This company has been acquiredThe company may no longer be operating, as it has been acquired. Find out why through their latest events.See Latest EventsVericity (VERY) 주식 개요는 자회사와 함께 미국 중부 시장을 대상으로 생명 보험 보호 상품을 제공합니다. 자세히 보기VERY 펀더멘털 분석스노우플레이크 점수가치 평가2/6미래 성장0/6과거 실적0/6재무 건전성4/6배당0/6강점지난 5년 동안 수입이 매년 8.6% 증가했습니다.위험 분석우리의 위험 점검에서 VERY에 대한 위험이 감지되지 않았습니다.모든 위험 점검 보기VERY Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueUS$Current PriceUS$11.4323.1% 저평가 내재 할인율Growth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-23m248m2016201920222025202620282031Revenue US$247.8mEarnings US$26.1mAdvancedSet Fair ValueView all narrativesVericity, Inc. 경쟁사Pekin Life InsuranceSymbol: OTCPK:PKINMarket cap: US$200.5mCitizensSymbol: NYSE:CIAMarket cap: US$263.9mKansas City Life InsuranceSymbol: OTCPK:KCLIMarket cap: US$306.7mUTGSymbol: OTCPK:UTGNMarket cap: US$166.5m가격 이력 및 성과Vericity 주가의 최고가, 최저가 및 변동 요약과거 주가현재 주가US$11.4352주 최고가US$12.1452주 최저가US$4.70베타0.0991개월 변동1.15%3개월 변동0.35%1년 변동89.55%3년 변동27.00%5년 변동n/aIPO 이후 변동-4.75%최근 뉴스 및 업데이트Reported Earnings • May 17First quarter 2024 earnings released: US$0.37 loss per share (vs US$0.13 loss in 1Q 2023)First quarter 2024 results: US$0.37 loss per share (further deteriorated from US$0.13 loss in 1Q 2023). Revenue: US$45.5m (up 2.0% from 1Q 2023). Net loss: US$5.53m (loss widened 194% from 1Q 2023). Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Reported Earnings • Apr 02Full year 2023 earnings released: US$0.67 loss per share (vs US$1.38 loss in FY 2022)Full year 2023 results: US$0.67 loss per share (improved from US$1.38 loss in FY 2022). Revenue: US$177.6m (up 8.3% from FY 2022). Net loss: US$9.89m (loss narrowed 52% from FY 2022). Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Reported Earnings • Nov 17Third quarter 2023 earnings released: US$0.54 loss per share (vs US$0.34 loss in 3Q 2022)Third quarter 2023 results: US$0.54 loss per share (further deteriorated from US$0.34 loss in 3Q 2022). Revenue: US$43.7m (up 10.0% from 3Q 2022). Net loss: US$7.98m (loss widened 57% from 3Q 2022). Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.공시 • Oct 05iA American Holdings Inc. entered into an agreement to acquire Vericity, Inc. (NasdaqCM:VERY) from J.C. Flowers & Co. LLC and others for $170 million.iA American Holdings Inc. entered into an agreement to acquire Vericity, Inc. (NasdaqCM:VERY) from J.C. Flowers & Co. LLC and others for $170 million on October 3, 2023. As part of consideration, Vericity stockholders to receive $11.43 per share in cash. The purchase price of $170 million will be funded by iA with existing cash on hand. The transaction is subject to obtaining the usual regulatory approvals in Canada and the United States, antitrust approval, and other customary closing conditions for a transaction of this type. Stockholders of Vericity have adopted and approved the merger agreement. Vericity’s board of directors unanimously approved the merger agreement. The merger is expected to close in the first half of 2024. Raymond James Financial, Inc. acted as financial advisor and fairness opinion provider and Todd E. Freed and Jon A. Hlafter of Skadden, Arps, Slate, Meagher & Flom LLP acted as legal advisors to Vericity. The transaction is expected to become slightly accretive to core EPS in year 2 and to EPS in year 3. David D. Luce and Jeffrey S. Hochman of Willkie Farr & Gallagher LLP acted as legal advisors for iA American Holdings Inc.New Risk • Aug 20New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 9.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (9.9% average weekly change). Market cap is less than US$100m (US$89.5m market cap).Reported Earnings • Aug 15Second quarter 2023 earnings released: EPS: US$0.13 (vs US$0.16 loss in 2Q 2022)Second quarter 2023 results: EPS: US$0.13 (up from US$0.16 loss in 2Q 2022). Revenue: US$44.7m (up 4.7% from 2Q 2022). Net income: US$1.98m (up US$4.33m from 2Q 2022). Profit margin: 4.4% (up from net loss in 2Q 2022). The move to profitability was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings.더 많은 업데이트 보기Recent updatesReported Earnings • May 17First quarter 2024 earnings released: US$0.37 loss per share (vs US$0.13 loss in 1Q 2023)First quarter 2024 results: US$0.37 loss per share (further deteriorated from US$0.13 loss in 1Q 2023). Revenue: US$45.5m (up 2.0% from 1Q 2023). Net loss: US$5.53m (loss widened 194% from 1Q 2023). Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Reported Earnings • Apr 02Full year 2023 earnings released: US$0.67 loss per share (vs US$1.38 loss in FY 2022)Full year 2023 results: US$0.67 loss per share (improved from US$1.38 loss in FY 2022). Revenue: US$177.6m (up 8.3% from FY 2022). Net loss: US$9.89m (loss narrowed 52% from FY 2022). Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Reported Earnings • Nov 17Third quarter 2023 earnings released: US$0.54 loss per share (vs US$0.34 loss in 3Q 2022)Third quarter 2023 results: US$0.54 loss per share (further deteriorated from US$0.34 loss in 3Q 2022). Revenue: US$43.7m (up 10.0% from 3Q 2022). Net loss: US$7.98m (loss widened 57% from 3Q 2022). Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.공시 • Oct 05iA American Holdings Inc. entered into an agreement to acquire Vericity, Inc. (NasdaqCM:VERY) from J.C. Flowers & Co. LLC and others for $170 million.iA American Holdings Inc. entered into an agreement to acquire Vericity, Inc. (NasdaqCM:VERY) from J.C. Flowers & Co. LLC and others for $170 million on October 3, 2023. As part of consideration, Vericity stockholders to receive $11.43 per share in cash. The purchase price of $170 million will be funded by iA with existing cash on hand. The transaction is subject to obtaining the usual regulatory approvals in Canada and the United States, antitrust approval, and other customary closing conditions for a transaction of this type. Stockholders of Vericity have adopted and approved the merger agreement. Vericity’s board of directors unanimously approved the merger agreement. The merger is expected to close in the first half of 2024. Raymond James Financial, Inc. acted as financial advisor and fairness opinion provider and Todd E. Freed and Jon A. Hlafter of Skadden, Arps, Slate, Meagher & Flom LLP acted as legal advisors to Vericity. The transaction is expected to become slightly accretive to core EPS in year 2 and to EPS in year 3. David D. Luce and Jeffrey S. Hochman of Willkie Farr & Gallagher LLP acted as legal advisors for iA American Holdings Inc.New Risk • Aug 20New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 9.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (9.9% average weekly change). Market cap is less than US$100m (US$89.5m market cap).Reported Earnings • Aug 15Second quarter 2023 earnings released: EPS: US$0.13 (vs US$0.16 loss in 2Q 2022)Second quarter 2023 results: EPS: US$0.13 (up from US$0.16 loss in 2Q 2022). Revenue: US$44.7m (up 4.7% from 2Q 2022). Net income: US$1.98m (up US$4.33m from 2Q 2022). Profit margin: 4.4% (up from net loss in 2Q 2022). The move to profitability was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings.분석 기사 • Aug 15Take Care Before Diving Into The Deep End On Vericity, Inc. (NASDAQ:VERY)There wouldn't be many who think Vericity, Inc.'s ( NASDAQ:VERY ) price-to-sales (or "P/S") ratio of 0.6x is worth a...New Risk • Aug 13New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$99.7m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$7.2m free cash flow). Earnings have declined by 1.6% per year over the past 5 years. Minor Risk Market cap is less than US$100m (US$99.7m market cap).공시 • Jun 21Vericity, Inc., Annual General Meeting, Aug 02, 2023Vericity, Inc., Annual General Meeting, Aug 02, 2023, at 09:00 Central Daylight. Agenda: To elect the Board of Directors, with each director serving until the next annual meeting and until his successor is elected and qualified; and to ratify the Audit Committee’s selection of Deloitte & Touche LLP as the Company’s independent registered public accounting firm for 2023.Reported Earnings • May 17First quarter 2023 earnings released: US$0.13 loss per share (vs US$0.38 loss in 1Q 2022)First quarter 2023 results: US$0.13 loss per share (improved from US$0.38 loss in 1Q 2022). Revenue: US$44.6m (up 13% from 1Q 2022). Net loss: US$1.88m (loss narrowed 67% from 1Q 2022). Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 17% per year, which means it is significantly lagging earnings.공시 • Jan 10Vericity, Inc. Announces Executive ChangesVericity, Inc. announced the hiring of Melissa Balsan as Executive Vice President (EVP) and Chief Marketing Officer (CMO). This appointment coincides with the upcoming retirement of Vericity’s current EVP and CMO, Laura Zimmerman. Effective January 9, 2023, Balsan will report to Vericity’s Chief Executive Officer, James E. Hohmann and oversee all aspects of the Company's marketing efforts. As a proven Direct-to-Consumer marketer with significant demand-generation and brand management experience, she will play a pivotal, strategic role in accelerating Vericity’s future growth plans. As CMO, Balsan will be responsible for leading a fully integrated marketing strategy for the eFinancial and Fidelity Life businesses. Balsan will be responsible for advancing digital marketing capabilities while overseeing organic and search engine marketing, paid media, lead generation, strategic partnerships, and online sales for the Company’s patented life insurance offerings. She will also play an integral role in Vericity’s enterprise strategy, operational planning, and competitive intelligence to create a seamless customer experience. Balsan comes to the company from GoHealth where she served as Chief Marketing Officer. She previously served as CMO for Endurance Warranty Services and has held marketing leadership positions at direct-to-consumer businesses including Perdoceo Education Corporation and CareerBuilder.com. Laura Zimmerman will be assisting in the transition and will retire in April of 2023. Zimmerman, who has been with the Company since February of 2016, will continue to serve on Vericity’s Board of Directors. Balsan attended Adrian College in Adrian, Michigan where she earned her BBA in Marketing. She will operate primarily out of the Company’s Chicago office.Reported Earnings • Nov 17Third quarter 2022 earnings released: US$0.34 loss per share (vs US$0.38 loss in 3Q 2021)Third quarter 2022 results: US$0.34 loss per share (improved from US$0.38 loss in 3Q 2021). Revenue: US$39.7m (down 5.3% from 3Q 2021). Net loss: US$5.09m (loss narrowed 9.0% from 3Q 2021). Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 33% per year, which means it is significantly lagging earnings.Reported Earnings • Aug 16Second quarter 2022 earnings released: US$0.16 loss per share (vs US$0.078 loss in 2Q 2021)Second quarter 2022 results: US$0.16 loss per share (down from US$0.078 loss in 2Q 2021). Revenue: US$42.7m (down 2.8% from 2Q 2021). Net loss: US$2.35m (loss widened 102% from 2Q 2021). Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 34% per year, which means it is significantly lagging earnings.공시 • Jun 22Vericity, Inc., Annual General Meeting, Aug 03, 2022Vericity, Inc., Annual General Meeting, Aug 03, 2022, at 09:00 Central Daylight. Agenda: To elect the Board of Directors, with each director serving until the next annual meeting and until his successor is elected and qualified; to approve changes to the Company’s Charter and Bylaws; and to ratify the Audit Committee’s selection of Deloitte & Touche LLP as the Company’s independent registered public accounting firm for 2022.Reported Earnings • May 17First quarter 2022 earnings released: US$0.38 loss per share (vs US$0.41 loss in 1Q 2021)First quarter 2022 results: US$0.38 loss per share (up from US$0.41 loss in 1Q 2021). Revenue: US$39.5m (down 6.5% from 1Q 2021). Net loss: US$5.66m (loss narrowed 6.7% from 1Q 2021).Board Change • Apr 27High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 1 experienced director. 