UniCredit S.p.A.

BIT:UCG 주식 리포트

시가총액: €127.6b

UniCredit 경영진

경영진 기준 점검 2/4

현재 CEO에 대한 정보가 충분하지 않습니다.

핵심 정보

Andrea Orcel

최고경영자

€11.5m

총 보수

CEO 급여 비율28.93%
CEO 재임 기간5.4yrs
CEO 지분 보유율n/a
경영진 평균 재임 기간3.7yrs
이사회 평균 재임 기간5.4yrs

최근 경영진 업데이트

업데이트 없음

Recent updates

내러티브 업데이트 • Sep 03

UCG: Capital Strength And Commerzbank Pursuit Will Support Further Upside

UniCredit’s analyst fair value has been updated to €107.00 from €102.00 as analysts incorporate higher published price targets around €93 to €105 and adjust assumptions on growth, profitability and future P/E in their models. Analyst Commentary Recent research on UniCredit points to a cluster of higher price targets that now sit in a range from about €93 to €105.
내러티브 업데이트 • Aug 18

UCG: Fair Value View Will Weigh Commerzbank Bid And 2026 Profit Guidance

Analysts have raised the UniCredit fair value estimate from about €86.16 to €91.30, pointing to updated price targets in the €93 to €96 range and citing adjusted assumptions on discount rate, revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent Street research on UniCredit has clustered around higher price targets in the low to mid €90s.
내러티브 업데이트 • Aug 04

UCG: Commerzbank Talks And Earnings Path Will Test Fair P/E Assumptions

Analysts have raised UniCredit’s fair value estimate from €72.00 to €77.00, reflecting a higher consolidated set of price targets from recent research that is based on updated assumptions regarding growth, profitability and required returns on the stock. Analyst Commentary on UniCredit Recent Street research on UniCredit points to a cluster of higher price targets, with several major brokers, including JPMorgan and Morgan Stanley, updating their views in 2026.
분석 기사 • Jul 27

Earnings Miss: UniCredit S.p.A. Missed EPS By 13% And Analysts Are Revising Their Forecasts

Last week saw the newest half-yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...
내러티브 업데이트 • Jul 20

UCG: Capital Strength And Commerzbank Control Pursuit Will Support Further Upside

Analysts have raised their UniCredit fair value estimate from €96.00 to about €102.00, citing research that indicates slightly higher revenue growth, a marginally stronger profit margin, a modestly higher future P/E assumption, a small adjustment to the discount rate, and recent upward revisions to Street price targets. Analyst Commentary Recent Street research on UniCredit points to a generally constructive backdrop, with several bullish analysts lifting price targets and reaffirming positive views on the stock's risk and reward profile.
내러티브 업데이트 • Jul 06

UCG: Fair Value View Balances 2026 Profit Guidance And Mixed Street Revisions

UniCredit's analyst price target has been nudged higher, with the fair value estimate moving from about €84.02 to €86.16 as analysts factor in modestly stronger revenue growth, a slightly improved profit margin profile and recent upward revisions in Street targets around €93. Analyst Commentary Recent research on UniCredit has been mixed, with price targets moving both higher and lower over the past few months.
내러티브 업데이트 • Jun 22

UCG: Commerzbank Takeover Setback Will Test Earnings Resilience And P/E Assumptions

Analysts have increased their UniCredit fair value estimate by about €4 to €72.00, citing recent Street research that adjusts assumptions around discount rates, revenue growth, profit margins and future P/E expectations. Analyst Commentary Recent Street research on UniCredit highlights that, alongside upward revisions, there have also been several bearish adjustments to price targets and ratings that point to ongoing debate about the stock's risk and reward profile.
내러티브 업데이트 • Jun 07

UCG: Capital Reshaping And Margin Resilience Will Support Further Upside

Analysts have made a modest upward adjustment to the UniCredit fair value estimate to €96.0. This reflects updated assumptions around discount rate, revenue growth, profit margin and future P/E after a mix of recent price target changes from major banks. Analyst Commentary Recent Street research on UniCredit has been mixed, with both upward and downward price target moves and at least one downgrade.
내러티브 업데이트 • May 23

UCG: Lower Discount Rate And 2026 Profit Guidance Will Support Upside

The updated analyst price target for UniCredit has increased to €84.02 from €82.57, reflecting refreshed views on discount rates, margins and P/E assumptions as analysts digest recent mixed target revisions from major banks. Analyst Commentary Recent research on UniCredit has been mixed, with several major firms adjusting their price targets in both directions over a short time frame.
분석 기사 • May 08

Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts

A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...
내러티브 업데이트 • Apr 23

UCG: Higher Return Assumptions And Capital Returns Will Support Future Upside

Analysts have nudged their price expectations for UniCredit only slightly. The updated fair value estimate has moved by about €1, while research points to a higher required return, modestly adjusted revenue growth assumptions, a slightly stronger profit margin profile, and a marginally lower future P/E multiple.
내러티브 업데이트 • Apr 09

