OceanFirst Financial (OCFC) Aandelenoverzicht
OceanFirst Financial Corp. is de bankholding voor OceanFirst Bank N.A. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 3/6 |
| Toekomstige groei | 5/6 |
| Prestaties in het verleden | 1/6 |
| Financiële gezondheid | 6/6 |
| Dividenden | 5/6 |
Beloningen
Risicoanalyse
Geen risico's gedetecteerd voor OCFC uit onze risicocontroles.
OCFC Community Fair Values
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Analyst Price Targets
OceanFirst Financial Corp. Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$19.02 |
| 52 Week Hoogtepunt | US$20.61 |
| 52 Week Laag | US$16.09 |
| Bèta | 0.98 |
| 1 maand verandering | -0.31% |
| 3 maanden verandering | -0.16% |
| 1 Jaar Verandering | 13.15% |
| 3 jaar verandering | 29.92% |
| 5 jaar verandering | -15.13% |
| Verandering sinds IPO | 168.52% |
Recent nieuws en updates
Narratiefupdate • May 06
OCFC: Higher Fair Value And Share Count Discipline Will Support Future Upside
Analysts now set their fair value estimate for OceanFirst Financial at $22.00, compared with the prior $21.80, reflecting updated views on revenue growth, profit margins, and a lower assumed future P/E multiple. What's in the News OceanFirst Financial reported net loan charge-offs of $701,000 for the quarter ended March 31, 2026, compared with $636,000 for the same period a year earlier (Key Developments).Seeking Alpha • Apr 27
OceanFirst Financial: Rare Discount To Tangible Book Ahead Of Merger
Summary OceanFirst Financial is finalizing its merger with Flushing Financial, creating a $23 billion asset regional bank with enhanced commercial focus. OCFC reported Q1 2026 adjusted EPS of $0.43, beating consensus by $0.04, with strong commercial loan growth and stable deposits. Net interest margin expanded to 2.93% in Q1, with post-merger expectations of 3.2% in 2027 on this metric, and asset quality remains among the top in the sector. OCFC trades slightly below tangible book value ($19.08 vs. $19.86) and offers a 4%+ dividend yield, presenting an attractive risk/reward ahead of the merger. Read the full article on Seeking AlphaNarratiefupdate • Apr 21
OCFC: Stable Outlook And Capital Return Program Will Support Future Upside
Analysts have maintained their $21.80 price target for OceanFirst Financial, with only slight tweaks to the discount rate, margin and P/E inputs. This reflects a broadly steady view of the bank's valuation profile.Recent updates
Narratiefupdate • May 06
OCFC: Higher Fair Value And Share Count Discipline Will Support Future Upside
Analysts now set their fair value estimate for OceanFirst Financial at $22.00, compared with the prior $21.80, reflecting updated views on revenue growth, profit margins, and a lower assumed future P/E multiple. What's in the News OceanFirst Financial reported net loan charge-offs of $701,000 for the quarter ended March 31, 2026, compared with $636,000 for the same period a year earlier (Key Developments).Seeking Alpha • Apr 27
OceanFirst Financial: Rare Discount To Tangible Book Ahead Of Merger
Summary OceanFirst Financial is finalizing its merger with Flushing Financial, creating a $23 billion asset regional bank with enhanced commercial focus. OCFC reported Q1 2026 adjusted EPS of $0.43, beating consensus by $0.04, with strong commercial loan growth and stable deposits. Net interest margin expanded to 2.93% in Q1, with post-merger expectations of 3.2% in 2027 on this metric, and asset quality remains among the top in the sector. OCFC trades slightly below tangible book value ($19.08 vs. $19.86) and offers a 4%+ dividend yield, presenting an attractive risk/reward ahead of the merger. Read the full article on Seeking AlphaNarratiefupdate • Apr 21
OCFC: Stable Outlook And Capital Return Program Will Support Future Upside
Analysts have maintained their $21.80 price target for OceanFirst Financial, with only slight tweaks to the discount rate, margin and P/E inputs. This reflects a broadly steady view of the bank's valuation profile.Narratiefupdate • Apr 06
OCFC: Share Repurchases And Upcoming Meeting Will Support Future Upside Potential
