Cathay General Bancorp

NasdaqGS:CATY 주식 리포트

시가총액: US$3.8b

Cathay General Bancorp 경영진

경영진 기준 점검 4/4

Cathay General Bancorp CEO는 Chang Liu, Oct2020 에 임명되었습니다 의 임기는 5.58 년입니다. 총 연간 보상은 $4.15M, 23.8% 급여 및 76.2% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 $7.32M 가치에 해당하는 회사 주식의 0.19% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 3.5 년과 7.5 년입니다.

핵심 정보

Chang Liu

최고경영자

US$4.1m

총 보수

CEO 급여 비율23.82%
CEO 재임 기간5.6yrs
CEO 지분 보유율0.2%
경영진 평균 재임 기간3.5yrs
이사회 평균 재임 기간7.5yrs

최근 경영진 업데이트

Recent updates

내러티브 업데이트 Apr 29

CATY: Dividend And Buybacks Will Support Steady Outlook As Market Expectations Rise

The updated analyst price target for Cathay General Bancorp moves to $56.40 from $53.80. This reflects analysts' use of slightly higher revenue growth, profit margin and future P/E assumptions in their refreshed models following recent Street research updates.
내러티브 업데이트 Apr 15

CATY: Share Repurchases And Dividend Will Support Future Upside

Analysts have maintained their $65.00 price target for Cathay General Bancorp, citing updated assumptions that incorporate slightly adjusted revenue growth, profit margin, and forward P/E expectations, while keeping the same fair value and discount rate in their models. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (Key Developments).
Seeking Alpha Apr 14

Cathay General Bancorp Remains A 'Buy' On Strong Financials

Summary Cathay General Bancorp remains a soft "Buy" after outperforming the S&P 500, driven by strong financials and asset quality. CATY’s deposits and loans both expanded, with net interest income and non-interest income rising, supporting robust profit growth. Valuation is slightly above preferred thresholds, but superior return on assets (1.49%) and equity (12.27%) justify the premium. Credit quality improved, with non-performing assets down to 0.59%, reinforcing confidence in CATY’s risk profile. Read the full article on Seeking Alpha
내러티브 업데이트 Apr 01

CATY: Dividend And Buybacks Will Support Steady Outlook Despite Management Changes

Analysts have kept their $53.80 price target for Cathay General Bancorp unchanged, citing relatively stable modeled revenue growth, profit margin and forward P/E assumptions in their updated forecasts. What's in the News The board declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record on February 26, 2026 (company announcement).
내러티브 업데이트 Mar 18

CATY: Dividend Strength And Share Repurchases Will Support Future Upside Potential

Analysts have trimmed their price target on Cathay General Bancorp to about $53.80 from roughly $54.20, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The Board declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (company announcement).
내러티브 업데이트 Mar 04

CATY: Share Repurchases Will Drive Future Upside

Analysts have kept their $65.00 price target for Cathay General Bancorp unchanged, citing only small model tweaks to revenue growth, profit margin, and future P/E assumptions that do not materially alter their overall view. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record on February 26, 2026 (company announcement).
내러티브 업데이트 Feb 18

CATY: Share Repurchases And Lower Charge Offs Will Drive Future Upside

Analysts have kept their $65.00 price target for Cathay General Bancorp unchanged, citing only slight tweaks to inputs such as the discount rate, revenue growth, profit margin, and future P/E assumptions that collectively do not alter their overall valuation view. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (Key Developments).
내러티브 업데이트 Feb 04

CATY: Share Repurchases And Lower Charge Offs Will Support Upside Potential

Narrative Update Overview Analysts now see Cathay General Bancorp's fair value at $65.00, up from $60.00, citing updated assumptions that include a 6.96% discount rate, 12.64% revenue growth, a 40.60% profit margin, and a forward P/E of 10.67x. What's in the News Cathay General Bancorp plans an executive transition, with long-serving Chief Financial Officer Heng W.
내러티브 업데이트 Jan 20

