significantly lagging earnings. Aankondiging • Jun 13
Jiayin Group Inc. to Report Q1, 2026 Results on Jun 23, 2026 Jiayin Group Inc. announced that they will report Q1, 2026 results Pre-Market on Jun 23, 2026 Board Change • May 20
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 1 highly experienced director. 2 independent directors (3 non-independent directors). Independent Director Meng Rui was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Aankondiging • May 16
Jiayin Group Inc Announces Management Changes, Effective June 1, 2026 Jiayin Group Inc. announced that Ms. Dan Qi has been appointed as the Chief Risk Officer of the Company, effective as of June 1, 2026. Ms. Yifang Xu has resigned from her position as Chief Risk Officer of the Company, effective as of June 1, 2026, for personal reasons. Ms. Xu will continue to serve as a member of the Board of Directors of the Company. Ms. Dan Qi has served as the Company’s Head of Risk Policy since September 2025. She has 14 years of expertise in big data risk management at top financial technology platforms and digital financial institutions. Prior to joining the Company, Ms. Qi held key risk management roles at WeBank from 2015 to 2025. As a core member of the Weilidai team, she was deeply involved in the end-to-end development of the credit risk management system and built extensive experience in team leadership and development. Between 2012 and 2015, Ms. Qi held risk management roles at Alipay, where she specialized in international payment risk control, and at Guangfa Bank Card Center, where she focused on asset risk prediction and post-credit card collection strategies. Ms. Qi received her Master’s degree in Economics from Huazhong University of Science and Technology in 2012, and her Bachelor’s degree in Mathematics and Applied Mathematics from Hubei University of Education in 2008. Aankondiging • Mar 31
Jiayin Group Inc. Approves Adjustment to the Existing Dividend Policy to Increase the Annual Dividend Jiayin Group Inc. announced that the Board approved and adopted a further adjustment to the Existing Dividend Policy to increase the annual dividend amount such that the Company may choose to declare and distribute a cash dividend once each fiscal year, starting from 2025, at an aggregate amount of around 30% of the net income after tax of the Company in the previous fiscal year. The determination to make dividend distributions in any particular fiscal year will be made at the discretion of the Board based upon factors such as the Company’s results of operations, cash flow, general financial condition, capital requirements, contractual restrictions and other factors as the Board may deem relevant. Aankondiging • Mar 24
Jiayin Group Inc. to Report Q4, 2025 Results on Mar 31, 2026 Jiayin Group Inc. announced that they will report Q4, 2025 results Pre-Market on Mar 31, 2026 Aankondiging • Nov 18
Jiayin Group Inc. to Report Q3, 2025 Results on Nov 25, 2025 Jiayin Group Inc. announced that they will report Q3, 2025 results Pre-Market on Nov 25, 2025 Aankondiging • Aug 12
Jiayin Group Inc. to Report Q2, 2025 Results on Aug 20, 2025 Jiayin Group Inc. announced that they will report Q2, 2025 results Pre-Market on Aug 20, 2025 Aankondiging • Jul 03
Jiayin Group Inc. Announces Cash Dividends, Payable on or Around July 24, 2025 Jiayin Group Inc. announced the record date and payment date of cash dividends. As previously announced, the board of directors of the Company approved the declaration and payment of cash dividends of USD 0.20 per ordinary share, or USD 0.80 per American depositary share (ADS). The Board further approved that the holders of the Company’s ordinary shares shown on the Company’s record at the close of trading on July 14, 2025 (U.S. Eastern Time) will be entitled to these dividends. These shareholders, including JPMorgan Chase Bank, N.A., the depositary of the Company’s ADS program (the “Depositary”), are expected to receive the payments of dividends on or around July 18, 2025. Dividends to the Company’s ADS holders are expected to be paid through the Depositary on or around July 24, 2025, and will be subject to the terms of the deposit agreement by and among the Company and the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including the fees and expenses payable thereunder. The aggregate amount of cash to be distributed for the dividends is expected to be approximately USD 41.1 million. Aankondiging • May 28