Analysts have inched their price target for OceanFirst Financial slightly lower from $22.00 to $21.80, tying the adjustment to small tweaks in fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Completed repurchase of 2,773,716 shares, about 4.73% of outstanding shares, for roughly $45.22 million under the buyback first announced on June 25, 2021, with no additional shares bought between October 1, 2025 and December 31, 2025 (Key Developments).Narratiefupdate • Mar 23
OCFC: Warburg Pincus Equity Infusion Will Support Future Upside Potential
Analysts are keeping their price target for OceanFirst Financial steady at $22.00, reflecting updated assumptions for discount rate, revenue growth, profit margin, and future P/E that leave their overall valuation view unchanged. What's in the News OceanFirst Financial reported net loan charge-offs of $1,974,000 for the three months ended December 31, 2025, giving you a fresh data point on recent credit costs (Key Developments).Narratiefupdate • Mar 07
OCFC: Warburg Pincus Capital Injection Will Support Future Upside Potential
Analysts have raised their price target on OceanFirst Financial to $22.00. The change primarily reflects updated assumptions for profit margins and a higher future P/E multiple, rather than a revision to their fair value estimate.Narratiefupdate • Feb 20
OCFC: Warburg Pincus Capital And Warrant Structure Will Support Future Upside
Narrative Update Overview Analysts have modestly lifted their price target for OceanFirst Financial from $21.40 to $22.00, citing updated assumptions on fair value, discount rate, revenue growth, profit margin, and future P/E as the key drivers behind this change. What's in the News OceanFirst Financial Corp.Narratiefupdate • Jan 28
OCFC: Warburg Pincus Capital And Warrants Will Support Future Upside
Analysts have nudged their price target for OceanFirst Financial to about $21.40, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E multiples. What's in the News OceanFirst Financial Corp.Narratiefupdate • Jan 12
OCFC: Warburg Pincus Investment And Warrants Will Support Future Earnings Recovery
Analysts have trimmed their fair value estimate for OceanFirst Financial from about US$21.67 to roughly US$21.33. This reflects updated views on discount rates, revenue growth, profit margins and future P/E assumptions.Narratiefupdate • Dec 26
OCFC: Earnings Should Improve As Credit And Margins Normalize With Buybacks Supporting Shares
Analysts raised their price target on OceanFirst Financial by approximately $1.50 to about $22.00 per share, citing expectations for improving earnings driven by normalizing credit, net interest margins, expenses, and contributions from recent strategic investments. Analyst Commentary Bullish Takeaways Bullish analysts view the upgrade in rating and higher price target as evidence that earnings are poised to inflect higher over the next several years, which may support multiple expansion from current levels.Narratiefupdate • Dec 11
OCFC: Earnings Should Improve As Credit And Margins Normalize Amid Fair Valuation
Analysts have raised their price target on OceanFirst Financial by $2 to $22.00, citing expectations for an earnings inflection over the next few years as credit, net interest margins, expenses, and returns improve alongside a normalizing yield curve and contributions from recent strategic investments. Analyst Commentary Bullish analysts view the recent upgrade and higher price target as a reflection of improving fundamentals and a clearer path to earnings growth, particularly as macro headwinds begin to ease.Narratiefupdate • Nov 27
OCFC: Earnings Will Recover As Credit And Margins Normalize
OceanFirst Financial’s analyst price target was raised by $2 to $22 per share, as analysts cite improving earnings prospects. These prospects are driven by expectations of credit normalization, stabilized net interest margins, and benefits from recent strategic initiatives.Narratiefupdate • Nov 11
OCFC: Earnings Recovery Will Accelerate As Credit Conditions Improve
OceanFirst Financial's analyst price target has increased from $20 to $22 per share, as analysts cite expectations for stronger earnings growth due to improving credit conditions and benefits from strategic investments. Analyst Commentary Bullish analysts have highlighted several factors supporting their positive outlook and price target increase for OceanFirst Financial.Narratiefupdate • Oct 28
