OceanFirst Financial Corp.

NasdaqGS:OCFC Voorraadrapport

Marktkapitalisatie: US$1.1b

OceanFirst Financial Beheer

Beheer criteriumcontroles 4/4

De CEO OceanFirst Financial is Chris Maher, benoemd in Jan2015, heeft een ambtstermijn van 11.33 jaar. De totale jaarlijkse vergoeding van { bedraagt $ 3.12M, bestaande uit 31.8% salaris en 68.2% bonussen, inclusief aandelen en opties van het bedrijf. bezit rechtstreeks 0.71% van de aandelen van het bedrijf, ter waarde $ 7.65M. De gemiddelde ambtstermijn van het managementteam en de raad van bestuur bedraagt respectievelijk 3.9 jaar en 7.1 jaar.

Belangrijke informatie

Chris Maher

Algemeen directeur

US$3.1m

Totale compensatie

Percentage CEO-salaris31.85%
Dienstverband CEO11.3yrs
Eigendom CEO0.7%
Management gemiddelde ambtstermijn3.9yrs
Gemiddelde ambtstermijn bestuur7.1yrs

Recente managementupdates

Recent updates

Narratiefupdate May 06

OCFC: Higher Fair Value And Share Count Discipline Will Support Future Upside

Analysts now set their fair value estimate for OceanFirst Financial at $22.00, compared with the prior $21.80, reflecting updated views on revenue growth, profit margins, and a lower assumed future P/E multiple. What's in the News OceanFirst Financial reported net loan charge-offs of $701,000 for the quarter ended March 31, 2026, compared with $636,000 for the same period a year earlier (Key Developments).
Seeking Alpha Apr 27

OceanFirst Financial: Rare Discount To Tangible Book Ahead Of Merger

Summary OceanFirst Financial is finalizing its merger with Flushing Financial, creating a $23 billion asset regional bank with enhanced commercial focus. OCFC reported Q1 2026 adjusted EPS of $0.43, beating consensus by $0.04, with strong commercial loan growth and stable deposits. Net interest margin expanded to 2.93% in Q1, with post-merger expectations of 3.2% in 2027 on this metric, and asset quality remains among the top in the sector. OCFC trades slightly below tangible book value ($19.08 vs. $19.86) and offers a 4%+ dividend yield, presenting an attractive risk/reward ahead of the merger. Read the full article on Seeking Alpha
Narratiefupdate Apr 21

OCFC: Stable Outlook And Capital Return Program Will Support Future Upside

Analysts have maintained their $21.80 price target for OceanFirst Financial, with only slight tweaks to the discount rate, margin and P/E inputs. This reflects a broadly steady view of the bank's valuation profile.
Narratiefupdate Apr 06

OCFC: Share Repurchases And Upcoming Meeting Will Support Future Upside Potential

Analysts have inched their price target for OceanFirst Financial slightly lower from $22.00 to $21.80, tying the adjustment to small tweaks in fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Completed repurchase of 2,773,716 shares, about 4.73% of outstanding shares, for roughly $45.22 million under the buyback first announced on June 25, 2021, with no additional shares bought between October 1, 2025 and December 31, 2025 (Key Developments).
Narratiefupdate Mar 23

OCFC: Warburg Pincus Equity Infusion Will Support Future Upside Potential

Analysts are keeping their price target for OceanFirst Financial steady at $22.00, reflecting updated assumptions for discount rate, revenue growth, profit margin, and future P/E that leave their overall valuation view unchanged. What's in the News OceanFirst Financial reported net loan charge-offs of $1,974,000 for the three months ended December 31, 2025, giving you a fresh data point on recent credit costs (Key Developments).
Narratiefupdate Mar 07

OCFC: Warburg Pincus Capital Injection Will Support Future Upside Potential

Analysts have raised their price target on OceanFirst Financial to $22.00. The change primarily reflects updated assumptions for profit margins and a higher future P/E multiple, rather than a revision to their fair value estimate.
Narratiefupdate Feb 20

OCFC: Warburg Pincus Capital And Warrant Structure Will Support Future Upside

Narrative Update Overview Analysts have modestly lifted their price target for OceanFirst Financial from $21.40 to $22.00, citing updated assumptions on fair value, discount rate, revenue growth, profit margin, and future P/E as the key drivers behind this change. What's in the News OceanFirst Financial Corp.
Narratiefupdate Jan 28

