Credit Acceptance 경영진
경영진 기준 점검 2/4
Credit Acceptance CEO는 Vinayak Hegde, Nov2025 에 임명되었습니다 의 임기는 1년 미만입니다. 총 연간 보상은 $62.57M, 0.2% 급여 및 99.8% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 $5.65M 가치에 해당하는 회사 주식의 0.097% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 3.8 년과 19.3 년입니다.
핵심 정보
Vinayak Hegde
최고경영자
US$62.6m
총 보수
| CEO 급여 비율 | 0.24% |
| CEO 재임 기간 | less than a year |
| CEO 지분 보유율 | 0.1% |
| 경영진 평균 재임 기간 | 3.8yrs |
| 이사회 평균 재임 기간 | 19.3yrs |
최근 경영진 업데이트
Recent updates
내러티브 업데이트 • Jul 22
CACC: Raised Street Expectations And Index Additions Will Temper Future Return Potential
Analysts have lifted their price target on Credit Acceptance by about $67, citing updated assumptions on fair value, discount rate, revenue growth, profit margin, and future P/E as reflected in recent Street research, including the latest TD Cowen commentary. What’s in the News for Credit Acceptance Credit Acceptance appointed Joseph Billante as Chief Financial Officer, effective July 27, 2026, succeeding long-time CFO Jay D.내러티브 업데이트 • Jul 07
CACC: Higher Multiples And Softer Q1 Results Will Pressure Future Returns
Analysts have lifted their fair value estimate for Credit Acceptance from about $537 to roughly $562, citing updated assumptions on revenue growth, profit margins, discount rates, and future P/E that are in line with recent Street price target increases from TD Cowen and Stephens. Analyst Commentary Recent Street research on Credit Acceptance has centered on updated price targets, with bullish analysts adjusting their views as they revisit assumptions around revenue, margins, and valuation multiples.내러티브 업데이트 • Jun 23
CACC: Refreshed Assumptions And Buybacks Will Shape Future Risk Balance
Credit Acceptance's analyst price target has moved higher by $50 to $90 across recent updates, as analysts cite refreshed valuation work and adjustments to P/E and discount rate assumptions to reflect the latest risk and return profile. Analyst Commentary Recent research on Credit Acceptance shows a mix of optimism and caution, with price targets both raised and reduced as analysts revisit their P/E and discount rate assumptions.분석 기사 • Jun 16
Credit Acceptance (CACC) Stock Could Be 7% Overvalued After Credit Facility Extension And CFO Change
Why the latest financing and leadership moves matter for Credit Acceptance stock Credit Acceptance (CACC) has just extended its revolving secured credit facility by one year and reduced its borrowing spread, while also preparing for a CFO transition to Joseph Billante from long-serving finance chief Jay D. Martin. See our latest analysis for Credit Acceptance. Those financing and leadership updates come against a backdrop of firm momentum in Credit Acceptance’s stock, with a 90 day share...내러티브 업데이트 • Jun 06
CACC: Revised Assumptions And Buybacks Will Shape Balanced Risk Profile
Analysts have raised their price targets on Credit Acceptance by $50 to $90 in recent research, citing updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent research updates show a mix of optimism and caution around Credit Acceptance, reflected in both higher and lower price targets over the past few reports.내러티브 업데이트 • May 15
CACC: Revised Assumptions And Legal Resolution Will Shape Balanced Risk Profile
Analysts raised their price target on Credit Acceptance by about $55, citing updates to fair value estimates along with revised assumptions for discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research points to a mixed but generally constructive reset in how analysts are thinking about Credit Acceptance, with several price target changes clustered over a short period.내러티브 업데이트 • Apr 21
CACC: Elevated Margin Assumptions Will Drive Skewed Risk To The Downside
Analysts have raised the Credit Acceptance price target by about $30, citing updated assumptions around fair value, the discount rate, revenue growth, profit margin, and a lower future P/E that are consistent with recent mixed Street research moves on the stock. Analyst Commentary Recent Street research on Credit Acceptance has been mixed, with some price targets raised and at least one lowered.내러티브 업데이트 • Apr 06
CACC: Evolving EPS Outlook And Mixed Sentiment Will Drive A Balanced Path
Analysts have trimmed their average price target on Credit Acceptance by about $6 to roughly $452. This reflects updated views on revenue growth, profitability and an outlook that now applies a higher future P/E multiple.내러티브 업데이트 • Dec 19
CACC: Future Buybacks And Leadership Transition Will Shape A Measured Outlook
Analysts have modestly raised their price target on Credit Acceptance to $458.00 from $458, citing incremental adjustments to the discount rate and forward valuation assumptions, while maintaining a constructive view on revenue growth and profitability. What's in the News The board authorizes a new share repurchase program allowing Credit Acceptance to buy back up to 2,000,000 shares, with no stated expiration, signaling ongoing capital return to shareholders (company announcement).내러티브 업데이트 • Dec 04
CACC: Buybacks And Leadership Transition Will Shape A Balanced Forward Outlook
Analysts have modestly lowered their price target on Credit Acceptance to $458.00 from $458.00, reflecting a slightly reduced discount rate and marginally lower future P E assumptions while maintaining strong expectations for growth and margins. What's in the News On September 29, 2025, the Board authorized a new share repurchase plan allowing Credit Acceptance to buy back up to 2,000,000 shares with no set expiration date (Key Developments).내러티브 업데이트 • Nov 20
CACC: Share Buyback Program And Leadership Transition Will Shape Outlook
Analysts have raised their price target for Credit Acceptance from $446.25 to $458.00, citing incremental improvements in profit margin and a slight reduction in discount rate as supporting factors for the increased valuation. What's in the News The Board of Directors has unanimously elected Vinayak R.내러티브 업데이트 • Nov 01
CACC: Share Repurchases And Leadership Transition Will Shape Lending Landscape
Analysts have lowered their price target for Credit Acceptance from $467.50 to $446.25. They cite shifts in projected revenue growth and underlying financial assumptions as key drivers of the revision.
