Alpha Bank S.A.

ATSE:ALPHA Voorraadrapport

Marktkapitalisatie: €8.0b

Alpha Bank Toekomstige groei

Future criteriumcontroles 3/6

Alpha Bank zal naar verwachting groeien in winst en omzet met respectievelijk 13.1% en 14.2% per jaar. De winst per aandeel zal naar verwachting groeien met 15% per jaar. Het rendement op het eigen vermogen zal over 3 jaar naar verwachting 12.2% zijn.

Belangrijke informatie

13.1%

Groei van de winst

15.04%

Groei van de winst per aandeel

Banks winstgroei10.6%
Inkomstengroei14.2%
Toekomstig rendement op eigen vermogen12.18%
Dekking van analisten

Good

Laatst bijgewerkt23 May 2026

Recente toekomstige groei-updates

Recent updates

Narratiefupdate • May 21

ALPHA: Higher Future P/E Assumptions Will Support Forward Re Rating Potential

Analysts have lifted Alpha Bank's price target by €0.10, citing updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E after a series of recent target increases from major research houses. Analyst Commentary Bullish Takeaways Bullish analysts point to repeated price target lifts, including the recent €0.10 and €0.35 moves and a shift to €4.30 from €4.20, as a sign that their fair value assumptions for Alpha Bank have moved higher.
Narratiefupdate • May 03

ALPHA: Fair Value Will Depend On Execution And Capital Return Delivery

Analysts have nudged their average price target on Alpha Bank higher to €3.50 from about €3.41, citing slightly stronger assumptions for revenue growth and valuation multiples, alongside broadly steady profitability and discount rates. Analyst Commentary Recent price target adjustments for Alpha Bank have generally pointed to a constructive stance, with JPMorgan and other firms fine tuning their views rather than making sweeping changes.
Narratiefupdate • Apr 18

ALPHA: Incremental Price Target Lifts Will Support Future Re Rating Potential

Narrative Update: Alpha Bank The analyst price target for Alpha Bank has been adjusted from about €4.50 to roughly €4.57, as analysts factor in recent target increases from JPMorgan and Deutsche Bank alongside updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on Alpha Bank have focused on incremental price target adjustments, with bullish analysts revisiting their fair value assumptions and risk settings rather than making wholesale changes to their views.
Narratiefupdate • Apr 04

ALPHA: Fair Value Will Hinge On Execution And Risk Pricing Assumptions

Analysts have raised their average price target on Alpha Bank by €0.10 to €3.41, citing revised assumptions for fair value, discount rate, revenue growth, profit margin and future P/E, along with recent target increases from several banks. Analyst Commentary Recent research updates on Alpha Bank have centred on recalibrating price targets and reassessing assumptions for earnings and valuation.
Narratiefupdate • Mar 21

ALPHA: Higher Fair Value And Lower Discount Rate Will Support Upside

Analysts have lifted the Alpha Bank price target to €4.50 from €4.40, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E after recent research updates from major banks. Analyst Commentary Recent research updates around Alpha Bank focus on adjusted price targets and how analysts see the risk and reward trade off at current levels.
Narratiefupdate • Mar 07

ALPHA: Fair Value Views Will Depend On Execution Against Margin Assumptions

Analysts have lifted their price target on Alpha Bank to €4.30 from €4.20, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary JPMorgan’s move to lift the price target to €4.30 while keeping an Overweight stance signals confidence in Alpha Bank’s updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E.
Narratiefupdate • Feb 21

ALPHA: Lower Discount Rate And Higher Future P/E Will Drive Upside Potential

Analysts have lifted their price target for Alpha Bank from €4.08 to €4.40, reflecting updated assumptions that include a lower discount rate, a slightly higher profit margin, a revised revenue growth outlook, and a higher future P/E multiple. Valuation Changes Fair Value: Updated from €4.08 to €4.40, representing a modest upward revision in the estimated value per share.
Narratiefupdate • Feb 07

