The Progressive Corporation

NYSE:PGR 주식 리포트

시가총액: US$113.4b

Progressive 경영진

경영진 기준 점검 4/4

Progressive CEO는 Tricia Griffith, Jul2016 에 임명되었습니다 의 임기는 9.83 년입니다. 총 연간 보상은 $17.71M, 6.2% 급여 및 93.8% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 $112.74M 가치에 해당하는 회사 주식의 0.099% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 6.3 년과 11.6 년입니다.

핵심 정보

Tricia Griffith

최고경영자

US$17.7m

총 보수

CEO 급여 비율6.18%
CEO 재임 기간9.8yrs
CEO 지분 보유율0.1%
경영진 평균 재임 기간6.3yrs
이사회 평균 재임 기간11.6yrs

최근 경영진 업데이트

Recent updates

Seeking Alpha Apr 29

Progressive Stock Crash Explained: Strong Business, Falling Shares?

Summary Scott of Seeking Profits joins Nicole Benjamin on Portfolio Pulse to discuss why Progressive’s price drop creates a value opportunity despite investor fears of peaking insurance margins. He breaks down how the company’s high-liquidity investment portfolio provide a fundamental safety net against real-world inflation and catastrophic claims. Read the full article on Seeking Alpha
내러티브 업데이트 Apr 23

PGR: Expense Efficiencies And Underwriting Discipline Will Support Earnings Through Cycle Changes

Analysts now see Progressive's fair value at $284.03, down from $302.85. This reflects updated views on slightly softer revenue growth, a modestly lower profit margin outlook, and a reduced future P/E multiple, even as recent Street targets have moved both higher and lower on near term pricing power, claims trends, and expense efficiency.
새 내러티브 Apr 13

Progressive Corp (PGR): The "Data Sovereign" and the 2026 Underwriting Masterclass

The Progressive Corporation (PGR) entered the mid-April 2026 trading sessions at $212.15 USD on the NYSE, continuing its streak as the gold standard of the property and casualty insurance sector. The central narrative for 2026 is "The Mathematical Moat" : While competitors are still struggling to price risk in an era of skyrocketing vehicle repair costs and climate-driven property losses, Progressive has utilized its two-decade lead in telematics and real-time data ingestion to maintain a market-leading combined ratio of 88.5%.
내러티브 업데이트 Apr 07

PGR: AI Expense Efficiencies Will Support Future Earnings Despite Softer Expectations

Analyst price targets for Progressive have edged lower by about $1, reflecting slightly softer assumptions on revenue growth and margins, even as many analysts still highlight areas like AI driven expense efficiencies and personal auto policy growth in their views. Analyst Commentary Street research on Progressive has turned more cautious on valuation, with a series of target cuts across banks and research houses, even as some firms still point to execution strengths in core auto and expense management.
내러티브 업데이트 Mar 24

PGR: Policy In Force Expansion And Efficiency Gains Will Support Future Earnings

Analysts have trimmed the Progressive price target by about $5 to reflect slightly lower assumptions for fair value, revenue growth, profit margins, and future P/E. They cite softer auto pricing power, modestly lower premium growth, and a more competitive personal auto market, while also highlighting operating efficiencies and policy-in-force growth as ongoing supports.
내러티브 업데이트 Mar 09

PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power

The Analyst Price Target for Progressive edges down by about $1 to $238.10 as analysts factor in slightly lower valuation multiples, modestly softer premium growth, and more conservative assumptions for net investment income, while still recognizing steady policy growth and profitability expectations reflected in recent Street research. Analyst Commentary Recent research shows a mix of cautious tweaks and ongoing confidence in Progressive, with most firms trimming price targets rather than making wholesale changes to their broader views on the business.
내러티브 업데이트 Feb 23

PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power

Our fair value estimate for Progressive has been trimmed by about $10 to $239, as analysts factor in slightly softer premium and policy growth, modest pressure on margins, and more conservative assumptions for investment income and future P/E multiples following a series of lower Street price targets. Analyst Commentary Recent Street research around Progressive reflects a mixed but generally engaged view, with multiple firms fine-tuning their price targets and assumptions rather than making wholesale shifts in stance.
내러티브 업데이트 Feb 09

PGR: Underwriting Strength And Policy Momentum Will Support Earnings Through Cycle Changes

Analysts have trimmed their price targets on Progressive, with the updated fair value estimate moving from about $325 to about $303 as they factor in expectations for softer revenue growth, a slightly higher discount rate, a lower future P/E, and modestly higher profit margins. Analyst Commentary Recent Street research around Progressive has been mixed, but there are several clear positive threads that stand out for investors watching how professionals are framing the story.
내러티브 업데이트 Jan 24

