XP (XP) 주식 개요
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강점
위험 분석
우리의 위험 점검에서 XP에 대한 위험이 감지되지 않았습니다.
XP Community Fair Values
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Analyst Price Targets
XP Inc. 경쟁사
가격 이력 및 성과
| 과거 주가 | |
|---|---|
| 현재 주가 | US$16.82 |
| 52주 최고가 | US$23.13 |
| 52주 최저가 | US$15.61 |
| 베타 | 1.19 |
| 1개월 변동 | -17.47% |
| 3개월 변동 | -26.71% |
| 1년 변동 | -9.76% |
| 3년 변동 | -11.05% |
| 5년 변동 | -57.59% |
| IPO 이후 변동 | -51.19% |
최근 뉴스 및 업데이트
Recent updates
내러티브 업데이트 • May 08
XP: Future Returns Will Rely On 2026 Revenue Guidance Execution
Narrative Update on XP The updated analyst price target for XP has increased by about $1. Analysts attribute this change to higher revenue growth expectations into 2026 and a slightly lower assumed future P/E multiple, even as margin assumptions are reduced.Seeking Alpha • Apr 29
XP: Growth Is Improving, But Retail Flows Are Still Missing
Summary XP’s growth is improving, but still driven by mix shift toward Corporate & Issuer Services and operating leverage—not a real pickup in trading activity or retail engagement. AUC is expanding, but largely on market performance rather than Net New Money, suggesting XP’s funding engine has yet to fully reaccelerate. Corporate & Issuer Services has become the main earnings driver, helping offset weak retail flows but also masking the lack of a broader cycle recovery. At ~9x forward earnings, XP screens cheap, but as a leveraged proxy to Brazilian capital markets, meaningful upside still depends on retail flows returning as rates decline. Read the full article on Seeking Alpha
내러티브 업데이트 • Apr 20
XP: Execution On 2026 Guidance And Competition Will Shape Future Returns
Analysts have lifted their price targets on XP toward the mid $20s. These changes are framed around updated revenue growth expectations near 12% for 2026 and modest adjustments to projected profit margins and future P/E multiples.내러티브 업데이트 • Apr 06
XP: Execution On 2026 Revenue Guidance Will Drive Future Returns
Analysts have nudged their price targets for XP higher, with recent moves such as BofA's lift to $26 from $22 reflecting updated views on revenue growth expectations, profitability, and a modestly lower assumed discount rate. Analyst Commentary Recent research on XP shows a mix of optimism about long term revenue potential and caution about how much of that potential is already reflected in the share price.내러티브 업데이트 • Mar 23
XP: Future Returns Will Rely On 2026 Guidance And Capital Returns
Narrative Update on XP The consensus analyst price target for XP has shifted higher, with some moving to $26 from $22 as analysts factor in management’s reiterated 2026 gross revenue guidance, expectations for about 12% revenue growth in 2026, and stronger profit margin assumptions alongside a slightly lower forward P/E multiple. Analyst Commentary Recent research on XP highlights a mix of optimism around long term growth guidance and caution around execution and valuation, which is feeding into the latest price target changes.
