Bank OZK (OZK) Aandelenoverzicht
Bank OZK opereert als een full-service Arkansas staatsbank die retail en commerciële bankdiensten levert. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 5/6 |
| Toekomstige groei | 0/6 |
| Prestaties in het verleden | 2/6 |
| Financiële gezondheid | 6/6 |
| Dividenden | 5/6 |
Beloningen
Risicoanalyse
Geen risico's gedetecteerd voor OZK uit onze risicocontroles.
OZK Community Fair Values
Create NarrativeSee what 47 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Bank OZK Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$48.17 |
| 52 Week Hoogtepunt | US$53.66 |
| 52 Week Laag | US$42.37 |
| Bèta | 0.90 |
| 1 maand verandering | -0.72% |
| 3 maanden verandering | -3.31% |
| 1 Jaar Verandering | 7.69% |
| 3 jaar verandering | 35.84% |
| 5 jaar verandering | 13.18% |
| Verandering sinds IPO | 4,094.40% |
Recent nieuws en updates
Narratiefupdate • May 16
OZK: Cooler Neutral Stance And Lower Future P/E Will Pressure Repricing
Bank OZK's updated analyst price target has shifted slightly to about $40.30. Analysts cite adjustments to revenue growth, profit margin and future P/E assumptions in light of recent sector price target changes and neutral ratings from the Street.
Narratiefupdate • Apr 30
OZK: Neutral Stance And Dividend Growth Will Shape Future Re Rating
The updated analyst price target for Bank OZK edges down by about $1 to roughly $52, as analysts factor in slightly higher projected revenue growth, more moderate profit margins, and a marginally higher P/E assumption following recent price target resets and a Neutral stance from the Street. Analyst Commentary Recent Street research on Bank OZK has centered on refined price targets and neutral ratings, with analysts weighing both constructive and cautious factors around growth, profitability, and execution.Seeking Alpha • Apr 23
Bank OZK: Valuation Discount Is Unjustified
Summary Bank OZK remains a "Strong Buy" as CRE overhang fades and diversification accelerates. OZK's credit quality holds firm, with reserves covering over three years of current charge-offs and a CET1 ratio of 11.6%. Loan growth is muted near-term but expected to reaccelerate toward 10% by 2027 as real estate exposure declines. Shares trade at just 8x 2026 EPS, offering a 3.9% yield and significant upside as valuation normalizes. Read the full article on Seeking AlphaNarratiefupdate • Apr 16
OZK: Slower Revenue And Margin Pressure Will Drive Cooler Future Repricing
Analysts have reduced the implied price target for Bank OZK by $7, reflecting updated assumptions for slower revenue growth, a lower profit margin, and a higher future P/E multiple, in line with recent target cuts and a Neutral stance from several firms. Analyst Commentary Recent research on Bank OZK reflects a more cautious tone, with several bearish analysts trimming price targets and highlighting a less favorable balance between growth expectations, profitability and valuation risk.Recent updates
Narratiefupdate • May 16
OZK: Cooler Neutral Stance And Lower Future P/E Will Pressure Repricing
Bank OZK's updated analyst price target has shifted slightly to about $40.30. Analysts cite adjustments to revenue growth, profit margin and future P/E assumptions in light of recent sector price target changes and neutral ratings from the Street.Narratiefupdate • Apr 30
OZK: Neutral Stance And Dividend Growth Will Shape Future Re Rating
The updated analyst price target for Bank OZK edges down by about $1 to roughly $52, as analysts factor in slightly higher projected revenue growth, more moderate profit margins, and a marginally higher P/E assumption following recent price target resets and a Neutral stance from the Street. Analyst Commentary Recent Street research on Bank OZK has centered on refined price targets and neutral ratings, with analysts weighing both constructive and cautious factors around growth, profitability, and execution.Seeking Alpha • Apr 23
Bank OZK: Valuation Discount Is Unjustified
Summary Bank OZK remains a "Strong Buy" as CRE overhang fades and diversification accelerates. OZK's credit quality holds firm, with reserves covering over three years of current charge-offs and a CET1 ratio of 11.6%. Loan growth is muted near-term but expected to reaccelerate toward 10% by 2027 as real estate exposure declines. Shares trade at just 8x 2026 EPS, offering a 3.9% yield and significant upside as valuation normalizes. Read the full article on Seeking AlphaNarratiefupdate • Apr 16
OZK: Slower Revenue And Margin Pressure Will Drive Cooler Future Repricing
Analysts have reduced the implied price target for Bank OZK by $7, reflecting updated assumptions for slower revenue growth, a lower profit margin, and a higher future P/E multiple, in line with recent target cuts and a Neutral stance from several firms. Analyst Commentary Recent research on Bank OZK reflects a more cautious tone, with several bearish analysts trimming price targets and highlighting a less favorable balance between growth expectations, profitability and valuation risk.
