Cathay General Bancorp

NasdaqGS:CATY 주식 리포트

시가총액: US$3.8b

Cathay General Bancorp 향후 성장

Future 기준 점검 1/6

Cathay General Bancorp은 연간 수입과 매출이 각각 8%와 10.2% 증가할 것으로 예상되고 EPS는 연간 10.7%만큼 증가할 것으로 예상됩니다.

핵심 정보

8.0%

이익 성장률

10.71%

EPS 성장률

Banks 이익 성장8.2%
매출 성장률10.2%
향후 자기자본이익률n/a
애널리스트 커버리지

Low

마지막 업데이트04 May 2026

최근 향후 성장 업데이트

분석 기사 • Apr 26

Cathay General Bancorp Just Missed Earnings And Its Revenue Numbers Were Weaker Than Expected

Last week saw the newest quarterly earnings release from Cathay General Bancorp ( NASDAQ:CATY ), an important milestone...

Recent updates

내러티브 업데이트 • Apr 29

CATY: Dividend And Buybacks Will Support Steady Outlook As Market Expectations Rise

The updated analyst price target for Cathay General Bancorp moves to $56.40 from $53.80. This reflects analysts' use of slightly higher revenue growth, profit margin and future P/E assumptions in their refreshed models following recent Street research updates.
내러티브 업데이트 • Apr 15

CATY: Share Repurchases And Dividend Will Support Future Upside

Analysts have maintained their $65.00 price target for Cathay General Bancorp, citing updated assumptions that incorporate slightly adjusted revenue growth, profit margin, and forward P/E expectations, while keeping the same fair value and discount rate in their models. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (Key Developments).
Seeking Alpha • Apr 14

Cathay General Bancorp Remains A 'Buy' On Strong Financials

Summary Cathay General Bancorp remains a soft "Buy" after outperforming the S&P 500, driven by strong financials and asset quality. CATY’s deposits and loans both expanded, with net interest income and non-interest income rising, supporting robust profit growth. Valuation is slightly above preferred thresholds, but superior return on assets (1.49%) and equity (12.27%) justify the premium. Credit quality improved, with non-performing assets down to 0.59%, reinforcing confidence in CATY’s risk profile. Read the full article on Seeking Alpha
내러티브 업데이트 • Apr 01

CATY: Dividend And Buybacks Will Support Steady Outlook Despite Management Changes

Analysts have kept their $53.80 price target for Cathay General Bancorp unchanged, citing relatively stable modeled revenue growth, profit margin and forward P/E assumptions in their updated forecasts. What's in the News The board declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record on February 26, 2026 (company announcement).
내러티브 업데이트 • Mar 18

CATY: Dividend Strength And Share Repurchases Will Support Future Upside Potential

Analysts have trimmed their price target on Cathay General Bancorp to about $53.80 from roughly $54.20, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The Board declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (company announcement).
내러티브 업데이트 • Mar 04

CATY: Share Repurchases Will Drive Future Upside

Analysts have kept their $65.00 price target for Cathay General Bancorp unchanged, citing only small model tweaks to revenue growth, profit margin, and future P/E assumptions that do not materially alter their overall view. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record on February 26, 2026 (company announcement).
내러티브 업데이트 • Feb 18

CATY: Share Repurchases And Lower Charge Offs Will Drive Future Upside

Analysts have kept their $65.00 price target for Cathay General Bancorp unchanged, citing only slight tweaks to inputs such as the discount rate, revenue growth, profit margin, and future P/E assumptions that collectively do not alter their overall valuation view. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (Key Developments).
내러티브 업데이트 • Feb 04

CATY: Share Repurchases And Lower Charge Offs Will Support Upside Potential

Narrative Update Overview Analysts now see Cathay General Bancorp's fair value at $65.00, up from $60.00, citing updated assumptions that include a 6.96% discount rate, 12.64% revenue growth, a 40.60% profit margin, and a forward P/E of 10.67x. What's in the News Cathay General Bancorp plans an executive transition, with long-serving Chief Financial Officer Heng W.
내러티브 업데이트 • Jan 20

CATY: Net Interest Margin Strength Will Offset Elevated Loan Loss Provision Concerns

Narrative Update Analysts have nudged their expectations for Cathay General Bancorp higher, with recent Street research lifting price targets in a range of about $1 to $2 per share. They point to solid net interest income and margin performance, while also flagging a higher than expected loan loss provision as a key watchpoint.
내러티브 업데이트 • Jan 06

