Citizens Financial Services Toekomstige groei

Future criteriumcontroles 0/6

De winst van Citizens Financial Services zal naar verwachting groeien met 0.8% per jaar. De winst per aandeel (EPS) zal naar verwachting groeien met 0.8% per jaar.

Belangrijke informatie

0.8%

Groei van de winst

0.79%

Groei van de winst per aandeel

Banks winstgroei	8.2%
Inkomstengroei	n/a
Toekomstig rendement op eigen vermogen	n/a
Dekking van analisten	Low
Laatst bijgewerkt	06 May 2026

Recente toekomstige groei-updates

Recent updates

Analyseartikel • Sep 09

Here's Why We Think Citizens Financial Services (NASDAQ:CZFS) Might Deserve Your Attention Today

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...

Seeking Alpha • Oct 19

Citizens Financial Services to acquire HV Bancorp

Citizens Financial Services (NASDAQ:CZFS) is set to acquire HV Bancorp (NASDAQ:HVBC). The two companies have entered into a definitive merger agreement, pursuant to which HVBC shareholders will have the right to elect to receive for each share either $30.50 in cash or 0.400 shares of CZFS. The amount will come to ~$67.4M in aggregate. The transaction, approved by the boards of both the companies, will close in H1 of 2023, subject to regulatory approval, approval by HVBC shareholders and other customary closing conditions. A procedure will be followed as part of which 80% of the HVBC shares will be exchanged for stock and 20% of the shares for cash. Additionally, CZFS CEO Randall Black announced a strategic combination of the units, First Citizens Community Bank and Huntingdon Valley Bank. Source: Press Release

Analyseartikel • Sep 06

Citizens Financial Services (NASDAQ:CZFS) Is Increasing Its Dividend To $0.48

Citizens Financial Services, Inc. ( NASDAQ:CZFS ) will increase its dividend from last year's comparable payment on the...

Seeking Alpha • Sep 01

Citizens Financial Services rises dividend 1.1% to $0.48/shares

Citizens Financial Services (NASDAQ:CZFS) declares $0.48/share quarterly dividend, 1.1% increase from prior dividend of $0.47. Forward yield 2.33% Payable Sept. 30; for shareholders of record Sept. 16; ex-div Sept. 15. See CZFS Dividend Scorecard, Yield Chart, & Dividend Growth.

Seeking Alpha • Jul 22

Citizens Financial Services GAAP EPS of $1.74, revenue of $20.03M

Citizens Financial Services press release (NASDAQ:CZFS): Q2 GAAP EPS of $1.74. Revenue of $20.03M (+5.9% Y/Y).

Analyseartikel • Jun 08

Citizens Financial Services (NASDAQ:CZFS) Has Announced That It Will Be Increasing Its Dividend To US$0.47

Citizens Financial Services, Inc.'s ( NASDAQ:CZFS ) dividend will be increasing to US$0.47 on 24th of June. This makes...

Winst- en omzetgroeiprognoses

NasdaqCM:CZFS - Toekomstschattingen van analisten en financiële gegevens uit het verleden (USD Millions )
Datum	Inkomsten	Inkomsten	Vrije kasstroom	Geldmiddelen uit operationele activiteiten	Gem. Aantal analisten
3/31/2026	113	39	43	44	N/A
12/31/2025	110	37	35	37	N/A
9/30/2025	107	34	29	30	N/A
6/30/2025	104	32	31	34	N/A
3/31/2025	100	28	29	31	N/A
12/31/2024	99	28	32	33	N/A
9/30/2024	98	27	38	39	N/A
6/30/2024	98	27	39	40	N/A
3/31/2024	91	18	27	30	N/A
12/31/2023	86	18	24	27	N/A
9/30/2023	82	18	16	19	N/A
6/30/2023	78	18	18	21	N/A
3/31/2023	82	29	30	32	N/A
12/31/2022	80	29	32	33	N/A
9/30/2022	78	28	29	31	N/A
6/30/2022	76	28	31	32	N/A
3/31/2022	75	27	36	37	N/A
12/31/2021	76	29	38	39	N/A
9/30/2021	76	29	45	47	N/A
6/30/2021	76	30	38	39	N/A
3/31/2021	76	29	20	21	N/A
12/31/2020	71	25	11	12	N/A
9/30/2020	66	23	3	4	N/A
6/30/2020	61	20	5	6	N/A
3/31/2020	57	20	21	22	N/A
12/31/2019	57	19	N/A	22	N/A
9/30/2019	56	19	N/A	22	N/A
6/30/2019	54	18	N/A	22	N/A
3/31/2019	54	18	N/A	20	N/A
12/31/2018	53	18	N/A	21	N/A
9/30/2018	53	16	N/A	18	N/A
6/30/2018	51	15	N/A	16	N/A
3/31/2018	50	14	N/A	16	N/A
12/31/2017	48	13	N/A	16	N/A
9/30/2017	46	14	N/A	18	N/A
6/30/2017	45	13	N/A	20	N/A
3/31/2017	45	13	N/A	20	N/A
12/31/2016	44	13	N/A	16	N/A
9/30/2016	43	12	N/A	15	N/A
6/30/2016	41	12	N/A	14	N/A
3/31/2016	40	12	N/A	12	N/A
12/31/2015	38	12	N/A	13	N/A
9/30/2015	37	13	N/A	14	N/A
6/30/2015	37	13	N/A	15	N/A

