Regional Management Corp.

NYSE:RM 주식 리포트

시가총액: US$327.6m

Regional Management 향후 성장

Future 기준 점검 1/6

Regional Management (는) 각각 연간 15.4% 및 10.6% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 16.3% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 16.9% 로 예상됩니다.

핵심 정보

15.4%

이익 성장률

16.33%

EPS 성장률

Consumer Finance 이익 성장19.1%
매출 성장률10.6%
향후 자기자본이익률16.85%
애널리스트 커버리지

Low

마지막 업데이트21 May 2026

최근 향후 성장 업데이트

분석 기사 • May 03

Regional Management Corp. (NYSE:RM) First-Quarter Results: Here's What Analysts Are Forecasting For This Year

There's been a notable change in appetite for Regional Management Corp. ( NYSE:RM ) shares in the week since its...

Recent updates

내러티브 업데이트 • May 03

RM: Bank Partnership And Aggressive Buybacks Will Support Future Upside At Undervalued P/E

Analysts have lifted their price target on Regional Management from $47.00 to $49.50, citing updated assumptions in their models for slightly higher revenue growth, stronger profit margins, and a lower future P/E multiple. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that will act as a bank partner for the company's secured and unsecured installment lending products in select states, with the partnership launching this week.
내러티브 업데이트 • Apr 19

RM: Bank Partnership And Buybacks Will Support Future Upside At Undervalued P/E

Analysts are keeping their $47.00 price target on Regional Management unchanged, citing only minor adjustments in revenue growth, profit margin, and future P/E assumptions that leave their overall valuation view steady. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that supports developers and builders creating financial products.
내러티브 업데이트 • Apr 05

RM: Bank Partnership Will Support Future Upside At Undervalued P/E

Analysts have trimmed their price target on Regional Management by $3 to $47, reflecting slightly lower fair value assumptions along with small adjustments to revenue growth, profit margin, and future P/E expectations. What's in the News Regional Management Corp.
내러티브 업데이트 • Mar 22

RM: Bank Partnership And Buybacks Will Support Future Upside At Undervalued P/E

Analysts have kept their $50.00 price target for Regional Management unchanged, reflecting steady assumptions around the discount rate, revenue growth, profit margin, and future P/E that together support a consistent view of the stock's valuation profile. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that will act as a bank partner for the company’s secured and unsecured installment lending products in select states, supporting entry into new markets and a broader product lineup over time (Key Developments).
내러티브 업데이트 • Mar 07

RM: Bank Partnership And Buybacks Will Support Future Upside At Undervalued P/E

Analysts have adjusted their price target on Regional Management to $50.00, reflecting updated assumptions for revenue growth, profit margin, and a lower future P/E multiple while keeping the fair value estimate and discount rate unchanged. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank focused on supporting developers and builders that create financial products.
내러티브 업데이트 • Feb 20

RM: Share Repurchases Will Support Future Upside At Undervalued P/E

Narrative Update on Regional Management Analysts have kept their average price target for Regional Management steady at $50.00, with the updated assumptions reflecting slightly higher revenue expectations, a modestly lower projected profit margin, and an unchanged forward P/E estimate. What's in the News Regional Management reported repurchasing 196,999 shares between October 1, 2025 and December 31, 2025 for US$7.5 million, representing 2.01% of its shares.
분석 기사 • Feb 08

Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30

Regional Management Corp. ( NYSE:RM ) will pay a dividend of $0.30 on the 12th of March. The dividend yield will be...
내러티브 업데이트 • Feb 06

RM: Higher Future P/E Assumptions Will Drive Share Upside

Analysts have raised their price target on Regional Management to US$50.00 from US$46.33, reflecting updated assumptions around revenue growth, profit margins, and a higher future P/E multiple. Valuation Changes Fair Value: updated from US$46.33 to US$50.00, a modest upward adjustment to the target level.
내러티브 업데이트 • Jan 22

RM: Buybacks And New Leadership Will Guide A Balanced Risk Outlook

Analysts are maintaining their fair value estimate for Regional Management at US$39.00. Only minor model adjustments to revenue growth, profit margin and future P/E assumptions were made, which did not warrant a change to the overall price target.
내러티브 업데이트 • Jan 08