OCFC: Warburg Pincus Capital And Warrants Will Support Future Upside

Analysts have nudged their price target for OceanFirst Financial to about $21.40, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E multiples. What's in the News OceanFirst Financial Corp.
Narratiefupdate Jan 12

OCFC: Warburg Pincus Investment And Warrants Will Support Future Earnings Recovery

Analysts have trimmed their fair value estimate for OceanFirst Financial from about US$21.67 to roughly US$21.33. This reflects updated views on discount rates, revenue growth, profit margins and future P/E assumptions.
Narratiefupdate Dec 26

OCFC: Earnings Should Improve As Credit And Margins Normalize With Buybacks Supporting Shares

Analysts raised their price target on OceanFirst Financial by approximately $1.50 to about $22.00 per share, citing expectations for improving earnings driven by normalizing credit, net interest margins, expenses, and contributions from recent strategic investments. Analyst Commentary Bullish Takeaways Bullish analysts view the upgrade in rating and higher price target as evidence that earnings are poised to inflect higher over the next several years, which may support multiple expansion from current levels.
Narratiefupdate Dec 11

OCFC: Earnings Should Improve As Credit And Margins Normalize Amid Fair Valuation

Analysts have raised their price target on OceanFirst Financial by $2 to $22.00, citing expectations for an earnings inflection over the next few years as credit, net interest margins, expenses, and returns improve alongside a normalizing yield curve and contributions from recent strategic investments. Analyst Commentary Bullish analysts view the recent upgrade and higher price target as a reflection of improving fundamentals and a clearer path to earnings growth, particularly as macro headwinds begin to ease.
Narratiefupdate Nov 27

OCFC: Earnings Will Recover As Credit And Margins Normalize

OceanFirst Financial’s analyst price target was raised by $2 to $22 per share, as analysts cite improving earnings prospects. These prospects are driven by expectations of credit normalization, stabilized net interest margins, and benefits from recent strategic initiatives.
Narratiefupdate Nov 11

OCFC: Earnings Recovery Will Accelerate As Credit Conditions Improve

OceanFirst Financial's analyst price target has increased from $20 to $22 per share, as analysts cite expectations for stronger earnings growth due to improving credit conditions and benefits from strategic investments. Analyst Commentary Bullish analysts have highlighted several factors supporting their positive outlook and price target increase for OceanFirst Financial.
Narratiefupdate Oct 28

Normalizing Credit And Digital Focus Will Drive Stronger Returns Ahead

Analysts have raised their price target for OceanFirst Financial from $20.29 to $21.50. They cite anticipated improvements in earnings, which are expected to result from a more favorable credit environment, stabilized net interest margins, and the positive impact of ongoing strategic investments.
Analyseartikel Oct 28

OceanFirst Financial (NASDAQ:OCFC) Will Pay A Dividend Of $0.20

The board of OceanFirst Financial Corp. ( NASDAQ:OCFC ) has announced that it will pay a dividend of $0.20 per share on...
Analyseartikel Jul 28

OceanFirst Financial (NASDAQ:OCFC) Has Affirmed Its Dividend Of $0.20

OceanFirst Financial Corp.'s ( NASDAQ:OCFC ) investors are due to receive a payment of $0.20 per share on 15th of...
Analyseartikel Apr 28

OceanFirst Financial (NASDAQ:OCFC) Has Affirmed Its Dividend Of $0.20

OceanFirst Financial Corp.'s ( NASDAQ:OCFC ) investors are due to receive a payment of $0.20 per share on 16th of May...
Seeking Alpha Feb 08

OceanFirst Financial Will Likely Call Its Preferred Shares

Summary OceanFirst Financial's Q4 performance was weaker than expected due to higher loan loss provisions, resulting in a lower net income of $21.9M. The preferred stock remains attractive with a current yield of 6.97%, but investors should be cautious of potential calls due to high future dividend costs. Management is considering partial redemption of preferred shares to manage capital costs. A full call would boost EPS on common shares by $0.10 annually. I hold a long position in OceanFirst’s preferred shares and I am monitoring the stock for potential investment in common shares, trading at a 6% discount to tangible book value. Read the full article on Seeking Alpha
Seeking Alpha Jan 24

