First Commonwealth Financial 과거 순이익 실적
과거 기준 점검 5/6
First Commonwealth Financial은 연평균 4.7%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 4% 증가했습니다. 매출은 연평균 6.3%의 비율로 증가했습니다. First Commonwealth Financial의 자기자본이익률은 10.7%이고 순이익률은 33.2%입니다.
핵심 정보
4.71%
순이익 성장률
2.67%
주당순이익(EPS) 성장률
| Banks 산업 성장률 | 11.18% |
| 매출 성장률 | 6.30% |
| 자기자본이익률 | 10.73% |
| 순이익률 | 33.20% |
| 최근 순이익 업데이트 | 30 Jun 2026 |
최근 과거 실적 업데이트
Recent updates
내러티브 업데이트 • Aug 01
FCF: Buybacks And Higher Future P/E Will Support A Fair Valuation
Analysts have lifted their price target for First Commonwealth Financial from about $20.83 to $23.83. The change reflects updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.내러티브 업데이트 • Jun 25
FCF: Dividend Growth And Buybacks Will Support A Fairly Valued Outlook
Analysts have kept their price target for First Commonwealth Financial steady at $20.83, reflecting unchanged views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What’s in the News for First Commonwealth Financial First Commonwealth Financial is highlighted as a dividend stock with a 2.87% yield, above the Banks, Northeast industry and S&P 500 averages, according to recent coverage.Seeking Alpha • Jun 21
First Commonwealth Financial No Longer Offers Strong Upside (Rating Downgrade)
Summary First Commonwealth Financial is downgraded from 'buy' to 'hold' due to valuation concerns despite solid asset quality. FCF's net interest margin improved to 3.92% and net profits rose to $37.5 million, but loan growth declined and non-performing loans increased. Uninsured deposits remain at a manageable 28.8%, but return on assets and equity have both declined since the prior review. FCF's price-to-earnings multiple of 12.8 exceeds the analyst's preferred maximum of 10, making the stock relatively expensive among peers. Read the full article on Seeking Alpha내러티브 업데이트 • Jun 07
FCF: Dividend Payout And Buybacks Will Support A Balanced Outlook
Analysts have kept their price target for First Commonwealth Financial steady at $20.83, citing largely unchanged assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E in their latest update. What's in the News First Commonwealth Financial Corporation declared a quarterly dividend of US$0.1400 per share, payable on May 22, 2026, with an ex dividend date and record date of May 8, 2026.내러티브 업데이트 • May 15
FCF: Dividend Stability And Share Buybacks Will Support A Constructive Outlook
Analysts have nudged their price target for First Commonwealth Financial slightly higher to $20.83 from $20.67, reflecting updated views on revenue growth, profit margins, and the future P/E multiple. What's in the News Announced a quarterly dividend of US$0.1400 per share, payable on May 22, 2026, with an ex dividend and record date of May 8, 2026 (Key Developments).내러티브 업데이트 • Apr 28
FCF: Stable Assumptions And Fair Pricing Will Guide Balanced Outlook
Analysts have maintained their $20.67 price target for First Commonwealth Financial, citing unchanged assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E as the basis for keeping their outlook steady. Valuation Changes Fair Value: Remains at $20.67, indicating no change in the estimated per share value used in the model.내러티브 업데이트 • Apr 14
FCF: Share Repurchases And Stable Credit Costs Will Shape Balanced Outlook
Analysts have nudged their price target for First Commonwealth Financial slightly higher to about $20.67 from roughly $20.33. This reflects updated assumptions for fair value, revenue growth, profit margin, and future P/E multiples.내러티브 업데이트 • Mar 30
FCF: Expanded Buybacks And Steady Credit Costs Will Support Further Upside
Analysts have kept their average price target for First Commonwealth Financial steady at about $20.33, reflecting unchanged assumptions around the discount rate, revenue growth, profit margin and future P/E. What's in the News First Commonwealth Financial Corporation announced a share repurchase program authorizing the company to buy back up to $25 million of its shares (Buyback Transaction Announcements).내러티브 업데이트 • Mar 16
FCF: Expanded Buybacks And Stable Credit Costs Will Support Further Upside
Analysts have kept their price target for First Commonwealth Financial effectively unchanged at around $20.33. This reflects steady assumptions on fair value, discount rate, revenue growth, profit margin and a slightly lower future P/E that together support a consistent outlook on the shares.내러티브 업데이트 • Mar 02
FCF: Expanded Buybacks And Stable Credit Costs Will Support Further Upside
Analysts have revised their price target on First Commonwealth Financial slightly lower to about $20.33 from $20.40, reflecting updated assumptions about fair value, discount rate, revenue growth, profit margin, and a modestly lower future P/E multiple. What's in the News From October 1, 2025 to December 31, 2025, First Commonwealth Financial repurchased 1,307,005 shares, representing 1.26% of shares for $20.83 million, completing a total buyback of 5,101,327 shares (5.07%) for $75.14 million under the program announced on October 26, 2021 (Key Developments).내러티브 업데이트 • Feb 15
FCF: Ongoing Buybacks And Stable Credit Costs Will Support Fair Upside
Analysts have adjusted their price target for First Commonwealth Financial from $20.00 to $20.40, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future price-to-earnings (P/E) assumptions. What's in the News From October 1, 2025 to December 31, 2025, First Commonwealth Financial repurchased 1,307,005 shares, representing 1.26% of shares, for US$20.83 million under the buyback program announced on October 26, 2021.내러티브 업데이트 • Feb 01
FCF: Buybacks And Stable Credit Costs Will Support Measured Upside
