Horace Mann Educators 향후 성장
Future 기준 점검 1/6
Horace Mann Educators (는) 각각 연간 7.7% 및 4.7% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 8.8% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 11.6% 로 예상됩니다.
핵심 정보
7.7%
이익 성장률
8.82%
EPS 성장률
| Insurance 이익 성장 | 1.8% |
| 매출 성장률 | 4.7% |
| 향후 자기자본이익률 | 11.55% |
| 애널리스트 커버리지 | Low |
| 마지막 업데이트 | 06 May 2026 |
최근 향후 성장 업데이트
분석 기사 • Nov 07
Results: Horace Mann Educators Corporation Beat Earnings Expectations And Analysts Now Have New Forecasts
As you might know, Horace Mann Educators Corporation ( NYSE:HMN ) recently reported its quarterly numbers. Revenues...분석 기사 • May 09
Horace Mann Educators Corporation (NYSE:HMN) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?
Horace Mann Educators Corporation ( NYSE:HMN ) last week reported its latest first-quarter results, which makes it a...Recent updates
내러티브 업데이트 • May 08
HMN: Dividend And Buybacks Will Support Strong Future Shareholder Returns
Analysts now hold their price target for Horace Mann Educators at $51.50, reflecting only minor adjustments to assumptions such as the discount rate and future P/E that do not materially change their overall valuation view. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, with an indicated annual dividend of $1.44 per share.내러티브 업데이트 • Apr 19
HMN: Steady Dividend And Buybacks Will Support Long Term Returns
Analysts have kept their $51.50 price target for Horace Mann Educators essentially unchanged, reflecting only very slight adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, indicating an annual dividend of $1.44 per share.내러티브 업데이트 • Apr 04
HMN: Higher Future P E And Dividend Policy Will Support Long Term Returns
Analysts have raised their price target for Horace Mann Educators to $51.50 from $49.67, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, indicating an annual dividend of $1.44 per share payable on March 31, 2026, to shareholders of record as of March 17, 2026 (Key Developments).내러티브 업데이트 • Feb 11
HMN: Higher Future P/E Assumptions Will Support Long Term Returns
Analysts have trimmed their price target for Horace Mann Educators by about $1, reflecting slightly lower fair value, revenue growth, and profit margin assumptions, alongside a modestly higher future P/E multiple and a small adjustment to the discount rate. Valuation Changes Fair Value: The updated estimate moved slightly from $50.67 to $49.67, indicating a small downward adjustment.내러티브 업데이트 • Jan 27
HMN: Share Repurchases And Higher Core EPS Guidance Will Support Returns
Analysts have made a modest adjustment to their price target for Horace Mann Educators, citing small refinements in assumptions for the discount rate, revenue growth, profit margin, and forward P/E as the key drivers of the updated view. What's in the News From July 1, 2025 to September 30, 2025, Horace Mann Educators reported no share repurchases under the buyback program announced on May 13, 2025, with 0 shares and $0 million deployed under that authorization (Key Developments).내러티브 업데이트 • Jan 11
HMN: Steady Buybacks And Higher Core EPS Guidance Will Support Returns
Analysts have kept their price target for Horace Mann Educators steady at about US$50.67, with only small tweaks to inputs such as discount rate, revenue growth, profit margin and forward P/E helping to support this unchanged view. What's in the News Horace Mann Educators reported that from July 1, 2025 to September 30, 2025, it repurchased 164,569 shares for US$6.79 million, representing 0.4% of shares, under its existing buyback program.Seeking Alpha • Dec 17
Horace Mann Educators Giving Lessons On Profitability