PGR: Softening Insurance Cycle Will Test But Not Derail Earnings Power

Analysts have trimmed their price targets on Progressive, lowering our fair value estimate by about $6 to $248.98. This reflects slightly lower assumed profit margins and a reduced future P/E multiple, partially offset by modestly higher revenue growth expectations.
내러티브 업데이트 Jan 09

PGR: Softer P&C Cycle Will Pressure Margins Despite Policy Momentum

Analysts have trimmed their fair value estimate for Progressive from US$215.56 to US$191.52, as they factor in softer P&C pricing and a lower future P/E of about 15x, while still seeing support from personal lines trends and policy growth. Analyst Commentary Recent Street research on Progressive reflects a mix of optimism on policy growth and margin resilience, alongside a more cautious tone on the broader P&C cycle and the stock's valuation.
내러티브 업데이트 Dec 26

PGR: Reaccelerating Auto Policy Additions Will Drive Earnings Power Through 2025

Analysts have nudged our fair value estimate for Progressive slightly lower to $255.13 from $257.44, reflecting a modest reset in top-line growth expectations, while still highlighting resilient underwriting profitability, accelerating personal auto policy growth, and lighter catastrophe losses that together support higher earnings power over time. Analyst Commentary Street research on Progressive reflects a broadly constructive fundamental backdrop with some valuation discipline and event driven caution.
내러티브 업데이트 Dec 12

PGR: Strong Underwriting And Policy Momentum Will Drive Earnings Power Ahead

Analysts modestly reduced their price target on Progressive to about $325 from roughly $344, reflecting slightly lower assumptions for revenue growth and profit margins. They also cite resilient policy growth, solid underwriting performance, and ongoing earnings power as supporting the stock's longer term value.
내러티브 업데이트 Nov 27

PGR: Improving Margins And Customer Additions Will Drive Stronger Performance Through 2025

Progressive's analyst price target has been modestly lowered, declining by approximately $2 to around $257, as analysts cite recent fluctuations in policy growth and underlying profitability trends that support their revised outlook. Analyst Commentary Recent analyst commentary on Progressive reflects a dynamic outlook, with both bullish and bearish perspectives shaping the current consensus.
내러티브 업데이트 Nov 13

PGR: Sustained Margin Strength And Share Repurchases Will Support Outperformance Ahead

The analyst price target for Progressive has been revised downward by nearly $2 to approximately $259 per share. Analysts cite recent policyholder credits and mixed sector performance as reasons for moderating expectations.
내러티브 업데이트 Oct 30

PGR: Earnings Momentum Will Outpace Sector Headwinds Amid Market Shifts

Progressive's analyst price target has been revised downward from approximately $273 to $261, as analysts cite industry underperformance and company-specific developments such as lower than expected premium growth and the impact of one-time items on near-term results. Analyst Commentary Recent Street research on Progressive highlights a nuanced outlook, with both optimistic and cautious perspectives shaping the investment case.
내러티브 업데이트 Oct 15

Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks

Progressive's analyst price target has decreased modestly, dropping by $5.42 to $272.74. Analysts point to slower revenue growth and profit margin pressures, partially offset by industry-wide improvements in catastrophe losses and continued earnings resilience.
내러티브 업데이트 Sep 19

Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks

Progressive’s consensus price target was revised downward to $278.16, as analysts balanced solid recent earnings and investment income against growing concerns over softer policy growth, intensifying competition, and margin normalization, which are expected to cap near-term upside. Analyst Commentary Bullish analysts cite recent earnings outperformance, particularly in July and August, driving upward EPS revisions and improved investment income outlooks despite ongoing competitive pressures.
분석 기사 Sep 18

Progressive (NYSE:PGR) Will Pay A Dividend Of $0.10

The board of The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend of $0.10 per share on...
내러티브 업데이트 Sep 04

Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks

Analysts cite persistent profit margin strength but growing caution around slowing growth prospects, increased competition, and sector headwinds—factors that offset upside potential and result in the consensus Analyst Price Target remaining unchanged at $283.56. Analyst Commentary Bullish analysts cite Progressive's consistent outperformance on profit margins, with recent operating EPS beats exceeding expectations and normalized underwriting margin forecasts being revised slightly higher into 2027.
분석 기사 Aug 21

Progressive (NYSE:PGR) Has Announced A Dividend Of $0.10

The Progressive Corporation's ( NYSE:PGR ) investors are due to receive a payment of $0.10 per share on 10th of...
분석 기사 Jul 02

Progressive (NYSE:PGR) Is Paying Out A Dividend Of $0.10

The board of The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend on the 11th of July...
분석 기사 Jun 18