CATY: Net Interest Margin Strength Will Offset Elevated Loan Loss Provision Concerns

Narrative Update Analysts have nudged their expectations for Cathay General Bancorp higher, with recent Street research lifting price targets in a range of about $1 to $2 per share. They point to solid net interest income and margin performance, while also flagging a higher than expected loan loss provision as a key watchpoint.
내러티브 업데이트 Jan 06

CATY: Net Interest Strength And Buybacks Will Offset Credit Cost Uncertainty

Analysts have nudged their fair value estimate for Cathay General Bancorp higher from about US$52.20 to roughly US$54.20. This reflects updated views on price targets in the low US$50s and recent commentary around solid net interest income and margin trends, alongside a higher than expected loan loss provision and limited credit concerns.
내러티브 업데이트 Dec 17

CATY: Net Interest Strength And Buybacks Will Balance Emerging Credit Cost Pressures

Analysts have nudged their average price target on Cathay General Bancorp modestly higher, citing solid net interest income growth, expanding net interest margins, and manageable credit concerns as support for a fair value near $52.20. Analyst Commentary Recent commentary from Street research points to a balanced view on Cathay General Bancorp, with modestly higher price targets reflecting confidence in the bank's earnings power and capitalization, while still acknowledging pockets of risk around credit costs and loan growth sustainability.
내러티브 업데이트 Dec 03

CATY: Net Interest Strength And Buybacks Will Offset Rising Credit Costs

Analysts have raised their price targets on Cathay General Bancorp to a range centered around approximately $52 per share, up from the low $50s. They cite solid net interest income and margin expansion that more than offset modest concerns about higher loan loss provisioning and slightly softer profit margins.
분석 기사 Nov 25

Cathay General Bancorp (NASDAQ:CATY) Is Due To Pay A Dividend Of $0.34

Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend of $0.34 per share on the 11th of...
내러티브 업데이트 Oct 09

Asian American Demand And Digital Banking Will Strengthen Performance

Analysts have modestly raised their price target for Cathay General Bancorp from $51.60 to $52.40, citing improved expectations for profit margin and forward price-to-earnings ratio. What's in the News Cathay General Bancorp completed the repurchase of 804,179 shares, representing 1.15 percent of shares outstanding, for $35.56 million during June 2025 under its previously announced buyback program.
분석 기사 Aug 21

Cathay General Bancorp (NASDAQ:CATY) Has Affirmed Its Dividend Of $0.34

The board of Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend on the 8th of September...
분석 기사 May 19

Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34

Cathay General Bancorp's ( NASDAQ:CATY ) investors are due to receive a payment of $0.34 per share on 9th of June. This...
Seeking Alpha Apr 26

Cathay General Bancorp: Fixed Rate Exposure Is Not Currently In Its Favor (Rating Upgrade)

Summary Cathay General Bancorp faces stagnation with a high loan-to-deposit ratio and limited flexibility, but its tangible book value justifies a hold rating. Loan growth is constrained, and average loan yields are declining, but deposit costs are decreasing, offering some hope for future performance. Heavy exposure to CRE loans increases risk, but prudent LTV ratios and low net charge-offs indicate high creditworthiness. Dividend yield is stable at 3.22%, but growth is unlikely; buybacks are expected pending Board approval, reflecting cautious shareholder remuneration. Read the full article on Seeking Alpha
Seeking Alpha Jan 30

Cathay General Bancorp: Reducing The EPS Estimate, But Maintaining A Hold Rating

Summary Cathay General Bancorp's net interest margin will benefit from the rollover of Chinese New Year promotional deposits, deposit mix improvement, and interest rate cuts. I’m reducing my loan growth estimate to 3.5%. Unemployment rates in CATY’s markets have improved, but they’re still quite high based on peer comparison. Unlike the last couple of years, CATY is not planning to invest in any solar tax credit investment funds in 2025. Therefore, the bottom line will take a hit. I’m reducing my EPS estimate to $4.03 for 2025 because of changes in my provision expense, taxation, and loan estimates. My total expected return is negative 3.7%, based on a price downside of 6.6% and a dividend yield of 2.9%. Read the full article on Seeking Alpha
분석 기사 Nov 21

Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34

Cathay General Bancorp ( NASDAQ:CATY ) will pay a dividend of $0.34 on the 9th of December. This means the dividend...
Seeking Alpha Nov 14

Cathay General Bancorp: Shares Performed As Expected

Summary Cathay General Bancorp has had a nice run lower over the past year or so, with shares outperforming the broader market. This has come at a time when income statement results have worsened, but deposits have increased nicely. Unfortunately, the company now looks ready for a downgrade based on pricing, asset quality, and other factors. Read the full article on Seeking Alpha
Seeking Alpha Nov 05

Cathay General Bancorp: Rate Cuts To Help Earnings Bounce Back Next Year

Summary Despite recent performance, my loan growth outlook remains positive because of the economic strength of urban markets and interest rate cuts. The net interest margin will likely continue to expand because rate cuts will reduce the average deposit cost, but the average loan yield will remain sticky. The December 2024 target price is close to the current market price. Cathay General Bancorp is offering a moderate dividend yield of 3.0%. Read the full article on Seeking Alpha
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새로운 내러티브 Oct 27

Revamping Revenue Streams And Enhancing Margins With Strategic Moves And Market Adaptation

Strategic stock repurchase is expected to enhance EPS by reducing share count, while increased core deposits support liquidity and potential revenue growth.
분석 기사 Aug 20

Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34

Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend of $0.34 per share on the 9th of...
Seeking Alpha Aug 01

Cathay General: Turnaround Seems Near, Buy On Dips

Summary I have revised downwards my earnings estimate for this year because the first half's performance missed my expectations. Interest rate cuts will help lift the net interest margin as well as the residential loan segment. The year-end target price suggests a small downside from the current market price. Additionally, CATY is offering a moderate dividend yield. I’m maintaining a hold rating on CATY considering the current market price. However, I think it’s good to monitor the stock price and buy on dips. Read the full article on Seeking Alpha
분석 기사 May 21

Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34

Cathay General Bancorp's ( NASDAQ:CATY ) investors are due to receive a payment of $0.34 per share on 10th of June...
분석 기사 Apr 26

Cathay General Bancorp Just Missed Earnings And Its Revenue Numbers Were Weaker Than Expected

Last week saw the newest quarterly earnings release from Cathay General Bancorp ( NASDAQ:CATY ), an important milestone...
Seeking Alpha Apr 24

Cathay General Bancorp: In Distress Until Rates Are Cut

Summary Concerns about declining net interest income/margin and the impact of interest rate cuts on Cathay General's cost of deposits. The loan portfolio has seen slight growth, particularly in the commercial real estate loans segment, raising concerns about exposure to this market. Deposits have performed poorly, with a decline in overall deposits and a deterioration in composition, leading to a decline in net interest margin. Read the full article on Seeking Alpha

CEO 보수 분석

Chang Liu의 보수는 Cathay General Bancorp의 수익에 비해 어떻게 변했나요?
날짜총 보수급여회사 수익
Mar 31 2026n/an/a

