Independent Bank Corp.

NasdaqGS:INDB 주식 리포트

시가총액: US$4.1b

Independent Bank 과거 순이익 실적

과거 기준 점검 4/6

Independent Bank은 연평균 6.5%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 3.2% 증가했습니다. 매출은 연평균 8.7%의 비율로 증가했습니다. Independent Bank의 자기자본이익률은 6.8%이고 순이익률은 27.5%입니다.

핵심 정보

6.54%

순이익 성장률

1.94%

주당순이익(EPS) 성장률

Banks 산업 성장률11.18%
매출 성장률8.71%
자기자본이익률6.79%
순이익률27.46%
최근 순이익 업데이트31 Mar 2026

최근 과거 실적 업데이트

Recent updates

내러티브 업데이트 Jun 19

INDB: Dividend And Buyback Support Will Drive Future Share Price Repricing

Analysts have adjusted their price target on Independent Bank to reflect offsetting changes, including a $2 reduction from Keefe Bruyette and a $3 increase from Raymond James, supported by a newly bullish initiation from Stephens. Analyst Commentary on Independent Bank Recent research on Independent Bank reflects a mix of optimism and caution, with price targets adjusted in both directions and a fresh bullish initiation shaping how investors may think about the stock’s risk and reward profile.
분석 기사 Jun 17

Independent Bank (INDB) Stock Could Be 9% Below Fair Value On Enterprise Integration Story

Independent Bank (INDB) stock has been drawing investor attention after recent share price moves, with the bank now valued at about $3.98b and closing at $82.40 in the latest session. See our latest analysis for Independent Bank. The recent 6.17% 1 month share price return and 10.83% 3 month share price return suggest momentum has been building, while the 39.19% 1 year total shareholder return and 94.50% 3 year total shareholder return point to a strong longer term record. If Independent Bank...
내러티브 업데이트 Jun 04

INDB: Dividend And Buyback Support Will Shape Future Share Repricing Outlook

Analysts have adjusted their views on Independent Bank, and the consensus price target has now moved modestly. Recent $2 and $3 revisions, along with a reiterated $84 level, reflect updated expectations for the stock based on fresh coverage and reassessments of its valuation framework.
내러티브 업데이트 May 17

INDB: Dividend And Buyback Support Will Drive Future Share Repricing

Independent Bank's refreshed analyst narrative centers on a modestly higher fair value estimate of about $90.57 per share, up from roughly $89.83, as analysts balance recent price target moves, including a $3 increase at one firm and a $2 cut at another, with updated assumptions around discount rates, profit margins, and future P/E expectations. Analyst Commentary Recent research on Independent Bank gives you a mixed but useful read on how professionals are thinking about the stock, with fresh targets and ratings feeding into the updated fair value estimate.
내러티브 업데이트 Apr 24

INDB: Dividend And Buyback Momentum Will Support Future Share Repricing

Independent Bank's updated analyst price target edges slightly lower to about $89.83, with analysts citing more tempered revenue growth expectations, a higher projected profit margin, and a reduced future P/E estimate as key drivers of the change. Analyst Commentary Recent research updates for Independent Bank reflect a mix of optimism and caution, with several firms adjusting ratings and price targets in both directions.
Seeking Alpha Apr 17

Independent Bank: Mixed Metrics In Q1, But A Dividend Boost

Summary Independent Bank Corp. delivered robust Q1 results, with revenues up 42% year-over-year, primarily from the Enterprise acquisition. INDB's net interest margin expanded to 3.90%, and adjusted EPS of $1.68 narrowly beat consensus, despite a slight sequential dip. Loan and deposit balances declined modestly, while asset quality softened as nonperforming loans rose to 0.52% of total loans. Capital position remains strong; dividend increased 8.5%, share repurchases were aggressive, but we remain neutral on INDB stock pending clearer signs of organic loan growth. Read the full article on Seeking Alpha
내러티브 업데이트 Apr 09

INDB: Dividend Growth And Buybacks Will Support Future Share Repricing

Analysts have nudged the fair value estimate for Independent Bank to $90.00, reflecting slightly lower revenue growth and profit margin assumptions alongside a modestly higher future P/E. Recent research cites limited near term upside and mixed price target moves across the Street.
내러티브 업데이트 Mar 26

INDB: Dividend Hike And Buybacks Will Support Future Upside Potential

The analyst price target for Independent Bank has been trimmed by about $0.40 to reflect slightly adjusted long term fair value assumptions. Analysts point to mixed recent research that includes a lower $84 target and a Neutral stance, alongside more constructive views from other firms.
내러티브 업데이트 Mar 11

INDB: Share Repurchases And Consistent Earnings Framework Will Support Future Upside

Analysts have adjusted their price target on Independent Bank to $90.00. They attribute this change to updated assumptions on fair value, discount rate, revenue growth, profit margin, and future P/E that remain broadly consistent with prior estimates, while incorporating recent research commentary.
내러티브 업데이트 Feb 25

INDB: Share Repurchases And Earnings Execution Will Support Future Upside Potential

Analysts have maintained their fair value estimate for Independent Bank at $90. Recent research highlights updated views on growth, profitability, and future P/E as the key drivers behind the latest price target adjustment.
내러티브 업데이트 Feb 10

INDB: Share Repurchases And Execution Risks Will Shape Future Upside Potential

Analysts have raised their fair value estimate for Independent Bank, increasing the price target from US$87.20 to US$90.00. This change reflects updated assumptions around discount rates, revenue growth, profit margins, and future P/E.
내러티브 업데이트 Jan 26

INDB: Share Repurchases And Higher Margins Will Support Future Upside Potential

Analysts have lifted their price target for Independent Bank from US$83.40 to US$87.20, citing updated assumptions that combine a lower revenue growth outlook with higher profit margin expectations and a slightly richer future P/E multiple. What's in the News Independent Bank completed a share repurchase of 912,528 shares, representing 1.96% of shares, for a total of US$60.86 million under the buyback announced on July 17, 2025 (Key Developments).
내러티브 업데이트 Jan 09

INDB: Share Repurchase Completion And Stable Assumptions Will Guide Future Returns

Analysts have reaffirmed their price target on Independent Bank at US$83.40, citing largely unchanged assumptions for discount rate, revenue growth, profit margin and future P/E that continue to support this valuation. What's in the News Independent Bank completed a share repurchase program announced on July 17, 2025, buying back 364,528 shares for US$23.36 million, representing 0.86% of the company.
내러티브 업데이트 Dec 18

INDB: Share Repurchase And Steady Fundamentals Will Likely Support Future Returns

Analysts have modestly raised their price target on Independent Bank to approximately $83.40 from about $82.75, reflecting slightly stronger confidence in the bank’s long term earnings power and valuation multiple. What's in the News Completed repurchase of 364,528 shares (about 0.86% of outstanding stock) for approximately $23.36 million under its July 17, 2025 buyback authorization (Key Developments) Valuation Changes Fair Value: Increased slightly to approximately $83.40 from about $82.75, reflecting a modest uplift in the intrinsic value estimate.
내러티브 업데이트 Dec 04

INDB: Completed Share Repurchase Program Will Support Strong Future Shareholder Returns

Analysts have modestly reaffirmed their outlook on Independent Bank, keeping the average price target effectively unchanged at approximately $82.75 per share. They continue to view the bank's stable fair value estimate, discount rate, revenue growth trajectory, profit margins, and forward P E multiple as well balanced.
내러티브 업데이트 Nov 20

INDB: Share Buyback Completion Will Drive Future Shareholder Value

Narrative Update on Independent Bank Analysts have maintained their price target for Independent Bank at $82.75. They cite ongoing stability in both growth and profitability metrics.
내러티브 업데이트 Nov 05

INDB: Share Buyback Completion And Steady Metrics Will Support Bullish Momentum

Analysts have maintained their fair value price target for Independent Bank at $82.75. They cite consistent financial projections and stable performance metrics as the basis for their steady outlook.
내러티브 업데이트 Oct 22

Analysts Boost Independent Bank Price Target Despite Lower Growth and Profit Forecasts

Analysts have raised their price target for Independent Bank from $79.50 to $82.75. They cited moderating profit margin and revenue growth estimates, but noted increased confidence in the company's valuation outlook.
Seeking Alpha Apr 19

Independent Bank: No Signs Of A Slowdown, Attractive Yield

Summary Independent Bank Corp. (Rockland Trust) Q1 earnings show mixed results: revenue beat expectations, but EPS missed due to higher credit loss provisions. Loan levels held steady, while deposits rose 2.4%, improving net interest margins to 3.42%, indicating a stable local economy. Asset quality mostly improved with lower nonperforming loans, but return metrics dipped slightly; the efficiency ratio showed improvement. Positive 2025 outlook with a pending merger and a 4.2% dividend yield, making it a potential income investment, especially on market dips. Read the full article on Seeking Alpha
Seeking Alpha Jan 16

Independent Bank: Another Regional Bank Delivering

Summary Independent Bank Corp.'s Q4 earnings were strong, with revenues flat and EPS surpassing expectations, boosted by lower credit loss provisions and better margins. Loan and deposit growth were positive, with loans up 1% and deposits up 0.7%, indicating strong performance and future potential. Asset quality mostly improved, with nonperforming assets slightly down and better return metrics, though allowance for credit losses ticked up slightly. Despite trading above book value, the bank's INDB stock offers a 3.5% yield; a pullback to the $50s would be a better entry point. Read the full article on Seeking Alpha
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새로운 내러티브 Oct 20

Diversifying Loan Mix And Wealth Management Expansion To Boost Bank's Earnings

Diversifying the loan portfolio and focusing on C&I lending over CRE aims to stabilize earnings and increase revenue.
Seeking Alpha Sep 15

Independent Bank: Time For A Downgrade After A Monumental Rally

Summary Independent Bank's stock surged 24.4% since my initial 'buy' rating, outperforming the S&P 500's 7.2% rise. Deposit growth has been impressive, but uninsured deposits increased to 33.1%, raising concerns about susceptibility to bank runs. Despite loan growth and reduced debt, net interest income and overall profitability have declined, impacting the bank's valuation. Independent Bank appears attractively priced relative to peers but falls short on return on assets and equity, justifying a downgrade to a 'hold' rating. Read the full article on Seeking Alpha
Seeking Alpha May 31

Independent Bank: Just Worth Considering

Summary Independent Bank has experienced mixed financial results in recent years, but its shares are attractively priced compared to similar firms. The bank offers a wide range of banking, investment, and financial services through its retail branches and lending centers. The company's loan portfolio has consistently increased, but deposits have declined, leading to some volatility in its financial performance. Read the full article on Seeking Alpha
분석 기사 Mar 25

Independent Bank (NASDAQ:INDB) Is Increasing Its Dividend To $0.57

Independent Bank Corp. ( NASDAQ:INDB ) has announced that it will be increasing its periodic dividend on the 5th of...
Seeking Alpha Jan 21

Independent Bank: High LTD Ratio Limits Growth Prospects

Summary Independent Bank's Q4 GAAP EPS beats estimates by $0.02. Q4 revenue of $177.16M misses estimates by $0.18M. Loan portfolio growth is slowing down, delinquency trend is increasing slightly and the focus is on deposit growth. Read the full article on Seeking Alpha
분석 기사 Dec 18

Independent Bank's (NASDAQ:INDB) Dividend Will Be $0.55

The board of Independent Bank Corp. ( NASDAQ:INDB ) has announced that it will pay a dividend on the 5th of January...

매출 및 비용 세부 내역

Independent Bank가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.


순이익 및 매출 추이

NasdaqGS:INDB 매출, 비용 및 순이익 (USD Millions)
날짜매출순이익일반관리비연구개발비
31 Mar 268762414130
31 Dec 257922053880
30 Sep 257121803610
30 Jun 256631893340
31 Mar 256541893280
31 Dec 246531923220
30 Sep 246561973150
30 Jun 246782153140
31 Mar 246902263080
31 Dec 237082403080
30 Sep 237282623020
30 Jun 237382733020
31 Mar 237332722940
31 Dec 227182642880
30 Sep 226421882750
30 Jun 225811572590
31 Mar 225311322460
31 Dec 214891212330
30 Sep 214931542240
30 Jun 214791492230
31 Mar 214551362180
31 Dec 204251212100
30 Sep 204321342120
30 Jun 204551512110
31 Mar 204891572130
31 Dec 195011652060
30 Sep 194731481960
30 Jun 194351291850
31 Mar 193961291730
31 Dec 183811221710
30 Sep 183681141660
30 Jun 183571051660
31 Mar 18348941630
31 Dec 17339871600
30 Sep 17327821560
30 Jun 17316791530
31 Mar 17309791500
31 Dec 16304771490
30 Sep 16301791460
30 Jun 16298771430
31 Mar 16293741420
31 Dec 15288651440
30 Sep 15280611380
30 Jun 15272591360

양질의 수익: INDB는 고품질 수익을 보유하고 있습니다.

이익 마진 증가: INDB의 현재 순 이익률 (27.5%)은 지난해 (28.9%)보다 낮습니다.


잉여현금흐름 대비 순이익 분석


과거 순이익 성장 분석

수익추이: INDB의 수익은 지난 5년 동안 연평균 6.5% 증가했습니다.

성장 가속화: 지난 1년간 INDB 의 수익 증가율(27.5%)은 연간 평균(6.5%)을 초과합니다.

수익 대 산업: INDB의 지난 1년 수익 증가율(27.5%)은 Banks 업계의 22.8%를 상회했습니다.


자기자본이익률

높은 ROE: INDB의 자본 수익률(6.8%)은 낮음으로 평가됩니다.


총자산이익률


투하자본수익률


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기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/06/25 00:59
종가2026/06/25 00:00
수익2026/03/31
연간 수익2025/12/31

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분석가 소스

Independent Bank Corp.는 19명의 분석가가 다루고 있습니다. 이 중 6명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Bryce RoweBaird
Jared David ShawBarclays
David BishopD.A. Davidson & Co.