2 highly experienced directors. Director Richard Hemmings is the most experienced director on the board, commencing their role in 2013. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.Reported Earnings • Apr 02Full year 2021 earnings released: US$1.12 loss per share (vs US$1.68 loss in FY 2020)Full year 2021 results: US$1.12 loss per share (up from US$1.68 loss in FY 2020). Revenue: US$176.6m (up 19% from FY 2020). Net loss: US$16.7m (loss narrowed 33% from FY 2020).Reported Earnings • Nov 18Third quarter 2021 earnings released: US$0.38 loss per share (vs US$0.22 loss in 3Q 2020)The company reported a soft third quarter result with increased losses and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: US$41.9m (up 15% from 3Q 2020). Net loss: US$5.59m (loss widened 72% from 3Q 2020).Reported Earnings • Aug 18Second quarter 2021 earnings released: US$0.078 loss per share (vs US$0.46 loss in 2Q 2020)The company reported a solid second quarter result with reduced losses, improved revenues and improved control over expenses. Second quarter 2021 results: Revenue: US$44.0m (up 20% from 2Q 2020). Net loss: US$1.16m (loss narrowed 83% from 2Q 2020).공시 • Jun 28+ 7 more updatesVericity, Inc.(NasdaqCM:VERY) dropped from Russell 3000E Value IndexVericity, Inc.(NasdaqCM:VERY) dropped from Russell 3000E Value IndexReported Earnings • May 19First quarter 2021 earnings released: US$0.41 loss per share (vs US$0.58 loss in 1Q 2020)The company reported a solid first quarter result with reduced losses, improved revenues and improved control over expenses. First quarter 2021 results: Revenue: US$42.2m (up 16% from 1Q 2020). Net loss: US$6.07m (loss narrowed 29% from 1Q 2020).Reported Earnings • Apr 02Full year 2020 earnings released: US$1.68 loss per share (vs US$1.30 loss in FY 2019)The company reported a soft full year result with increased losses and weaker control over costs, although revenues improved. Full year 2020 results: Revenue: US$147.8m (up 9.3% from FY 2019). Net loss: US$25.0m (loss widened 30% from FY 2019).Is New 90 Day High Low • Mar 12New 90-day high: US$11.72The company is up 8.0% from its price of US$10.85 on 11 December 2020. The American market is up 10.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 12% over the same period.분석 기사 • Feb 09What Type Of Shareholders Make Up Vericity, Inc.'s (NASDAQ:VERY) Share Registry?A look at the shareholders of Vericity, Inc. ( NASDAQ:VERY ) can tell us which group is most powerful. Insiders often...Is New 90 Day High Low • Jan 13New 90-day low: US$9.13The company is down 13% from its price of US$10.50 on 14 October 2020. The American market is up 12% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 16% over the same period.Is New 90 Day High Low • Dec 27New 90-day low: US$10.00The company is down 2.0% from its price of US$10.25 on 28 September 2020. The American market is up 16% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 19% over the same period.분석 기사 • Dec 15A Look At Vericity's (NASDAQ:VERY) Share Price ReturnsInvestors can approximate the average market return by buying an index fund. When you buy individual stocks, you can...Reported Earnings • Nov 18Third quarter 2020 earnings released: US$0.22 loss per shareThe company reported a solid third quarter result with reduced losses and improved revenues and control over expenses. Third quarter 2020 results: Revenue: US$36.5m (up 5.5% from 3Q 2019). Net loss: US$3.26m (loss narrowed 62% from 3Q 2019).Is New 90 Day High Low • Nov 12New 90-day high: US$11.37The company is up 27% from its price of US$8.97 on 13 August 2020. The American market is up 6.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 7.0% over the same period.Is New 90 Day High Low • Oct 22New 90-day high: US$11.25The company is up 30% from its price of US$8.68 on 24 July 2020. The American market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 2.0% over the same period.Is New 90 Day High Low • Sep 30New 90-day high: US$10.44The company is up 12% from its price of US$9.36 on 02 July 2020. The American market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period.