Jiayin Group Inc. to Report Q1, 2025 Results on Jun 04, 2025 Jiayin Group Inc. announced that they will report Q1, 2025 results Pre-Market on Jun 04, 2025 Aankondiging • May 20
Jiayin Group Inc. Announces Cash Dividends Jiayin Group Inc. announced that its board of directors (the “Board”) approved the declaration and payment of cash dividends of USD 0.20 per ordinary share, or USD 0.80 per American depositary share. The Company will make another announcement after the Board determines the record date and dividend payment date. Aankondiging • Mar 27
Jiayin Group Inc. Approves and Adopts Further Adjustment to the Existing Dividend Policy On March 27, 2025, in order to provide investors with higher returns, the Board of Jiayin Group Inc. approved and adopted a further adjustment to the Existing Dividend Policy to increase the annual dividend amount such that the Company may choose to declare and distribute a cash dividend once each fiscal year, starting from 2025, at an aggregate amount of around 30% of the net income after tax of the Company in the previous fiscal year. The determination to make dividend distributions in any particular fiscal year will be made at the discretion of the Board based upon factors such as the Company’s results of operations, cash flow, general financial condition, capital requirements, contractual restrictions and other factors as the Board may deem relevant. Aankondiging • Mar 20
Jiayin Group Inc. to Report Q4, 2024 Results on Mar 27, 2025 Jiayin Group Inc. announced that they will report Q4, 2024 results Pre-Market on Mar 27, 2025 Aankondiging • Nov 13
Jiayin Group Inc. to Report Q3, 2024 Results on Nov 20, 2024 Jiayin Group Inc. announced that they will report Q3, 2024 results Pre-Market on Nov 20, 2024 Aankondiging • Aug 16
Jiayin Group Inc. Announces Cash Dividend, Payable on or Around September 3, 2024 Jiayin Group Inc. announced that its board of directors approved the payment of cash dividends of $0.125 per ordinary share, or $0.50 per American depositary share (“ADS”). The holders of the Company’s ordinary shares shown on the Company’s record at the close of trading on August 27, 2024 (U.S. Eastern Time) will be entitled to these dividends. These shareholders, including JPMorgan Chase Bank, N.A., the depositary of the Company’s ADS program (the “Depositary”), are expected to receive the payments of dividends on or around September 3, 2024. Dividends to the Company’s ADS holders are expected to be paid through the Depositary on or around September 6, 2024, and will be subject to the terms of the deposit agreement by and among the Company and the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including the fees and expenses payable thereunder. Aankondiging • Aug 13
Jiayin Group Inc. to Report Q2, 2024 Results on Aug 27, 2024 Jiayin Group Inc. announced that they will report Q2, 2024 results Pre-Market on Aug 27, 2024 Aankondiging • May 31
Jiayin Group Inc. to Report Q1, 2024 Results on Jun 06, 2024 Jiayin Group Inc. announced that they will report Q1, 2024 results Pre-Market on Jun 06, 2024 New Risk • Apr 01
New minor risk - Dividend sustainability The company has a short dividend paying track record. Continuous dividend paying years: 1 Dividend yield: 12% This is considered a minor risk. For dividend focussed investors, companies that have not established a long-term track record of consistently maintaining or growing dividends are less attractive than those companies that have a long track record. Those that have a long track record have proven their underlying business is stable enough to consistently maintain or grow the dividend and that the company considers maintaining the dividend to be one of its priorities. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Profit margins are more than 30% lower than last year (24% net profit margin). Aankondiging • Mar 29
Jiayin Group Inc. to Declare and Distribute Recurring Cash Dividend Semi-Annually for Year 2024 Jiayin Group Inc. to declare and distribute a recurring cash dividend semi-annually for year 2024. In 2024, the Company will continue to declare and distribute a recurring cash dividend semi-annually. The determination to make dividend distributions and the exact amount of such distributions in any particular six-month period will be based upon the Company’s operations and financial conditions, and other relevant factors, and subject to adjustment and determination by the Board. Reported Earnings • Mar 28
