Q2 Holdings 과거 순이익 실적
과거 기준 점검 3/6
Q2 Holdings은 연평균 45.3%의 비율로 수입이 증가해 온 반면, Software 산업은 수입이 21% 증가했습니다. 매출은 연평균 11.8%의 비율로 증가했습니다. Q2 Holdings의 자기자본이익률은 12.1%이고 순이익률은 9%입니다.
핵심 정보
45.33%
순이익 성장률
46.08%
주당순이익(EPS) 성장률
| Software 산업 성장률 | 17.33% |
| 매출 성장률 | 11.81% |
| 자기자본이익률 | 12.08% |
| 순이익률 | 8.99% |
| 최근 순이익 업데이트 | 31 Mar 2026 |
최근 과거 실적 업데이트
Recent updates
Q2 Holdings: A Sticky Software Business With Margin Expansion
May 01
QTWO: AI Competitive Concerns May Set Up Digital Banking Repricing
The analyst price target for Q2 Holdings has been trimmed by about $1 to $75, as analysts factor in sector wide software target cuts tied to concerns around AI driven competitive pressures while still reflecting supportive views from recent upgrades. Analyst Commentary Recent Street research around Q2 Holdings reflects a split view, with some analysts turning more constructive on the shares while others trim price targets in response to sector wide software concerns tied to AI.QTWO: AI Moat Concerns And Digital Asset Expansion May Drive Repricing
Analysts have reduced their average price target on Q2 Holdings by $25 to $75, reflecting a sector-wide reset for vertical software as AI competition, valuation and moat durability come under closer scrutiny. Analyst Commentary Recent Street research around Q2 Holdings clusters around a common theme of resetting expectations, with analysts reworking price targets and ratings as they reassess how AI competition, valuation and competitive moats fit together for vertical software names.QTWO: AI Moat Reassessment And 2026 Guidance May Support Future Upside
Analysts have trimmed their price targets on Q2 Holdings, with one key target moving from $100 to $75 as they reassess competitive moats in light of rapid AI adoption and broader weakness across vertical software names. Analyst Commentary Recent research on Q2 Holdings reflects a mix of caution and selective optimism, with several firms adjusting price targets and one upgrade on valuation.QTWO: AI Moat Questions And 2026 Outlook Should Support Future Upside
Analysts have trimmed their average price target for Q2 Holdings to about $76 from roughly $100, citing sector wide cuts across vertical software as AI adoption raises fresh questions about competitive moats and the durability of existing business models. Analyst Commentary Recent research on Q2 Holdings points to a mixed setup, with price targets coming down but a split between those who see current levels as attractive and those who are more cautious about execution and competitive risk.QTWO: AI Moat Concerns And 2026 Guidance Should Support Future Share Gains
Analysts have trimmed their average price target on Q2 Holdings from about $89 to roughly $76. This reflects sector wide cuts in vertical software as they reassess competitive moats and defensibility in light of rapid AI adoption.We Think Q2 Holdings' (NYSE:QTWO) Profit Is Only A Baseline For What They Can Achieve
Feb 18
QTWO: Strong Bookings And 2026 Guidance Should Support Future Share Gains
Analysts have made a small downward tweak to their price target for Q2 Holdings to roughly $89 per share, reflecting slightly higher discount-rate assumptions and a lower forward P/E multiple, even as they highlight ongoing support from valuation-focused upgrades and prior research citing solid bookings and positive longer term guidance. Analyst Commentary Recent research on Q2 Holdings reflects a mix of optimism about execution and bookings, alongside some caution on valuation and discount-rate assumptions.QTWO: Strong Bookings And Margin Expansion Should Support Future Share Gains
Analysts trimmed their average price target on Q2 Holdings by a small amount to reflect sector wide multiple compression and modest adjustments to growth and margin assumptions, even as recent research continues to highlight strong Q3 execution and solid bookings trends. Analyst Commentary Street research on Q2 Holdings has been mixed, with some analysts trimming price targets to reflect sector wide valuation changes while still recognizing solid execution in the latest quarter.QTWO: Lower Rates And Bank Tech Spending Should Support Future Margin Expansion