UCG: Mixed Rating Shifts And P/E Assumptions Will Shape Future Upside

Analysts have trimmed their UniCredit price target from about €72 to roughly €67.68, reflecting updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples following mixed recent research that included both target cuts and raises, alongside a downgrade and an upgrade. Analyst Commentary Recent Street research on UniCredit has been mixed, with some firms raising price targets while others cut theirs or shifted ratings.
내러티브 업데이트 • Mar 26

UCG: Higher Profitability Assumptions Will Support Future Upside Potential

Analysts have raised their fair value estimate for UniCredit from €57.00 to €72.00. They cite higher assumed revenue growth, stronger profit margins and a slightly lower future P/E multiple, which are in line with recent price target increases from major banks such as Citi, JPMorgan and Morgan Stanley.
내러티브 업데이트 • Mar 10

UCG: Rising Margin Resilience And Broker Upgrades Will Support Further Upside

Our UniCredit fair value estimate increases slightly to €95.50 from €95.00, reflecting analysts' higher price targets from Citi and JPMorgan, along with an updated view on margin resilience and a lower assumed future P/E of 13.8x. Analyst Commentary Recent Street research has leaned clearly positive on UniCredit, with several bullish analysts lifting price targets and at least one major broker moving to a more constructive stance.
내러티브 업데이트 • Feb 24

UCG: Execution On Capital Returns And M&A Will Drive Future Upside

We have raised our UniCredit fair value estimate to €83.56 from €74.86, reflecting analysts' higher price targets and assumptions for slightly stronger revenue growth, improved profit margins, and a lower future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts are lifting price targets into the high €70s and low €80s, which supports a higher central fair value range for UniCredit and aligns with our updated €83.56 estimate.
분석 기사 • Feb 13

UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53

Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...
내러티브 업데이트 • Feb 10

UCG: Rising Earnings Visibility And Higher P/E Assumptions Will Support Further Upside

The updated analyst price target for UniCredit moves to €95.00 from €85.70, reflecting analysts' use of a slightly lower discount rate, moderately higher revenue growth assumptions, a similar profit margin, and a higher future P/E multiple in light of recent upward price target revisions from multiple brokers. Analyst Commentary Recent research updates for UniCredit point to a cluster of higher price targets from bullish analysts, with several major banks lifting their views over a relatively short period.
내러티브 업데이트 • Jan 27

UCG: Capital Returns And Deal Execution Will Shape Future Share Performance

Analysts have raised their price target on UniCredit from about €71 to roughly €75, citing updated assumptions for slightly higher revenue growth, improved profit margins and a marginally higher future P/E multiple. Analyst Commentary Recent Street research on UniCredit points to a generally constructive stance, with several price targets set in the high €70s to low €80s range.
내러티브 업데이트 • Jan 11

UCG: Earnings Guidance And Profitability Assumptions Will Support Further Upside Potential

Analysts have raised their fair value estimate for UniCredit from €84.30 to €85.70. This reflects recent price target increases to €79 and €76, supported by updated assumptions around revenue growth, profitability, and future P/E levels.
내러티브 업데이트 • Dec 18

UCG: Earnings Guidance And Capital Returns Will Support Further Upside Potential

Analysts have lifted their price target on UniCredit by approximately EUR 4 to EUR 84.30, citing slightly stronger expected revenue growth, improved profit margins and a modestly lower discount rate that together support a higher fair value multiple. Analyst Commentary Bullish analysts continue to see upside in UniCredit's equity story, with recent target price revisions reflecting confidence in the bank's ability to sustain earnings growth and capital returns.
내러티브 업데이트 • Dec 04

UCG: Capital Returns And Commerzbank Stake Options Will Shape Future Share Performance

UniCredit's analyst price target has edged higher to about EUR 71.12 from EUR 70.99, as analysts factor in slightly stronger revenue growth expectations, offset by a marginally lower profit margin and discount rate. Analyst Commentary Recent Street research on UniCredit reflects a generally positive stance on the bank, with upward revisions to price targets from several bullish analysts and only a modest downward adjustment from more cautious voices.
내러티브 업데이트 • Nov 19

UCG: Capital Returns Near 11% Will Drive Share Performance Forward

Analysts have increased their fair value estimate for UniCredit from approximately €68.29 to €71.00. They cite improved profit margins and stronger revenue growth expectations as key factors driving this upward revision.
User avatar
새로운 내러티브 • Nov 10

Strategic Transformations And Digital Integration Propel Growth Amidst Earnings Challenges

UniCredit's client-centric strategy and fee income focus are driving revenue growth, supported by a strong fee/revenue ratio.