Summary Horace Mann Educators Corporation remains a Buy, supported by exceptional Q3 2025 results and raised full-year guidance. HMN projects FY 2025 EPS of $4.50–$4.70, an 84.7% YoY increase, with all business segments operating at or above target profitability. The company boasts a 17-year dividend growth streak, active buybacks, and trades at peer-low price-to-cash flow, book, and PEG ratios. Key risks include catastrophic loss exposure, reliance on investment income, and sensitivity to K-12 education funding and customer price sensitivity. Read the full article on Seeking Alpha내러티브 업데이트 • Dec 14
HMN: Raised EPS Outlook And Margin Gains Will Support Future Returns
Analysts have modestly raised their price target on Horace Mann Educators to approximately $50.67 per share, citing slightly lower discount rate and revenue growth assumptions. These are offset by expectations for improved profit margins and a lower future P/E multiple, which together support a marginally stronger valuation profile.내러티브 업데이트 • Nov 30
HMN: Full-Year EPS Guidance And Stable Margins Will Influence Future Shareholder Returns
Analysts have raised their price target for Horace Mann Educators slightly, increasing the fair value estimate from $50.33 to $50.67. They cite minor adjustments in discount rate and forward price-to-earnings assumptions.내러티브 업데이트 • Nov 16
HMN: Future EPS Guidance And Revenue Outlook Will Shape Next Year’s Returns
Analysts have raised their price target for Horace Mann Educators from $49.00 to $50.33, citing improved revenue growth outlook. This comes despite a modest increase in the discount rate and a slight dip in projected profit margins.분석 기사 • Nov 07
Results: Horace Mann Educators Corporation Beat Earnings Expectations And Analysts Now Have New Forecasts
As you might know, Horace Mann Educators Corporation ( NYSE:HMN ) recently reported its quarterly numbers. Revenues...분석 기사 • Sep 08
Horace Mann Educators (NYSE:HMN) Has Announced A Dividend Of $0.35
Horace Mann Educators Corporation ( NYSE:HMN ) will pay a dividend of $0.35 on the 30th of September. This means the...분석 기사 • Jun 13
Horace Mann Educators' (NYSE:HMN) Dividend Will Be $0.35
The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will pay a dividend on the 30th of...분석 기사 • May 18
Horace Mann Educators (NYSE:HMN) Is Paying Out A Dividend Of $0.35
The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will pay a dividend on the 30th of...분석 기사 • May 09
Horace Mann Educators Corporation (NYSE:HMN) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?
Horace Mann Educators Corporation ( NYSE:HMN ) last week reported its latest first-quarter results, which makes it a...분석 기사 • May 07
Horace Mann Educators Corporation's (NYSE:HMN) CEO Compensation Is Looking A Bit Stretched At The Moment
Key Insights Horace Mann Educators will host its Annual General Meeting on 14th of May Salary of US$1.04m is part of...분석 기사 • Mar 07
Horace Mann Educators (NYSE:HMN) Will Pay A Larger Dividend Than Last Year At $0.35
The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will be increasing its dividend by...분석 기사 • Jan 31
Horace Mann Educators Corporation's (NYSE:HMN) Shares Not Telling The Full Story
With a median price-to-sales (or "P/S") ratio of close to 1.1x in the Insurance industry in the United States, you...분석 기사 • Nov 07
Horace Mann Educators Corporation (NYSE:HMN) Analysts Are Pretty Bullish On The Stock After Recent Results
Shareholders of Horace Mann Educators Corporation ( NYSE:HMN ) will be pleased this week, given that the stock price is...
새로운 내러티브 • Sep 14
Reviving Profits And Expanding Sales Set To Propel Insurance Giant Into 2025 Success
Enhanced net margins expected from a profitability restoration strategy in Property & Casualty, coupled with operational efficiency improvements.분석 기사 • Sep 13