ALPHA: Future Earnings Sensitivity Will Limit Upside After Latest Price Cut

Analysts trimmed their price target on Alpha Bank to €4.00 from €4.10, citing updated assumptions on fair value, discount rate, revenue, profit margin and future P/E that still support a positive view on the shares. Analyst Commentary The latest move from JPMorgan to trim its price target on Alpha Bank to €4.00 from €4.10 signals that even supportive analysts are fine tuning their views as they factor in updated assumptions on fair value, discount rates, revenue, profit margins and future P/E levels.
Narratiefupdate • Jan 23

ALPHA: Medium Term EPS Guidance Will Support Upside Case

Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated fair value estimates and revised assumptions on revenue growth, profit margins, discount rates, and future P/E multiples. Analyst Commentary JPMorgan has reduced its price target on Alpha Bank to €4 from €4.10 while maintaining an Overweight stance, which signals that its analysts still see the shares as attractive at current levels even after revisiting their assumptions.
Narratiefupdate • Jan 09

ALPHA: Fine Tuned Assumptions And EPS Guidance Will Shape Future Upside Potential

Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the revised €4 target still sits only slightly below the prior €4.10 level, which signals continued confidence in the bank's ability to support a relatively full valuation.
Narratiefupdate • Dec 18

ALPHA: Execution On Cost Control Will Support Future Upside Potential

Analysts slightly reduced their price target on Alpha Bank to EUR 4.00 from EUR 4.10, citing a marginally higher fair value alongside modest tweaks to the discount rate, revenue growth expectations, profit margin outlook, and forward valuation assumptions. Analyst Commentary Despite the marginal reduction in the price target, bullish analysts continue to highlight a constructive view on Alpha Bank’s medium term trajectory, pointing to a mix of valuation support and execution progress on strategic initiatives.
Narratiefupdate • Dec 04

ALPHA: Margin Strength And Clean Balance Sheet Will Support Future Upside

Analysts have modestly reduced their price target on Alpha Bank from EUR 4.10 to EUR 4.00, citing slightly softer revenue growth expectations, offset by incremental improvements in profit margins and long term earnings multiples. Analyst Commentary Recent commentary around the revised EUR 4.00 price target highlights a balanced view of Alpha Bank's risk reward profile, reflecting both confidence in its strategic direction and acknowledgement of execution risks.
Narratiefupdate • Nov 20

ALPHA: UniCredit Stake Expansion Will Drive Positive Outlook Despite Near-Term Caution

Analysts have modestly lowered their price target for Alpha Bank from €4.10 to €4.00, reflecting updated views on the bank's revenue growth and profit outlook. Analyst Commentary Bullish Takeaways Bullish analysts point to the bank's continued Overweight rating as a sign of confidence in its long-term growth trajectory.
Narratiefupdate • Nov 06

ALPHA: UniCredit Stake Increase And Risk Transfer Will Shape Future Performance

Analysts have raised Alpha Bank's fair value estimate from $3.75 to $3.82. They cite improved revenue growth forecasts and a lower discount rate as key factors supporting the higher price target.
Narratiefupdate • Oct 22

Analysts Lift Alpha Bank Price Target Amid UniCredit Stake Increase and Positive Valuation Shifts

Analysts have raised their price target for Alpha Bank from €3.66 to €3.75. They cite marginal improvements in fair value estimates and expectations for slightly higher revenue growth.
Narratiefupdate • Oct 08

Hellenic Post And UniCredit Partnerships Will Shape Future European Banking

Analysts have modestly raised their price target for Alpha Bank from €3.60 to €3.66, citing improvements in fair value estimates and underlying financial metrics. What's in the News UniCredit S.p.A. agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%.
Narratiefupdate • Sep 19

Hellenic Post And UniCredit Partnerships Will Shape Future European Banking

The recent minimal upward revision in Alpha Bank’s consensus analyst price target to €3.60 reflects stable core metrics, with both net profit margin and discount rate showing only marginal changes. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, raising its ownership to 26%, pending regulatory approval.
Narratiefupdate • Sep 04

Hellenic Post And UniCredit Partnerships Will Shape Future European Banking

With both Alpha Bank’s future P/E ratio and consensus revenue growth forecasts remaining stable, analysts have left their fair value estimate unchanged at €3.53. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%, pending regulatory approval.
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Nieuw narratief • Dec 21

Partnership With UniCredit And Calculated Loan Growth Will Enhance Profitability And Drive Future Growth

Strategic investments and partnerships, along with improved asset quality, are set to enhance Alpha's revenue and profitability.