US$333m

Dec 31 2025US$4mUS$988k

US$315m

Sep 30 2025n/an/a

US$305m

Jun 30 2025n/an/a

US$295m

Mar 31 2025n/an/a

US$284m

Dec 31 2024US$4mUS$943k

US$286m

Sep 30 2024n/an/a

US$288m

Jun 30 2024n/an/a

US$303m

Mar 31 2024n/an/a

US$330m

Dec 31 2023US$4mUS$901k

US$354m

Sep 30 2023n/an/a

US$369m

Jun 30 2023n/an/a

US$386m

Mar 31 2023n/an/a

US$382m

Dec 31 2022US$4mUS$811k

US$361m

Sep 30 2022n/an/a

US$338m

Jun 30 2022n/an/a

US$312m

Mar 31 2022n/an/a

US$300m

Dec 31 2021US$3mUS$713k

US$298m

Sep 30 2021n/an/a

US$294m

Jun 30 2021n/an/a

US$278m

Mar 31 2021n/an/a

US$255m

Dec 31 2020US$2mUS$499k

US$229m

Sep 30 2020n/an/a

US$225m

Jun 30 2020n/an/a

US$241m

Mar 31 2020n/an/a

US$259m

Dec 31 2019US$1mUS$376k

US$279m

보상 대 시장: Chang의 총 보수(USD4.15M)는 US 시장에서 비슷한 규모 기업의 평균(USD7.02M)보다 낮습니다.

보상과 수익: Chang의 보상은 지난 1년 동안 회사 실적과 일치했습니다.


CEO

Chang Liu (58 yo)

5.6yrs
재임 기간
US$4,145,991
보수

Mr. Chang Ming Liu is Director at Federal Home Loan Bank of San Francisco since January 1, 2023. He has been President, Chief Executive Officer and Director at Cathay General Bancorp since October 1, 2020....


리더십 팀

이름직위재임 기간보수지분
Dunson Cheng
Executive Chairman of the Board36.3yrsUS$2.30m1.25%
$ 48.0m
Chang Liu
CEO, President & Director5.6yrsUS$4.15m0.19%
$ 7.3m
Diana Deen
Executive VP & Chief Risk Officer of Cathy Bank1.3yrsUS$758.47k데이터 없음
Albert Sun
Executive VP & Chief Credit Officer at Cathay Bankno dataUS$1.10m데이터 없음
Albert Wang
Executive VPless than a year데이터 없음데이터 없음
Georgia Lo
Assistant Secretary & Investor Relationsno data데이터 없음데이터 없음
May Chan
Senior VP6.3yrs데이터 없음0.0040%
$ 154.3k
3.5yrs
평균 재임 기간
60yo
평균 나이

경험이 풍부한 관리: CATY의 경영진은 경험이 있음으로 간주됩니다(평균 재임 3.5 년).


이사회 구성원

이름직위재임 기간보수지분
Dunson Cheng
Executive Chairman of the Board36.3yrsUS$2.30m1.25%
$ 48.0m
Chang Liu
CEO, President & Director5.6yrsUS$4.15m0.19%
$ 7.3m
Peter Wu
Vice Chairman of the Board22.6yrsUS$402.50k1.01%
$ 38.7m
Anthony Tang
Vice Chairman of the Board40.3yrsUS$388.25k1.44%
$ 55.2m
Lana Chan
Independent Directorless than a year데이터 없음0.00040%
$ 15.4k
Nelson Chung
Lead Independent Director21yrsUS$188.50k0.073%
$ 2.8m
Felix Fernandez
Independent Director13.3yrsUS$217.50k0.025%
$ 947.9k
Ann Kono
Independent Director2yrsUS$163.25k0.0052%
$ 200.8k
Shally Wang
Independent Director5yrsUS$151.25k0.016%
$ 624.6k
Richard Sun
Independent Director9yrsUS$201.75k0.081%
$ 3.1m
Maan-Huei Hung
Independent Director6yrsUS$164.34k0.019%
$ 727.9k
Elizabeth Woo
Independent Director2yrsUS$172.76k0.0052%
$ 200.8k
7.5yrs
평균 재임 기간
71.5yo
평균 나이

경험이 풍부한 이사회: CATY의 이사회경험이 있음으로 간주됩니다(평균 재임 7.5 년).


기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/26 19:07
종가2026/05/22 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

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산업 및 섹터 지표

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분석가 소스

Cathay General Bancorp는 21명의 분석가가 다루고 있습니다. 이 중 5명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Leanne CaravaggioBMO Capital Markets Equity Research
Lana ChanBMO Capital Markets Equity Research
Peter WinterBMO Capital Markets Equity Research