Market Still Lacking Some Conviction On Horace Mann Educators Corporation (NYSE:HMN)
It's not a stretch to say that Horace Mann Educators Corporation's ( NYSE:HMN ) price-to-sales (or "P/S") ratio of 0.9x...분석 기사 • May 12
Horace Mann Educators Corporation Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
The analysts might have been a bit too bullish on Horace Mann Educators Corporation ( NYSE:HMN ), given that the...이익 및 매출 성장 예측
| 날짜 | 매출 | 이익 | 자유현금흐름 | 영업현금흐름 | 평균 애널리스트 수 |
|---|---|---|---|---|---|
| 12/31/2028 | 1,957 | 202 | N/A | N/A | 1 |
| 12/31/2027 | 1,880 | 186 | N/A | N/A | 1 |
| 12/31/2026 | 1,803 | 169 | N/A | N/A | 1 |
| 3/31/2026 | 1,714 | 165 | 474 | 474 | N/A |
| 12/31/2025 | 1,701 | 162 | 553 | 553 | N/A |
| 9/30/2025 | 1,676 | 164 | 617 | 617 | N/A |
| 6/30/2025 | 1,649 | 140 | 610 | 610 | N/A |
| 3/31/2025 | 1,626 | 115 | 518 | 518 | N/A |
| 12/31/2024 | 1,595 | 103 | 452 | 452 | N/A |
| 9/30/2024 | 1,589 | 104 | 362 | 362 | N/A |
| 6/30/2024 | 1,556 | 82 | 263 | 263 | N/A |
| 3/31/2024 | 1,524 | 65 | 290 | 290 | N/A |
| 12/31/2023 | 1,492 | 45 | 302 | 302 | N/A |
| 9/30/2023 | 1,435 | -11 | 255 | 255 | N/A |
| 6/30/2023 | 1,399 | -2 | 245 | 245 | N/A |
| 3/31/2023 | 1,389 | 6 | 162 | 162 | N/A |
| 12/31/2022 | 1,382 | 20 | 172 | 172 | N/A |
| 9/30/2022 | 1,367 | 77 | 143 | 143 | N/A |
| 6/30/2022 | 1,354 | 73 | 168 | 168 | N/A |
| 3/31/2022 | 1,355 | 124 | 159 | 159 | N/A |
| 12/31/2021 | 1,329 | 170 | 205 | 205 | N/A |
| 9/30/2021 | 1,351 | 150 | 170 | 170 | N/A |
| 6/30/2021 | 1,359 | 170 | 211 | 211 | N/A |
| 3/31/2021 | 1,325 | 154 | 314 | 314 | N/A |
| 12/31/2020 | 1,310 | 133 | 260 | 260 | N/A |
| 9/30/2020 | 1,283 | 119 | 188 | 188 | N/A |
| 6/30/2020 | 1,283 | 107 | 195 | 195 | N/A |
| 3/31/2020 | 1,422 | 171 | 90 | 90 | N/A |
| 12/31/2019 | 1,431 | 184 | N/A | 128 | N/A |
| 9/30/2019 | 1,384 | 131 | N/A | 191 | N/A |
| 6/30/2019 | 1,359 | 118 | N/A | 147 | N/A |
| 3/31/2019 | 1,212 | 30 | N/A | 254 | N/A |
| 12/31/2018 | 1,192 | 18 | N/A | 201 | N/A |
| 9/30/2018 | 1,216 | 164 | N/A | 237 | N/A |
| 6/30/2018 | 1,195 | 178 | N/A | 253 | N/A |
| 3/31/2018 | 1,180 | 174 | N/A | 256 | N/A |
| 12/31/2017 | 1,172 | 169 | N/A | 257 | N/A |
| 9/30/2017 | 1,151 | 64 | N/A | 284 | N/A |
| 6/30/2017 | 1,153 | 64 | N/A | 250 | N/A |
| 3/31/2017 | 1,145 | 74 | N/A | 204 | N/A |
| 12/31/2016 | 1,129 | 84 | N/A | 211 | N/A |
| 9/30/2016 | 1,122 | 85 | N/A | 212 | N/A |
| 6/30/2016 | 1,097 | 80 | N/A | 225 | N/A |
| 3/31/2016 | 1,082 | 84 | N/A | 220 | N/A |
| 12/31/2015 | 1,080 | 93 | N/A | 208 | N/A |
| 9/30/2015 | 1,073 | 103 | N/A | 216 | N/A |
| 6/30/2015 | 1,073 | 106 | N/A | 212 | N/A |
애널리스트 향후 성장 전망
수입 대 저축률: HMN 의 연간 예상 수익 증가율(7.7%)이 saving rate(3.5%)보다 높습니다.
수익 vs 시장: HMN 의 연간 수익(7.7%)이 US 시장(16.8%)보다 느리게 성장할 것으로 예상됩니다.
고성장 수익: HMN 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.
수익 대 시장: HMN 의 수익(연간 4.7%)이 US 시장(연간 11.7%)보다 느리게 성장할 것으로 예상됩니다.
고성장 매출: HMN 의 수익(연간 4.7%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.
주당순이익 성장 예측
향후 자기자본이익률
미래 ROE: HMN의 자본 수익률은 3년 후 11.6%로 낮을 것으로 예상됩니다.
성장 기업 찾아보기
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/17 03:05 |
| 종가 | 2026/05/15 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
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* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
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산업 및 섹터 지표
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분석가 소스
Horace Mann Educators Corporation는 9명의 분석가가 다루고 있습니다. 이 중 2명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Michael Zaremski | BMO Capital Markets Equity Research |
| Robert Glasspiegel | Brean Capital Historical (Janney Montgomery) |
| Matthew Carletti | Citizens JMP Securities, LLC |