Aankondiging • Apr 20
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q1, 2026 Results on Apr 27, 2026 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q1, 2026 results Pre-Market on Apr 27, 2026 Upcoming Dividend • Apr 13
Upcoming dividend of €0.011 per share Eligible shareholders must have bought the stock before 20 April 2026. Payment date: 22 April 2026. Payout ratio is a comfortable 35% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of Spanish dividend payers (5.0%). Lower than average of industry peers (4.6%). New Risk • Mar 04
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Spanish stocks, typically moving 4.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (4.3% average weekly change). New Risk • Feb 24
New major risk - Revenue and earnings growth Earnings are forecast to decline by an average of 0.9% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.9% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Reported Earnings • Feb 24
Full year 2025 earnings released Full year 2025 results: Revenue: €1.21b (up 15% from FY 2024). Net income: €127.5m (up 99% from FY 2024). Profit margin: 11% (up from 6.1% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.2% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe. Aankondiging • Feb 24
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 09, 2026 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 09, 2026. Location: teatro del centro cultural adolfo suarez, plaza del ayuntamiento 2, tres cantos., madrid Spain Aankondiging • Feb 16
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Fiscal Year 2025 Results on Feb 23, 2026 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report fiscal year 2025 results Pre-Market on Feb 23, 2026 Upcoming Dividend • Nov 26
Upcoming dividend of €0.011 per share Eligible shareholders must have bought the stock before 03 December 2025. Payment date: 05 December 2025. Payout ratio is a comfortable 18% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of Spanish dividend payers (5.2%). Lower than average of industry peers (4.3%). Reported Earnings • Oct 28
Third quarter 2025 earnings released Third quarter 2025 results: EPS: €0.28. Revenue: €306.7m (up 12% from 3Q 2024). Net income: €301.5m (up €286.2m from 3Q 2024). Profit margin: 98% (up from 5.6% in 3Q 2024). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 3.3% p.a. on average during the next 3 years, compared to a 4.9% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 66% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth. New Risk • Oct 28
New major risk - Revenue and earnings growth Earnings are forecast to decline by an average of 16% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 16% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Aankondiging • Oct 14
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Nine Months, 2025 Results on Oct 27, 2025 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report nine months, 2025 results on Oct 27, 2025 Buy Or Sell Opportunity • Aug 29
Now 21% undervalued after recent price drop Over the last 90 days, the stock has fallen 2.5% to €1.33. The fair value is estimated to be €1.69, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.7% over the last 3 years. Earnings per share has declined by 2.7%. For the next 3 years, revenue is forecast to grow by 5.7% per annum. Earnings are also forecast to grow by 11% per annum over the same time period. Buy Or Sell Opportunity • Aug 12
Now 20% undervalued Over the last 90 days, the stock has risen 5.6% to €1.35. The fair value is estimated to be €1.69, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.7% over the last 3 years. Earnings per share has declined by 2.7%. For the next 3 years, revenue is forecast to grow by 5.7% per annum. Earnings are also forecast to grow by 11% per annum over the same time period. Buy Or Sell Opportunity • Jul 24
Now 21% undervalued Over the last 90 days, the stock has risen 9.1% to €1.36. The fair value is estimated to be €1.72, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.6% over the last 3 years, while earnings per share has been flat. For the next 3 years, revenue is forecast to grow by 4.2% per annum. Earnings are also forecast to grow by 9.8% per annum over the same time period. Aankondiging • Jul 14
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report First Half, 2025 Results on Jul 23, 2025 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report first half, 2025 results on Jul 23, 2025 Price Target Changed • Jul 08
Price target increased by 7.2% to €1.27 Up from €1.18, the current price target is an average from 6 analysts. New target price is 5.6% below last closing price of €1.34. Stock is up 18% over the past year. The company is forecast to post earnings per share of €0.078 for next year compared to €0.059 last year. Aankondiging • Apr 14
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q1, 2025 Results on Apr 28, 2025 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q1, 2025 results Pre-Market on Apr 28, 2025 Reported Earnings • Apr 14