RM: Buybacks And Leadership Transition Will Shape A Measured Risk Profile

Analysts have lifted their fair value estimate for Regional Management from $35.00 to $39.00, citing updated assumptions around discount rates, revenue growth, profit margins, and a higher future P/E multiple. What's in the News From July 1, 2025 to October 31, 2025, Regional Management repurchased 564,465 shares for $21.5 million, bringing total buybacks under the December 2, 2024 authorization to 1,020,689 shares for $36.5 million.
내러티브 업데이트 • Dec 24

RM: Expanded Buybacks Will Drive Future Upside For Shares

Narrative Update on Regional Management Price Target Analysts have maintained their price target for Regional Management at $46.33, reflecting unchanged assumptions around revenue growth, profit margins, and valuation multiples that continue to support a stable outlook for the shares. What's in the News Regional Management completed the repurchase of 1,020,689 shares, approximately 10.2 percent of its outstanding shares, for $36.5 million under the buyback announced on December 2, 2024 (company disclosure).
분석 기사 • Dec 15

Investors Holding Back On Regional Management Corp. (NYSE:RM)

With a price-to-earnings (or "P/E") ratio of 9.4x Regional Management Corp. ( NYSE:RM ) may be sending very bullish...
내러티브 업데이트 • Dec 10

RM: Aggressive Share Repurchases Will Drive Future Upside Potential

Narrative Update on Regional Management Analysts have modestly increased their price target on Regional Management to approximately $46.33 per share. This reflects stable assumptions for discount rate, revenue growth, profit margin, and future earnings multiples that continue to support a largely unchanged fair value outlook.
내러티브 업데이트 • Nov 26

RM: Share Repurchases And New Market Entry Will Support Long-Term Upside

Analysts have slightly adjusted their price target for Regional Management, reflecting a small increase from $46.33 to $46.33. This is based on updated forecasts of modestly slower revenue growth and a marginally higher profit margin.
내러티브 업데이트 • Nov 09

RM: Expansion Into New States Will Drive Portfolio Performance Ahead

Analysts have raised their price target for Regional Management from $44.67 to $46.33. This change reflects updated expectations based on recent adjustments to key financial projections.
내러티브 업데이트 • Oct 25

Digital Channels And Machine Learning Will Drive Profit Despite Margin Pressure

Narrative Update on Regional Management Price Target Analysts have adjusted their price target for Regional Management slightly downward to $44.67 per share. They cite expectations for a lower profit margin and a modest increase in the projected future price-to-earnings ratio.
내러티브 업데이트 • Oct 10

Sunbelt Digital Channels And Machine Learning Will Fuel Future Success

Analysts have raised their price target for Regional Management from $39.75 to $44.67. This reflects updated evaluations of fair value even as revenue growth and profit margin expectations are slightly more conservative.
분석 기사 • Aug 24

Market Might Still Lack Some Conviction On Regional Management Corp. (NYSE:RM) Even After 27% Share Price Boost

Regional Management Corp. ( NYSE:RM ) shares have continued their recent momentum with a 27% gain in the last month...
분석 기사 • Aug 03

Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30

The board of Regional Management Corp. ( NYSE:RM ) has announced that it will pay a dividend on the 10th of September...
Seeking Alpha • Jun 05

New Student Loan Debt Could Spell Trouble For Regional Management

Summary US consumer debt is at record highs, with rising delinquencies and student loan repayments worsening the risk environment for lenders like Regional Management Corporation. RM's Q1 2025 results showed solid loan growth and stable delinquency trends. After earning $4.16 in FY 2024, the company is projected to earn $4.37 this year, a 5% increase. Despite RM's low valuation and attractive dividend yield, the company faces heightened credit risk, due to its exposure to financially stressed, low-credit-score borrowers. Given the challenging macro backdrop, I recommend a hold rating on RM until US consumer debt trends stabilize and repayment behaviors improve. Read the full article on Seeking Alpha
분석 기사 • May 16

Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30

Regional Management Corp. ( NYSE:RM ) will pay a dividend of $0.30 on the 11th of June. This means the annual payment...
분석 기사 • May 03

Regional Management Corp. (NYSE:RM) First-Quarter Results: Here's What Analysts Are Forecasting For This Year

There's been a notable change in appetite for Regional Management Corp. ( NYSE:RM ) shares in the week since its...
분석 기사 • Apr 16

Investors Continue Waiting On Sidelines For Regional Management Corp. (NYSE:RM)