Progressive (NYSE:PGR) Is Paying Out A Dividend Of $0.10

The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend of $0.10 per share on the 11th of...
분석 기사 May 22

Progressive (NYSE:PGR) Will Pay A Dividend Of $0.10

The Progressive Corporation's ( NYSE:PGR ) investors are due to receive a payment of $0.10 per share on 11th of July...
Seeking Alpha Apr 21

Progressive Corporation: Performance Remains Strong, But Valuation Is Elevated

Summary Progressive Corporation has gained 27% over the past year, retaining most gains despite market sell-off, with solid Q1 results indicating strong performance. PGR's frequent monthly reporting provides transparency. Q1 earnings missed by $0.35 due to $212 million in securities losses, but revenue surged 17% with strong premium growth. Investments in technology and AI have increased expenses, but improved loss performance and a strong combined ratio suggest future profitability and operational efficiency. Despite potential headwinds from higher car prices due to tariffs, Progressive's clean balance sheet, strong underwriting, and defensive nature make it a 'Hold' with a full valuation. Read the full article on Seeking Alpha
Seeking Alpha Apr 12

The Progressive Corporation: Earnings Have Exploded, Take Advantage Of Recent Price Drop And Buy

Summary Progressive is rated a buy due to its record-breaking financial performance, robust growth in net premiums, and significant market share gains in 2024. Despite a recent share price drop, PGR has seen a 239% gain over 5 years and continues to outperform its peers. PGR's revenue nearly doubled in 5 years, with net income up 11.5x in two years, driven by strategic advertising and policy growth. The P&C insurance industry remains resilient amidst economic uncertainties, making PGR a strong investment opportunity with continued earnings growth potential. Read the full article on Seeking Alpha
Seeking Alpha Mar 18

Progressive: Fundamentally Strong, But Earning Multiples Are Elevated, Hold For Now

Summary Progressive Corp reported strong Q4 and FY results, with a 21% increase in net written premiums and over 5 million new policies in 2024. The company is well-positioned for 2025, with improved pricing expected to support margin expansion and EPS growth, despite a slightly elevated valuation multiple. Risks include market saturation, potential recession impacts, and a slowdown in growth rates, which could affect investor expectations and valuation. I rate Progressive a 'hold' due to its strong fundamentals but elevated earnings multiple, awaiting a better entry point. Read the full article on Seeking Alpha
Seeking Alpha Feb 06

Progressive: One Of The Most Resilient Uptrends, Still Fairly Priced

Summary Progressive is one of the largest and most recognized players in the U.S. insurance market with an efficient business model that relies on online sales. The Company’s growth potential, combined with outstanding ROCE and ROTC performance, makes it a highly attractive investment opportunity. The stock’s long-term upward movement confirms its financial strength, with 205% gains in the past five years. The intense liquidations triggered by the wildfires in California led the stock to its first notable support levels, generating a buy signal. Read the full article on Seeking Alpha
Seeking Alpha Jan 21

Progressive: Profitability And Valuations Indicates Hold

Summary Progressive Corporation is a "hold" due to its strong financials and profitability, despite current technical indicators suggesting a continued correction. PGR's revenue has been increasing steadily, with a 26.74% YoY growth in the last quarter, and net income showing significant improvement since 2023. The company's dividend yield is competitive within the sector, supported by strong free cash flow and a low payout ratio. Despite high forward P/E compared to the sector, PGR's profitability ratios and historical trends indicate a positive long-term outlook. Read the full article on Seeking Alpha
Seeking Alpha Jan 04

Progressive: A Priced-For-Perfection Industry Outperformer

Summary Progressive Corporation excels in the U.S. auto insurance market with superior underwriting performance, driven by a low expense ratio and consistent profitability. The company has achieved remarkable growth, with a 1,000% gain over the past decade and a 50% total return in 2024. Despite its premium valuation, Progressive remains a compelling long-term investment due to its operational efficiency, financial strength, and high growth rates. Risks include underwriting and market risks, but Progressive's conservative investment approach and steady performance mitigate these concerns. Read the full article on Seeking Alpha

CEO 보수 분석

Tricia Griffith의 보수는 Progressive의 수익에 비해 어떻게 변했나요?
날짜총 보수급여회사 수익
Mar 31 2026n/an/a

