First Internet Bancorp

NasdaqGS:INBK 주식 리포트

시가총액: US$220.4m

First Internet Bancorp 향후 성장

Future 기준 점검 5/6

First Internet Bancorp은 연간 수입과 매출이 각각 132.9%와 56.5% 증가할 것으로 예상되고 EPS는 연간 133%만큼 증가할 것으로 예상됩니다.

핵심 정보

132.9%

이익 성장률

132.98%

EPS 성장률

Banks 이익 성장8.2%
매출 성장률56.5%
향후 자기자본이익률n/a
애널리스트 커버리지

Low

마지막 업데이트04 May 2026

최근 향후 성장 업데이트

Recent updates

내러티브 업데이트 • Apr 26

INBK: 2026 Guidance And P/E Framework Will Support Further Re Rating Potential

Analysts report that the latest blended price target for First Internet Bancorp has been adjusted by a few dollars, reflecting offsetting moves that include a $2 cut from Keefe Bruyette and a $3 increase from Hovde Group, along with updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Bullish analysts are split on direction for the price target, but the recent mix of a $2 reduction and a $3 increase still reflects active interest in how First Internet Bancorp is priced on earnings, revenue potential, and profitability assumptions.
내러티브 업데이트 • Apr 12

INBK: 2026 Guidance And P/E Assumptions Will Support Further Upside Potential

Analysts have modestly adjusted their outlook on First Internet Bancorp, with the consensus price target shifting by a few dollars around $30. This reflects updated views on discount rate, revenue growth, profit margin, and future P/E assumptions.
내러티브 업데이트 • Mar 29

INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case

Analysts updated their views on First Internet Bancorp with a modest net price target change, as one firm lowered its target by $2 while another raised its target by $3. The moves reflect differing interpretations of the latest assumptions around growth, profitability and future P/E expectations.
내러티브 업데이트 • Mar 14

INBK: 2026 Guidance And Margin Assumptions Will Support Constructive Upside Case

Analysts report a net $1 increase in the average price target for First Internet Bancorp as opposing $3 upward and $2 downward revisions reflect updated views on its discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish analysts point to the recent $3 upward price target revision as a sign of growing confidence in how First Internet Bancorp is priced, particularly as they factor in updated discount rate, revenue growth, profit margin, and future P/E assumptions.
내러티브 업데이트 • Feb 28

INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case

Analysts have updated their views on First Internet Bancorp with a modest net change in the average price target, reflecting a $2 cut from one firm and a $3 increase from another, as they reassess the outlook for growth, profitability, and future P/E assumptions. Analyst Commentary Bullish analysts are reading the recent price target moves as a sign that the market is actively recalibrating expectations for First Internet Bancorp rather than ignoring the story.
Seeking Alpha • Feb 20

First Internet Bancorp: Weaker Than Expected, But Baby Bonds Remain Attractive

Summary First Internet Bancorp shows improving financial performance in late 2025, but 2026 guidance remains below initial expectations. Net interest margins are expanding, with INBK guiding for 2.75%-2.8% by year-end 2026 and stronger results in H2. Loan loss provisions remain elevated, with $50-$53 million expected in 2026, mostly front-loaded in H1. INBK baby bonds offer an attractive 8%+ yield; I favor these over common shares, though I maintain a "Buy" rating on the stock. Read the full article on Seeking Alpha
내러티브 업데이트 • Feb 14

INBK: 2026 Guidance And Modeling Updates Will Support Constructive Upside Case

Analyst price targets on First Internet Bancorp have been adjusted in a narrow band, with one firm raising its target by $3 and another lowering it by $2, as analysts reassess the shares using updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent research updates on First Internet Bancorp reflect a mix of optimism and caution, with price targets adjusted in a relatively tight range.
내러티브 업데이트 • Jan 31

INBK: 2026 Earnings Guidance Will Support Recalibrated Upside Case

Analysts have lowered their fair value estimate for First Internet Bancorp from $35.00 to $30.00, reflecting updated views on revenue growth potential, profit margins and future P/E assumptions following recent mixed price target revisions on the stock. Analyst Commentary Recent Street research on First Internet Bancorp has been mixed, with one firm lifting its price target by US$3 and another trimming its target by US$2.
분석 기사 • Dec 20

First Internet Bancorp (NASDAQ:INBK) Will Pay A Dividend Of $0.06

The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of January...
내러티브 업데이트 • Dec 12

INBK: Credit Pressures And Asset Quality Concerns Will Likely Cap Near-Term Upside

Analysts have trimmed their price target on First Internet Bancorp from $25.00 to $22.00, citing ongoing credit issues and asset quality concerns. These factors are expected to keep the bank's valuation below peers despite management's efforts to improve profitability.
분석 기사 • Sep 20

First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06

First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...
분석 기사 • Jun 21

First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06

The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of July, with...
분석 기사 • Mar 22

First Internet Bancorp (NASDAQ:INBK) Has Announced A Dividend Of $0.06

First Internet Bancorp's ( NASDAQ:INBK ) investors are due to receive a payment of $0.06 per share on 15th of April...
Seeking Alpha • Jan 03

First Internet Bancorp: Floating Debt Securities Offer High Single-Digit Yield

Summary First Internet Bancorp's Q3 results show strong net interest income growth and significant profits from loan sales, despite higher loan loss provisions. The bank's baby bond, now offering a floating rate yield of 3M SOFR +437 bps in total, provides attractive interest payments, surpassing the previous fixed rate. I remain satisfied with my position in the baby bond, expecting the three-month SOFR rate to decrease, reducing the bank's interest expenses. I plan to hold and potentially add to my position in INBKZ, especially if it trades below par value. Read the full article on Seeking Alpha
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새 내러티브 • Sep 26