Regional Management Corp.'s ( NYSE:RM ) price-to-earnings (or "P/E") ratio of 7.5x might make it look like a strong buy...
User avatar
새로운 내러티브 • Sep 24

Strategic Expansions And Disciplined Growth Propel Profitability In Consumer Finance

Expanding into auto-secured loans and carefully managing credit quality reflects a strategic approach to boosting future earnings while controlling risk.
분석 기사 • May 07

Regional Management Corp.'s (NYSE:RM) Shares Not Telling The Full Story

Regional Management Corp.'s ( NYSE:RM ) price-to-earnings (or "P/E") ratio of 13.4x might make it look like a buy right...
Seeking Alpha • Apr 18

Regional Management: A Hold Despite Non-Prime Market Potential

Summary Regional Management Corp offers loans to borrowers with low credit scores as an alternative to payday loans. The company's business model includes small loans and large loans, with collateralized assets. Despite potential growth in the non-prime lending market, Regional Management faces significant credit risk and increasing competition, making a hold recommendation prudent. Read the full article on Seeking Alpha
분석 기사 • Feb 11

Regional Management (NYSE:RM) Will Pay A Dividend Of $0.30

The board of Regional Management Corp. ( NYSE:RM ) has announced that it will pay a dividend on the 14th of March, with...
분석 기사 • Dec 28

Regional Management Corp. (NYSE:RM) Soars 26% But It's A Story Of Risk Vs Reward

Those holding Regional Management Corp. ( NYSE:RM ) shares would be relieved that the share price has rebounded 26% in...

이익 및 매출 성장 예측

NYSE:RM - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)
날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수
12/31/202777070N/AN/A3
12/31/202670554N/AN/A3
3/31/202663949310326N/A
12/31/202562544292309N/A
9/30/202561041276293N/A
6/30/202559135263281N/A
3/31/202557833256274N/A
12/31/202457041252269N/A
9/30/202455724256272N/A
6/30/202455225251264N/A
3/31/202454322243255N/A
12/31/202353416237249N/A
9/30/202352526228242N/A
6/30/202351727216230N/A
3/31/202350833218231N/A
12/31/202249451213224N/A
9/30/202248370212221N/A
6/30/202246382205213N/A
3/31/202244190192200N/A
12/31/202141889182189N/A
9/30/202139682167172N/A
6/30/202137671161166N/A
3/31/202136659150155N/A
12/31/202036427160165N/A
9/30/202036328169175N/A
6/30/202036329175183N/A
3/31/202035630172179N/A
12/31/201934245N/A158N/A
9/30/201933140N/A156N/A
6/30/201931835N/A153N/A
3/31/201930735N/A145N/A
12/31/201829535N/A146N/A
9/30/201828435N/A137N/A
6/30/201827533N/A124N/A
3/31/201826931N/A118N/A
12/31/201726230N/A115N/A
9/30/201725426N/A117N/A
6/30/201724727N/A113N/A
3/31/201723926N/A109N/A
12/31/201623024N/A100N/A
9/30/201622325N/A88N/A
6/30/201621625N/A85N/A
3/31/201621224N/A83N/A
12/31/201520723N/A83N/A
9/30/201520519N/A83N/A
6/30/201520314N/A84N/A

애널리스트 향후 성장 전망

수입 대 저축률: RM 의 연간 예상 수익 증가율(15.4%)이 saving rate(3.5%)보다 높습니다.

수익 vs 시장: RM 의 연간 수익(15.4%)이 US 시장(16.7%)보다 느리게 성장할 것으로 예상됩니다.

고성장 수익: RM 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.

수익 대 시장: RM 의 수익(연간 10.6%)이 US 시장(연간 11.7%)보다 느리게 성장할 것으로 예상됩니다.

고성장 매출: RM 의 수익(연간 10.6%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: RM의 자본 수익률은 3년 후 16.9%로 낮을 것으로 예상됩니다.

성장 기업 찾아보기

7D

1Y

7D

1Y

7D

1Y

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/22 06:17
종가2026/05/22 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

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분석가 소스

Regional Management Corp.는 9명의 분석가가 다루고 있습니다. 이 중 4명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
David ChiaveriniBMO Capital Markets Equity Research
Vincent CainticBTIG
David ScharfCitizens JMP Securities, LLC