Narratiefupdate • Apr 02
OZK: Dividend Momentum And Life Sciences Credit Outcomes Will Shape 2026 Catch Up
Analysts have trimmed Bank OZK's price targets by a few dollars, with recent moves around the $59 to $61 range. These changes reflect slightly softer revenue growth assumptions, partly offset by a modestly higher profit margin outlook and a broadly cautious stance on mid cap banks and life sciences credit exposure.Narratiefupdate • Mar 19
OZK: Life Sciences Credit Risk And Dividend Consistency Will Shape Future Repricing
Narrative Update Bank OZK's updated analyst price target reflects a modest reset within a $56 to $61 range, as analysts balance slightly higher modeled revenue growth and a similar fair value and P/E outlook with evolving views on loan growth, net interest margins, capital return and credit sensitivity in areas such as exposure to life sciences. Analyst Commentary Analysts are split on Bank OZK, with some adjusting targets higher inside the midcap bank group, while others trim expectations and highlight specific pockets of risk such as life sciences exposure and the reaction to upcoming earnings.Narratiefupdate • Mar 05
OZK: Life Sciences Credit Concerns Will Likely Cap Future Share Multiple
Analysts have nudged their Bank OZK price targets higher, with moves such as Morgan Stanley's increase to $61 and UBS's to $51. These changes reflect updated views on loan growth, net interest margin and capital return across mid cap banks.Narratiefupdate • Feb 04
OZK: Steepening Yield Curve And Dividend Consistency Will Shape Future Re Rating
Narrative Update: Bank OZK The analyst price target for Bank OZK has been trimmed by about $2.50 to $53.00, as analysts factor in updated sector views, modestly higher projected revenue growth and margins, and a lower assumed future P/E multiple alongside fresh target cuts across the mid cap bank group. Analyst Commentary Recent research on Bank OZK shows a mix of optimism about the medium term setup for mid cap banks and caution around specific risk areas and valuation assumptions.Narratiefupdate • Jan 21
OZK: Dividend Track Record And Credit Outcomes Will Shape 2026 Upside
Narrative Update Analysts trimmed their price targets on Bank OZK and our fair value estimate moves from $67.00 to $64.00. Updated assumptions reflect slightly lower revenue growth, softer profit margins, a higher discount rate, and a modestly higher future P/E multiple.Narratiefupdate • Jan 07
OZK: Diversification And Steepening Yield Curve Will Support Future Re Rating
Analysts have nudged their fair value estimate for Bank OZK higher to about $55.56 from $54.78, reflecting modest adjustments to growth, margins and future P/E assumptions. This change comes alongside a mixed set of recent price target moves that highlight both ongoing business transition and cautious optimism around mid cap banks.Narratiefupdate • Dec 17
OZK: Business Model Shift Will Likely Restrict Share Multiple Expansion
Analysts have modestly reduced their price target on Bank OZK, trimming fair value by about $2 to reflect higher discount rates, slower expected revenue growth and margins, and near term uncertainty around business model transition. At the same time, they highlight the potential for a higher future earnings multiple as diversification gains traction and the rate backdrop improves.Narratiefupdate • Dec 03
OZK: Diversification And Steepening Yield Curve Will Drive Future Re-Rating
Analysts have modestly reduced their blended price target for Bank OZK by a few dollars per share, to the low to mid 60 dollar range. Larger than expected 2026 RESG repayments are tempering near term multiple expansion, even as the bank's diversification strategy, improving industry backdrop, and resilient credit trends support expectations for a higher valuation over time.Narratiefupdate • Nov 19
OZK: Diversification Efforts Will Drive Renewed Momentum As Yield Curve Improves
Analysts have revised Bank OZK's price target to reflect a mixed outlook, with recent updates ranging from a reduction to $50 and $61, as well as an increase to $63. These changes cite ongoing business model transitions, larger-than-expected repayments, and favorable industry conditions amid broader market developments.Narratiefupdate • Nov 05