CATY: Net Interest Strength And Buybacks Will Offset Credit Cost Uncertainty

Analysts have nudged their fair value estimate for Cathay General Bancorp higher from about US$52.20 to roughly US$54.20. This reflects updated views on price targets in the low US$50s and recent commentary around solid net interest income and margin trends, alongside a higher than expected loan loss provision and limited credit concerns.
내러티브 업데이트 • Dec 17

CATY: Net Interest Strength And Buybacks Will Balance Emerging Credit Cost Pressures

Analysts have nudged their average price target on Cathay General Bancorp modestly higher, citing solid net interest income growth, expanding net interest margins, and manageable credit concerns as support for a fair value near $52.20. Analyst Commentary Recent commentary from Street research points to a balanced view on Cathay General Bancorp, with modestly higher price targets reflecting confidence in the bank's earnings power and capitalization, while still acknowledging pockets of risk around credit costs and loan growth sustainability.
내러티브 업데이트 • Dec 03

CATY: Net Interest Strength And Buybacks Will Offset Rising Credit Costs

Analysts have raised their price targets on Cathay General Bancorp to a range centered around approximately $52 per share, up from the low $50s. They cite solid net interest income and margin expansion that more than offset modest concerns about higher loan loss provisioning and slightly softer profit margins.
분석 기사 • Nov 25

Cathay General Bancorp (NASDAQ:CATY) Is Due To Pay A Dividend Of $0.34

Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend of $0.34 per share on the 11th of...
내러티브 업데이트 • Oct 09

Asian American Demand And Digital Banking Will Strengthen Performance

Analysts have modestly raised their price target for Cathay General Bancorp from $51.60 to $52.40, citing improved expectations for profit margin and forward price-to-earnings ratio. What's in the News Cathay General Bancorp completed the repurchase of 804,179 shares, representing 1.15 percent of shares outstanding, for $35.56 million during June 2025 under its previously announced buyback program.
분석 기사 • Aug 21

Cathay General Bancorp (NASDAQ:CATY) Has Affirmed Its Dividend Of $0.34

The board of Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend on the 8th of September...
분석 기사 • May 19

Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34

Cathay General Bancorp's ( NASDAQ:CATY ) investors are due to receive a payment of $0.34 per share on 9th of June. This...
Seeking Alpha • Apr 26

Cathay General Bancorp: Fixed Rate Exposure Is Not Currently In Its Favor (Rating Upgrade)

Summary Cathay General Bancorp faces stagnation with a high loan-to-deposit ratio and limited flexibility, but its tangible book value justifies a hold rating. Loan growth is constrained, and average loan yields are declining, but deposit costs are decreasing, offering some hope for future performance. Heavy exposure to CRE loans increases risk, but prudent LTV ratios and low net charge-offs indicate high creditworthiness. Dividend yield is stable at 3.22%, but growth is unlikely; buybacks are expected pending Board approval, reflecting cautious shareholder remuneration. Read the full article on Seeking Alpha
Seeking Alpha • Jan 30

Cathay General Bancorp: Reducing The EPS Estimate, But Maintaining A Hold Rating

Summary Cathay General Bancorp's net interest margin will benefit from the rollover of Chinese New Year promotional deposits, deposit mix improvement, and interest rate cuts. I’m reducing my loan growth estimate to 3.5%. Unemployment rates in CATY’s markets have improved, but they’re still quite high based on peer comparison. Unlike the last couple of years, CATY is not planning to invest in any solar tax credit investment funds in 2025. Therefore, the bottom line will take a hit. I’m reducing my EPS estimate to $4.03 for 2025 because of changes in my provision expense, taxation, and loan estimates. My total expected return is negative 3.7%, based on a price downside of 6.6% and a dividend yield of 2.9%. Read the full article on Seeking Alpha
분석 기사 • Nov 21

Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34

Cathay General Bancorp ( NASDAQ:CATY ) will pay a dividend of $0.34 on the 9th of December. This means the dividend...
Seeking Alpha • Nov 14

Cathay General Bancorp: Shares Performed As Expected

Summary Cathay General Bancorp has had a nice run lower over the past year or so, with shares outperforming the broader market. This has come at a time when income statement results have worsened, but deposits have increased nicely. Unfortunately, the company now looks ready for a downgrade based on pricing, asset quality, and other factors. Read the full article on Seeking Alpha
Seeking Alpha • Nov 05

Cathay General Bancorp: Rate Cuts To Help Earnings Bounce Back Next Year

Summary Despite recent performance, my loan growth outlook remains positive because of the economic strength of urban markets and interest rate cuts. The net interest margin will likely continue to expand because rate cuts will reduce the average deposit cost, but the average loan yield will remain sticky. The December 2024 target price is close to the current market price. Cathay General Bancorp is offering a moderate dividend yield of 3.0%. Read the full article on Seeking Alpha
User avatar
새로운 내러티브 • Oct 27