CEO 보수 분석

Andrea Orcel의 보수는 UniCredit의 수익에 비해 어떻게 변했나요?
날짜총 보수급여회사 수익
Jun 30 2026n/an/a

€11b

Mar 31 2026n/an/a

€11b

Dec 31 2025€11m€3m

€11b

Sep 30 2025n/an/a

€10b

Jun 30 2025n/an/a

€10b

Mar 31 2025n/an/a

€10b

Dec 31 2024€7m€3m

€9b

Sep 30 2024n/an/a

€10b

Jun 30 2024n/an/a

€10b

Mar 31 2024n/an/a

€10b

Dec 31 2023€7m€3m

€9b

Sep 30 2023n/an/a

€9b

Jun 30 2023n/an/a

€8b

Mar 31 2023n/an/a

€8b

Dec 31 2022€4m€2m

€6b

Sep 30 2022n/an/a

€3b

Jun 30 2022n/an/a

€2b

Mar 31 2022n/an/a

€1b

Dec 31 2021€7m€2m

€2b

보상 대 시장: Andrea의 총 보수(USD13.30M)는 Italian 시장에서 비슷한 규모 기업의 평균(USD6.29M)보다 높습니다.

보상과 수익: Andrea의 보상은 지난 1년 동안 20% 이상 증가했습니다.

CEO

Andrea Orcel (63 yo)

5.4yrs
재임 기간
€11,474,000
보수

Mr. Andrea Orcel serves as Director at EIS Group, Inc. He serves as Supervisory Board Member at UniCredit Bank AG since 2021 and serves as Chairman of Supervisory Board since July 14, 2021. He serves as Ch...

리더십 팀

이름직위재임 기간보수지분
Andrea Orcel
Group CEO5.4yrs€11.47m데이터 없음
Stefano Porro
Head of Group Finance5.9yrs데이터 없음데이터 없음
Gianfranco Bisagni
Group Chief Operating Officer4.3yrs데이터 없음데이터 없음
Renato Di Monta
Managing Directorno data데이터 없음데이터 없음
Pietro Sassella
Managing Directorno data데이터 없음데이터 없음
Jovana Vujicic
Directorno data데이터 없음데이터 없음
Ali Khan
Head of Group Digital & Information3.2yrs데이터 없음데이터 없음
Magda Palczynska
Head of Group Investor Relations4.9yrs데이터 없음데이터 없음
Thiam Lim
Head of Group Compliance1.3yrs데이터 없음데이터 없음
Rita Izzo
Head of Group Legal2.5yrs데이터 없음데이터 없음
Fiona Melrose
Head of Group People & Cultureless than a year데이터 없음데이터 없음
Mikhail Alekseev
Executive Vice Presidentno data데이터 없음데이터 없음
3.7yrs
평균 재임 기간
63yo
평균 나이

경험이 풍부한 관리: UCG의 경영진은 경험이 있음으로 간주됩니다(평균 재임 3.7 년).

이사회 구성원

이름직위재임 기간보수지분
Andrea Orcel
Group CEO5.4yrs€11.47m데이터 없음
Antonio Domingues
Independent Non-Executive Directorno data€260.00k데이터 없음
Marco Giuseppe Rigotti
Independent Non-Executive Directorno data€397.00k데이터 없음
Francesca Tondi
Independent Non-Executive Director5.4yrs€185.00k데이터 없음
Gabriele Villa
Independent Non-Executive Directorno data€237.00k데이터 없음
Pietro Padoan
Independent Non-Executive Chairman of the Board5.9yrs€1.03m데이터 없음
Maria Pierdicchi
Independent Non-Executive Director5.4yrs€252.00k데이터 없음
Vincenzo Cariello
Independent Non-Executive Director5.4yrs€211.00k데이터 없음
Paola Broyd
Independent Non-Executive Directorno data€260.00k데이터 없음
Elena Carletti
Independent Non-Executive Deputy Vice Chair5.4yrs€340.00k데이터 없음
Beatriz Angela Bartolome
Independent Non Executive Director5.4yrs€170.00k데이터 없음
Jeffrey Hedberg
Independent Non-Executive Director5.4yrs€260.00k데이터 없음
5.4yrs
평균 재임 기간
63.5yo
평균 나이

경험이 풍부한 이사회: UCG의 이사회는 경험이 있음으로 간주됩니다(평균 재임 5.4 년).

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/09/14 09:51
종가2026/09/11 00:00
수익2026/06/30
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.

Simply Wall St 분석 모델을 설계하고 구축한 에 대해 알아보세요.

산업 및 섹터 지표

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분석가 소스

UniCredit S.p.A.는 38명의 분석가가 다루고 있습니다. 이 중 15명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Irene RossettoBanca Akros S.p.A. (ESN)
Javier Esteban LarioBanco de Sabadell. S.A.
Juan Lopez CoboBanco Santander