Normalizing Credit And Digital Focus Will Drive Stronger Returns Ahead
Analysts have raised their price target for OceanFirst Financial from $20.29 to $21.50. They cite anticipated improvements in earnings, which are expected to result from a more favorable credit environment, stabilized net interest margins, and the positive impact of ongoing strategic investments.Analyseartikel • Oct 28
OceanFirst Financial (NASDAQ:OCFC) Will Pay A Dividend Of $0.20
The board of OceanFirst Financial Corp. ( NASDAQ:OCFC ) has announced that it will pay a dividend of $0.20 per share on...Analyseartikel • Jul 28
OceanFirst Financial (NASDAQ:OCFC) Has Affirmed Its Dividend Of $0.20
OceanFirst Financial Corp.'s ( NASDAQ:OCFC ) investors are due to receive a payment of $0.20 per share on 15th of...Analyseartikel • Apr 28
OceanFirst Financial (NASDAQ:OCFC) Has Affirmed Its Dividend Of $0.20
OceanFirst Financial Corp.'s ( NASDAQ:OCFC ) investors are due to receive a payment of $0.20 per share on 16th of May...Seeking Alpha • Feb 08
OceanFirst Financial Will Likely Call Its Preferred Shares
Summary OceanFirst Financial's Q4 performance was weaker than expected due to higher loan loss provisions, resulting in a lower net income of $21.9M. The preferred stock remains attractive with a current yield of 6.97%, but investors should be cautious of potential calls due to high future dividend costs. Management is considering partial redemption of preferred shares to manage capital costs. A full call would boost EPS on common shares by $0.10 annually. I hold a long position in OceanFirst’s preferred shares and I am monitoring the stock for potential investment in common shares, trading at a 6% discount to tangible book value. Read the full article on Seeking AlphaSeeking Alpha • Jan 24
OceanFirst Financial: A Depressed Valuation Opportunity
Summary OceanFirst Financial, a New Jersey-based regional bank, recently achieved "large institution" status under the Volcker Rule by surpassing $10 billion in assets. The bank's conservative lending approach results in lower returns on assets but exceptional credit performance and a high-quality, diversified deposit base. OceanFirst trades at a reasonable 10.4x earnings multiple with a 4.42% dividend yield, making it an attractive investment for improving returns and prudent capital allocation. Potential regulatory changes could drive consolidation in the fragmented U.S. regional banking industry, making OceanFirst a desirable acquisition target for larger multi-regional banks. Read the full article on Seeking Alpha
Nieuw narratief • Oct 20
Acquisitions And Critical Expansion Propel Financial Growth Amid Challenges
Strategic acquisitions and focus on expanding lending are expected to drive diverse revenue growth and enhance future earnings.Seeking Alpha • Sep 10
OceanFirst Financial: 7% Yield Still Attractive Despite Call Risk
Summary OceanFirst Financial's preferred shares are safer due to a higher CET1 ratio and substantial common equity, despite weak earnings and decreasing net interest income. Preferred dividends are well-covered, requiring less than 5% of Q2 income, making them secure even with a significant increase in loan loss provisions. Preferred shares trade slightly above par with a 6.98% yield, but the approaching call date and potential floating rate increase to 11.8% heighten call risk. Read the full article on Seeking AlphaAnalyseartikel • Jul 23
OceanFirst Financial (NASDAQ:OCFC) Is Paying Out A Dividend Of $0.20
OceanFirst Financial Corp.'s ( NASDAQ:OCFC ) investors are due to receive a payment of $0.20 per share on 16th of...Seeking Alpha • Jul 02
OceanFirst Financial At Risk Of Treading Water Without Competitive Differentiation
Summary OceanFirst lacks many of the frequent drivers of bank stock outperformance, including mid-to-high single-digit revenue and book value growth, double-digit ROE, and strong customer satisfaction scores. Despite improving loan yields, OceanFirst continues to struggle with spread pressure from higher funding costs, as the bank lacks a truly attractive core deposit franchise. Credit risk seems contained, but the size of the office and multifamily portfolios make them a "watch item" even with OceanFirst's excellent credit quality history. OceanFirst can certainly expect to benefit from a Fed rate cut cycle, and double-digit earnings growth in FY'25/'26 seems plausible, but it's hard to argue for differentiation or a sustainable bull thesis here. Read the full article on Seeking AlphaAnalyseartikel • Apr 26
