View Past PerformanceThis company has been acquiredThe company may no longer be operating, as it has been acquired. Find out why through their latest events.See Latest EventsPCSB Financial 대차대조표 건전성재무 건전성 기준 점검 6/6핵심 정보6.9x자산/자본 비율n/a순이자마진총예금US$1.59b대출/예금 비율적정부실 대출0.6%대손충당금충분유동비율낮음현금 및 현금성 자산US$50.75m최근 재무 건전성 업데이트업데이트 없음모든 업데이트 보기Recent updates공시 • Jan 04PCSB Financial Corporation(NasdaqCM:PCSB) dropped from NASDAQ Composite IndexPCSB Bank has been removed from NASDAQ Composite Index.Price Target Changed • Nov 16Price target increased to US$25.00Up from US$22.50, the current price target is provided by 1 analyst. New target price is 27% above last closing price of US$19.74. The company is forecast to post earnings per share of US$1.25 for next year compared to US$1.05 last year.Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Independent Director Marsha Gordon was the last director to join the board, commencing their role in 2018. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Price Target Changed • Nov 01Price target increased to US$25.00Up from US$22.50, the current price target is an average from 2 analysts. New target price is 28% above last closing price of US$19.49. The company is forecast to post earnings per share of US$1.25 for next year compared to US$1.05 last year.Reported Earnings • Oct 28First quarter 2023 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2023 results: EPS: US$0.34 (up from US$0.25 in 1Q 2022). Revenue: US$15.6m (up 19% from 1Q 2022). Net income: US$4.78m (up 32% from 1Q 2022). Profit margin: 31% (up from 28% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 7.1%. Earnings per share (EPS) also surpassed analyst estimates by 18%. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.공시 • Oct 28PCSB Financial Corporation Declares Regular Quarterly Cash Dividend, Payable on or About November 25, 2022PCSB Financial Corporation On October 26, 2022, the Board of Directors declared a regular quarterly cash dividend of $0.07 per share. The dividend is payable on or about November 25, 2022 to shareholders of record as of the close of business on November 10, 2022.Upcoming Dividend • Aug 18Upcoming dividend of US$0.07 per shareEligible shareholders must have bought the stock before 25 August 2022. Payment date: 09 September 2022. Trailing yield: 1.4%. Lower than top quartile of American dividend payers (4.0%). Lower than average of industry peers (2.9%).Reported Earnings • Aug 05Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$1.05 (up from US$0.84 in FY 2021). Revenue: US$55.5m (up 9.8% from FY 2021). Net income: US$14.9m (up 20% from FY 2021). Profit margin: 27% (up from 25% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.90% (up from 2.73% in FY 2021). Cost-to-income ratio: 65.6% (down from 69.7% in FY 2021). Non-performing loans: 0.69% (up from 0.47% in FY 2021). Revenue exceeded analyst estimates by 2.2%. Earnings per share (EPS) also surpassed analyst estimates by 2.0%. Over the next year, revenue is expected to shrink by 3.8% compared to a 16% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.공시 • Aug 05Pcsb Financial Corporation Declares Quarterly Cash Dividend, Payable on or About September 9, 2022On July 27, 2022, PCSB Financial Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.07 per share. The dividend is payable on or about September 9, 2022 to shareholders of record as of the close of business on August 26, 2022.공시 • May 26Brookline Bancorp, Inc. (NasdaqGS:BRKL) entered into a definitive agreement to acquire PCSB Financial Corporation (NasdaqCM:PCSB) for approximately $320 million.Brookline Bancorp, Inc. (NasdaqGS:BRKL) entered into a definitive agreement to acquire PCSB Financial Corporation (NasdaqCM:PCSB) for approximately $320 million on May 23, 2022. Under the terms of the transaction, shareholders of PCSB will receive, for each share of PCSB, at the holder’s election, either $22.00 in cash consideration or 1.3284 shares of Brookline common stock for each share of PCSB common stock, subject to allocation procedures to ensure 60% of the outstanding shares of PCSB common stock will be converted to Brookline common stock. The receipt of Brookline common stock by stockholders of PCSB is expected to be tax-free. Following the transaction, PCSB Bank will operate as a separate bank subsidiary of Brookline. PCSB Bank will retain its New York bank charter and Board of Directors and its headquarters will remain in Yorktown Heights. Brookline will select one PCSB director to join its Board of Directors. Following the closing, Michael P. Goldrick shall become PCSB Bank’s President and Chief Executive Officer. PCSB shall pay a termination fee of $12 million to Brookline. The transaction has