내러티브 업데이트 • Mar 08
XP: Reiterated 2026 Guidance And Buybacks Will Support Further Upside
Analysts have raised their average price target for XP to about $27.10, with the change tied to slightly stronger revenue growth assumptions and updated long term P/E expectations following recent research that incorporates management’s reiterated 2026 gross revenue guidance. Analyst Commentary Bullish analysts are framing the recent price target revisions as a reflection of greater confidence in XP’s ability to meet the company’s reiterated 2026 gross revenue guidance, while still maintaining some valuation discipline.내러티브 업데이트 • Feb 22
XP: 2026 Earnings Power And Buybacks Will Support Upside Potential
Analysts now see XP's fair value at about $26.86 versus roughly $26.00 previously, reflecting updated views on its discount rate, revenue growth, profit margin, and forward P/E after recent bullish Street research. Analyst Commentary Recent bullish research on XP has focused on how updated assumptions around discount rates, revenue growth, profit margins, and forward P/E can support a fair value around US$26.86, compared with roughly US$26.00 in prior models.내러티브 업데이트 • Feb 07
XP: Future Shareholder Returns Will Rely On Buybacks And Cash Dividends
Analysts have nudged their fair value estimate for XP from US$22.63 to about US$23.89 per share, reflecting updated assumptions for revenue growth, profit margins and future P/E multiples informed by recent research that maintains a positive view on the stock. Analyst Commentary Bullish Takeaways Bullish analysts view the recent initiation and refreshed fair value work as support that XP's current share price still leaves room for the updated US$23.89 estimate to be realized over time, assuming the company can deliver on its revenue and margin assumptions.내러티브 업데이트 • Jan 24
XP: Buybacks And Execution Risks Will Shape Future Returns
Analysts have raised their fair value estimate for XP from about US$20.06 to around US$21.30 per share, pointing to updated assumptions that combine stronger revenue growth expectations with slightly lower profit margins and a similar future P/E multiple. Analyst Commentary While the revised fair value estimate reflects updated assumptions on growth and margins, not every research desk is leaning in the same direction.내러티브 업데이트 • Jan 10
XP: Future Shareholder Returns Will Rely On Ongoing Buybacks And Dividends
Analysts have trimmed their price target on XP to US$22.63 from US$23.17, citing updated assumptions around fair value, revenue growth, profit margins, and future P/E, which slightly adjust their overall outlook. What's in the News XP Inc.내러티브 업데이트 • Dec 26
XP: Share Repurchases And Higher Margins Will Drive Stronger Future Returns
Analysts have raised their price target for XP from approximately 16.73 dollars to 20.06 dollars, citing expectations of slightly higher discount rates and improved long term profit margins that more than offset a modest reduction in projected revenue growth. What's in the News XP Inc.내러티브 업데이트 • Dec 12
XP Will Benefit From 2026 Earnings Power And Capital Returns
We modestly lift our fair value estimate for XP to approximately $26, reflecting analysts’ higher year-end 2026-based price targets in the low $20s, even as they trim revenue growth assumptions and flag near-term macro and activity headwinds. Analyst Commentary Bullish analysts have nudged their price targets into the low $20s, aligning with our updated fair value framework and signaling growing confidence that XP can execute through a tougher macro backdrop.내러티브 업데이트 • Nov 28
XP: Medium-Term Confidence Will Prevail Despite Near-Term Interest Rate Headwinds
XP’s analyst price target saw a modest increase to $23, up from previous levels, as analysts rolled forward valuation periods and maintained mostly stable earnings forecasts despite some pressure on revenue growth expectations and market activity. Analyst Commentary Recent Street research reports reflect a balanced perspective from analysts, highlighting both the opportunities and risks currently facing XP Inc.분석 기사 • Nov 20
Earnings Update: XP Inc. (NASDAQ:XP) Just Reported Its Third-Quarter Results And Analysts Are Updating Their Forecasts
Shareholders might have noticed that XP Inc. ( NASDAQ:XP ) filed its third-quarter result this time last week. The...내러티브 업데이트 • Nov 04
XP: Stable Earnings Outlook Will Support Long-Term Resilience Into 2026
Analysts have raised their price target for XP Inc. from $22.92 to $23.20.내러티브 업데이트 • Oct 16
Brazil's Evolving Landscape Will Unlock Broad Market Opportunities
XP's analyst price target has been modestly lifted from $22.92 to $23.50, as analysts incorporate revised growth estimates and extend valuation timeframes. This change comes despite mixed expectations for near-term performance.내러티브 업데이트 • Sep 18
Brazil's Evolving Landscape Will Unlock Broad Market Opportunities
XP's valuation outlook has shifted as its future P/E multiple dropped sharply and revenue growth forecasts softened, yet the analyst price target was essentially unchanged at $23.50. What's in the News Board meeting held to consider and approve unaudited interim condensed consolidated financial statements as of June 30, 2025.내러티브 업데이트 • Aug 27