Full year 2024 earnings: EPS and revenues exceed analyst expectations Full year 2024 results: EPS: €0.059 (up from €0.004 loss in FY 2023). Revenue: €1.05b (up 2.9% from FY 2023). Net income: €64.2m (up €68.6m from FY 2023). Profit margin: 6.1% (up from net loss in FY 2023). The move to profitability was primarily driven by lower expenses. Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) also surpassed analyst estimates by 12%. Revenue is forecast to grow 4.4% p.a. on average during the next 3 years, compared to a 6.1% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has fallen by 44% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings. Upcoming Dividend • Apr 08
Upcoming dividend of €0.011 per share Eligible shareholders must have bought the stock before 15 April 2025. Payment date: 22 April 2025. Trailing yield: 4.9%. Lower than top quartile of Spanish dividend payers (5.5%). In line with average of industry peers (4.6%). Buy Or Sell Opportunity • Apr 01
Now 24% undervalued Over the last 90 days, the stock has risen 7.0% to €1.16. The fair value is estimated to be €1.52, however this is not to be taken as a buy recommendation but rather should be used as a guide only. For the next 3 years, revenue is forecast to grow by 4.1% per annum. Earnings are also forecast to grow by 14% per annum over the same time period. Aankondiging • Mar 04
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 10, 2025 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 10, 2025. Location: teatro del centro cultural adolfo suarez, plaza del ayuntamiento 2, tres cantos, madrid Spain Price Target Changed • Jan 30
Price target increased by 8.2% to €1.14 Up from €1.06, the current price target is an average from 6 analysts. New target price is 7.9% below last closing price of €1.24. Stock is up 31% over the past year. The company is forecast to post earnings per share of €0.053 next year compared to a net loss per share of €0.004 last year. Buy Or Sell Opportunity • Nov 25
Now 22% undervalued after recent price drop Over the last 90 days, the stock has fallen 4.9% to €1.02. The fair value is estimated to be €1.31, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.8% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to decline by 2.4% in 2 years. Earnings are forecast to grow by 79% in the next 2 years. Reported Earnings • Oct 22
Third quarter 2024 earnings released Third quarter 2024 results: Revenue: €19.4m (down 92% from 3Q 2023). Net income: €15.3m (up 186% from 3Q 2023). Profit margin: 79% (up from 2.1% in 3Q 2023). The increase in margin was driven by lower expenses. Revenue is forecast to grow 1.9% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe. Aankondiging • Oct 03
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q3, 2024 Results on Oct 21, 2024 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q3, 2024 results Pre-Market on Oct 21, 2024 Reported Earnings • Jul 26
Second quarter 2024 earnings released Second quarter 2024 results: Revenue: €218.6m (down 17% from 2Q 2023). Net income: €15.3m (up €25.1m from 2Q 2023). Profit margin: 7.0% (up from net loss in 2Q 2023). The move to profitability was driven by lower expenses. Revenue is forecast to grow 4.5% p.a. on average during the next 3 years, compared to a 6.2% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 74 percentage points per year, which is a significant difference in performance. Aankondiging • Jul 13
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q2, 2024 Results on Jul 24, 2024 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q2, 2024 results Pre-Market on Jul 24, 2024 Major Estimate Revision • Jul 05
Consensus EPS estimates increase by 13% The consensus outlook for fiscal year 2024 has been updated. 2024 EPS estimate increased from €0.045 to €0.051. Revenue forecast steady at €977.6m. Net income forecast to grow 433% next year vs 14% growth forecast for Insurance industry in Spain. Consensus price target of €1.03 unchanged from last update. Share price fell 2.1% to €1.13 over the past week. Price Target Changed • May 08
Price target increased by 7.3% to €1.03 Up from €0.96, the current price target is an average from 7 analysts. New target price is approximately in line with last closing price of €1.04. Stock is up 25% over the past year. The company is forecast to post earnings per share of €0.043 next year compared to a net loss per share of €0.004 last year. Reported Earnings • May 01
First quarter 2024 earnings released First quarter 2024 results: EPS: €0.009. Revenue: €15.5m (down 94% from 1Q 2023). Net income: €10.1m (up €15.4m from 1Q 2023). Profit margin: 65% (up from net loss in 1Q 2023). The move to profitability was driven by lower expenses. Revenue is forecast to grow 1.4% p.a. on average during the next 3 years, compared to a 6.7% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 89 percentage points per year, which is a significant difference in performance. Aankondiging • Mar 29
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q1, 2024 Results on Apr 29, 2024 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q1, 2024 results on Apr 29, 2024 Buy Or Sell Opportunity • Mar 06