Winst- en omzetgroeiprognoses

ATSE:ALPHA - Toekomstschattingen van analisten en financiële gegevens uit het verleden (EUR Millions )
DatumInkomstenInkomstenVrije kasstroomGeldmiddelen uit operationele activiteitenGem. Aantal analisten
12/31/20282,8131,169N/AN/A10
12/31/20272,6571,083N/AN/A12
12/31/20262,475926N/AN/A6
3/31/20261,842819-2,733-2,391N/A
12/31/20251,786849-1,449-1,172N/A
9/30/20251,739784-2,946-2,693N/A
6/30/20251,738764-4,243-4,001N/A
3/31/20251,777560-3,054-2,900N/A
12/31/20241,776549-3,821-3,668N/A
9/30/20241,686488-3,452-3,337N/A
6/30/20241,687521-1396N/A
3/31/20241,679608-2,853-2,752N/A
12/31/20231,663530-6,688-6,538N/A
9/30/20231,536434-4,871-4,685N/A
6/30/20231,486338-6,005-5,819N/A
3/31/20231,572277-2,955-2,759N/A
12/31/20221,506305-605-469N/A
9/30/20221,127-86-2,078-1,915N/A
6/30/2022697-319-2,158-2,004N/A
3/31/2022-1,527-2,475-2,058-1,910N/A
12/31/2021-1,783-2,873-11941N/A
9/30/2021-1,349-2,5281,0791,161N/A
6/30/2021-998-2,311160274N/A
3/31/20211,130-1654,3934,524N/A
12/31/20201,2311011,9712,129N/A
9/30/20201,3001472,8112,951N/A
6/30/20201,2571082,5102,667N/A
3/31/20201,26765-1,299-1,116N/A
12/31/20191,344105N/A125N/A
9/30/201984691N/A182N/A
6/30/2019879127N/A1,461N/A
3/31/201980215N/A197N/A
12/31/201885753N/A-2,027N/A
9/30/20181,345-10N/A-4,603N/A
6/30/20181,378-16N/A-6,357N/A
3/31/20181,485108N/A-5,962N/A
12/31/20171,46190N/A-4,482N/A
9/30/20171,402158N/A-5,630N/A
6/30/20171,365162N/A-4,521N/A
3/31/20171,22571N/A-5,114N/A
12/31/20161,21919N/A-4,648N/A
9/30/2016744-474N/A-4,468N/A
6/30/2016737-99N/A-3,260N/A
3/31/2016-590-1,125N/A2,835N/A
12/31/2015-767-1,237N/A9,702N/A
9/30/2015-817-1,200N/A12,756N/A
6/30/2015-868-1,749N/A12,822N/A

Toekomstige groeivoorspellingen analisten

Verdiensten versus spaarpercentage: De verwachte winstgroei ALPHA ( 13.1% per jaar) ligt boven de spaarquote ( 3.2% ).

Winst versus markt: De winst van ALPHA ( 13.1% per jaar) zal naar verwachting sneller groeien dan de Greek markt ( 11.8% per jaar).

Hoge groeiwinsten: De winst van ALPHA zal naar verwachting groeien, maar niet aanzienlijk.

Omzet versus markt: De omzet van ALPHA ( 14.2% per jaar) zal naar verwachting sneller groeien dan de markt Greek ( 7.7% per jaar).

Hoge groei-inkomsten: De omzet van ALPHA ( 14.2% per jaar) zal naar verwachting langzamer groeien dan 20% per jaar.

Groeiprognoses winst per aandeel

Toekomstig rendement op eigen vermogen

Toekomstige ROE: Het rendement op eigen vermogen ALPHA zal naar verwachting over 3 jaar laag zijn ( 12.2 %).

Ontdek groeibedrijven

7D

1Y

7D

1Y

7D

1Y

Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/05/24 15:33
Aandelenkoers aan het einde van de dag2026/05/22 00:00
Inkomsten2026/03/31
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

Alpha Bank S.A. wordt gevolgd door 30 analisten. 12 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Kirishanthan VijayarajahBarclays
Robert BateBarclays
Manos ChatzidakisBeta Securities S.A.