Full year 2023 earnings released: EPS: CN¥24.26 (vs CN¥21.92 in FY 2022) Full year 2023 results: EPS: CN¥24.26 (up from CN¥21.92 in FY 2022). Revenue: CN¥5.47b (up 67% from FY 2022). Net income: CN¥1.30b (up 10.0% from FY 2022). Profit margin: 24% (down from 36% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 56% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings. Aankondiging • Mar 22
Jiayin Group Inc. to Report Q4, 2023 Results on Mar 28, 2024 Jiayin Group Inc. announced that they will report Q4, 2023 results Pre-Market on Mar 28, 2024 Upcoming Dividend • Jan 12
Inaugural dividend of US$0.38 per share Eligible shareholders must have bought the stock before 18 January 2024. Payment date: 31 January 2024. This is the first dividend for Jiayin Group since going public. The average dividend yield among industry peers is 2.0%. Aankondiging • Jan 08
Jiayin Group Inc. Announces Cash Dividend, Payable on or Around January 24, 2024 and for ADS Holders Payable on or Around January 31, 2024 Jiayin Group Inc. announced that its board of directors approved the payment of a cash dividend of USD 0.10 per ordinary share, or USD 0.40 per American depositary share. The holders of the Company’s ordinary shares shown on the Company’s record at the close of trading on January 19, 2024 will be entitled to these dividends. These shareholders, including Citibank, N.A., the depositary of ADS program, are expected to receive the payments of dividends on or around January 24, 2024. Dividends to the Company’s ADS holders are expected to be paid through the Depositary on or around January 31, 2024, and will be subject to the terms of the deposit agreement by and among the Company and the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including the fees and expenses payable thereunder. The aggregate amount of cash to be distributed for the dividends is expected to be approximately USD 21.2 million. Recent Insider Transactions Derivative • Dec 07
Chief Risk Officer & Director notifies of intention to sell stock Yifang Xu intends to sell 120k shares in the next 90 days after lodging an Intent To Sell Form on the 4th of December. If the sale is conducted around the recent share price of US$5.27, it would amount to US$632k. Since March 2023, Yifang has owned 808.85k shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months. Reported Earnings • Nov 24
Third quarter 2023 earnings released: EPS: CN¥6.06 (vs CN¥4.61 in 3Q 2022) Third quarter 2023 results: EPS: CN¥6.06 (up from CN¥4.61 in 3Q 2022). Revenue: CN¥1.47b (up 64% from 3Q 2022). Net income: CN¥323.8m (up 31% from 3Q 2022). Profit margin: 22% (down from 28% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 63% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth. Aankondiging • Nov 23
Jiayin Group Inc. Approves Cash Dividend On November 22, 2023, the board of directors of Jiayin Group Inc. approved the payment of a cash dividend of USD 0.10 per ordinary share, or USD 0.40 per American depositary share (ADS). The dividend record date will be determined and announced in due course by the Company. Aankondiging • Nov 14
Jiayin Group Inc. to Report Q3, 2023 Results on Nov 22, 2023 Jiayin Group Inc. announced that they will report Q3, 2023 results Pre-Market on Nov 22, 2023 Recent Insider Transactions Derivative • Sep 04
VP of Finance & Director notifies of intention to sell stock Libin Wang intends to sell 119k shares in the next 90 days after lodging an Intent To Sell Form on the 4th of September. If the sale is conducted around the recent share price of US$5.66, it would amount to US$671k. Since March 2023, Libin has owned 609.47k shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months. Reported Earnings • Aug 22
Second quarter 2023 earnings released: EPS: CN¥6.10 (vs CN¥4.70 in 2Q 2022) Second quarter 2023 results: EPS: CN¥6.10 (up from CN¥4.70 in 2Q 2022). Revenue: CN¥1.28b (up 57% from 2Q 2022). Net income: CN¥326.4m (up 28% from 2Q 2022). Profit margin: 26% (down from 31% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 66% per year but the company’s share price has only increased by 26% per year, which means it is significantly lagging earnings growth. Buying Opportunity • Aug 16
Now 20% undervalued Over the last 90 days, the stock is up 1.5%. The fair value is estimated to be US$6.83, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 34% over the last 3 years. Earnings per share has grown by 61%. Aankondiging • Aug 11
Jiayin Group Inc. to Report Q2, 2023 Results on Aug 21, 2023 Jiayin Group Inc. announced that they will report Q2, 2023 results Pre-Market on Aug 21, 2023 Valuation Update With 7 Day Price Move • Jul 17