OceanFirst Financial: A Depressed Valuation Opportunity

Summary OceanFirst Financial, a New Jersey-based regional bank, recently achieved "large institution" status under the Volcker Rule by surpassing $10 billion in assets. The bank's conservative lending approach results in lower returns on assets but exceptional credit performance and a high-quality, diversified deposit base. OceanFirst trades at a reasonable 10.4x earnings multiple with a 4.42% dividend yield, making it an attractive investment for improving returns and prudent capital allocation. Potential regulatory changes could drive consolidation in the fragmented U.S. regional banking industry, making OceanFirst a desirable acquisition target for larger multi-regional banks. Read the full article on Seeking Alpha
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Nieuw narratief Oct 20

Acquisitions And Critical Expansion Propel Financial Growth Amid Challenges

Strategic acquisitions and focus on expanding lending are expected to drive diverse revenue growth and enhance future earnings.
Seeking Alpha Sep 10

OceanFirst Financial: 7% Yield Still Attractive Despite Call Risk

Summary OceanFirst Financial's preferred shares are safer due to a higher CET1 ratio and substantial common equity, despite weak earnings and decreasing net interest income. Preferred dividends are well-covered, requiring less than 5% of Q2 income, making them secure even with a significant increase in loan loss provisions. Preferred shares trade slightly above par with a 6.98% yield, but the approaching call date and potential floating rate increase to 11.8% heighten call risk. Read the full article on Seeking Alpha
Analyseartikel Jul 23

OceanFirst Financial (NASDAQ:OCFC) Is Paying Out A Dividend Of $0.20

OceanFirst Financial Corp.'s ( NASDAQ:OCFC ) investors are due to receive a payment of $0.20 per share on 16th of...
Seeking Alpha Jul 02

OceanFirst Financial At Risk Of Treading Water Without Competitive Differentiation

Summary OceanFirst lacks many of the frequent drivers of bank stock outperformance, including mid-to-high single-digit revenue and book value growth, double-digit ROE, and strong customer satisfaction scores. Despite improving loan yields, OceanFirst continues to struggle with spread pressure from higher funding costs, as the bank lacks a truly attractive core deposit franchise. Credit risk seems contained, but the size of the office and multifamily portfolios make them a "watch item" even with OceanFirst's excellent credit quality history. OceanFirst can certainly expect to benefit from a Fed rate cut cycle, and double-digit earnings growth in FY'25/'26 seems plausible, but it's hard to argue for differentiation or a sustainable bull thesis here. Read the full article on Seeking Alpha
Analyseartikel Apr 26

OceanFirst Financial's (NASDAQ:OCFC) Dividend Will Be $0.20

OceanFirst Financial Corp. ( NASDAQ:OCFC ) will pay a dividend of $0.20 on the 17th of May. This means the annual...
Seeking Alpha Mar 21

OceanFirst Financial: The 7.1% Fixed-To-Floating Preferred Remains Very Attractive

Summary OceanFirst Financial is a regional bank headquartered in New Jersey with a strong focus on three states. The bank's preferred shares have well-covered dividends and are expected to continue increasing in value towards the $25 call price. The bank's common shares are currently trading at a discount to tangible book value and have a low earnings multiple, making them an attractive investment option. Read the full article on Seeking Alpha
Analyseartikel Oct 24

OceanFirst Financial (NASDAQ:OCFC) Has Announced A Dividend Of $0.20

OceanFirst Financial Corp. ( NASDAQ:OCFC ) will pay a dividend of $0.20 on the 17th of November. The dividend yield...

Analyse CEO-vergoeding

Hoe is Chris Maher's beloning veranderd ten opzichte van OceanFirst Financial's winst?
DatumTotale vergoedingSalarisBedrijfswinsten
Mar 31 2026n/an/a

US$67m

Dec 31 2025US$3mUS$995k

US$67m

Sep 30 2025n/an/a

US$75m

Jun 30 2025n/an/a

US$82m

Mar 31 2025n/an/a

US$89m

Dec 31 2024US$3mUS$965k

US$96m

Sep 30 2024n/an/a

US$102m

Jun 30 2024n/an/a

US$97m

Mar 31 2024n/an/a

US$101m

Dec 31 2023US$3mUS$950k

US$100m

Sep 30 2023n/an/a

US$126m

Jun 30 2023n/an/a

US$144m

Mar 31 2023n/an/a

US$145m

Dec 31 2022US$3mUS$950k

US$143m

Sep 30 2022n/an/a

US$112m

Jun 30 2022n/an/a

US$98m

Mar 31 2022n/an/a

US$99m

Dec 31 2021US$3mUS$950k

US$106m

Sep 30 2021n/an/a

US$116m

Jun 30 2021n/an/a

US$87m

Mar 31 2021n/an/a

US$76m

Dec 31 2020US$3mUS$946k

US$61m

Sep 30 2020n/an/a

US$53m

Jun 30 2020n/an/a

US$84m

Mar 31 2020n/an/a

US$84m

Dec 31 2019US$3mUS$946k

US$89m

Compensatie versus markt: De totale vergoeding ($USD 3.12M ) Chris } is ongeveer het gemiddelde voor bedrijven van vergelijkbare omvang in de US markt ($USD 3.70M ).