Toekomstige groeivoorspellingen analisten

Verdiensten versus spaarpercentage: De verwachte winstgroei van CZFS ( 0.8% per jaar) ligt onder de spaarquote ( 3.5% ).

Winst versus markt: De winst van CZFS ( 0.8% per jaar) zal naar verwachting langzamer groeien dan de markt US ( 16.8% per jaar).

Hoge groeiwinsten: De winst van CZFS zal naar verwachting groeien, maar niet aanzienlijk.

Omzet versus markt: Er zijn onvoldoende gegevens om te bepalen of de omzet van CZFS naar verwachting sneller zal groeien dan de markt US.

Hoge groei-inkomsten: Er zijn onvoldoende gegevens om te bepalen of de omzet van CZFS naar verwachting sneller zal groeien dan 20% per jaar.

Groeiprognoses winst per aandeel

Toekomstig rendement op eigen vermogen

Toekomstige ROE: Onvoldoende gegevens om te bepalen of het rendement op eigen vermogen van CZFS naar verwachting over 3 jaar hoog zal zijn

Ontdek groeibedrijven

Bedrijfsanalyse en status van financiële gegevens

Gegevens	Laatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse	2026/05/24 01:49
Aandelenkoers aan het einde van de dag	2026/05/22 00:00
Inkomsten	2026/03/31
Jaarlijkse inkomsten	2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

Pakket	Gegevens	Tijdframe	Voorbeeld Amerikaanse bron ^*
Financiële gegevens bedrijf	10 jaar	Resultatenrekening Kasstroomoverzicht Balans	SEC-formulier 10-K SEC-formulier 10-Q
Consensus schattingen analisten	+3 jaar	Financiële prognoses Koersdoelen analisten	Onderzoeksrapporten van analisten Blue Matrix
Marktprijzen	30 jaar	Aandelenprijzen Dividenden, splitsingen en acties	ICE Marktgegevens SEC-formulier S-1
Eigendom	10 jaar	Top aandeelhouders Handel met voorkennis	SEC-formulier 4 SEC-formulier 13D
Beheer	10 jaar	Leiderschapsteam Raad van bestuur	SEC-formulier 10-K SEC-formulier DEF 14A
Belangrijkste ontwikkelingen	10 jaar	Bedrijfsaankondigingen	SEC-formulier 8-K

^* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

Citizens Financial Services, Inc. wordt gevolgd door 1 analisten. 1 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

Analist	Instelling
Daniel Cardenas	Brean Capital Historical (Janney Montgomery)

Citizens Financial Services Toekomstige groei

Future criteriumcontroles 0/6

Belangrijke informatie

Recente toekomstige groei-updates

Price target decreased by 7.1% to US$65.00

Price target increased by 16% to US$70.00

Price target decreased by 13% to US$53.00

Price target decreased by 35% to US$52.00

Consensus EPS estimates fall by 23%

Price target decreased by 17% to US$80.00

Recent updates

Now 20% undervalued after recent price drop

Citizens Financial Services, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2026

First quarter 2026 earnings released: EPS: US$2.16 (vs US$1.59 in 1Q 2025)

Full year 2025 earnings released: EPS: US$7.62 (vs US$5.80 in FY 2024)

Fourth quarter dividend of US$0.50 announced

Citizens Financial Services, Inc. (NasdaqCM:CZFS) announces an Equity Buyback for 200,000 shares, for $15 million.