Now 20% undervalued after recent price drop Over the last 90 days, the stock has fallen 1.8% to €0.86. The fair value is estimated to be €1.08, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last year. Meanwhile, the company became loss making. Aankondiging • Mar 05
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 11, 2024 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros, Annual General Meeting, Apr 11, 2024, at 12:30 Central European Standard Time. Agenda: To approve consolidated Non-Financial Information Statement corresponding to the financial year ended 31 December 2023; to approve the proposed distribution of results for the financial year ended 31 December 2023; to Re-election of the auditors of the Company and the consolidated Group for 2024; to interpret, complement, correct, execute and formalise the resolutions adopted by the General Shareholders' Meeting; Seven. Advisory vote on the 2023 Report on the Remuneration of the members of the Board of Directors. Board Change • Feb 01
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 2 highly experienced directors. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Aankondiging • Jan 18
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Fiscal Year 2023 Results on Mar 04, 2024 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report fiscal year 2023 results at 9:00 AM, Central European Standard Time on Mar 04, 2024 Aankondiging • Oct 19
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report Q3, 2023 Results on Oct 27, 2023 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report Q3, 2023 results Pre-Market on Oct 27, 2023 New Risk • Aug 22
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Spanish stocks, typically moving 3.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Dividend is not well covered by earnings and cash flows. Paying a dividend despite being loss-making. Cash payout ratio: 147% Minor Risk Share price has been volatile over the past 3 months (3.8% average weekly change). New Risk • Jul 23
New major risk - Dividend sustainability The dividend is not well covered by earnings and cash flows. The company is paying a dividend despite being loss-making. Cash payout ratio: 151% Dividend yield: 5.5% This is considered a major risk. Companies that pay out too much of their earnings and cash flows are at risk of having to reduce or cut their dividend in future. If earnings or cash flows stagnate or fall, then there may not be enough to maintain the same dividend. Or in extreme cases, companies may opt to dig into capital reserves or take on debt to maintain the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company. Reported Earnings • Jul 23
Second quarter 2023 earnings released Second quarter 2023 results: Revenue: €252.6m (up 5.7% from 2Q 2022). Net loss: €10.3m (down 142% from profit in 2Q 2022). Revenue is forecast to grow 5.3% p.a. on average during the next 3 years, compared to a 7.6% growth forecast for the Insurance industry in Europe. Major Estimate Revision • Jul 12
Consensus EPS estimates fall by 46% The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate fell from €0.024 to €0.013 per share. Revenue forecast steady at €955.8m. Net income forecast to shrink 46% next year vs 16% growth forecast for Insurance industry in Spain . Consensus price target of €0.92 unchanged from last update. Share price rose 3.0% to €0.86 over the past week. Aankondiging • Jul 04
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros to Report First Half, 2023 Results on Jul 21, 2023 Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros announced that they will report first half, 2023 results on Jul 21, 2023 Major Estimate Revision • Jun 07
Consensus EPS estimates fall by 17% The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate fell from €0.029 to €0.024 per share. Revenue forecast steady at €957.2m. Net income forecast to shrink 6.3% next year vs 18% growth forecast for Insurance industry in Spain . Consensus price target broadly unchanged at €0.93. Share price was steady at €0.88 over the past week. Major Estimate Revision • Apr 18
Consensus EPS estimates fall by 16% The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate fell from €0.05 to €0.042 per share. Revenue forecast steady at €953.3m. Net income forecast to shrink 9.3% next year vs 20% growth forecast for Insurance industry in Spain . Consensus price target of €1.00 unchanged from last update. Share price fell 5.6% to €0.92 over the past week. Reported Earnings • Apr 09
Full year 2022 earnings: EPS misses analyst expectations Full year 2022 results: EPS: €0.055 (down from €0.10 in FY 2021). Revenue: €948.0m (up 2.2% from FY 2021). Net income: €59.5m (down 46% from FY 2021). Profit margin: 6.3% (down from 12% in FY 2021). The decrease in margin was driven by higher expenses. Combined ratio: 96.3% (up from 88.3% in FY 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 14%. Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Insurance industry in Europe. Reported Earnings • Mar 01