주주 수익률VERYUS InsuranceUS 시장7D1.0%0.9%-0.3%1Y89.6%-10.8%24.1%전체 주주 수익률 보기수익률 대 산업: VERY은 지난 1년 동안 -10.8%의 수익을 기록한 US Insurance 산업보다 더 좋은 성과를 냈습니다.수익률 대 시장: VERY은 지난 1년 동안 24.1%를 기록한 US 시장보다 더 좋은 성과를 냈습니다.주가 변동성Is VERY's price volatile compared to industry and market?VERY volatilityVERY Average Weekly Movement1.0%Insurance Industry Average Movement4.3%Market Average Movement7.2%10% most volatile stocks in US Market16.2%10% least volatile stocks in US Market3.2%안정적인 주가: VERY는 지난 3개월 동안 US 시장에 비해 주가 변동성이 크지 않았습니다.시간에 따른 변동성: VERY의 주간 변동성은 지난 1년간 16%에서 1%로 감소했습니다.회사 소개설립직원 수CEO웹사이트2013458Jim Hohmannwww.vericity.com는 자회사와 함께 중미 시장을 대상으로 생명 보험 보호 상품을 제공합니다. 이 회사는 대행사 및 보험 부문을 통해 운영됩니다. 대행사 부문은 콜센터 유통 플랫폼과 독립 에이전트 및 기타 마케팅 조직을 통해 비계열 보험사를 대상으로 생명보험 상품을 판매합니다.더 보기Vericity, Inc. 기초 지표 요약Vericity의 순이익과 매출은 시가총액과 어떻게 비교됩니까?VERY 기초 통계시가총액US$170.02m순이익 (TTM)-US$13.54m매출 (TTM)US$178.44m1.0x주가매출비율(P/S)-12.6x주가수익비율(P/E)VERY는 고평가되어 있습니까?공정 가치 및 평가 분석 보기순이익 및 매출최근 실적 보고서(TTM)의 주요 수익성 지표VERY 손익계산서 (TTM)매출US$178.44m매출원가US$85.80m총이익US$92.64m기타 비용US$106.18m순이익-US$13.54m최근 보고된 실적Mar 31, 2024다음 실적 발표일해당 없음주당순이익(EPS)-0.91총이익률51.92%순이익률-7.59%부채/자본 비율49.7%VERY의 장기 실적은 어땠습니까?과거 실적 및 비교 보기View Valuation기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2024/07/01 16:21종가2024/07/01 00:00수익2024/03/31연간 수익2023/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Vericity, Inc.는 0명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
Reported Earnings • May 17First quarter 2024 earnings released: US$0.37 loss per share (vs US$0.13 loss in 1Q 2023)First quarter 2024 results: US$0.37 loss per share (further deteriorated from US$0.13 loss in 1Q 2023). Revenue: US$45.5m (up 2.0% from 1Q 2023). Net loss: US$5.53m (loss widened 194% from 1Q 2023). Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Apr 02Full year 2023 earnings released: US$0.67 loss per share (vs US$1.38 loss in FY 2022)Full year 2023 results: US$0.67 loss per share (improved from US$1.38 loss in FY 2022). Revenue: US$177.6m (up 8.3% from FY 2022). Net loss: US$9.89m (loss narrowed 52% from FY 2022). Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Nov 17Third quarter 2023 earnings released: US$0.54 loss per share (vs US$0.34 loss in 3Q 2022)Third quarter 2023 results: US$0.54 loss per share (further deteriorated from US$0.34 loss in 3Q 2022). Revenue: US$43.7m (up 10.0% from 3Q 2022). Net loss: US$7.98m (loss widened 57% from 3Q 2022). Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
공시 • Oct 05iA American Holdings Inc. entered into an agreement to acquire Vericity, Inc. (NasdaqCM:VERY) from J.C. Flowers & Co. LLC and others for $170 million.iA American Holdings Inc. entered into an agreement to acquire Vericity, Inc. (NasdaqCM:VERY) from J.C. Flowers & Co. LLC and others for $170 million on October 3, 2023. As part of consideration, Vericity stockholders to receive $11.43 per share in cash. The purchase price of $170 million will be funded by iA with existing cash on hand. The transaction is subject to obtaining the usual regulatory approvals in Canada and the United States, antitrust approval, and other customary closing conditions for a transaction of this type. Stockholders of Vericity have adopted and approved the merger agreement. Vericity’s board of directors unanimously approved the merger agreement. The merger is expected to close in the first half of 2024. Raymond James Financial, Inc. acted as financial advisor and fairness opinion provider and Todd E. Freed and Jon A. Hlafter of Skadden, Arps, Slate, Meagher & Flom LLP acted as legal advisors to Vericity. The transaction is expected to become slightly accretive to core EPS in year 2 and to EPS in year 3. David D. Luce and Jeffrey S. Hochman of Willkie Farr & Gallagher LLP acted as legal advisors for iA American Holdings Inc.
