OCFC Share Price Performance
US$20.33
0.56 (2.83%)
5.4% undervalued intrinsic discount
US$21.50
Fair Value
Price US$20.33
AnalystConsensusTarget US$21.50
Fair ValueUS$21.50
Share Pricen/a
OceanFirst Financial Corp. Stock Price
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- 12 Fair Values set on narratives written by author
OCFC Community Narratives
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Fair Value US$21.5 5.4% undervalued intrinsic discount
Normalizing Credit And Digital Focus Will Drive Stronger Returns Ahead
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Normalizing Credit And Digital Focus Will Drive Stronger Returns Ahead
Key Takeaways Expansion in commercial banking and deposit growth strategies are driving revenue increases, margin improvement, and balance sheet stability amid population and business migration trends. Investment in technology and disciplined credit risk management enhance operating efficiency, attract younger customers, and support stable, long-term earnings and asset quality.Read more
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AN
US$21.5
5.4% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
10.5% p.a.
Profit Margin
29.15%
Future PE
10.02x
Price in 2028
US$27.42
Trending Discussion
Recently Updated Narratives
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OCFC: Earnings Should Improve As Credit And Margins Normalize Amid Fair Valuation
Fair Value: US$21.5 5.4% undervalued intrinsic discount
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Snowflake Analysis
OceanFirst Financial Corp. Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- 1.31
- 100.00%
- 19.80%
- 122.4%
About OCFC
- Founded
- 1902
- Employees
- 1003
- CEO
- WebsiteView website
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard, trust and fiduciary, asset management services, as well as bank owned life insurance products. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