been unanimously approved by the Board of Directors of both companies and is subject to approval by PCSB stockholders, as well as regulatory approvals, effectiveness of the Registration Statement, shares of Brookline common stock shall have been authorized for listing on Nasdaq and other customary closing conditions. The deal is expected to be completed in the second half of 2022. The transaction is anticipated double-digit EPS accretion of approximately 13% to Brookline’s earnings per share. Brookline was advised in this transaction by Performance Trust Capital Partners, LLC as financial advisor and Samantha M. Kirby of Goodwin Procter LLP as legal counsel. PCSB was advised by Piper Sandler & Co. as financial advisor and fairness opinion provider and Kip A. Weissman of Luse Gorman, PC as legal counsel.Upcoming Dividend • May 05Upcoming dividend of US$0.07 per shareEligible shareholders must have bought the stock before 12 May 2022. Payment date: 27 May 2022. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of American dividend payers (3.8%). Lower than average of industry peers (5.9%).분석 기사 • May 02PCSB Financial (NASDAQ:PCSB) Is Paying Out A Larger Dividend Than Last YearPCSB Financial Corporation ( NASDAQ:PCSB ) has announced that it will be increasing its dividend on the 27th of May to...Reported Earnings • Apr 29Third quarter 2022 earnings: Revenues and EPS in line with analyst expectationsThird quarter 2022 results: EPS: US$0.25. Revenue: US$13.4m (up 1.8% from 3Q 2021). Net income: US$3.47m (down 3.3% from 3Q 2021). Profit margin: 26% (down from 27% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Over the next year, revenue is expected to shrink by 3.4% compared to a 9.6% decline forecast for the industry in the US.Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Independent Director Marsha Gordon was the last director to join the board, commencing their role in 2018. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Feb 03Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 10 February 2022. Payment date: 25 February 2022. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (3.6%). Lower than average of industry peers (3.7%).Reported Earnings • Jan 30Second quarter 2022 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2022 results: EPS: US$0.30 (up from US$0.18 in 2Q 2021). Revenue: US$14.2m (up 17% from 2Q 2021). Net income: US$4.29m (up 59% from 2Q 2021). Profit margin: 30% (up from 22% in 2Q 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 5.1%. Earnings per share (EPS) also surpassed analyst estimates by 30%. Over the next year, revenue is expected to shrink by 3.1% compared to a 9.3% decline forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.공시 • Jan 28PCSB Financial Corporation Declares Quarterly Cash Dividend, Payable on or About February 25, 2022On January 26, 2022, the Board of Directors of PCSB Financial Corporation declared a regular quarterly cash dividend of $0.06 per share. The dividend is payable on or about February 25, 2022 to shareholders of record as of the close of business on February 11, 2022.Recent Insider Transactions • Dec 20Executive VP & Chief Lending Officer recently sold US$95k worth of stockOn the 13th of December, Michael Goldrick sold around 5k shares on-market at roughly US$18.90 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$186k more than they bought in the last 12 months.Upcoming Dividend • Nov 03Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 10 November 2021. Payment date: 26 November 2021. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (3.5%). Lower than average of industry peers (3.3%).분석 기사 • Oct 31PCSB Financial (NASDAQ:PCSB) Will Pay A Larger Dividend Than Last Year At US$0.06The board of PCSB Financial Corporation ( NASDAQ:PCSB ) has announced that it will be increasing its dividend on the...Reported Earnings • Oct 30First quarter 2022 earnings released: EPS US$0.25 (vs US$0.18 in 1Q 2021)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2022 results: Revenue: US$13.1m (up 8.9% from 1Q 2021). Net income: US$3.61m (up 33% from 1Q 2021). Profit margin: 28% (up from 23% in 1Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.분석 기사 • Oct 21Shareholders May Be A Little Conservative With PCSB Financial Corporation's (NASDAQ:PCSB) CEO Compensation For NowCEO Joseph Roberto has done a decent job of delivering relatively good performance at PCSB Financial Corporation...Reported Earnings • Sep 12Full year 2021 earnings released: EPS US$0.84 (vs US$0.60 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: US$50.5m (up 8.2% from FY 2020). Net income: US$12.4m (up 33% from FY 2020). Profit margin: 25% (up from 20% in FY 2020). The increase in margin was driven by higher revenue. Non-performing loans: 0.47% (up from 0.14% in FY 2020). Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.Upcoming Dividend • Aug 12Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 19 August 2021. Payment date: 03 September 2021. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (3.5%). Lower than average of industry peers (3.3%).Recent Insider Transactions • Aug 11Independent Director recently bought US$56k worth of stockOn the 6th of August, Matthew McCrosson bought around 3k shares on-market at roughly US$18.72 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$39k more in shares than they bought in the last 12 months.분석 기사 • Aug 08PCSB Financial (NASDAQ:PCSB) Has Announced That It Will Be Increasing Its Dividend To US$0.06PCSB Financial Corporation ( NASDAQ:PCSB ) will increase its dividend on the 3rd of September to US$0.06. This takes...Reported Earnings • Aug 06Full year 2021 earnings released: EPS US$0.84 (vs US$0.60 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: US$50.5m (up 8.2% from FY 2020). Net income: US$12.4m (up 33% from FY 2020). Profit margin: 25% (up from 20% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Upcoming Dividend • May 06Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 13 May 2021. Payment date: 28 May 2021. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (3.4%). Lower than average of industry peers (3.1%).Recent Insider Transactions • May 06Chief Information Officer & Senior VP recently sold US$105k worth of stockOn the 3rd of May, Carol Bray sold around 5k shares on-market at roughly US$19.50 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$71k more than they bought in the last 12 months.Price Target Changed • May 04Price target increased to US$20.00Up from US$18.50, the current price target is an average from 2 analysts. New target price is 8.9% above last closing price of US$18.37. Stock is up 45% over the past year.Reported Earnings • May 03Third quarter 2021 earnings released: EPS US$0.25 (vs US$0.079 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$13.1m (up 30% from 3Q 2020). Net income: US$3.59m (up 195% from 3Q 2020). Profit margin: 27% (up from 12% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.공시 • Apr 30PCSB Financial Corporation Declares Quarterly Cash Dividend, Payable on or About May 28, 2021PCSB Financial Corporation on April 21, 2021, the Board of Directors declared a regular quarterly cash dividend of $0.06 per share, an increase of 50% from the prior quarter. The dividend is payable on or about May 28, 2021 to shareholders of record as of the close of business on May 14, 2021.Major Estimate Revision • Apr 30Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate increased from US$0.71 to US$0.80. Revenue forecast unchanged at US$45.3m. Net income forecast to grow 7.4% next year vs 4.2% growth forecast for Mortgage industry in the US. Consensus price target up from US$18.01 to US$18.50. Share price rose 4.2% to US$17.56 over the past week.분석 기사 • Apr 15Here's Why I Think PCSB Financial (NASDAQ:PCSB) Is An Interesting StockSome have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...Price Target Changed • Mar 11Price target raised to US$18.50Up from US$17.00, the current price target is an average from 2 analysts. The new target price is 5.8% above the current share price of US$17.48. As of last close, the stock is up 17% over the past year.분석 기사 • Mar 04Are You An Income Investor? Don't Miss Out On PCSB Financial Corporation (NASDAQ:PCSB)Today we'll take a closer look at PCSB Financial Corporation ( NASDAQ:PCSB ) from a dividend investor's perspective...Is New 90 Day High Low • Mar 04New 90-day high: US$16.94The company is up 8.0% from its price of US$15.66 on 03 December 2020. The American market is up 6.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Mortgage industry, which is up 27% over the same period.분석 기사 • Feb 06PCSB Financial (NASDAQ:PCSB) Could Be A Buy For Its Upcoming DividendPCSB Financial Corporation ( NASDAQ:PCSB ) is about to trade ex-dividend in the next four days. If you purchase the...Major Estimate Revision • Feb 05Analysts update estimatesThe 2021 consensus revenue estimate was lowered from US$47.0m to US$46.2m. Earnings per share (EPS) increased from US$0.53 to US$0.71 for the same period. Net income is expected to grow by 7.4% next year compared to 9.5% growth forecast for the Mortgage industry in the US. The consensus price target increased from US$17.00 to US$18.00. Share price is up 4.3% to US$15.59 over the past week.