Analysts have made a modest upward adjustment to their price targets on Q2 Holdings, with changes such as DA Davidson moving to $82 and others resetting to a range of $82 to $90 following strong Q3 revenue, margin performance, solid bookings, and updated long-term guidance, while also factoring in broader software valuation resets. Analyst Commentary Recent research on Q2 Holdings highlights a mix of optimism about execution and growth, alongside some caution tied largely to sector valuation resets and spending uncertainty.QTWO: Lower Rates Will Drive Digital Banking Demand And Margin Expansion
Analysts made modest downward adjustments to their price targets on Q2 Holdings, trimming estimates by up to about $25 per share as they balance the company’s stronger than expected Q3 revenue and margin performance, along with a constructive 2026 outlook, against a reset in software sector valuations and concerns about a potentially softer spending environment. Analyst Commentary Analysts are digesting Q2 Holdings recent performance and updated outlook by fine tuning their price targets while largely maintaining a constructive stance on the company’s execution and growth prospects.QTWO: Lower Rates Will Drive Digital Banking Demand And Share Repurchases
Analysts have modestly trimmed their average price target on Q2 Holdings to about $90 per share from roughly $96 previously, citing a reset in software valuation multiples despite continued outperformance in Q3 bookings, revenue growth and margin expansion, as well as a constructive long term outlook tied to banks increasing digital investment in a lower rate environment. Analyst Commentary Street research following Q3 results reflects a mix of optimism around Q2 Holdings execution and growth, tempered by a reset in software valuations and concerns about the broader spending environment.QTWO: Strong Bookings And Efficiency Gains Will Drive Performance As Rates Decline
Analysts have slightly reduced their average price target for Q2 Holdings, trimming it by less than $1 to approximately $89.71. They are factoring in robust Q3 performance while adjusting for sector-wide valuation pressures and evolving growth expectations.QTWO: Lower Rates Will Support Rebound As Efficiency Gains Drive Profitability
Q2 Holdings' average analyst price target has been reduced from approximately $101 to $90. Analysts cite strong recent performance, but also note lower software sector valuations and expectations for a more moderate growth environment ahead.Results: Q2 Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates
Nov 08Digital Banking Sector Opportunities Will Expand Amid Shifting Rate Environment
Q2 Holdings' analyst price target has been lowered by $20 to $90, as analysts cite recent share underperformance and expectations of a less robust spending environment amid changing interest rates. However, opportunities for technology investment remain noted.Some Confidence Is Lacking In Q2 Holdings, Inc. (NYSE:QTWO) As Shares Slide 25%
Oct 14Q2 Holdings' (NYSE:QTWO) Performance Is Even Better Than Its Earnings Suggest
Aug 07Is It Time To Consider Buying Q2 Holdings, Inc. (NYSE:QTWO)?
Jul 25Would Q2 Holdings (NYSE:QTWO) Be Better Off With Less Debt?
Jun 22Q2 Holdings, Inc.'s (NYSE:QTWO) CEO Will Probably Have Their Compensation Approved By Shareholders
May 27Fraud And Risk Solutions Will Unlock Future Market Potential
Expansion in fraud and risk solutions is expected to drive growth, enhancing revenue through greater customer adoption amidst increasing fraud activity.Subdued Growth No Barrier To Q2 Holdings, Inc.'s (NYSE:QTWO) Price
Apr 23Q2 Holdings: Bull Case Centers On Margin Expansion And Land-And-Expand Strength
Apr 16What Is Q2 Holdings, Inc.'s (NYSE:QTWO) Share Price Doing?
Apr 08A Look At The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)
Mar 08Q2 Holdings Is Rightfully Dropping Amid Valuation Concerns (Technical Analysis)
Mar 03Q2 Holdings: Buy This Little-Known Software Company As It Ramps Up RPOs And EBITDA
Feb 24Q2 Holdings: Justifying A Modest Premium With Major Profit Inflection
Jan 25Is Q2 Holdings (NYSE:QTWO) Using Too Much Debt?
Jan 15Q2 Holdings: Capitalizing On Banking Consolidation For Topline Expansion
Jan 11Q2 Holdings: Signs Of Slowing Growth And Fully Valued Premium Make It A Hold
Dec 25Q2 Holdings Looks Vulnerable Into 2025
Dec 09Pinning Down Q2 Holdings, Inc.'s (NYSE:QTWO) P/S Is Difficult Right Now
Oct 29Q2 Holdings: Expanding Margins And Tangible Momentum Make It A Buy
Oct 09Does Q2 Holdings (NYSE:QTWO) Have A Healthy Balance Sheet?
Sep 12매출 및 비용 세부 내역
매출 및 비용 세부 내역
Q2 Holdings가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.