Full year 2022 earnings: EPS misses analyst expectations Full year 2022 results: EPS: €0.05 (down from €0.10 in FY 2021). Revenue: €948.0m (flat on FY 2021). Net income: €59.5m (down 46% from FY 2021). Profit margin: 6.3% (down from 12% in FY 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 14%. Revenue is forecast to grow 4.6% p.a. on average during the next 3 years, compared to a 7.0% growth forecast for the Insurance industry in Europe. Aankondiging • Feb 07
Línea Directa Aseguradora, S.A. to Report Fiscal Year 2022 Results on Feb 24, 2023 Línea Directa Aseguradora, S.A. announced that they will report fiscal year 2022 results on Feb 24, 2023 Buying Opportunity • Jan 25
Now 20% undervalued Over the last 90 days, the stock is up 2.7%. The fair value is estimated to be €1.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 9.1%. For the next 3 years, revenue is forecast to grow by 5.3% per annum. Earnings is also forecast to grow by 11% per annum over the same time period. Price Target Changed • Jan 12
Price target decreased to €1.24 Down from €1.39, the current price target is an average from 6 analysts. New target price is 31% above last closing price of €0.95. Stock is down 41% over the past year. The company is forecast to post earnings per share of €0.064 for next year compared to €0.10 last year. Board Change • Nov 16
High number of new directors There are 5 new directors who have joined the board in the last 3 years. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model. Price Target Changed • Oct 24
Price target decreased to €1.38 Down from €1.54, the current price target is an average from 6 analysts. New target price is 51% above last closing price of €0.91. Stock is down 47% over the past year. The company is forecast to post earnings per share of €0.073 for next year compared to €0.10 last year. Price Target Changed • Oct 14
Price target decreased to €1.45 Down from €1.56, the current price target is an average from 6 analysts. New target price is 61% above last closing price of €0.90. Stock is down 46% over the past year. The company is forecast to post earnings per share of €0.08 for next year compared to €0.10 last year. Price Target Changed • Jul 26
Price target decreased to €1.58 Down from €1.72, the current price target is an average from 6 analysts. New target price is 48% above last closing price of €1.07. Stock is down 39% over the past year. The company is forecast to post earnings per share of €0.08 for next year compared to €0.10 last year. Reported Earnings • Jul 25
Second quarter 2022 earnings: Revenues exceed analyst expectations Second quarter 2022 results: Revenue: €257.4m (up 12% from 2Q 2021). Net income: €24.8m (down 13% from 2Q 2021). Profit margin: 9.6% (down from 12% in 2Q 2021). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 7.4%. Over the next year, revenue is expected to shrink by 2.4% compared to a 19% growth forecast for the industry in Spain. Upcoming Dividend • May 30
Upcoming dividend of €0.016 per share Eligible shareholders must have bought the stock before 06 June 2022. Payment date: 08 June 2022. Payout ratio is on the higher end at 95%, and the cash payout ratio is above 100%. Trailing yield: 6.0%. Within top quartile of Spanish dividend payers (5.3%). Higher than average of industry peers (5.4%). Board Change • Apr 27
High number of new directors There are 5 new directors who have joined the board in the last 3 years. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model. Upcoming Dividend • Mar 22
Upcoming dividend of €0.016 per share Eligible shareholders must have bought the stock before 29 March 2022. Payment date: 31 March 2022. Payout ratio is on the higher end at 90%, and the cash payout ratio is above 100%. Trailing yield: 5.3%. Lower than top quartile of Spanish dividend payers (5.6%). In line with average of industry peers (5.1%). Board Change • Mar 04
High number of new directors There are 5 new directors who have joined the board in the last 3 years. CEO & Director Patricia de Rueda was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model. Major Estimate Revision • Feb 28
Consensus EPS estimates fall by 13% The consensus outlook for earnings per share (EPS) in 2022 has deteriorated. 2022 revenue forecast decreased from €953.9m to €915.7m. EPS estimate also fell from €0.10 per share to €0.09 per share. Net income forecast to shrink 9.7% next year vs 1.7% growth forecast for Insurance industry in Spain . Consensus price target broadly unchanged at €1.84. Share price was steady at €1.50 over the past week. Reported Earnings • Feb 22
Full year 2021 earnings: Revenues miss analyst expectations Full year 2021 results: Revenue: €940.6m (up 2.4% from FY 2020). Net income: €110.1m (down 18% from FY 2020). Profit margin: 12% (down from 15% in FY 2020). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 3.7%. Over the next year, revenue is forecast to stay flat compared to a 101% growth forecast for the insurance industry in Spain. Upcoming Dividend • Sep 28
Upcoming dividend of €0.019 per share Eligible shareholders must have bought the stock before 05 October 2021. Payment date: 07 October 2021. Trailing yield: 2.8%. Lower than top quartile of Spanish dividend payers (5.1%). Lower than average of industry peers (4.8%). 