새로운 내러티브 • Aug 29
Enhanced Forecasting And Critical Growth Set To Propel Future Revenue And Net Income
Enhanced forecasting and disciplined underwriting amidst economic volatility hint at improved loan performance, net margins, and ultimately net income.Seeking Alpha • Feb 26
Credit Acceptance: Back At Expensive Levels While Facing The Same Concerns
Summary CACC stock has returned to its previous high of $550 despite deteriorating earnings and ongoing challenges. Higher costs of funding and default rates are severely impacting earnings, and a pending lawsuit adds to the uncertainties. A careful probability-weighted scenario model suggests a valuation re-rate to $465 per share. Read the full article on Seeking AlphaCEO 보수 분석
| 날짜 | 총 보수 | 급여 | 회사 수익 |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$453m |
| Dec 31 2025 | US$63m | US$148k | US$424m |
| Sep 30 2025 | n/a | n/a | US$454m |
| Jun 30 2025 | n/a | n/a | US$424m |
| Mar 31 2025 | n/a | n/a | US$290m |
| Dec 31 2024 | US$142k | n/a | US$248m |
| Sep 30 2024 | n/a | n/a | US$190m |
| Jun 30 2024 | n/a | n/a | US$182m |
| Mar 31 2024 | n/a | n/a | US$251m |
| Dec 31 2023 | US$75k | n/a | US$286m |
| Sep 30 2023 | n/a | n/a | US$320m |
| Jun 30 2023 | n/a | n/a | US$336m |
| Mar 31 2023 | n/a | n/a | US$421m |
| Dec 31 2022 | US$50k | n/a | US$536m |
| Sep 30 2022 | n/a | n/a | US$626m |
| Jun 30 2022 | n/a | n/a | US$789m |
| Mar 31 2022 | n/a | n/a | US$971m |
| Dec 31 2021 | US$2m | n/a | US$958m |
보상 대 시장: Vinayak의 총 보수(USD62.57M)는 US 시장에서 비슷한 규모 기업의 평균(USD8.25M)보다 높습니다.
보상과 수익: Vinayak의 보상은 지난 1년 동안 20% 이상 증가했습니다.
CEO
Vinayak Hegde (56 yo)
less than a year
재임 기간
US$62,567,647
보수
Mr. Vinayak R. Hegde has served as the CMO Consumer for T Mobile since January 2023. Mr. Hegde is Independent Director of SunPower Corporation from December 31, 2021. He served as the President of Wheels U...
리더십 팀
| 이름 | 직위 | 재임 기간 | 보수 | 지분 |
|---|---|---|---|---|
| CEO, President & Director | less than a year | US$62.57m | 0.097% $ 5.7m | |
| Chief Technology Officer | 3.8yrs | US$1.75m | 0.044% $ 2.6m | |
| Advisor | 12.9yrs | US$780.69k | 0.34% $ 19.7m | |
| Advisor | less than a year | US$780.87k | 0.22% $ 12.9m | |
| Advisor | no data | US$623.46k | 0.25% $ 14.4m | |
| Chief Treasury Officer | 24.6yrs | US$3.43m | 0.030% $ 1.7m | |
| CFO and Principal Financial & Accounting Officer | no data | 데이터 없음 | 데이터 없음 | |
| Chief Operating Officer | 7.2yrs | US$12.09m | 0.30% $ 17.6m | |
| Chief Legal Officer | 5yrs | 데이터 없음 | 0.25% $ 14.4m | |
| Chief Sales Officer | less than a year | 데이터 없음 | 데이터 없음 | |
| Chief People Officer | 5.2yrs | US$2.10m | 0.24% $ 13.7m | |
| Chief Marketing & Product Officer | no data | US$617.89k | 0.034% $ 2.0m |
3.8yrs
평균 재임 기간
52yo
평균 나이
경험이 풍부한 관리: CACC의 경영진은 경험이 있음으로 간주됩니다(평균 재임 3.8 년).
이사회 구성원
| 이름 | 직위 | 재임 기간 | 보수 | 지분 |
|---|---|---|---|---|
| CEO, President & Director | 5.2yrs | US$62.57m | 0.097% $ 5.7m | |
| Chairman & Independent Lead Director | 27yrs | US$100.00k | 3.85% $ 223.5m | |
| Independent Director | 19.3yrs | US$100.00k | 0.66% $ 38.1m | |
| Independent Director | 22.3yrs | US$100.00k | 0.17% $ 10.0m | |
| Independent Director | 2.8yrs | US$100.00k | 0.015% $ 857.9k |
19.3yrs
평균 재임 기간
56yo
평균 나이
경험이 풍부한 이사회: CACC의 이사회는 노련하고 경험이 풍부합니다(평균 재임 19.3 년).
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/07/31 02:46 |
| 종가 | 2026/07/31 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
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분석가 소스
Credit Acceptance Corporation는 12명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| James Fotheringham | BMO Capital Markets Equity Research |
| Kenneth Bruce | BofA Global Research |
| Giuliano Anderes Bologna | BTIG |