New Risk • Aug 20New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 9.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (9.9% average weekly change). Market cap is less than US$100m (US$89.5m market cap).
Reported Earnings • Aug 15Second quarter 2023 earnings released: EPS: US$0.13 (vs US$0.16 loss in 2Q 2022)Second quarter 2023 results: EPS: US$0.13 (up from US$0.16 loss in 2Q 2022). Revenue: US$44.7m (up 4.7% from 2Q 2022). Net income: US$1.98m (up US$4.33m from 2Q 2022). Profit margin: 4.4% (up from net loss in 2Q 2022). The move to profitability was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings.
Reported Earnings • May 17First quarter 2024 earnings released: US$0.37 loss per share (vs US$0.13 loss in 1Q 2023)First quarter 2024 results: US$0.37 loss per share (further deteriorated from US$0.13 loss in 1Q 2023). Revenue: US$45.5m (up 2.0% from 1Q 2023). Net loss: US$5.53m (loss widened 194% from 1Q 2023). Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Apr 02Full year 2023 earnings released: US$0.67 loss per share (vs US$1.38 loss in FY 2022)Full year 2023 results: US$0.67 loss per share (improved from US$1.38 loss in FY 2022). Revenue: US$177.6m (up 8.3% from FY 2022). Net loss: US$9.89m (loss narrowed 52% from FY 2022). Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Nov 17Third quarter 2023 earnings released: US$0.54 loss per share (vs US$0.34 loss in 3Q 2022)Third quarter 2023 results: US$0.54 loss per share (further deteriorated from US$0.34 loss in 3Q 2022). Revenue: US$43.7m (up 10.0% from 3Q 2022). Net loss: US$7.98m (loss widened 57% from 3Q 2022). Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
공시 • Oct 05iA American Holdings Inc. entered into an agreement to acquire Vericity, Inc. (NasdaqCM:VERY) from J.C. Flowers & Co. LLC and others for $170 million.iA American Holdings Inc. entered into an agreement to acquire Vericity, Inc. (NasdaqCM:VERY) from J.C. Flowers & Co. LLC and others for $170 million on October 3, 2023. As part of consideration, Vericity stockholders to receive $11.43 per share in cash. The purchase price of $170 million will be funded by iA with existing cash on hand. The transaction is subject to obtaining the usual regulatory approvals in Canada and the United States, antitrust approval, and other customary closing conditions for a transaction of this type. Stockholders of Vericity have adopted and approved the merger agreement. Vericity’s board of directors unanimously approved the merger agreement. The merger is expected to close in the first half of 2024. Raymond James Financial, Inc. acted as financial advisor and fairness opinion provider and Todd E. Freed and Jon A. Hlafter of Skadden, Arps, Slate, Meagher & Flom LLP acted as legal advisors to Vericity. The transaction is expected to become slightly accretive to core EPS in year 2 and to EPS in year 3. David D. Luce and Jeffrey S. Hochman of Willkie Farr & Gallagher LLP acted as legal advisors for iA American Holdings Inc.
New Risk • Aug 20New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 9.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (9.9% average weekly change). Market cap is less than US$100m (US$89.5m market cap).
Reported Earnings • Aug 15Second quarter 2023 earnings released: EPS: US$0.13 (vs US$0.16 loss in 2Q 2022)Second quarter 2023 results: EPS: US$0.13 (up from US$0.16 loss in 2Q 2022). Revenue: US$44.7m (up 4.7% from 2Q 2022). Net income: US$1.98m (up US$4.33m from 2Q 2022). Profit margin: 4.4% (up from net loss in 2Q 2022). The move to profitability was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings.
분석 기사 • Aug 15Take Care Before Diving Into The Deep End On Vericity, Inc. (NASDAQ:VERY)There wouldn't be many who think Vericity, Inc.'s ( NASDAQ:VERY ) price-to-sales (or "P/S") ratio of 0.6x is worth a...
