UniCredit 과거 순이익 실적
과거 기준 점검 4/6
UniCredit은 연평균 28.9%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 18.1% 증가했습니다. 매출은 연평균 12.7%의 비율로 증가했습니다. UniCredit의 자기자본이익률은 15.5%이고 순이익률은 43.2%입니다.
핵심 정보
28.91%
순이익 성장률
35.75%
주당순이익(EPS) 성장률
| Banks 산업 성장률 | 21.39% |
| 매출 성장률 | 12.73% |
| 자기자본이익률 | 15.51% |
| 순이익률 | 43.19% |
| 다음 순이익 업데이트 | 21 Oct 2026 |
최근 과거 실적 업데이트
Recent updates
내러티브 업데이트 • Sep 03
UCG: Capital Strength And Commerzbank Pursuit Will Support Further Upside
UniCredit’s analyst fair value has been updated to €107.00 from €102.00 as analysts incorporate higher published price targets around €93 to €105 and adjust assumptions on growth, profitability and future P/E in their models. Analyst Commentary Recent research on UniCredit points to a cluster of higher price targets that now sit in a range from about €93 to €105.
내러티브 업데이트 • Aug 18
UCG: Fair Value View Will Weigh Commerzbank Bid And 2026 Profit Guidance
Analysts have raised the UniCredit fair value estimate from about €86.16 to €91.30, pointing to updated price targets in the €93 to €96 range and citing adjusted assumptions on discount rate, revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent Street research on UniCredit has clustered around higher price targets in the low to mid €90s.
내러티브 업데이트 • Aug 04
UCG: Commerzbank Talks And Earnings Path Will Test Fair P/E Assumptions
Analysts have raised UniCredit’s fair value estimate from €72.00 to €77.00, reflecting a higher consolidated set of price targets from recent research that is based on updated assumptions regarding growth, profitability and required returns on the stock. Analyst Commentary on UniCredit Recent Street research on UniCredit points to a cluster of higher price targets, with several major brokers, including JPMorgan and Morgan Stanley, updating their views in 2026.분석 기사 • Jul 27
Earnings Miss: UniCredit S.p.A. Missed EPS By 13% And Analysts Are Revising Their Forecasts
Last week saw the newest half-yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...내러티브 업데이트 • Jul 20
UCG: Capital Strength And Commerzbank Control Pursuit Will Support Further Upside
Analysts have raised their UniCredit fair value estimate from €96.00 to about €102.00, citing research that indicates slightly higher revenue growth, a marginally stronger profit margin, a modestly higher future P/E assumption, a small adjustment to the discount rate, and recent upward revisions to Street price targets. Analyst Commentary Recent Street research on UniCredit points to a generally constructive backdrop, with several bullish analysts lifting price targets and reaffirming positive views on the stock's risk and reward profile.내러티브 업데이트 • Jul 06
UCG: Fair Value View Balances 2026 Profit Guidance And Mixed Street Revisions
UniCredit's analyst price target has been nudged higher, with the fair value estimate moving from about €84.02 to €86.16 as analysts factor in modestly stronger revenue growth, a slightly improved profit margin profile and recent upward revisions in Street targets around €93. Analyst Commentary Recent research on UniCredit has been mixed, with price targets moving both higher and lower over the past few months.내러티브 업데이트 • Jun 22
UCG: Commerzbank Takeover Setback Will Test Earnings Resilience And P/E Assumptions
Analysts have increased their UniCredit fair value estimate by about €4 to €72.00, citing recent Street research that adjusts assumptions around discount rates, revenue growth, profit margins and future P/E expectations. Analyst Commentary Recent Street research on UniCredit highlights that, alongside upward revisions, there have also been several bearish adjustments to price targets and ratings that point to ongoing debate about the stock's risk and reward profile.내러티브 업데이트 • Jun 07
UCG: Capital Reshaping And Margin Resilience Will Support Further Upside
Analysts have made a modest upward adjustment to the UniCredit fair value estimate to €96.0. This reflects updated assumptions around discount rate, revenue growth, profit margin and future P/E after a mix of recent price target changes from major banks. Analyst Commentary Recent Street research on UniCredit has been mixed, with both upward and downward price target moves and at least one downgrade.내러티브 업데이트 • May 23
UCG: Lower Discount Rate And 2026 Profit Guidance Will Support Upside
The updated analyst price target for UniCredit has increased to €84.02 from €82.57, reflecting refreshed views on discount rates, margins and P/E assumptions as analysts digest recent mixed target revisions from major banks. Analyst Commentary Recent research on UniCredit has been mixed, with several major firms adjusting their price targets in both directions over a short time frame.분석 기사 • May 08
Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts
A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...내러티브 업데이트 • Apr 23
UCG: Higher Return Assumptions And Capital Returns Will Support Future Upside
Analysts have nudged their price expectations for UniCredit only slightly. The updated fair value estimate has moved by about €1, while research points to a higher required return, modestly adjusted revenue growth assumptions, a slightly stronger profit margin profile, and a marginally lower future P/E multiple.내러티브 업데이트 • Apr 09