분석 기사 • Feb 01PCSB Financial's (NASDAQ:PCSB) Shareholders Are Down 27% On Their SharesMany investors define successful investing as beating the market average over the long term. But its virtually certain...Reported Earnings • Jan 30Second quarter 2021 earnings released: EPS US$0.18 (vs US$0.15 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$12.2m (up 3.0% from 2Q 2020). Net income: US$2.69m (up 14% from 2Q 2020). Profit margin: 22% (up from 20% in 2Q 2020). Over the last 3 years on average, earnings per share has increased by 30% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.Analyst Estimate Surprise Post Earnings • Jan 30Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 0.2%. Earnings per share (EPS) also surpassed analyst estimates by 38%. Over the next year, revenue is forecast to grow 1.5% compared to a 1.5% decline forecast for the Mortgage industry in the US.Is New 90 Day High Low • Jan 07New 90-day high: US$16.84The company is up 30% from its price of US$12.92 on 08 October 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 5.0% over the same period.분석 기사 • Jan 04Have Insiders Been Buying PCSB Financial Corporation (NASDAQ:PCSB) Shares This Year?It is not uncommon to see companies perform well in the years after insiders buy shares. On the other hand, we'd be...Price Target Changed • Dec 18Price target raised to US$17.00Up from US$15.25, the current price target is provided by 1 analyst. The new target price is close to the current share price of US$16.26. As of last close, the stock is down 20% over the past year.분석 기사 • Dec 07What Is The Ownership Structure Like For PCSB Financial Corporation (NASDAQ:PCSB)?If you want to know who really controls PCSB Financial Corporation ( NASDAQ:PCSB ), then you'll have to look at the...Is New 90 Day High Low • Nov 10New 90-day high: US$14.83The company is up 11% from its price of US$13.32 on 12 August 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is down 2.0% over the same period.Analyst Estimate Surprise Post Earnings • Nov 09Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 8.5%. Earnings per share (EPS) also surpassed analyst estimates by 125%. Over the next year, revenue is forecast to grow 1.8%, compared to a 11% growth forecast for the Mortgage industry in the US.Reported Earnings • Nov 09First quarter 2021 earnings released: EPS US$0.18The company reported a poor first quarter result with weaker earnings and revenues, although profit margins were flat. First quarter 2021 results: Revenue: US$12.1m (down 2.9% from 1Q 2020). Net income: US$2.73m (down 3.6% from 1Q 2020). Profit margin: 23% (in line with 1Q 2020). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.Analyst Estimate Surprise Post Earnings • Oct 30First-quarter earnings released: Revenue and earnings beat expectationsFirst-quarter revenue exceeded analyst estimates by 8.5% at US$11.6m. Earnings per share (EPS) also surpassed analyst estimates by 260% at US$0.18. Revenue is expected to shrink by 1.7% over the next year, compared to a 11% growth forecast for the Mortgage industry in the US.Reported Earnings • Oct 30First quarter earnings releasedOver the last 12 months the company has reported total profits of US$9.26m, up 5.0% from the prior year. Total revenue was US$46.3m over the last 12 months, largely unchanged from the prior year.Is New 90 Day High Low • Oct 21New 90-day high: US$13.50The company is up 17% from its price of US$11.57 on 23 July 2020. The American market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 11% over the same period.공시 • Jul 03PCSB Financial Corporation(NasdaqCM:PCSB) dropped from Russell 2000 Growth-Defensive IndexPCSB Financial Corporation(NasdaqCM:PCSB) dropped from Russell 2000 Growth-Defensive Index공시 • Jul 02PCSB Financial Corporation(NasdaqCM:PCSB) dropped from Russell 3000 Growth IndexPCSB Financial Corporation(NasdaqCM:PCSB) dropped from Russell 3000 Growth Index재무 상태 분석부채/자본 비율 추이 및 분석대차대조표금융기관 분석자산 수준: PCSB 의 자본 대비 자산 비율 (6.9x)는 낮음입니다.불량대출충당금: PCSB 에는 sufficient 불량 대출에 대한 수당 (113%)이 있습니다.저위험 부채: PCSB 부채 중 96% 는 주로 낮은 위험 자금 출처로 구성됩니다.대출 수준: PCSB 은 자산 대비 대출 비율(70%)의 적절 수준을 갖습니다.저위험 예금: PCSB 의 예금 대비 대출 비율 (85%)은 적절입니다.부실대출 수준: PCSB 에는 적절한 수준의 불량 대출(0.6%)이 있습니다.건전한 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 건실한 기업.View Dividend기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2023/01/04 03:04종가2022/12/30 00:00수익2022/09/30연간 수익2022/06/30데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 세부 정보는 당사의 Github 페이지에서 확인하실 수 있으며, 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스PCSB Financial Corporation는 2명의 분석가가 다루고 있습니다. 이 중 명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Laura Havener HunsickerCompass Point Research & Trading, LLCMark FitzgibbonPiper Sandler Companies
공시 • Jan 04PCSB Financial Corporation(NasdaqCM:PCSB) dropped from NASDAQ Composite IndexPCSB Bank has been removed from NASDAQ Composite Index.