Brazil's Evolving Landscape Will Unlock Broad Market Opportunities
Analysts have modestly raised XP's price target to $22.84 as bullish sentiment around improved fundamentals offsets bearish concerns over limited upside and competitive challenges. Analyst Commentary Bearish analysts cite concerns over limited upside to justify a downgrade and reduced price target.Seeking Alpha • Mar 05
XP Inc. Q4: Results Are Surprising, But That's Why It's Not Time To Buy (Rating Upgrade)
Summary I am upgrading XP Inc. stock from a sell to a hold recommendation due to improved results and attractive valuation despite a challenging macroeconomic scenario. XP's net revenue grew 11% y/y, driven by a 43% increase in fixed income transactions, showcasing operational resilience and efficiency. The company achieved excellent operational leverage, with gross and EBT margins increasing significantly, and an efficiency ratio reaching the best in its history. Despite a 20% upside potential, high competition and Brazil's high interest rates prevent a buy recommendation. Thus, I maintain a hold rating with a target of $17.7. Read the full article on Seeking AlphaSeeking Alpha • Feb 19
XP: Like A Bank But Conserves Optionality To Equities, It Is An Opportunity
Summary XP Inc.'s Q4 2024 earnings show growth aligned with Brazil's financial market, driven by banking activities rather than equity trading due to high interest rates. XP trades at a P/E of 10x, higher than peers like Santander and Bradesco, but is well-positioned for a potential recovery in Brazilian equities. XP's strategy focuses on personalized advisory services, adding more advisors and segmenting clients to differentiate from traditional banks. Despite mixed results and competition, XP is a Buy due to its potential for margin expansion and growth if Brazilian interest rates decline. Read the full article on Seeking AlphaSeeking Alpha • Jan 25
XP: Weathering The Storm In Brazil's Financial Turmoil
Summary Brazil's macroeconomic scenario in 2024 deteriorated, with rising inflation and interest rates, adversely impacting Brazilian stocks, including XP Inc. XP Inc.'s performance is highly sensitive to interest rate cycles, experiencing significant declines as rates increased, affecting its ability to attract new investments. Despite macroeconomic challenges, XP Inc. achieved record net income and improved efficiency metrics, demonstrating operational resilience. The company's total client assets grew 12% year-over-year, indicating existing clients' continued trust, though net inflows dropped significantly. Read the full article on Seeking AlphaSeeking Alpha • Nov 27
XP Inc. Q3: Modest And Without Triggers For Abrupt Improvement
Summary Recommend selling XP Inc. shares due to modest growth and lack of short-term improvement triggers amid rising interest rates in Brazil. 3Q24 results showed revenue below forecast and weak institutional segment performance, despite a slight increase in net revenues. XP Inc's gross margin and operating expenses worsened, though lower income tax rates benefited net income and dividend announcements. Valuation appears attractive, but no clear triggers for multiple expansions. Target price of $14.8 per share supports sell recommendation. Read the full article on Seeking Alpha
새로운 내러티브 • Nov 20
Enhancing Tech-Enabled Platforms And Services Will Drive Revenue Growth And Deepen Client Relationships
XP's tech-enabled platform and transition to service provision are set to increase revenue and enhance net margins by attracting and retaining clients.Seeking Alpha • Sep 06
XP Q2 Earnings: On Track To Meet Its 2026 Financial Targets
Summary Q2 results demonstrated a solid performance in both growth and profitability. The company remains on track to meet its 2026 financial targets in terms of revenue and margins. I remain confident in XP's business despite competitive threats and an uncertain macro environment. I rate shares a Buy with a price target of $30 by 2026. Read the full article on Seeking AlphaSeeking Alpha • Jun 21
XP Inc.: Lots Of Competition And Little Potential For Appreciation
Summary XP sees competition advancing in all its businesses, and this is impacting its results. Despite presenting good financial indicators, competitors are also extremely efficient. Through a comparative analysis using the P/E multiple, the company has a downside of 15%. Read the full article on Seeking AlphaSeeking Alpha • May 25
XP Inc: The Post-Earnings Sell-Off Is A Buying Opportunity
Summary XP’s share price is down nearly 15% since its Q1 earnings release, and down 30% since the beginning of this year. Falling interest rates in Brazil will be a tailwind for revenue growth in upcoming quarters. Shares are attractively valued, and management is returning capital to shareholders through share repurchases and dividends. Read the full article on Seeking Alpha주주 수익률
| XP | US Capital Markets | US 시장 | |
|---|---|---|---|
| 7D | -3.7% | -0.02% | 1.0% |
| 1Y | -9.8% | 10.3% | 28.7% |
수익률 대 산업: XP은 지난 1년 동안 10.3%의 수익을 기록한 US Capital Markets 산업보다 저조한 성과를 냈습니다.