OZK: Future Dividend Increases And Business Diversification Will Drive Multiple Expansion
The consensus analyst price target for Bank OZK has been revised downward by $1 to $54.78. This reflects analyst expectations of slower revenue growth and modest profit margin compression, even as they note mixed sentiment regarding the company's ongoing business model transition and exposure to industry trends.Narratiefupdate • Oct 22
Analyst Commentary Highlights Mixed Outlook on Bank OZK Amid Valuation Trim and Dividend Growth
Analysts have trimmed Bank OZK's fair value estimate by about $1.72 to $55.78 per share, citing softer revenue growth and profit margins. This adjustment comes despite continued business diversification and stable credit trends.Narratiefupdate • Sep 26
Sun Belt Expansion And Digital Banking Will Drive Opportunity
Analysts have raised Bank OZK’s price target to $57.50, citing optimism for a rebound in commercial lending, signs of loan growth acceleration, and favorable risk/reward as midcap banks trade at steep discounts. Analyst Commentary Optimism for a rebound in commercial lending is driving positive sentiment, with expectations that capital-rich and higher growth banks like Bank OZK are well-positioned to benefit.Seeking Alpha • Apr 28
Bank OZK: Preferred Shares Offer Decent Upside Before Fed Rate Cuts
Summary Bank OZK is a U.S. regional bank with 73% of the loan portfolio allocated to real estate financing. Preferred dividends were well-covered by net income in 2024 and Q1 2025. Likewise, preferred equity enjoys a substantial common equity buffer. Fed rate cuts should result in incremental capital gains, supplementing the already attractive ~7% current yield. Investors more optimistic about the real estate sector may consider Bank OZK's common stock, which trades at a discount to U.S. regional banks. Bank OZK's focus on real estate financing, together with the non-cumulative nature of preferred dividends, results in a higher risk of missed dividends relative to more diversified banks. Read the full article on Seeking AlphaSeeking Alpha • Apr 18
Bank OZK: Still A Steal Post-Q1 Results
Summary Like so many banks, shares of Bank OZK have struggled lately. OZK recently released Q1 2025 results. Profitability remains stellar, and credit quality is holding up well. OZK's lending skews more to construction, while loans also account for a relatively large share of its assets. In periods of economic uncertainty, that can lead to underperformance. OZK currently trades for less than 1x TBVPS. For a bank that has historically averaged a mid-teens ROATCE, that looks like a steal. Read the full article on Seeking AlphaSeeking Alpha • Feb 11
Bank OZK: Preferred Stock Is Attractive Thanks To Robust Loan Book
Summary Bank OZK's strong net results and low loan loss provisions ensure preferred dividends are well-covered, making the preferred shares attractive. The bank's low LTV ratio in its real-estate-backed portfolio and sufficient loan loss allowances mitigate risks, even in adverse scenarios. Preferred shares offer a 6.55% yield, trading at a 30% discount to par value, with the potential for price appreciation if interest rates drop. Despite non-cumulative dividends, the preferred shares are a good investment for yield and speculation on lower market interest rates. Read the full article on Seeking AlphaSeeking Alpha • Jan 20
Bank OZK Q4 Results: Credit Quality Proves Resilient
Summary Bank OZK shares rallied 10% after strong quarterly results, driven by robust asset growth and stable credit quality despite high CRE exposure. OZK's deposit growth remains strong, with 78% insured or collateralized, and funding costs expected to decline, benefiting net interest margin. Exceptional loan growth and conservative underwriting have buoyed credit quality, with significant reserves and low nonperforming loan ratios. Despite CRE overhang, OZK offers ~15% total return potential, supported by a 3.4% dividend yield and consistent dividend increases, making it a strong buy. Read the full article on Seeking AlphaSeeking Alpha • Oct 25