Price Target Changed • Nov 16Price target increased to US$25.00Up from US$22.50, the current price target is provided by 1 analyst. New target price is 27% above last closing price of US$19.74. The company is forecast to post earnings per share of US$1.25 for next year compared to US$1.05 last year.
Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Independent Director Marsha Gordon was the last director to join the board, commencing their role in 2018. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Price Target Changed • Nov 01Price target increased to US$25.00Up from US$22.50, the current price target is an average from 2 analysts. New target price is 28% above last closing price of US$19.49. The company is forecast to post earnings per share of US$1.25 for next year compared to US$1.05 last year.
Reported Earnings • Oct 28First quarter 2023 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2023 results: EPS: US$0.34 (up from US$0.25 in 1Q 2022). Revenue: US$15.6m (up 19% from 1Q 2022). Net income: US$4.78m (up 32% from 1Q 2022). Profit margin: 31% (up from 28% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 7.1%. Earnings per share (EPS) also surpassed analyst estimates by 18%. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
공시 • Oct 28PCSB Financial Corporation Declares Regular Quarterly Cash Dividend, Payable on or About November 25, 2022PCSB Financial Corporation On October 26, 2022, the Board of Directors declared a regular quarterly cash dividend of $0.07 per share. The dividend is payable on or about November 25, 2022 to shareholders of record as of the close of business on November 10, 2022.
Upcoming Dividend • Aug 18Upcoming dividend of US$0.07 per shareEligible shareholders must have bought the stock before 25 August 2022. Payment date: 09 September 2022. Trailing yield: 1.4%. Lower than top quartile of American dividend payers (4.0%). Lower than average of industry peers (2.9%).
Reported Earnings • Aug 05Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$1.05 (up from US$0.84 in FY 2021). Revenue: US$55.5m (up 9.8% from FY 2021). Net income: US$14.9m (up 20% from FY 2021). Profit margin: 27% (up from 25% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.90% (up from 2.73% in FY 2021). Cost-to-income ratio: 65.6% (down from 69.7% in FY 2021). Non-performing loans: 0.69% (up from 0.47% in FY 2021). Revenue exceeded analyst estimates by 2.2%. Earnings per share (EPS) also surpassed analyst estimates by 2.0%. Over the next year, revenue is expected to shrink by 3.8% compared to a 16% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
공시 • Aug 05Pcsb Financial Corporation Declares Quarterly Cash Dividend, Payable on or About September 9, 2022On July 27, 2022, PCSB Financial Corporation announced that the Board of Directors declared a regular quarterly cash dividend of $0.07 per share. The dividend is payable on or about September 9, 2022 to shareholders of record as of the close of business on August 26, 2022.