Analysts have raised their price target for First Commonwealth Financial from $19.20 to $20.00, reflecting updated views on fair value, discount rate, revenue growth, profit margins, and future P/E assumptions. What's in the News First Commonwealth Financial completed a share repurchase program announced on October 26, 2021, buying back 5,101,327 shares (5.07%) for $75.14 million.분석 기사 • Jan 31
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.135
The board of First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend on the...분석 기사 • Nov 04
First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.135
First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.135 per share on...분석 기사 • Aug 05
First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.135
First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.135 per share on...분석 기사 • May 05
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To $0.135
First Commonwealth Financial Corporation's ( NYSE:FCF ) dividend will be increasing from last year's payment of the...분석 기사 • Apr 23
Shareholders Will Likely Find First Commonwealth Financial Corporation's (NYSE:FCF) CEO Compensation Acceptable
Key Insights First Commonwealth Financial will host its Annual General Meeting on 29th of April Salary of US$683.3k is...Seeking Alpha • Mar 27
First Commonwealth Financial: Acquisition To Support Earnings, Upgrading To Buy
Summary The upcoming acquisition of CenterBank will lead to loan growth of 3% to 4%. Cost savings from the acquisition will curtail non-interest expense growth, while one-time merger-related expenses will lift non-interest expenses. I’m expecting the earnings per share to grow by just 1% to $1.41 in 2025. As of the writing of this report, FCF is offering a price upside of 6.9% and a dividend yield of 3.3%. Read the full article on Seeking AlphaSeeking Alpha • Dec 12
First Commonwealth Financial Corporation: An Interesting Financial Firm To Keep An Eye On
Summary First Commonwealth Financial has shown positive growth in deposits and loans, but its stock is more expensive than I'd prefer, leading to a 'hold' rating. The firm's digital strategy and partnerships with fintech companies are promising, with significant increases in digital platform users and transaction volumes. Despite solid net interest income growth in recent years, falling interest rates and recent financial performance pose challenges, impacting net interest income negatively. Relative valuation places First Commonwealth Financial near the cheaper end compared to peers, but absolute valuation and asset quality do not justify a bullish rating. Read the full article on Seeking Alpha분석 기사 • Nov 02
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.13
First Commonwealth Financial Corporation ( NYSE:FCF ) will pay a dividend of $0.13 on the 22nd of November. This...분석 기사 • Nov 01
First Commonwealth Financial Corporation Just Missed Earnings - But Analysts Have Updated Their Models
First Commonwealth Financial Corporation ( NYSE:FCF ) last week reported its latest quarterly results, which makes it a...
새로운 내러티브 • Sep 24
Growth In Loan Yields And Critical Capital Moves Brighten Outlook, Though Credit Risks And Rate Cuts Could Dampen Profitability
Expansion in net interest margin shows a prospect for growth in net interest income due to favorable loan yields surpassing funding costs.Seeking Alpha • Sep 20
First Commonwealth Financial: Downgrading To Hold And Reducing The Earnings Estimate
Summary Interest rate cuts will boost residential mortgage loans, which will, in turn, lift total loan growth. The net interest margin will likely shrink due to interest rate cuts, promotional rates on time deposits, and the ending of purchase accounting accretion. I’ve reduced the earnings estimate for 2024 to $1.48 as I’ve reduced my loan growth estimate following the first half’s disappointing performance. The December 2024 target price is close to the current stock price. Further, FCF is offering a dividend yield of 3.0%. Read the full article on Seeking Alpha분석 기사 • Jul 30
First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.13
The board of First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.13...분석 기사 • Jul 26
First Commonwealth Financial Corporation (NYSE:FCF) Released Earnings Last Week And Analysts Lifted Their Price Target To US$17.75
It's been a pretty great week for First Commonwealth Financial Corporation ( NYSE:FCF ) shareholders, with its shares...Seeking Alpha • Apr 22
First Commonwealth Financial: Attractively Valued But With A Lackluster Earnings Outlook
Summary Loan growth will receive support from strong regional markets. After rising for the last two years, the margin will likely stabilize this year. The December 2024 target price suggests a high upside from the current market price. Further, the dividend yield is decent at around 3.8%. Read the full article on Seeking Alpha분석 기사 • Feb 03
First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.125
First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.125 per share on...Seeking Alpha • Feb 01
First Commonwealth Financial: On A Significant Growth Track But An Unattractive Valuation
Summary FCF recently reported strong quarterly results, beating the market EPS estimate by 12.4% but missing the revenue estimates by 2.5%. It has a 3.75% dividend yield and a safe and consistent dividend history. FCF reported solid Q4 FY23 results with growth in both deposit and loan values. Read the full article on Seeking Alpha분석 기사 • Feb 01
If EPS Growth Is Important To You, First Commonwealth Financial (NYSE:FCF) Presents An Opportunity
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...매출 및 비용 세부 내역
매출 및 비용 세부 내역
First Commonwealth Financial가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.