Revamping Revenue Streams And Enhancing Margins With Strategic Moves And Market Adaptation

Strategic stock repurchase is expected to enhance EPS by reducing share count, while increased core deposits support liquidity and potential revenue growth.
분석 기사 • Aug 20

Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34

Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend of $0.34 per share on the 9th of...
Seeking Alpha • Aug 01

Cathay General: Turnaround Seems Near, Buy On Dips

Summary I have revised downwards my earnings estimate for this year because the first half's performance missed my expectations. Interest rate cuts will help lift the net interest margin as well as the residential loan segment. The year-end target price suggests a small downside from the current market price. Additionally, CATY is offering a moderate dividend yield. I’m maintaining a hold rating on CATY considering the current market price. However, I think it’s good to monitor the stock price and buy on dips. Read the full article on Seeking Alpha
분석 기사 • May 21

Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34

Cathay General Bancorp's ( NASDAQ:CATY ) investors are due to receive a payment of $0.34 per share on 10th of June...
분석 기사 • Apr 26

Cathay General Bancorp Just Missed Earnings And Its Revenue Numbers Were Weaker Than Expected

Last week saw the newest quarterly earnings release from Cathay General Bancorp ( NASDAQ:CATY ), an important milestone...
Seeking Alpha • Apr 24

Cathay General Bancorp: In Distress Until Rates Are Cut

Summary Concerns about declining net interest income/margin and the impact of interest rate cuts on Cathay General's cost of deposits. The loan portfolio has seen slight growth, particularly in the commercial real estate loans segment, raising concerns about exposure to this market. Deposits have performed poorly, with a decline in overall deposits and a deterioration in composition, leading to a decline in net interest margin. Read the full article on Seeking Alpha

이익 및 매출 성장 예측

NasdaqGS:CATY - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)
날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수
12/31/2027928384N/AN/A5
12/31/2026882368N/AN/A5
3/31/2026770333363368N/A
12/31/2025745315364369N/A
9/30/2025712305395400N/A
6/30/2025705295325331N/A
3/31/2025691284335340N/A
12/31/2024692286326329N/A
9/30/2024724288304308N/A
6/30/2024735303330334N/A
3/31/2024759330348352N/A
12/31/2023784354381385N/A
9/30/2023793369418420N/A
6/30/2023812386500502N/A
3/31/2023804382500502N/A
12/31/2022776361464467N/A
9/30/2022735338459463N/A
6/30/2022691312341345N/A
3/31/2022674300325329N/A
12/31/2021668298331334N/A
9/30/2021653294320324N/A
6/30/2021626278310314N/A
3/31/2021582255311316N/A
12/31/2020537229314320N/A
9/30/2020536225338344N/A
6/30/2020560241426434N/A
3/31/2020592259436443N/A
12/31/2019627279N/A435N/A
9/30/2019631276N/A421N/A
6/30/2019626273N/A360N/A
3/31/2019617275N/A339N/A
12/31/2018602272N/A337N/A
9/30/2018589233N/A365N/A
6/30/2018575213N/A269N/A
3/31/2018551191N/A280N/A
12/31/2017529176N/A249N/A
9/30/2017503198N/A187N/A
6/30/2017475194N/A273N/A
3/31/2017468178N/A247N/A
12/31/2016467175N/A234N/A
9/30/2016461169N/A223N/A
6/30/2016456161N/A182N/A
3/31/2016443171N/A162N/A
12/31/2015424161N/A177N/A
9/30/2015410155N/A170N/A
6/30/2015403153N/A170N/A

애널리스트 향후 성장 전망

수입 대 저축률: CATY 의 연간 예상 수익 증가율(8%)이 saving rate(3.5%)보다 높습니다.

수익 vs 시장: CATY 의 연간 수익(8%)이 US 시장(16.8%)보다 느리게 성장할 것으로 예상됩니다.

고성장 수익: CATY 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.

수익 대 시장: CATY 의 수익(연간 10.2%)이 US 시장(연간 11.6%)보다 느리게 성장할 것으로 예상됩니다.

고성장 매출: CATY 의 수익(연간 10.2%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: CATY의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.

성장 기업 찾아보기

7D

1Y

7D

1Y

7D

1Y

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/20 10:58
종가2026/05/20 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.

Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.

산업 및 섹터 지표

산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.

분석가 소스

Cathay General Bancorp는 21명의 분석가가 다루고 있습니다. 이 중 5명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Leanne CaravaggioBMO Capital Markets Equity Research
Lana ChanBMO Capital Markets Equity Research
Peter WinterBMO Capital Markets Equity Research