공시 • May 26Brookline Bancorp, Inc. (NasdaqGS:BRKL) entered into a definitive agreement to acquire PCSB Financial Corporation (NasdaqCM:PCSB) for approximately $320 million.Brookline Bancorp, Inc. (NasdaqGS:BRKL) entered into a definitive agreement to acquire PCSB Financial Corporation (NasdaqCM:PCSB) for approximately $320 million on May 23, 2022. Under the terms of the transaction, shareholders of PCSB will receive, for each share of PCSB, at the holder’s election, either $22.00 in cash consideration or 1.3284 shares of Brookline common stock for each share of PCSB common stock, subject to allocation procedures to ensure 60% of the outstanding shares of PCSB common stock will be converted to Brookline common stock. The receipt of Brookline common stock by stockholders of PCSB is expected to be tax-free. Following the transaction, PCSB Bank will operate as a separate bank subsidiary of Brookline. PCSB Bank will retain its New York bank charter and Board of Directors and its headquarters will remain in Yorktown Heights. Brookline will select one PCSB director to join its Board of Directors. Following the closing, Michael P. Goldrick shall become PCSB Bank’s President and Chief Executive Officer. PCSB shall pay a termination fee of $12 million to Brookline. The transaction has been unanimously approved by the Board of Directors of both companies and is subject to approval by PCSB stockholders, as well as regulatory approvals, effectiveness of the Registration Statement, shares of Brookline common stock shall have been authorized for listing on Nasdaq and other customary closing conditions. The deal is expected to be completed in the second half of 2022. The transaction is anticipated double-digit EPS accretion of approximately 13% to Brookline’s earnings per share. Brookline was advised in this transaction by Performance Trust Capital Partners, LLC as financial advisor and Samantha M. Kirby of Goodwin Procter LLP as legal counsel. PCSB was advised by Piper Sandler & Co. as financial advisor and fairness opinion provider and Kip A. Weissman of Luse Gorman, PC as legal counsel.
Upcoming Dividend • May 05Upcoming dividend of US$0.07 per shareEligible shareholders must have bought the stock before 12 May 2022. Payment date: 27 May 2022. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of American dividend payers (3.8%). Lower than average of industry peers (5.9%).
분석 기사 • May 02PCSB Financial (NASDAQ:PCSB) Is Paying Out A Larger Dividend Than Last YearPCSB Financial Corporation ( NASDAQ:PCSB ) has announced that it will be increasing its dividend on the 27th of May to...
Reported Earnings • Apr 29Third quarter 2022 earnings: Revenues and EPS in line with analyst expectationsThird quarter 2022 results: EPS: US$0.25. Revenue: US$13.4m (up 1.8% from 3Q 2021). Net income: US$3.47m (down 3.3% from 3Q 2021). Profit margin: 26% (down from 27% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Over the next year, revenue is expected to shrink by 3.4% compared to a 9.6% decline forecast for the industry in the US.
Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Independent Director Marsha Gordon was the last director to join the board, commencing their role in 2018. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Feb 03Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 10 February 2022. Payment date: 25 February 2022. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (3.6%). Lower than average of industry peers (3.7%).
Reported Earnings • Jan 30Second quarter 2022 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2022 results: EPS: US$0.30 (up from US$0.18 in 2Q 2021). Revenue: US$14.2m (up 17% from 2Q 2021). Net income: US$4.29m (up 59% from 2Q 2021). Profit margin: 30% (up from 22% in 2Q 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 5.1%. Earnings per share (EPS) also surpassed analyst estimates by 30%. Over the next year, revenue is expected to shrink by 3.1% compared to a 9.3% decline forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
공시 • Jan 28PCSB Financial Corporation Declares Quarterly Cash Dividend, Payable on or About February 25, 2022On January 26, 2022, the Board of Directors of PCSB Financial Corporation declared a regular quarterly cash dividend of $0.06 per share. The dividend is payable on or about February 25, 2022 to shareholders of record as of the close of business on February 11, 2022.
Recent Insider Transactions • Dec 20Executive VP & Chief Lending Officer recently sold US$95k worth of stockOn the 13th of December, Michael Goldrick sold around 5k shares on-market at roughly US$18.90 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$186k more than they bought in the last 12 months.
Upcoming Dividend • Nov 03Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 10 November 2021. Payment date: 26 November 2021. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (3.5%). Lower than average of industry peers (3.3%).
분석 기사 • Oct 31PCSB Financial (NASDAQ:PCSB) Will Pay A Larger Dividend Than Last Year At US$0.06The board of PCSB Financial Corporation ( NASDAQ:PCSB ) has announced that it will be increasing its dividend on the...