US$12b

Dec 31 2025US$18mUS$1m

US$11b

Sep 30 2025n/an/a

US$11b

Jun 30 2025n/an/a

US$10b

Mar 31 2025n/an/a

US$9b

Dec 31 2024US$16mUS$1m

US$8b

Sep 30 2024n/an/a

US$8b

Jun 30 2024n/an/a

US$7b

Mar 31 2024n/an/a

US$6b

Dec 31 2023US$16mUS$994k

US$4b

Sep 30 2023n/an/a

US$3b

Jun 30 2023n/an/a

US$2b

Mar 31 2023n/an/a

US$828m

Dec 31 2022US$13mUS$950k

US$695m

Sep 30 2022n/an/a

US$831m

Jun 30 2022n/an/a

US$825m

Mar 31 2022n/an/a

US$2b

Dec 31 2021US$14mUS$950k

US$3b

Sep 30 2021n/an/a

US$4b

Jun 30 2021n/an/a

US$5b

Mar 31 2021n/an/a

US$6b

Dec 31 2020US$15mUS$981k

US$6b

Sep 30 2020n/an/a

US$5b

Jun 30 2020n/an/a

US$4b

Mar 31 2020n/an/a

US$4b

Dec 31 2019US$14mUS$888k

US$4b

보상 대 시장: Tricia의 총 보수(USD17.71M)는 US 시장에서 비슷한 규모 기업의 평균(USD14.80M) 수준입니다.

보상과 수익: Tricia의 보상은 지난 1년 동안 회사 실적과 일치했습니다.


CEO

Tricia Griffith (61 yo)

9.8yrs
재임 기간
US$17,705,924
보수

Ms. Susan Patricia Griffith also known as Tricia, has been the Chief Executive Officer, Director and President of The Progressive Corporation since July 1, 2016. Ms. Griffith serves as Director at Federal...


리더십 팀

이름직위재임 기간보수지분
Susan Griffith
President9.8yrsUS$17.71m0.099%
$ 112.7m
John Sauerland
VP & CFO11.1yrsUS$6.18m0.053%
$ 59.7m
Patrick Callahan
President of Personal Lines11.1yrsUS$5.42m0.0033%
$ 3.8m
John Murphy
President of Claims10.3yrsUS$3.46m0.011%
$ 12.1m
Karen Bailo
President of Commercial Lines5.6yrsUS$4.04m0.0055%
$ 6.3m
Jonathan Bauer
Chief Investment Officer6.3yrs데이터 없음0.0045%
$ 5.1m
Carl Joyce
VP & Chief Accounting Officer1.2yrs데이터 없음0.00015%
$ 170.0k
Steven Broz
Chief Information Officer10.3yrs데이터 없음0.0051%
$ 5.8m
Douglas Constantine
Director of Investor Relationsno data데이터 없음데이터 없음
David Stringer
VP, Secretary & Chief Legal Officer2.3yrs데이터 없음0.00083%
$ 940.9k
Mari Pumarejo
Chief Marketing Officerless than a year데이터 없음0.00018%
$ 204.1k
William Clawson
Chief Human Resources Officer4.4yrs데이터 없음0.0027%
$ 3.1m
6.3yrs
평균 재임 기간
55yo
평균 나이

경험이 풍부한 관리: PGR의 경영진은 노련하고 경험이 풍부합니다(평균 재임 6.3 년).


이사회 구성원

이름직위재임 기간보수지분
Susan Griffith
President9.8yrsUS$17.71m0.099%
$ 112.7m
Pamela Craig
Independent Director8yrsUS$370.20k0.0013%
$ 1.5m
Jeffrey Kelly
Independent Director13.6yrsUS$335.15k0.0049%
$ 5.5m
Roger Farah
Independent Director17.9yrsUS$370.15k0%
$ 0
Charles Davis
Independent Director30.1yrsUS$355.07k0.043%
$ 48.3m
Stuart Burgdoerfer
Independent Director16.4yrsUS$380.18k0.0021%
$ 2.4m
Lawton Fitt
Independent Chairperson16.9yrsUS$565.04k0.0016%
$ 1.8m
Philip Bleser
Independent Director8.8yrsUS$350.25k0%
$ 0
Barbara Snyder
Independent Director11.6yrsUS$325.20k0.0018%
$ 2.1m
Devin Johnson
Independent Director5.5yrsUS$350.23k0.0015%
$ 1.7m
Kahina van Dyke
Independent Director8yrsUS$340.27k0.0021%
$ 2.4m
11.6yrs
평균 재임 기간
70yo
평균 나이

경험이 풍부한 이사회: PGR의 이사회는 노련하고 경험이 풍부합니다(평균 재임 11.6 년).


기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/11 02:49
종가2026/05/11 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

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분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드YouTube 튜토리얼도 제공합니다.

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산업 및 섹터 지표

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분석가 소스

The Progressive Corporation는 41명의 분석가가 다루고 있습니다. 이 중 14명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Jacob KilsteinArgus Research Company
Taylor ScottBarclays
Jay GelbBarclays