순이익 및 매출 추이
| 날짜 | 매출 | 순이익 | 일반관리비 | 연구개발비 |
|---|---|---|---|---|
| 30 Jun 26 | 507 | 168 | 237 | 0 |
| 31 Mar 26 | 496 | 157 | 236 | 0 |
| 31 Dec 25 | 486 | 152 | 233 | 0 |
| 30 Sep 25 | 469 | 143 | 227 | 0 |
| 30 Jun 25 | 455 | 134 | 224 | 0 |
| 31 Mar 25 | 449 | 138 | 219 | 0 |
| 31 Dec 24 | 449 | 143 | 213 | 0 |
| 30 Sep 24 | 456 | 152 | 211 | 0 |
| 30 Jun 24 | 463 | 159 | 208 | 0 |
| 31 Mar 24 | 470 | 164 | 207 | 0 |
| 31 Dec 23 | 467 | 157 | 206 | 0 |
| 30 Sep 23 | 449 | 148 | 200 | 0 |
| 30 Jun 23 | 434 | 143 | 196 | 0 |
| 31 Mar 23 | 409 | 131 | 189 | 0 |
| 31 Dec 22 | 389 | 128 | 183 | 0 |
| 30 Sep 22 | 385 | 127 | 182 | 0 |
| 30 Jun 22 | 380 | 127 | 180 | 0 |
| 31 Mar 22 | 375 | 126 | 176 | 0 |
| 31 Dec 21 | 386 | 138 | 174 | 0 |
| 30 Sep 21 | 374 | 129 | 173 | 0 |
| 30 Jun 21 | 358 | 114 | 170 | 0 |
| 31 Mar 21 | 351 | 108 | 170 | 0 |
| 31 Dec 20 | 305 | 73 | 171 | 0 |
| 30 Sep 20 | 305 | 75 | 170 | 0 |
| 30 Jun 20 | 311 | 82 | 170 | 0 |
| 31 Mar 20 | 315 | 85 | 169 | 0 |
| 31 Dec 19 | 339 | 105 | 166 | 0 |
| 30 Sep 19 | 337 | 106 | 163 | 0 |
| 30 Jun 19 | 329 | 104 | 161 | 0 |
| 31 Mar 19 | 332 | 109 | 159 | 0 |
| 31 Dec 18 | 327 | 107 | 155 | 0 |
| 30 Sep 18 | 324 | 84 | 157 | 0 |
| 30 Jun 18 | 322 | 81 | 155 | 0 |
| 31 Mar 18 | 311 | 63 | 153 | 0 |
| 31 Dec 17 | 302 | 55 | 151 | 0 |
| 30 Sep 17 | 291 | 69 | 144 | 0 |
| 30 Jun 17 | 277 | 65 | 137 | 0 |
| 31 Mar 17 | 254 | 63 | 129 | 0 |
| 31 Dec 16 | 244 | 60 | 126 | 0 |
| 30 Sep 16 | 229 | 52 | 121 | 0 |
| 30 Jun 16 | 223 | 47 | 122 | 0 |
| 31 Mar 16 | 229 | 48 | 125 | 0 |
| 31 Dec 15 | 233 | 50 | 124 | 0 |
| 30 Sep 15 | 233 | 48 | 125 | 0 |
양질의 수익: FCF는 고품질 수익을 보유하고 있습니다.
이익 마진 증가: FCF의 현재 순 이익률 (33.2%)은 지난해 (29.5%)보다 높습니다.
잉여현금흐름 대비 순이익 분석
과거 순이익 성장 분석
수익추이: FCF의 수익은 지난 5년 동안 연평균 4.7% 증가했습니다.
성장 가속화: 지난 1년간 FCF 의 수익 증가율(25.6%)은 연간 평균(4.7%)을 초과합니다.
수익 대 산업: FCF의 지난 1년 수익 증가율(25.6%)은 Banks 업계의 23.3%를 상회했습니다.
자기자본이익률
높은 ROE: FCF의 자본 수익률(10.7%)은 낮음으로 평가됩니다.
총자산이익률
투하자본수익률
우수한 과거 실적 기업을 찾아보세요
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/08/12 21:27 |
| 종가 | 2026/08/12 00:00 |
| 수익 | 2026/06/30 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
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* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
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Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
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분석가 소스
First Commonwealth Financial Corporation는 16명의 분석가가 다루고 있습니다. 이 중 6명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| Stephen Moss | B. Riley Securities, Inc. |
| Christopher McGratty | Keefe, Bruyette, & Woods |