New Risk • Aug 13New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$99.7m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$7.2m free cash flow). Earnings have declined by 1.6% per year over the past 5 years. Minor Risk Market cap is less than US$100m (US$99.7m market cap).
공시 • Jun 21Vericity, Inc., Annual General Meeting, Aug 02, 2023Vericity, Inc., Annual General Meeting, Aug 02, 2023, at 09:00 Central Daylight. Agenda: To elect the Board of Directors, with each director serving until the next annual meeting and until his successor is elected and qualified; and to ratify the Audit Committee’s selection of Deloitte & Touche LLP as the Company’s independent registered public accounting firm for 2023.
Reported Earnings • May 17First quarter 2023 earnings released: US$0.13 loss per share (vs US$0.38 loss in 1Q 2022)First quarter 2023 results: US$0.13 loss per share (improved from US$0.38 loss in 1Q 2022). Revenue: US$44.6m (up 13% from 1Q 2022). Net loss: US$1.88m (loss narrowed 67% from 1Q 2022). Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 17% per year, which means it is significantly lagging earnings.
공시 • Jan 10Vericity, Inc. Announces Executive ChangesVericity, Inc. announced the hiring of Melissa Balsan as Executive Vice President (EVP) and Chief Marketing Officer (CMO). This appointment coincides with the upcoming retirement of Vericity’s current EVP and CMO, Laura Zimmerman. Effective January 9, 2023, Balsan will report to Vericity’s Chief Executive Officer, James E. Hohmann and oversee all aspects of the Company's marketing efforts. As a proven Direct-to-Consumer marketer with significant demand-generation and brand management experience, she will play a pivotal, strategic role in accelerating Vericity’s future growth plans. As CMO, Balsan will be responsible for leading a fully integrated marketing strategy for the eFinancial and Fidelity Life businesses. Balsan will be responsible for advancing digital marketing capabilities while overseeing organic and search engine marketing, paid media, lead generation, strategic partnerships, and online sales for the Company’s patented life insurance offerings. She will also play an integral role in Vericity’s enterprise strategy, operational planning, and competitive intelligence to create a seamless customer experience. Balsan comes to the company from GoHealth where she served as Chief Marketing Officer. She previously served as CMO for Endurance Warranty Services and has held marketing leadership positions at direct-to-consumer businesses including Perdoceo Education Corporation and CareerBuilder.com. Laura Zimmerman will be assisting in the transition and will retire in April of 2023. Zimmerman, who has been with the Company since February of 2016, will continue to serve on Vericity’s Board of Directors. Balsan attended Adrian College in Adrian, Michigan where she earned her BBA in Marketing. She will operate primarily out of the Company’s Chicago office.
Reported Earnings • Nov 17Third quarter 2022 earnings released: US$0.34 loss per share (vs US$0.38 loss in 3Q 2021)Third quarter 2022 results: US$0.34 loss per share (improved from US$0.38 loss in 3Q 2021). Revenue: US$39.7m (down 5.3% from 3Q 2021). Net loss: US$5.09m (loss narrowed 9.0% from 3Q 2021). Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 33% per year, which means it is significantly lagging earnings.
Reported Earnings • Aug 16Second quarter 2022 earnings released: US$0.16 loss per share (vs US$0.078 loss in 2Q 2021)Second quarter 2022 results: US$0.16 loss per share (down from US$0.078 loss in 2Q 2021). Revenue: US$42.7m (down 2.8% from 2Q 2021). Net loss: US$2.35m (loss widened 102% from 2Q 2021). Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 34% per year, which means it is significantly lagging earnings.
공시 • Jun 22Vericity, Inc., Annual General Meeting, Aug 03, 2022Vericity, Inc., Annual General Meeting, Aug 03, 2022, at 09:00 Central Daylight. Agenda: To elect the Board of Directors, with each director serving until the next annual meeting and until his successor is elected and qualified; to approve changes to the Company’s Charter and Bylaws; and to ratify the Audit Committee’s selection of Deloitte & Touche LLP as the Company’s independent registered public accounting firm for 2022.
Reported Earnings • May 17First quarter 2022 earnings released: US$0.38 loss per share (vs US$0.41 loss in 1Q 2021)First quarter 2022 results: US$0.38 loss per share (up from US$0.41 loss in 1Q 2021). Revenue: US$39.5m (down 6.5% from 1Q 2021). Net loss: US$5.66m (loss narrowed 6.7% from 1Q 2021).