OceanFirst Financial's (NASDAQ:OCFC) Dividend Will Be $0.20
OceanFirst Financial Corp. ( NASDAQ:OCFC ) will pay a dividend of $0.20 on the 17th of May. This means the annual...Seeking Alpha • Mar 21
OceanFirst Financial: The 7.1% Fixed-To-Floating Preferred Remains Very Attractive
Summary OceanFirst Financial is a regional bank headquartered in New Jersey with a strong focus on three states. The bank's preferred shares have well-covered dividends and are expected to continue increasing in value towards the $25 call price. The bank's common shares are currently trading at a discount to tangible book value and have a low earnings multiple, making them an attractive investment option. Read the full article on Seeking AlphaAnalyseartikel • Oct 24
OceanFirst Financial (NASDAQ:OCFC) Has Announced A Dividend Of $0.20
OceanFirst Financial Corp. ( NASDAQ:OCFC ) will pay a dividend of $0.20 on the 17th of November. The dividend yield...Rendement voor aandeelhouders
| OCFC | US Banks | US Markt | |
|---|---|---|---|
| 7D | 3.1% | 2.2% | 1.2% |
| 1Y | 13.1% | 22.3% | 28.7% |
Rendement versus industrie: OCFC presteerde slechter dan de US Banks -sector, die het afgelopen jaar een rendement van 22.3 % opleverde.
Rendement versus markt: OCFC presteerde slechter dan US Market, dat het afgelopen jaar een rendement van 28.7 % opleverde.
Prijsvolatiliteit
| OCFC volatility | |
|---|---|
| OCFC Average Weekly Movement | 3.5% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
Stabiele aandelenkoers: OCFC heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 4% ) van OCFC is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 1902 | 926 | Chris Maher | www.oceanfirst.com |
OceanFirst Financial Corp. is de bankholding voor OceanFirst Bank N.A. die bankdiensten aanbiedt aan particuliere en zakelijke klanten in de Verenigde Staten. Het bedrijf accepteert depositoproducten zoals geldmarktrekeningen, spaarrekeningen, rentedragende betaalrekeningen, niet-rentedragende rekeningen en termijndeposito's, inclusief deposito's van tussenpersonen. Het bedrijf biedt ook commercieel vastgoed, meergezinswoningen, grondleningen, bouwleningen en commerciële en industriële leningen; vastrentende en aanpasbare hypotheekleningen die gedekt zijn door een- tot viergezinswoningen; en consumentenleningen, zoals leningen en kredietlijnen voor eigen vermogen, studentenleningen, leningen op spaarrekeningen, kredietlijnen voor rekening-courantkrediet en andere consumentenleningen.
OceanFirst Financial Corp. Samenvatting
| OCFC fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$1.08b |
| Inkomsten(TTM) | US$67.13m |
| Inkomsten(TTM) | US$396.65m |
16.3x
Koers/Winstverhouding0.7x
P/B-verhoudingIs OCFC overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| OCFC resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$396.65m |
| Kosten van inkomsten | US$0 |
| Brutowinst | US$396.65m |
| Overige uitgaven | US$329.52m |
| Inkomsten | US$67.13m |
Laatst gerapporteerde inkomsten
Mar 31, 2026
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | 1.17 |
| Brutomarge | 100.00% |
| Nettowinstmarge | 16.92% |
| Schuld/Eigen Vermogen Verhouding | 93.1% |
Hoe presteerde OCFC op de lange termijn?
Bekijk historische prestaties en vergelijkingDividenden
4.2%
Huidig dividendrendement68%
UitbetalingsratioBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/05/26 01:00 |
| Aandelenkoers aan het einde van de dag | 2026/05/26 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
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| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
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* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
OceanFirst Financial Corp. wordt gevolgd door 10 analisten. 6 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Christopher Marinac | Brean Capital Historical (Janney Montgomery) |
| null null | D.A. Davidson & Co. |
| Peter Winter | D.A. Davidson & Co. |