Investor sentiment improves as stock rises 38% After last week's 38% share price gain to US$7.35, the stock trades at a trailing P/E ratio of 2.1x. Average trailing P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 87% over the past three years. Aankondiging • Jul 11
Jiayin Group Inc. Announces Cash Dividend, Payable on or Around August 2, 2023 and for ADS Holders Payable on or Around August 16, 2023 Jiayin Group Inc. announced that its board of directors approved the payment of a cash dividend of USD 0.10 per ordinary share, or USD 0.40 per American depositary share (ADS). The holders of the Company’s ordinary shares shown on the Company’s record at the close of trading on July 28, 2023 (U.S. Eastern Daylight Time) will be entitled to these dividends. These shareholders, including Citibank, N.A., the depositary of ADS program (the Depositary), are expected to receive the payments of dividends on or around August 2, 2023. Dividends to the Company’s ADS holders are expected to be paid through the Depositary on or around August 16, 2023, and will be subject to the terms of the deposit agreement by and among the Company and the Depositary, and the holders and beneficial owners of ADSs issued thereunder, including the fees and expenses payable thereunder. The aggregate amount of cash to be distributed for the dividends is expected to be approximately USD 21.5 million. New Risk • Jun 16
New major risk - Share price stability The company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company. Recent Insider Transactions Derivative • Jun 12
VP of Finance & Director notifies of intention to sell stock Libin Wang intends to sell 85k shares in the next 90 days after lodging an Intent To Sell Form on the 12th of June. If the sale is conducted around the recent share price of US$6.30, it would amount to US$538k. Since March 2023, Libin has owned 609.47k shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months. Reported Earnings • Jun 09
First quarter 2023 earnings released: EPS: CN¥5.24 (vs CN¥2.68 in 1Q 2022) First quarter 2023 results: EPS: CN¥5.24 (up from CN¥2.68 in 1Q 2022). Revenue: CN¥1.12b (up 120% from 1Q 2022). Net income: CN¥279.7m (up 93% from 1Q 2022). Profit margin: 25% (down from 28% in 1Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 61% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth. Valuation Update With 7 Day Price Move • Jun 02
Investor sentiment improves as stock rises 31% After last week's 31% share price gain to US$6.30, the stock trades at a trailing P/E ratio of 2x. Average trailing P/E is 6x in the Consumer Finance industry in the US. Total returns to shareholders of 180% over the past three years. Aankondiging • May 23
Jiayin Group Inc. to Report Q1, 2023 Results on Jun 08, 2023 Jiayin Group Inc. announced that they will report Q1, 2023 results Pre-Market on Jun 08, 2023 Reported Earnings • Mar 31
Full year 2022 earnings released: EPS: CN¥22.12 (vs CN¥8.74 in FY 2021) Full year 2022 results: EPS: CN¥22.12 (up from CN¥8.74 in FY 2021). Revenue: CN¥3.27b (up 84% from FY 2021). Net income: CN¥1.18b (up 150% from FY 2021). Profit margin: 36% (up from 27% in FY 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth. Reported Earnings • Nov 24
Third quarter 2022 earnings released: EPS: CN¥4.61 (vs CN¥2.38 in 3Q 2021) Third quarter 2022 results: EPS: CN¥4.61 (up from CN¥2.38 in 3Q 2021). Revenue: CN¥894.3m (up 55% from 3Q 2021). Net income: CN¥248.1m (up 93% from 3Q 2021). Profit margin: 28% (up from 22% in 3Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 36% per year, which means it is significantly lagging earnings. Board Change • Nov 16
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). Independent Director Meng Rui was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Aankondiging • Nov 15
Jiayin Group Inc. to Report Q3, 2022 Results on Nov 23, 2022 Jiayin Group Inc. announced that they will report Q3, 2022 results Pre-Market on Nov 23, 2022 Reported Earnings • Aug 18
Second quarter 2022 earnings released: EPS: CN¥4.70 (vs CN¥2.35 in 2Q 2021) Second quarter 2022 results: EPS: CN¥4.70 (up from CN¥2.35 in 2Q 2021). Revenue: CN¥811.6m (up 65% from 2Q 2021). Net income: CN¥253.9m (up 100% from 2Q 2021). Profit margin: 31% (up from 26% in 2Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has fallen by 40% per year, which means it is significantly lagging earnings. Valuation Update With 7 Day Price Move • Aug 17
Investor sentiment improved over the past week After last week's 24% share price gain to US$2.98, the stock trades at a trailing P/E ratio of 2.1x. Average trailing P/E is 5x in the Consumer Finance industry in the US. Total loss to shareholders of 77% over the past three years. Aankondiging • Aug 12
Jiayin Group Inc. to Report Q2, 2022 Results on Aug 18, 2022 Jiayin Group Inc. announced that they will report Q2, 2022 results Pre-Market on Aug 18, 2022 Aankondiging • Jun 17
Jiayin Group Inc. (NasdaqGM:JFIN) announces an Equity Buyback for $10 million worth of its shares. Jiayin Group Inc. (NasdaqGM:JFIN) announces a share repurchase program. Under the program, the company will repurchase up to $10 million worth of its shares. The program will continue for 12 months. Reported Earnings • Jun 10
First quarter 2022 earnings released: EPS: CN¥2.68 (vs CN¥1.73 in 1Q 2021) First quarter 2022 results: EPS: CN¥2.68 (up from CN¥1.73 in 1Q 2021). Revenue: CN¥511.2m (up 49% from 1Q 2021). Net income: CN¥144.7m (up 55% from 1Q 2021). Profit margin: 28% (up from 27% in 1Q 2021). Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings. Aankondiging • Jun 02
Jiayin Group Inc. to Report Q1, 2022 Results on Jun 08, 2022 Jiayin Group Inc. announced that they will report Q1, 2022 results Pre-Market on Jun 08, 2022 Aankondiging • May 10
Jiayin Group Inc. Announces CFO Changes Jiayin Group Inc. announced Mr. Chunlin Fan has rejoined the Company as Chief Financial Officer, effective from May 5, 2022. Ms. Bei Bai and Ms. Jin Chen, who have served as the Co-Chief Financial Officers of the Company since January 8, 2021, will step down from such roles and continue serving the Company as Senior Financial Controller and Senior Investment and Finance Director, respectively, effective from May 5, 2022. Mr. Fan previously served as the Company’s Chief Financial Officer from January 2016 to January 2021. Prior to rejoining the Company, Mr. Fan worked as the Chief Financial Officer of LinkDoc Techology Limited from January 2021 to March 2022. Mr. Fan worked as the Chief Financial Officer and leader of the strategic development department at Shanghai Richtech Engineering Co. Ltd. from 2014 to 2016. Mr. Fan also served a wide range of international corporations including Microsoft, Nomura, Macquarie, ICBCI, Deloitte and Shenyin & Wanguo Investment Co. Ltd. Price Target Changed • Apr 27
Price target increased to US$12.00 Up from US$10.40, the current price target is provided by 1 analyst. New target price is 500% above last closing price of US$2.00. Stock is down 71% over the past year. The company posted earnings per share of CN¥8.74 last year. Board Change • Apr 27
Less than half of directors are independent There are 4 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 4 new directors. 1 experienced director. No highly experienced directors. 2 independent directors (3 non-independent directors). Founder, Chairman & CEO Dinggui Yan is the most experienced director on the board, commencing their role in 2015. Independent Director Meng Rui was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of experienced directors. Reported Earnings • Apr 01
Full year 2021 earnings released: EPS: CN¥8.74 (vs CN¥4.68 in FY 2020) Full year 2021 results: EPS: CN¥8.74 (up from CN¥4.68 in FY 2020). Revenue: CN¥1.78b (up 37% from FY 2020). Net income: CN¥472.1m (up 87% from FY 2020). Profit margin: 27% (up from 20% in FY 2020). Over the next year, revenue is forecast to grow 44%, compared to a 14% growth forecast for the industry in the US. Valuation Update With 7 Day Price Move • Mar 22
Investor sentiment improved over the past week After last week's 28% share price gain to US$2.54, the stock trades at a trailing P/E ratio of 2x. Average forward P/E is 7x in the Consumer Finance industry in the US. Total loss to shareholders of 75% over the past year. Valuation Update With 7 Day Price Move • Dec 02
Investor sentiment deteriorated over the past week After last week's 18% share price decline to US$3.12, the stock trades at a trailing P/E ratio of 2.5x. Average forward P/E is 7x in the Consumer Finance industry in the US. Total loss to shareholders of 5.7% over the past year. Reported Earnings • Nov 26
Third quarter 2021 earnings: EPS in line with expectations, revenues disappoint Third quarter 2021 results: EPS: CN¥2.38 (up from CN¥1.59 in 3Q 2020). Revenue: CN¥577.1m (up 44% from 3Q 2020). Net income: CN¥128.4m (up 49% from 3Q 2020). Profit margin: 22% (in line with 3Q 2020). Revenue missed analyst estimates by 1.4%. Over the next year, revenue is forecast to grow 67%, compared to a 13% growth forecast for the industry in the US. Valuation Update With 7 Day Price Move • Sep 28