순이익 및 매출 추이
| 날짜 | 매출 | 순이익 | 일반관리비 | 연구개발비 |
|---|---|---|---|---|
| 31 Mar 26 | 822 | 74 | 232 | 158 |
| 31 Dec 25 | 795 | 52 | 233 | 154 |
| 30 Sep 25 | 770 | 32 | 235 | 149 |
| 30 Jun 25 | 743 | 5 | 237 | 147 |
| 31 Mar 25 | 721 | -20 | 239 | 146 |
| 31 Dec 24 | 696 | -39 | 237 | 143 |
| 30 Sep 24 | 676 | -57 | 237 | 142 |
| 30 Jun 24 | 655 | -68 | 234 | 139 |
| 31 Mar 24 | 637 | -79 | 233 | 138 |
| 31 Dec 23 | 625 | -65 | 231 | 137 |
| 30 Sep 23 | 609 | -80 | 230 | 137 |
| 30 Jun 23 | 599 | -84 | 228 | 136 |
| 31 Mar 23 | 585 | -86 | 220 | 133 |
| 31 Dec 22 | 566 | -109 | 212 | 130 |
| 30 Sep 22 | 551 | -102 | 195 | 126 |
| 30 Jun 22 | 533 | -106 | 183 | 124 |
| 31 Mar 22 | 516 | -111 | 173 | 121 |
| 31 Dec 21 | 499 | -113 | 165 | 117 |
| 30 Sep 21 | 476 | -125 | 158 | 112 |
| 30 Jun 21 | 453 | -120 | 151 | 105 |
| 31 Mar 21 | 427 | -129 | 145 | 99 |
| 31 Dec 20 | 403 | -138 | 145 | 97 |
| 30 Sep 20 | 381 | -115 | 143 | 92 |
| 30 Jun 20 | 357 | -107 | 135 | 88 |
| 31 Mar 20 | 337 | -86 | 130 | 84 |
| 31 Dec 19 | 315 | -71 | 121 | 76 |
| 30 Sep 19 | 296 | -67 | 115 | 72 |
| 30 Jun 19 | 277 | -57 | 109 | 65 |
| 31 Mar 19 | 258 | -49 | 102 | 58 |
| 31 Dec 18 | 241 | -35 | 94 | 51 |
| 30 Sep 18 | 226 | -29 | 88 | 46 |
| 30 Jun 18 | 215 | -26 | 84 | 44 |
| 31 Mar 18 | 204 | -25 | 81 | 42 |
| 31 Dec 17 | 194 | -26 | 78 | 40 |
| 30 Sep 17 | 184 | -28 | 76 | 38 |
| 30 Jun 17 | 173 | -32 | 74 | 36 |
| 31 Mar 17 | 161 | -34 | 71 | 34 |
| 31 Dec 16 | 150 | -36 | 68 | 32 |
| 30 Sep 16 | 138 | -37 | 64 | 31 |
| 30 Jun 16 | 128 | -35 | 59 | 28 |
| 31 Mar 16 | 118 | -30 | 54 | 25 |
| 31 Dec 15 | 109 | -25 | 50 | 22 |
| 30 Sep 15 | 101 | -21 | 47 | 18 |
| 30 Jun 15 | 94 | -19 | 44 | 16 |
양질의 수익: QTWO는 고품질 수익을 보유하고 있습니다.
이익 마진 증가: QTWO는 과거에 흑자전환했습니다.
잉여현금흐름 대비 순이익 분석
과거 순이익 성장 분석
수익추이: QTWO는 지난 5년 동안 흑자전환하며 연평균 45.3%의 수익 성장을 기록했습니다.
성장 가속화: QTWO는 지난해 흑자전환하여 5년 평균과 수익 성장률을 비교하기 어렵습니다.
수익 대 산업: QTWO는 지난해 흑자전환하여 지난 해 수익 성장률을 Software 업계(14.2%)와 비교하기 어렵습니다.
자기자본이익률
높은 ROE: QTWO의 자본 수익률(12.1%)은 낮음으로 평가됩니다.
총자산이익률
투하자본수익률
우수한 과거 실적 기업을 찾아보세요
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/05 11:49 |
| 종가 | 2026/05/05 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
Q2 Holdings, Inc.는 25명의 분석가가 다루고 있습니다. 이 중 14명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Joseph Vruwink | Baird |
| Gary Prestopino | Barrington Research Associates, Inc. |
| Matthew VanVliet | BTIG |