Bank OZK: A Baby Thrown Out With The Bathwater
Summary Bank OZK is a well-run business with a large commercial real estate portfolio. Risk from CRE concentration is a concern, but further study shows that this bank shares little in common with troubled lenders. The stock is attractively priced, but it might be best to withhold some capital to take advantage of share price volatility in the future. Read the full article on Seeking Alpha
Nieuw narratief • Oct 20
Robust Loan Growth And Decisive Expansion Set To Boost Margins And Revenue
Lower time deposit rates could reduce deposit costs and positively affect net interest margins in late 2025.Seeking Alpha • Oct 18
Bank OZK: Solid Q3 Despite Near-Term NIM Pressure
Summary Shares of Bank OZK have gained 26% over the past year, driven by strong deposit growth and credit quality, despite concerns over its commercial real estate loan portfolio. OZK's Q3 earnings were $1.55 per share, beating estimates, with revenue up 8% to $423 million, driven by significant loan and deposit growth. The bank's net interest margin has compressed due to higher funding costs, but management expects improvement as CDs mature and reset at lower rates. Despite pressures on commercial real estate, OZK's conservative underwriting and strong capital position support a bullish outlook, with shares having upside to the mid-$50s. Read the full article on Seeking AlphaSeeking Alpha • Oct 11
3.5 Reasons Why I Just Bought Bank OZK (And A Caveat)
Summary Buying shares in a small regional bank with a significant CRE exposure against the backdrop of a difficult macroeconomic outlook sounds like a forlorn hope. In this article, I will explain why Bank OZK should not be lumped together with other regional banks with significant CRE exposure. I'll give three (and a half) reasons why I think OZK shares are currently one of the few compelling investments in this expensive market. I rate Bank OZK shares as a strong buy and have recently opened a position. Read the full article on Seeking AlphaSeeking Alpha • Jul 15
Bank OZK Q2 Earnings Preview: CRE Losses Are The Critical Item
Summary Bank OZK shares have underperformed the market, but Q1 results showed strong earnings growth and loan expansion. Q2 focus will be on NII and credit quality, particularly regarding a significant loan for a life science building in San Diego. Despite concerns over real estate exposure, Bank OZK remains attractively valued with potential for positive credit quality news given its dividend increase. Read the full article on Seeking AlphaSeeking Alpha • Jun 09
Bank OZK: 7.3% Yielding Preferred Shares Are Interesting, CRE Risks Overblown
Summary Bank OZK has a high exposure to commercial real estate but maintains a low average loan-to-value ratio. The bank's earnings profile is strong, with increasing interest income and controlled expenses. The preferred shares of Bank OZK offer a low payout ratio and a yield of approximately 7.30%, making them an attractive investment option. Read the full article on Seeking AlphaSeeking Alpha • May 30
Bank OZK: The 'Canary' In The CRE Coalmine
Summary The stock of Bank OZK tanked 14% on Wednesday due to a double downgrade from Citigroup, which also slashed its price target on the bank by $20 a share. It was one of two analyst firms that noted the deteriorating condition of this regional bank's loan book, which has huge exposure to commercial real estate. An analysis of Bank OZK follows in the paragraphs below. Read the full article on Seeking AlphaSeeking Alpha • Apr 24
Bank OZK: Strong Q1 Results Point To Further Upside
Summary Bank OZK shares have recovered from last year's banking crisis, up 29%, but are still 10% below their recent high. The company's most recent quarterly results show record earnings and strong deposit growth, making it a standout among regional banks. Despite concerns about its commercial real estate exposure, OZK's conservative underwriting standards and loan structuring make it a favorable investment opportunity. Read the full article on Seeking AlphaSeeking Alpha • Mar 18