UCG: Mixed Rating Shifts And P/E Assumptions Will Shape Future Upside
Analysts have trimmed their UniCredit price target from about €72 to roughly €67.68, reflecting updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples following mixed recent research that included both target cuts and raises, alongside a downgrade and an upgrade. Analyst Commentary Recent Street research on UniCredit has been mixed, with some firms raising price targets while others cut theirs or shifted ratings.내러티브 업데이트 • Mar 26
UCG: Higher Profitability Assumptions Will Support Future Upside Potential
Analysts have raised their fair value estimate for UniCredit from €57.00 to €72.00. They cite higher assumed revenue growth, stronger profit margins and a slightly lower future P/E multiple, which are in line with recent price target increases from major banks such as Citi, JPMorgan and Morgan Stanley.내러티브 업데이트 • Mar 10
UCG: Rising Margin Resilience And Broker Upgrades Will Support Further Upside
Our UniCredit fair value estimate increases slightly to €95.50 from €95.00, reflecting analysts' higher price targets from Citi and JPMorgan, along with an updated view on margin resilience and a lower assumed future P/E of 13.8x. Analyst Commentary Recent Street research has leaned clearly positive on UniCredit, with several bullish analysts lifting price targets and at least one major broker moving to a more constructive stance.내러티브 업데이트 • Feb 24
UCG: Execution On Capital Returns And M&A Will Drive Future Upside
We have raised our UniCredit fair value estimate to €83.56 from €74.86, reflecting analysts' higher price targets and assumptions for slightly stronger revenue growth, improved profit margins, and a lower future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts are lifting price targets into the high €70s and low €80s, which supports a higher central fair value range for UniCredit and aligns with our updated €83.56 estimate.분석 기사 • Feb 13
UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53
Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...내러티브 업데이트 • Feb 10
UCG: Rising Earnings Visibility And Higher P/E Assumptions Will Support Further Upside
The updated analyst price target for UniCredit moves to €95.00 from €85.70, reflecting analysts' use of a slightly lower discount rate, moderately higher revenue growth assumptions, a similar profit margin, and a higher future P/E multiple in light of recent upward price target revisions from multiple brokers. Analyst Commentary Recent research updates for UniCredit point to a cluster of higher price targets from bullish analysts, with several major banks lifting their views over a relatively short period.내러티브 업데이트 • Jan 27
UCG: Capital Returns And Deal Execution Will Shape Future Share Performance
Analysts have raised their price target on UniCredit from about €71 to roughly €75, citing updated assumptions for slightly higher revenue growth, improved profit margins and a marginally higher future P/E multiple. Analyst Commentary Recent Street research on UniCredit points to a generally constructive stance, with several price targets set in the high €70s to low €80s range.내러티브 업데이트 • Jan 11
UCG: Earnings Guidance And Profitability Assumptions Will Support Further Upside Potential
Analysts have raised their fair value estimate for UniCredit from €84.30 to €85.70. This reflects recent price target increases to €79 and €76, supported by updated assumptions around revenue growth, profitability, and future P/E levels.내러티브 업데이트 • Dec 18
UCG: Earnings Guidance And Capital Returns Will Support Further Upside Potential
Analysts have lifted their price target on UniCredit by approximately EUR 4 to EUR 84.30, citing slightly stronger expected revenue growth, improved profit margins and a modestly lower discount rate that together support a higher fair value multiple. Analyst Commentary Bullish analysts continue to see upside in UniCredit's equity story, with recent target price revisions reflecting confidence in the bank's ability to sustain earnings growth and capital returns.내러티브 업데이트 • Dec 04
UCG: Capital Returns And Commerzbank Stake Options Will Shape Future Share Performance
UniCredit's analyst price target has edged higher to about EUR 71.12 from EUR 70.99, as analysts factor in slightly stronger revenue growth expectations, offset by a marginally lower profit margin and discount rate. Analyst Commentary Recent Street research on UniCredit reflects a generally positive stance on the bank, with upward revisions to price targets from several bullish analysts and only a modest downward adjustment from more cautious voices.내러티브 업데이트 • Nov 19
UCG: Capital Returns Near 11% Will Drive Share Performance Forward
Analysts have increased their fair value estimate for UniCredit from approximately €68.29 to €71.00. They cite improved profit margins and stronger revenue growth expectations as key factors driving this upward revision.
새로운 내러티브 • Nov 10
Strategic Transformations And Digital Integration Propel Growth Amidst Earnings Challenges
UniCredit's client-centric strategy and fee income focus are driving revenue growth, supported by a strong fee/revenue ratio.매출 및 비용 세부 내역
매출 및 비용 세부 내역
UniCredit가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.