Calculated Fintech Partnerships And SBA Lending Propel Growth And Profitability

Shift towards higher yielding variable rate loans and reduction in higher cost broker deposits are expected to enhance the company's net margins.
Seeking Alpha • Sep 22

Despite Rapid Growth, First Internet Bancorp Deserves A Pass

Summary First Internet Bancorp has seen significant balance sheet growth but faces profitability challenges due to a declining net interest margin and increased credit loss provisions. The bank operates digitally, focusing on SBA loans and financial technology, with rapid deposit and loan growth and limited exposure to office loans. Despite recent improvements in net interest income and reduced credit losses, the bank's valuation remains high compared to peers, making it a risky investment. Given the mixed asset quality and volatility in revenue and profits, I rate First Internet Bancorp a 'hold' until it resolves its issues. Read the full article on Seeking Alpha
Seeking Alpha • Jul 04

First Internet Bancorp: Bottoming Net Interest Margin Bodes Well For The Future

Summary First Internet Bancorp's net interest margin is improving, hopefully leading to increased net interest income and profitability. The bank's loan book shows decent diversification with minimal exposure to past due loans, particularly in commercial real estate - a pleasant surprise. I maintain a long position in the bank's fix-to-float debt securities due to attractive yield and potential for increasing profitability. Read the full article on Seeking Alpha
분석 기사 • Jun 23

First Internet Bancorp's (NASDAQ:INBK) Dividend Will Be $0.06

First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...
Seeking Alpha • Apr 28

First Internet Bancorp: The Recovery Begins

Summary First Internet Bancorp's Q1 2024 report beat expectations with higher GAAP EPS and revenue. The bank's deposits grew higher than expected, improving liquidity and Loan to Deposits ratio. The bank expects total loans to grow between 5% and 10% in 2024 and predicts a recovery of NIM by the end of the year. Read the full article on Seeking Alpha
Seeking Alpha • Feb 01

First Internet Bancorp: There Is Light At The End Of The Tunnel

Summary First Internet Bancorp beat Q4 earnings estimates with GAAP EPS of $0.48 and revenue of $27.21M. The loan portfolio grew by 2.80% to $3.84 billion, with expected growth of 5-6% in 2024. NIM shows improvement, reaching 1.68% in Q4 2023, with potential to exceed 2% if there are more than expected rate cuts. Read the full article on Seeking Alpha

이익 및 매출 성장 예측

NasdaqGS:INBK - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)
날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수
12/31/202717441N/AN/A3
12/31/202614819N/AN/A3
3/31/202647-34N/AN/AN/A
12/31/202544-3523N/A
9/30/202547-33-28-26N/A
6/30/202510615-65-63N/A
3/31/2025115214143N/A
12/31/2024118251013N/A
9/30/2024109222931N/A
6/30/2024101193235N/A
3/31/2024951759N/A
12/31/2023848612N/A
9/30/2023861108N/A
6/30/202391161826N/A
3/31/202397214758N/A
12/31/2022113366583N/A
9/30/2022119426486N/A
6/30/2022121453765N/A
3/31/2022123492155N/A
12/31/2021118482555N/A
9/30/2021116476291N/A
6/30/2021113434069N/A
3/31/202199344470N/A
12/31/20209229-1213N/A
9/30/20208325-57-38N/A
6/30/20207523-36-24N/A
3/31/20207626-72-64N/A
12/31/20197425N/A-44N/A
9/30/20196922N/A-35N/A
6/30/20196922N/A-20N/A
3/31/20196722N/A9N/A
12/31/20186722N/A29N/A
9/30/20186822N/A21N/A
6/30/20186720N/A28N/A
3/31/20186418N/A19N/A
12/31/20176015N/A25N/A
9/30/20175615N/A38N/A
6/30/20175414N/A41N/A
3/31/20175112N/A39N/A
12/31/20164912N/A26N/A
9/30/20164611N/A9N/A
6/30/20164310N/A-1N/A
3/31/2016409N/A9N/A
12/31/2015399N/A11N/A
9/30/2015378N/A13N/A
6/30/2015357N/A0N/A

애널리스트 향후 성장 전망

수입 대 저축률: INBK 은 향후 3년 동안 수익을 낼 것으로 예상되며, 이는 절약률(3.5%)보다 빠른 성장으로 간주됩니다.

수익 vs 시장: INBK (는) 향후 3년 동안 평균 시장 성장보다 높은 수익을 올릴 것으로 예상됩니다.

고성장 수익: INBK 향후 3년 내에 수익을 낼 것으로 예상됩니다.

수익 대 시장: INBK 의 수익(연간 56.5%)이 US 시장(연간 11.4%)보다 빠르게 성장할 것으로 예상됩니다.

고성장 매출: INBK 의 수익(연간 56.5%)은 연간 20%보다 빠르게 증가할 것으로 예상됩니다.

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: INBK의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.

성장 기업 찾아보기

7D

1Y

7D

1Y

7D

1Y

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/06 16:26
종가2026/05/06 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
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분석가 컨센서스 추정치+3년
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시장 가격30년
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지분 구조10년
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경영진10년
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주요 개발10년
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분석가 소스

First Internet Bancorp는 5명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
George SuttonCraig-Hallum Capital Group LLC
Brett RabatinHovde Group, LLC
Christopher McGrattyKeefe, Bruyette, & Woods