수익률 대 시장: XP은 지난 1년 동안 28.7%를 기록한 US 시장보다 저조한 성과를 냈습니다.
주가 변동성
| XP volatility | |
|---|---|
| XP Average Weekly Movement | 8.1% |
| Capital Markets Industry Average Movement | 3.6% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
안정적인 주가: XP는 지난 3개월 동안 US 시장에 비해 주가 변동성이 크지 않았습니다.
시간에 따른 변동성: XP의 주간 변동성(8%)은 지난 1년 동안 안정적이었습니다.
회사 소개
| 설립 | 직원 수 | CEO | 웹사이트 |
|---|---|---|---|
| 2001 | n/a | Thiago Maffra | www.xpinc.com |
는 브라질에서 금융 상품 및 서비스 제공에 종사하고 있습니다. 이 회사는 고객에게 중개 증권, 채권 증권, 뮤추얼, 헤지 및 사모 펀드, 파생상품 및 합성 상품, 신용카드, 대출 운영/담보 신용 상품, 연금 및 사회 보장 기금, 생명 및 여행 보험 상품, 부동산 펀드, 주식 및 부채 자본 시장 솔루션, 자산 관리 서비스로 구성된 기타 투자 상품으로 구성된 시장에서 투자 상품을 이용할 수 있는 개방형 상품 플랫폼인 XP 플랫폼을 운영합니다. 이 회사는 기관 및 기업 고객에게 브로커리지 및 발행사 서비스를 제공합니다.
XP Inc. 기초 지표 요약
| XP 기초 통계 | |
|---|---|
| 시가총액 | US$9.21b |
| 순이익 (TTM) | US$1.04b |
| 매출 (TTM) | US$3.61b |
8.3x
주가수익비율(P/E)2.4x
주가매출비율(P/S)XP는 고평가되어 있습니까?
공정 가치 및 평가 분석 보기순이익 및 매출
| XP 손익계산서 (TTM) | |
|---|---|
| 매출 | R$18.18b |
| 매출원가 | R$5.62b |
| 총이익 | R$12.56b |
| 기타 비용 | R$7.31b |
| 순이익 | R$5.24b |
최근 보고된 실적
Mar 31, 2026
다음 실적 발표일
해당 없음
| 주당순이익(EPS) | 10.21 |
| 총이익률 | 69.07% |
| 순이익률 | 28.85% |
| 부채/자본 비율 | 676.1% |
XP의 장기 실적은 어땠습니까?
과거 실적 및 비교 보기| XP 배당 일정 | |
|---|---|
| 배당락일 | Jun 10 2026 |
| 배당 지급일 | Jun 18 2026 |
| 배당락일까지 남은 일수 | 17 days |
| 배당 지급일까지 남은 일수 | 25 days |
XP는 안정적으로 배당을 지급합니까?
XP 배당 기록 및 벤치마크 보기기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/22 19:56 |
| 종가 | 2026/05/22 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
|
| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
XP Inc.는 15명의 분석가가 다루고 있습니다. 이 중 11명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Mario Lucio Pierry | BofA Global Research |
| Marcelo Mizrahi | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |
| Eric Ito | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |