Update shared on 04 Dec 2025
Analysts have modestly reaffirmed their outlook on Independent Bank, keeping the average price target effectively unchanged at approximately $82.75 per share. They continue to view the bank's stable fair value estimate, discount rate, revenue growth trajectory, profit margins, and forward P E multiple as well balanced.
What's in the News
- Completed a share repurchase of 364,528 shares, representing approximately 0.86% of shares outstanding, between July 17, 2025 and September 30, 2025 (company buyback update).
- Total capital returned through this tranche amounted to about $23.36 million, finalizing the buyback program announced on July 17, 2025 (company buyback update).
Valuation Changes
- Fair Value Estimate remains unchanged at approximately $82.75 per share, indicating no revision to the intrinsic value assessment.
- Discount Rate edged down fractionally from 6.956% to about 6.956%, a negligible move implying a stable risk assessment.
- Revenue Growth is effectively unchanged at around 30.95%, reflecting a steady outlook for top line expansion.
- Net Profit Margin is virtually flat at roughly 31.68%, suggesting no meaningful change in expected profitability.
- Future P/E is stable at about 11.99x earnings, indicating the valuation multiple is essentially unchanged.
Have other thoughts on Independent Bank?
Create your own narrative on this stock, and estimate its Fair Value using our Valuator tool.
Create NarrativeDisclaimer
AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.