Investor sentiment improved over the past week After last week's 22% share price gain to US$4.40, the stock trades at a trailing P/E ratio of 3.9x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 47% over the past year. Valuation Update With 7 Day Price Move • Sep 14
Investor sentiment deteriorated over the past week After last week's 16% share price decline to US$3.82, the stock trades at a trailing P/E ratio of 4.4x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 50% over the past year. Reported Earnings • Aug 27
Second quarter 2021 earnings released: EPS CN¥2.35 (vs CN¥0.75 in 2Q 2020) The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CN¥492.2m (up 101% from 2Q 2020). Net income: CN¥126.8m (up 212% from 2Q 2020). Profit margin: 26% (up from 17% in 2Q 2020). The increase in margin was driven by higher revenue. Valuation Update With 7 Day Price Move • Aug 25
Investor sentiment improved over the past week After last week's 34% share price gain to US$4.97, the stock trades at a trailing P/E ratio of 5.7x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 42% over the past year. Valuation Update With 7 Day Price Move • Jul 29
Investor sentiment deteriorated over the past week After last week's 15% share price decline to CN¥3.99, the stock trades at a trailing P/E ratio of 4.6x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 15% over the past year. Valuation Update With 7 Day Price Move • Jun 17
Investor sentiment deteriorated over the past week After last week's 21% share price decline to CN¥5.43, the stock trades at a trailing P/E ratio of 6.1x. Average forward P/E is 9x in the Consumer Finance industry in the US. Total returns to shareholders of 2.5% over the past year. Recent Insider Transactions Derivative • Jun 14
Founder notifies of intention to sell stock Dinggui Yan intends to sell 2m shares in the next 90 days after lodging an Intent To Sell Form on the 14th of June. If the sale is conducted around the recent share price of US$6.48, it would amount to US$13m. Since December 2020, Dinggui has owned 29.00m shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months. Reported Earnings • Jun 09
First quarter 2021 earnings released: EPS CN¥1.73 (vs CN¥0.75 in 1Q 2020) The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: CN¥343.1m (up 9.4% from 1Q 2020). Net income: CN¥93.2m (up 130% from 1Q 2020). Profit margin: 27% (up from 13% in 1Q 2020). The increase in margin was primarily driven by higher revenue. Valuation Update With 7 Day Price Move • May 13
Investor sentiment deteriorated over the past week After last week's 16% share price decline to CN¥5.01, the stock trades at a trailing P/E ratio of 6.9x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 160% over the past year. Reported Earnings • May 04
Full year 2020 earnings released: EPS CN¥4.68 (vs CN¥10.03 in FY 2019) The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥1.30b (down 42% from FY 2019). Net income: CN¥252.9m (down 52% from FY 2019). Profit margin: 20% (down from 24% in FY 2019). The decrease in margin was driven by lower revenue. Valuation Update With 7 Day Price Move • Apr 16
Investor sentiment deteriorated over the past week After last week's 33% share price decline to CN¥5.66, the stock trades at a trailing P/E ratio of 7.9x. Average forward P/E is 10x in the Consumer Finance industry in the US. Total returns to shareholders of 102% over the past year. Reported Earnings • Apr 11
Full year 2020 earnings released: EPS CN¥4.68 (vs CN¥10.03 in FY 2019) The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥1.30b (down 42% from FY 2019). Net income: CN¥252.9m (down 52% from FY 2019). Profit margin: 20% (down from 24% in FY 2019). The decrease in margin was driven by lower revenue. Valuation Update With 7 Day Price Move • Mar 16
Investor sentiment improved over the past week After last week's 24% share price gain to CN¥4.56, the stock trades at a trailing P/E ratio of 7.6x, up from the previous P/E ratio of 6.1x. Average P/E is 13x in the Consumer Finance industry in the US. Total returns to shareholders over the past year are 178%. Valuation Update With 7 Day Price Move • Feb 20
Investor sentiment improved over the past week After last week's 22% share price gain to CN¥5.61, the stock is trading at a trailing P/E ratio of 9.3x, up from the previous P/E ratio of 7.6x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total returns to shareholders over the past year are 103%. Aankondiging • Feb 10