순이익 및 매출 추이
| 날짜 | 매출 | 순이익 | 일반관리비 | 연구개발비 |
|---|---|---|---|---|
| 30 Jun 26 | 24,843 | 10,729 | 9,115 | 0 |
| 31 Mar 26 | 25,464 | 11,156 | 9,241 | 0 |
| 31 Dec 25 | 25,048 | 10,709 | 9,270 | 0 |
| 30 Sep 25 | 24,723 | 10,361 | 9,467 | 0 |
| 30 Jun 25 | 24,656 | 10,241 | 9,468 | 0 |
| 31 Mar 25 | 24,196 | 9,685 | 9,563 | 0 |
| 31 Dec 24 | 23,994 | 9,472 | 9,551 | 0 |
| 30 Sep 24 | 24,011 | 10,386 | 10,041 | 0 |
| 30 Jun 24 | 23,863 | 10,195 | 10,073 | 0 |
| 31 Mar 24 | 23,413 | 9,826 | 9,980 | 0 |
| 31 Dec 23 | 22,957 | 9,332 | 10,098 | 0 |
| 30 Sep 23 | 22,308 | 9,086 | 9,656 | 0 |
| 30 Jun 23 | 21,257 | 8,473 | 9,816 | 0 |
| 31 Mar 23 | 20,183 | 8,174 | 10,050 | 0 |
| 31 Dec 22 | 18,069 | 6,381 | 10,068 | 0 |
| 30 Sep 22 | 15,105 | 3,076 | 10,163 | 0 |
| 30 Jun 22 | 14,408 | 2,425 | 10,233 | 0 |
| 31 Mar 22 | 13,672 | 1,447 | 10,343 | 0 |
| 31 Dec 21 | 14,287 | 2,062 | 10,409 | 0 |
| 30 Sep 21 | 15,091 | 1,689 | 10,099 | 0 |
| 30 Jun 21 | 14,492 | 1,311 | 10,056 | 0 |
| 31 Mar 21 | 13,708 | 636 | 10,326 | 0 |
| 31 Dec 20 | 11,250 | -2,956 | 10,413 | 0 |
| 30 Sep 20 | 11,600 | -2,587 | 10,927 | 0 |
| 30 Jun 20 | 12,310 | -2,087 | 10,985 | 0 |
| 31 Mar 20 | 12,556 | -1,899 | 10,729 | 0 |
| 31 Dec 19 | 15,089 | 1,917 | 10,769 | 0 |
| 30 Sep 19 | 16,027 | 4,782 | 10,822 | 0 |
| 30 Jun 19 | 15,118 | 3,572 | 10,887 | 0 |
| 31 Mar 19 | 15,862 | 3,885 | 10,917 | 0 |
| 31 Dec 18 | 16,098 | 3,888 | 11,148 | 0 |
| 30 Sep 18 | 15,775 | 2,184 | 11,181 | 0 |
| 30 Jun 18 | 16,542 | 2,908 | 11,506 | 0 |
| 31 Mar 18 | 16,627 | 3,127 | 11,896 | 0 |
| 31 Dec 17 | 16,410 | 2,759 | 12,068 | 0 |
| 30 Sep 17 | 6,091 | -11,235 | 12,788 | 0 |
| 30 Jun 17 | 5,902 | -11,672 | 12,940 | 0 |
| 31 Mar 17 | 6,370 | -11,811 | 13,098 | 0 |
| 31 Dec 16 | 5,857 | -12,548 | 13,187 | 0 |
| 30 Sep 16 | 13,421 | -206 | 11,782 | 0 |
| 30 Jun 16 | 13,802 | -17 | 12,008 | 0 |
| 31 Mar 16 | 13,710 | -346 | 12,294 | 0 |
| 31 Dec 15 | 14,577 | 216 | 12,749 | 0 |
| 30 Sep 15 | 17,666 | 1,866 | 13,688 | 0 |
양질의 수익: UCG는 고품질 수익을 보유하고 있습니다.
이익 마진 증가: UCG의 현재 순 이익률 (43.2%)은 지난해 (41.5%)보다 높습니다.
잉여현금흐름 대비 순이익 분석
과거 순이익 성장 분석
수익추이: UCG의 수익은 지난 5년 동안 연평균 28.9%로 크게 증가했습니다.
성장 가속화: 지난 1년간 UCG 의 수익 증가율(4.8%)은 5년 평균(연간 28.9%)보다 낮습니다.
수익 대 산업: UCG의 지난 1년 수익 증가율(4.8%)은 Banks 업계의 3.9%를 상회했습니다.
자기자본이익률
높은 ROE: UCG의 자본 수익률(15.5%)은 낮음으로 평가됩니다.
총자산이익률
투하자본수익률
우수한 과거 실적 기업을 찾아보세요
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/09/14 09:51 |
| 종가 | 2026/09/11 00:00 |
| 수익 | 2026/06/30 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
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| 분석가 컨센서스 추정치 | +3년 |
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
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| 경영진 | 10년 |
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| 주요 개발 | 10년 |
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* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.
Simply Wall St 분석 모델을 설계하고 구축한 에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
UniCredit S.p.A.는 38명의 분석가가 다루고 있습니다. 이 중 15명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Irene Rossetto | Banca Akros S.p.A. (ESN) |
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Juan Lopez Cobo | Banco Santander |