Board Change • Apr 27High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 1 experienced director. 2 highly experienced directors. Director Richard Hemmings is the most experienced director on the board, commencing their role in 2013. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.
Reported Earnings • Apr 02Full year 2021 earnings released: US$1.12 loss per share (vs US$1.68 loss in FY 2020)Full year 2021 results: US$1.12 loss per share (up from US$1.68 loss in FY 2020). Revenue: US$176.6m (up 19% from FY 2020). Net loss: US$16.7m (loss narrowed 33% from FY 2020).
Reported Earnings • Nov 18Third quarter 2021 earnings released: US$0.38 loss per share (vs US$0.22 loss in 3Q 2020)The company reported a soft third quarter result with increased losses and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: US$41.9m (up 15% from 3Q 2020). Net loss: US$5.59m (loss widened 72% from 3Q 2020).
Reported Earnings • Aug 18Second quarter 2021 earnings released: US$0.078 loss per share (vs US$0.46 loss in 2Q 2020)The company reported a solid second quarter result with reduced losses, improved revenues and improved control over expenses. Second quarter 2021 results: Revenue: US$44.0m (up 20% from 2Q 2020). Net loss: US$1.16m (loss narrowed 83% from 2Q 2020).
공시 • Jun 28+ 7 more updatesVericity, Inc.(NasdaqCM:VERY) dropped from Russell 3000E Value IndexVericity, Inc.(NasdaqCM:VERY) dropped from Russell 3000E Value Index
Reported Earnings • May 19First quarter 2021 earnings released: US$0.41 loss per share (vs US$0.58 loss in 1Q 2020)The company reported a solid first quarter result with reduced losses, improved revenues and improved control over expenses. First quarter 2021 results: Revenue: US$42.2m (up 16% from 1Q 2020). Net loss: US$6.07m (loss narrowed 29% from 1Q 2020).
Reported Earnings • Apr 02Full year 2020 earnings released: US$1.68 loss per share (vs US$1.30 loss in FY 2019)The company reported a soft full year result with increased losses and weaker control over costs, although revenues improved. Full year 2020 results: Revenue: US$147.8m (up 9.3% from FY 2019). Net loss: US$25.0m (loss widened 30% from FY 2019).
Is New 90 Day High Low • Mar 12New 90-day high: US$11.72The company is up 8.0% from its price of US$10.85 on 11 December 2020. The American market is up 10.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 12% over the same period.
분석 기사 • Feb 09What Type Of Shareholders Make Up Vericity, Inc.'s (NASDAQ:VERY) Share Registry?A look at the shareholders of Vericity, Inc. ( NASDAQ:VERY ) can tell us which group is most powerful. Insiders often...
Is New 90 Day High Low • Jan 13New 90-day low: US$9.13The company is down 13% from its price of US$10.50 on 14 October 2020. The American market is up 12% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 16% over the same period.
Is New 90 Day High Low • Dec 27New 90-day low: US$10.00The company is down 2.0% from its price of US$10.25 on 28 September 2020. The American market is up 16% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 19% over the same period.
분석 기사 • Dec 15A Look At Vericity's (NASDAQ:VERY) Share Price ReturnsInvestors can approximate the average market return by buying an index fund. When you buy individual stocks, you can...
Reported Earnings • Nov 18Third quarter 2020 earnings released: US$0.22 loss per shareThe company reported a solid third quarter result with reduced losses and improved revenues and control over expenses. Third quarter 2020 results: Revenue: US$36.5m (up 5.5% from 3Q 2019). Net loss: US$3.26m (loss narrowed 62% from 3Q 2019).
Is New 90 Day High Low • Nov 12New 90-day high: US$11.37The company is up 27% from its price of US$8.97 on 13 August 2020. The American market is up 6.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 7.0% over the same period.
Is New 90 Day High Low • Oct 22New 90-day high: US$11.25The company is up 30% from its price of US$8.68 on 24 July 2020. The American market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 2.0% over the same period.
Is New 90 Day High Low • Sep 30New 90-day high: US$10.44The company is up 12% from its price of US$9.36 on 02 July 2020. The American market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period.