Full year 2025 earnings released: EPS: US$7.62 (vs US$5.80 in FY 2024)

Citizens Financial Services, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025

Citizens Financial Services, Inc. and First Citizens Community Bank Announces Appointment of Joseph B. Bower, Jr to Board of Directors

Citizens Financial Services, Inc., Annual General Meeting, Apr 21, 2026

Third quarter dividend of US$0.50 announced

Citizens Financial Services, Inc. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025

Third quarter 2025 earnings released: EPS: US$2.09 (vs US$1.57 in 3Q 2024)

New major risk - Revenue and earnings growth

Second quarter dividend of US$0.50 announced

Citizens Financial Services, Inc. announces Quarterly dividend, payable on September 26, 2025

Independent Director recently sold US$180k worth of stock

Second quarter 2025 earnings released: EPS: US$1.76 (vs US$1.10 in 2Q 2024)

First quarter dividend of US$0.49 announced

Price target decreased by 7.1% to US$65.00

First quarter 2025 earnings released: EPS: US$1.60 (vs US$1.48 in 1Q 2024)

Citizens Financial Services, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2025

New major risk - Revenue and earnings growth

Citizens Financial Services, Inc., Annual General Meeting, Apr 15, 2025

Fourth quarter dividend increased to US$0.49

Citizens Financial Services, Inc. announces Quarterly dividend, payable on March 28, 2025

Price target increased by 16% to US$70.00

Full year 2024 earnings released: EPS: US$5.86 (vs US$4.02 in FY 2023)

Third quarter dividend of US$0.49 announced

Investor sentiment improves as stock rises 19%

Third quarter 2024 earnings released: EPS: US$1.59 (vs US$1.59 in 3Q 2023)

Citizens Financial Services, Inc. Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024

Investor sentiment improves as stock rises 16%

Citizens Financial Services (NASDAQ:CZFS) Is Paying Out A Dividend Of $0.49

Second quarter dividend of US$0.49 announced

Investor sentiment improves as stock rises 16%

Investor sentiment deteriorates as stock falls 18%

Second quarter 2024 earnings released: EPS: US$1.11 (vs US$1.00 loss in 2Q 2023)

Investor sentiment improves as stock rises 22%

Citizens Financial Services (NASDAQ:CZFS) Has Announced A Dividend Of $0.49

First quarter dividend of US$0.49 announced

Investor sentiment improves as stock rises 19%

Price target decreased by 13% to US$53.00

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Citizens Financial Services (NASDAQ:CZFS) Will Pay A Dividend Of $0.49

Full year 2023 earnings: EPS exceeds analyst expectations

Fourth quarter dividend of US$0.49 announced

Full year 2023 earnings: EPS exceeds analyst expectations

Citizens Financial Services, Inc., Annual General Meeting, Apr 16, 2024

[Correction]: A Key Development was Inadvertently sent stating Stephen Guillaume, CFO of Citizens Financial Services, Inc. has Announced Termination

Citizens Financial Services, Inc. and First Citizens Community Bank Announce Termination of Stephen J. Guillaume, Chief Financial Officer

Investor sentiment improves as stock rises 15%

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Price target decreased by 35% to US$52.00

New minor risk - Insider selling

Insider recently sold US$415k worth of stock

Director recently sold US$76k worth of stock

Insider recently bought US$52k worth of stock

Investor sentiment deteriorates as stock falls 16%

Citizens Financial Services, Inc. and First Citizens Community Bank Announces Executive Changes, Effective September 5, 2023

Consensus EPS estimates fall by 23%

New minor risk - Earnings quality

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

Price target decreased by 17% to US$80.00

New minor risk - Shareholder dilution

Citizens Financial Services, Inc. (NasdaqCM:CZFS) completed the acquisition of HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders.

Investor sentiment improves as stock rises 21%

Here's Why We Think Citizens Financial Services (NASDAQ:CZFS) Might Deserve Your Attention Today

First quarter 2023 earnings: EPS and revenues miss analyst expectations