Jiayin Group Inc. Announces Changes in Management Jiayin Group Inc. announced that Mr. Jiong Feng has resigned from his position as the Company’s Chief Technology Officer due to personal reasons, effective from February 8, 2021. The Company has appointed Mr. Chongxian Bai, the current Vice President of Technology Operations, as the new Chief Technology Officer, effective from February 8, 2021. Mr. Chongxian Bai has over 15 years of technology leadership experience in internet, virtual reality and financial services. He joined Jiayin in 2013 and led the development of the microservices architecture and information security system, which provided efficient and stable technical support for the Company. Prior to joining the Company, Mr. Bai had held senior technology roles at well-known foreign companies such as Toshiba, NEC, and IBM since 2004. Mr. Bai graduated from Beijing University of Chemical Technology, majoring in electronic information engineering. Executive Departure • Feb 10
Chief Technology Officer has left the company On the 8th of February, Jiong Feng's tenure in the role of Chief Technology Officer ended. We don't have any record of a personal shareholding under Jiong's name. A total of 2 executives have left over the last 12 months. Is New 90 Day High Low • Feb 10
New 90-day high: US$4.11 The company is up 50% from its price of US$2.74 on 11 November 2020. The American market is up 15% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 20% over the same period. Valuation Update With 7 Day Price Move • Feb 06
Investor sentiment improved over the past week After last week's 20% share price gain to CN¥4.02, the stock is trading at a trailing P/E ratio of 6.6x, up from the previous P/E ratio of 5.5x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total returns to shareholders over the past year are 33%. Aankondiging • Jan 09
Jiayin Group Inc. Announces Executive Changes Jiayin Group Inc. announced that Mr. Chunlin Fan tendered his resignation from the position as the Company’s Chief Financial Officer due to personal reasons, effective from January 8, 2021. Ms. Bei Bai, the current Financial Controller of the Company, and Ms. Jin Chen, the current Investment and Finance Director of the Company, have been appointed as the Co-Chief Financial Officers of the Company, effective from January 8, 2021. Ms. Bai, the current Financial Controller, joined the Company as the Director of Investor Relations in August 2018. Prior to joining the Company, Ms. Bai held various positions at PricewaterhouseCoopers Zhong Tian LLP, Shanghai Branch from 2006 to 2018, including manager and senior manager. Ms. Bai is also a member of Chinese Institute of Certified Public Accountants and American Institute of Certified Public Accountants. Ms. Chen joined the Company as the Investment and Finance Director in September 2019. Prior to joining the Company, Ms. Chen served as a coverage banker of TMT sector at Citibank (China) Co. Ltd. from 2011 to 2017, leading various capital market deals and launching global finance solutions for Chinese tech giants. Valuation Update With 7 Day Price Move • Dec 10
Market bids up stock over the past week After last week's 18% share price gain to CN¥3.91, the stock is trading at a trailing P/E ratio of 6.5x, up from the previous P/E ratio of 5.5x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total return to shareholders over the past year is a loss of 33%. Is New 90 Day High Low • Dec 04
New 90-day high: US$4.10 The company is up 47% from its price of US$2.79 on 04 September 2020. The American market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 22% over the same period. Analyst Estimate Surprise Post Earnings • Dec 03
Revenue beats expectations Revenue exceeded analyst estimates by 57%. Over the next year, revenue is forecast to grow 2.4%, compared to a 38% growth forecast for the Consumer Finance industry in the US. Recent Insider Transactions Derivative • Nov 27
Founder notifies of intention to sell stock Dinggui Yan intends to sell roughly 2.00m shares in the next 90 days after lodging an Intent To Sell Form on the 25th of November. If the sale is conducted around the recent share price of US$2.72, it would amount to US$5.4m. Since December 2019, Dinggui's direct individual holding has increased from 29.00m shares to 36.80m. There have been no trades via on-market transactions or options from company insiders in the last 12 months.