Reported Earnings • Oct 30First quarter 2022 earnings released: EPS US$0.25 (vs US$0.18 in 1Q 2021)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2022 results: Revenue: US$13.1m (up 8.9% from 1Q 2021). Net income: US$3.61m (up 33% from 1Q 2021). Profit margin: 28% (up from 23% in 1Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
분석 기사 • Oct 21Shareholders May Be A Little Conservative With PCSB Financial Corporation's (NASDAQ:PCSB) CEO Compensation For NowCEO Joseph Roberto has done a decent job of delivering relatively good performance at PCSB Financial Corporation...
Reported Earnings • Sep 12Full year 2021 earnings released: EPS US$0.84 (vs US$0.60 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: US$50.5m (up 8.2% from FY 2020). Net income: US$12.4m (up 33% from FY 2020). Profit margin: 25% (up from 20% in FY 2020). The increase in margin was driven by higher revenue. Non-performing loans: 0.47% (up from 0.14% in FY 2020). Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Aug 12Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 19 August 2021. Payment date: 03 September 2021. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (3.5%). Lower than average of industry peers (3.3%).
Recent Insider Transactions • Aug 11Independent Director recently bought US$56k worth of stockOn the 6th of August, Matthew McCrosson bought around 3k shares on-market at roughly US$18.72 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$39k more in shares than they bought in the last 12 months.
분석 기사 • Aug 08PCSB Financial (NASDAQ:PCSB) Has Announced That It Will Be Increasing Its Dividend To US$0.06PCSB Financial Corporation ( NASDAQ:PCSB ) will increase its dividend on the 3rd of September to US$0.06. This takes...
Reported Earnings • Aug 06Full year 2021 earnings released: EPS US$0.84 (vs US$0.60 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: US$50.5m (up 8.2% from FY 2020). Net income: US$12.4m (up 33% from FY 2020). Profit margin: 25% (up from 20% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Upcoming Dividend • May 06Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 13 May 2021. Payment date: 28 May 2021. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (3.4%). Lower than average of industry peers (3.1%).
Recent Insider Transactions • May 06Chief Information Officer & Senior VP recently sold US$105k worth of stockOn the 3rd of May, Carol Bray sold around 5k shares on-market at roughly US$19.50 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$71k more than they bought in the last 12 months.
Price Target Changed • May 04Price target increased to US$20.00Up from US$18.50, the current price target is an average from 2 analysts. New target price is 8.9% above last closing price of US$18.37. Stock is up 45% over the past year.
Reported Earnings • May 03Third quarter 2021 earnings released: EPS US$0.25 (vs US$0.079 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$13.1m (up 30% from 3Q 2020). Net income: US$3.59m (up 195% from 3Q 2020). Profit margin: 27% (up from 12% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
공시 • Apr 30PCSB Financial Corporation Declares Quarterly Cash Dividend, Payable on or About May 28, 2021PCSB Financial Corporation on April 21, 2021, the Board of Directors declared a regular quarterly cash dividend of $0.06 per share, an increase of 50% from the prior quarter. The dividend is payable on or about May 28, 2021 to shareholders of record as of the close of business on May 14, 2021.
Major Estimate Revision • Apr 30Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate increased from US$0.71 to US$0.80. Revenue forecast unchanged at US$45.3m. Net income forecast to grow 7.4% next year vs 4.2% growth forecast for Mortgage industry in the US. Consensus price target up from US$18.01 to US$18.50. Share price rose 4.2% to US$17.56 over the past week.
분석 기사 • Apr 15Here's Why I Think PCSB Financial (NASDAQ:PCSB) Is An Interesting StockSome have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...
Price Target Changed • Mar 11Price target raised to US$18.50Up from US$17.00, the current price target is an average from 2 analysts. The new target price is 5.8% above the current share price of US$17.48. As of last close, the stock is up 17% over the past year.
분석 기사 • Mar 04Are You An Income Investor? Don't Miss Out On PCSB Financial Corporation (NASDAQ:PCSB)Today we'll take a closer look at PCSB Financial Corporation ( NASDAQ:PCSB ) from a dividend investor's perspective...
Is New 90 Day High Low • Mar 04New 90-day high: US$16.94The company is up 8.0% from its price of US$15.66 on 03 December 2020. The American market is up 6.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Mortgage industry, which is up 27% over the same period.
분석 기사 • Feb 06PCSB Financial (NASDAQ:PCSB) Could Be A Buy For Its Upcoming DividendPCSB Financial Corporation ( NASDAQ:PCSB ) is about to trade ex-dividend in the next four days. If you purchase the...