Compensatie versus inkomsten: De vergoeding van Chris is het afgelopen jaar in lijn geweest met de bedrijfsprestaties.


CEO

Chris Maher (58 yo)

11.3yrs
Tenure
US$3,124,340
Compensatie

Mr. Christopher D. Maher, also known as Chris, served as Director of Federal Reserve Bank of Philadelphia until 2024. Mr. Maher has been the Chief Executive Officer of OceanFirst Financial Corp. since Janu...


Leiderschapsteam

NaamPositieTenureCompensatieEigendom
Christopher Maher
Chairman11.3yrsUS$3.12m0.71%
$ 7.6m
Patrick Barrett
Senior EVP & CFO3.9yrsUS$1.76m0.26%
$ 2.8m
Joseph Lebel
Executive VP5.9yrsUS$2.18m0.61%
$ 6.5m
Steven Tsimbinos
Senior EVP9.9yrsUS$1.29m0.38%
$ 4.1m
Michele Estep
Senior EVP & Chief Administrative Officer of OceanFirst Bank6.3yrsUS$1.29m0.32%
$ 3.4m
Patrick Chong
Principal Accounting Officer3.3yrsgeen gegevens0.0060%
$ 64.7k
Alfred Goon
Senior VP of Corporate Developmentno datageen gegevensgeen gegevens
Kevin Georgetti
Senior VP & Chief Compliance Officer1.8yrsgeen gegevensgeen gegevens
Jill Hewitt
SVP Director of Corporate Communications and Community Impactno datageen gegevensgeen gegevens
David Berninger
Senior EVP & Chief Risk Officer2.6yrsgeen gegevens0.17%
$ 1.9m
Chad Dally
President for Greater Washington and Head of Aerospace2yrsgeen gegevensgeen gegevens
David Howard
Executive VP & Treasurerno datageen gegevensgeen gegevens
3.9yrs
Gemiddelde duur
57.5yo
Gemiddelde leeftijd

Ervaren management: Het managementteam van OCFC wordt beschouwd als ervaren (gemiddelde ambtstermijn 3.9 jaar).


Bestuursleden

NaamPositieTenureCompensatieEigendom
Christopher Maher
Chairman12.3yrsUS$3.12m0.71%
$ 7.6m
Joseph Lebel
Executive VP4yrsUS$2.18m0.61%
$ 6.5m
Grace Torres
Independent Director8.3yrsUS$165.64k0.042%
$ 452.2k
Anthony Coscia
Lead Independent Director8.3yrsUS$190.64k0.11%
$ 1.1m
Robert Garrett
Independent Director2.6yrsUS$145.93k0.016%
$ 167.9k
Nicos Katsoulis
Independent Director7.3yrsUS$165.64k0.059%
$ 638.7k
Steven Scopellite
Independent Director6.9yrsUS$163.82k0.029%
$ 312.8k
Jack Farris
Independent Director11.2yrsUS$163.82k0.039%
$ 419.4k
Joseph Murphy
Independent Director6.3yrsUS$165.64k0.66%
$ 7.1m
Kimberly Guadagno
Independent Director7.9yrsUS$158.14k0.036%
$ 391.4k
Patricia Turner
Independent Director5.7yrsUS$148.82k0.028%
$ 306.4k
John Barros
Independent Director2.7yrsUS$145.93k0.016%
$ 175.3k
7.1yrs
Gemiddelde duur
65yo
Gemiddelde leeftijd

Ervaren bestuur: De raad van bestuur van OCFC wordt beschouwd als ervaren (gemiddelde ambtstermijn 7.1 jaar).


Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/05/26 09:53
Aandelenkoers aan het einde van de dag2026/05/22 00:00
Inkomsten2026/03/31
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

OceanFirst Financial Corp. wordt gevolgd door 10 analisten. 6 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Christopher MarinacBrean Capital Historical (Janney Montgomery)
null nullD.A. Davidson & Co.
Peter WinterD.A. Davidson & Co.