Bank OZK: Shares Look Cheap Amid Credit Quality Concerns
Summary Shares of Bank OZK have fallen around 15% so far this year as investors once again fret about real estate exposure. The bank's strong underwriting record has powered impressive shareholder returns and profitability through multiple economic cycles. Despite the market's wider concerns, there is little evidence to suggest a meaningful deterioration in credit quality here just yet. Bank OZK stock trades for just 1.1x tangible book value per share, pointing to meaningful undervaluation given the bank's historical earnings power. Read the full article on Seeking AlphaSeeking Alpha • Feb 13
Bank OZK: I'm Adding 7.1% Yielding Preferred Shares To My Portfolio
Summary Bank OZK's preferred shares are trading at a discount of over 30% and currently yield just over 7.1%. The bank's Q4 results show that the preferred dividends are well covered by a factor of over 4,000%. Bank OZK's balance sheet and risk management strategies indicate that it is navigating through risks well, particularly in the real estate segment. Read the full article on Seeking AlphaSeeking Alpha • Feb 02
Bank OZK: Real Estate Fears Create Opportunity
Summary Bank OZK shares have fallen this week as fears grow around potential real estate loan losses. OZK has shown strong deposit stability and has been aggressively growing, with deposits rising by over 25% from a year ago. The bank has a conservative approach to underwriting and strong asset coverage, limiting potential losses in its real estate portfolio. Read the full article on Seeking AlphaRendement voor aandeelhouders
| OZK | US Banks | US Markt | |
|---|---|---|---|
| 7D | 2.2% | 1.9% | -0.8% |
| 1Y | 7.7% | 21.3% | 27.1% |
Rendement versus industrie: OZK presteerde slechter dan de US Banks -sector, die het afgelopen jaar een rendement van 21.3 % opleverde.
Rendement versus markt: OZK presteerde slechter dan US Market, dat het afgelopen jaar een rendement van 27.1 % opleverde.
Prijsvolatiliteit
| OZK volatility | |
|---|---|
| OZK Average Weekly Movement | 3.4% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Stabiele aandelenkoers: OZK heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 3% ) van OZK is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 1903 | 3,351 | George Gleason | www.ozk.com |
Bank OZK opereert als een full-service Arkansas staatsbank die retail en commerciële bankdiensten aanbiedt. Het bedrijf biedt depositodiensten aan, waaronder niet-rentedragende betaalrekeningen, rentedragende transactierekeningen, zakelijke sweeprekeningen, spaarrekeningen, geldmarktrekeningen, individuele pensioenrekeningen en andere rekeningen, evenals termijnrekeningen en wederzijdse deposito's. Het biedt trust- en vermogensdiensten aan, zoals persoonlijke trusts, bewaarrekeningen, rekeningen voor beleggingsbeheer en pensioenrekeningen.
Bank OZK Samenvatting
| OZK fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$5.27b |
| Inkomsten(TTM) | US$690.70m |
| Inkomsten(TTM) | US$1.56b |
7.6x
Koers/Winstverhouding0.9x
P/B-verhoudingIs OZK overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| OZK resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$1.56b |
| Kosten van inkomsten | US$0 |
| Brutowinst | US$1.56b |
| Overige uitgaven | US$869.98m |
| Inkomsten | US$690.70m |
Laatst gerapporteerde inkomsten
Mar 31, 2026
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | 6.33 |
| Brutomarge | 100.00% |
| Nettowinstmarge | 44.26% |
| Schuld/Eigen Vermogen Verhouding | 13.2% |
Hoe presteerde OZK op de lange termijn?
Bekijk historische prestaties en vergelijkingDividenden
3.8%
Huidig dividendrendement29%
UitbetalingsratioBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/05/21 09:17 |
| Aandelenkoers aan het einde van de dag | 2026/05/21 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Bank OZK wordt gevolgd door 20 analisten. 9 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Andrew Stapp | B. Riley Securities, Inc. |
| Benjamin Gerlinger | Citigroup Inc |
| Catherine Summerson Mealor | Keefe, Bruyette, & Woods |