Major Estimate Revision • Feb 05Analysts update estimatesThe 2021 consensus revenue estimate was lowered from US$47.0m to US$46.2m. Earnings per share (EPS) increased from US$0.53 to US$0.71 for the same period. Net income is expected to grow by 7.4% next year compared to 9.5% growth forecast for the Mortgage industry in the US. The consensus price target increased from US$17.00 to US$18.00. Share price is up 4.3% to US$15.59 over the past week.
분석 기사 • Feb 01PCSB Financial's (NASDAQ:PCSB) Shareholders Are Down 27% On Their SharesMany investors define successful investing as beating the market average over the long term. But its virtually certain...
Reported Earnings • Jan 30Second quarter 2021 earnings released: EPS US$0.18 (vs US$0.15 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$12.2m (up 3.0% from 2Q 2020). Net income: US$2.69m (up 14% from 2Q 2020). Profit margin: 22% (up from 20% in 2Q 2020). Over the last 3 years on average, earnings per share has increased by 30% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.
Analyst Estimate Surprise Post Earnings • Jan 30Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 0.2%. Earnings per share (EPS) also surpassed analyst estimates by 38%. Over the next year, revenue is forecast to grow 1.5% compared to a 1.5% decline forecast for the Mortgage industry in the US.
Is New 90 Day High Low • Jan 07New 90-day high: US$16.84The company is up 30% from its price of US$12.92 on 08 October 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 5.0% over the same period.
분석 기사 • Jan 04Have Insiders Been Buying PCSB Financial Corporation (NASDAQ:PCSB) Shares This Year?It is not uncommon to see companies perform well in the years after insiders buy shares. On the other hand, we'd be...
Price Target Changed • Dec 18Price target raised to US$17.00Up from US$15.25, the current price target is provided by 1 analyst. The new target price is close to the current share price of US$16.26. As of last close, the stock is down 20% over the past year.
분석 기사 • Dec 07What Is The Ownership Structure Like For PCSB Financial Corporation (NASDAQ:PCSB)?If you want to know who really controls PCSB Financial Corporation ( NASDAQ:PCSB ), then you'll have to look at the...
Is New 90 Day High Low • Nov 10New 90-day high: US$14.83The company is up 11% from its price of US$13.32 on 12 August 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is down 2.0% over the same period.
Analyst Estimate Surprise Post Earnings • Nov 09Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 8.5%. Earnings per share (EPS) also surpassed analyst estimates by 125%. Over the next year, revenue is forecast to grow 1.8%, compared to a 11% growth forecast for the Mortgage industry in the US.
Reported Earnings • Nov 09First quarter 2021 earnings released: EPS US$0.18The company reported a poor first quarter result with weaker earnings and revenues, although profit margins were flat. First quarter 2021 results: Revenue: US$12.1m (down 2.9% from 1Q 2020). Net income: US$2.73m (down 3.6% from 1Q 2020). Profit margin: 23% (in line with 1Q 2020). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
Analyst Estimate Surprise Post Earnings • Oct 30First-quarter earnings released: Revenue and earnings beat expectationsFirst-quarter revenue exceeded analyst estimates by 8.5% at US$11.6m. Earnings per share (EPS) also surpassed analyst estimates by 260% at US$0.18. Revenue is expected to shrink by 1.7% over the next year, compared to a 11% growth forecast for the Mortgage industry in the US.
Reported Earnings • Oct 30First quarter earnings releasedOver the last 12 months the company has reported total profits of US$9.26m, up 5.0% from the prior year. Total revenue was US$46.3m over the last 12 months, largely unchanged from the prior year.
Is New 90 Day High Low • Oct 21New 90-day high: US$13.50The company is up 17% from its price of US$11.57 on 23 July 2020. The American market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 11% over the same period.
공시 • Jul 03PCSB Financial Corporation(NasdaqCM:PCSB) dropped from Russell 2000 Growth-Defensive IndexPCSB Financial Corporation(NasdaqCM:PCSB) dropped from Russell 2000 Growth-Defensive Index
공시 • Jul 02PCSB Financial Corporation(NasdaqCM:PCSB) dropped from Russell 3000 Growth IndexPCSB Financial Corporation(NasdaqCM:PCSB) dropped from Russell 3000 Growth Index