UniCredit 향후 성장
Future 기준 점검 1/6
UniCredit (는) 각각 연간 4.1% 및 3.5% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 8.3% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 19% 로 예상됩니다.
핵심 정보
4.1%
이익 성장률
8.26%
EPS 성장률
| Banks 이익 성장 | 5.8% |
| 매출 성장률 | 3.5% |
| 향후 자기자본이익률 | 18.98% |
| 애널리스트 커버리지 | Good |
| 마지막 업데이트 | 08 May 2026 |
최근 향후 성장 업데이트
분석 기사 • May 08
Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts
A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...분석 기사 • Feb 13
UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53
Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...분석 기사 • Jul 26
UniCredit S.p.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
Investors in UniCredit S.p.A. ( BIT:UCG ) had a good week, as its shares rose 5.4% to close at €61.23 following the...분석 기사 • May 15
UniCredit S.p.A. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
UniCredit S.p.A. ( BIT:UCG ) investors will be delighted, with the company turning in some strong numbers with its...Recent updates
분석 기사 • May 08
Results: UniCredit S.p.A. Beat Earnings Expectations And Analysts Now Have New Forecasts
A week ago, UniCredit S.p.A. ( BIT:UCG ) came out with a strong set of quarterly numbers that could potentially lead to...
내러티브 업데이트 • Apr 23
UCG: Higher Return Assumptions And Capital Returns Will Support Future Upside
Analysts have nudged their price expectations for UniCredit only slightly. The updated fair value estimate has moved by about €1, while research points to a higher required return, modestly adjusted revenue growth assumptions, a slightly stronger profit margin profile, and a marginally lower future P/E multiple.
내러티브 업데이트 • Apr 09
UCG: Mixed Rating Shifts And P/E Assumptions Will Shape Future Upside
Analysts have trimmed their UniCredit price target from about €72 to roughly €67.68, reflecting updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples following mixed recent research that included both target cuts and raises, alongside a downgrade and an upgrade. Analyst Commentary Recent Street research on UniCredit has been mixed, with some firms raising price targets while others cut theirs or shifted ratings.내러티브 업데이트 • Mar 26
UCG: Higher Profitability Assumptions Will Support Future Upside Potential
Analysts have raised their fair value estimate for UniCredit from €57.00 to €72.00. They cite higher assumed revenue growth, stronger profit margins and a slightly lower future P/E multiple, which are in line with recent price target increases from major banks such as Citi, JPMorgan and Morgan Stanley.
내러티브 업데이트 • Mar 10
UCG: Rising Margin Resilience And Broker Upgrades Will Support Further Upside
Our UniCredit fair value estimate increases slightly to €95.50 from €95.00, reflecting analysts' higher price targets from Citi and JPMorgan, along with an updated view on margin resilience and a lower assumed future P/E of 13.8x. Analyst Commentary Recent Street research has leaned clearly positive on UniCredit, with several bullish analysts lifting price targets and at least one major broker moving to a more constructive stance.내러티브 업데이트 • Feb 24
UCG: Execution On Capital Returns And M&A Will Drive Future Upside
We have raised our UniCredit fair value estimate to €83.56 from €74.86, reflecting analysts' higher price targets and assumptions for slightly stronger revenue growth, improved profit margins, and a lower future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts are lifting price targets into the high €70s and low €80s, which supports a higher central fair value range for UniCredit and aligns with our updated €83.56 estimate.분석 기사 • Feb 13
UniCredit S.p.A. (BIT:UCG) Released Earnings Last Week And Analysts Lifted Their Price Target To €81.53
Last week saw the newest yearly earnings release from UniCredit S.p.A. ( BIT:UCG ), an important milestone in the...내러티브 업데이트 • Feb 10
UCG: Rising Earnings Visibility And Higher P/E Assumptions Will Support Further Upside
The updated analyst price target for UniCredit moves to €95.00 from €85.70, reflecting analysts' use of a slightly lower discount rate, moderately higher revenue growth assumptions, a similar profit margin, and a higher future P/E multiple in light of recent upward price target revisions from multiple brokers. Analyst Commentary Recent research updates for UniCredit point to a cluster of higher price targets from bullish analysts, with several major banks lifting their views over a relatively short period.내러티브 업데이트 • Jan 27
UCG: Capital Returns And Deal Execution Will Shape Future Share Performance
Analysts have raised their price target on UniCredit from about €71 to roughly €75, citing updated assumptions for slightly higher revenue growth, improved profit margins and a marginally higher future P/E multiple. Analyst Commentary Recent Street research on UniCredit points to a generally constructive stance, with several price targets set in the high €70s to low €80s range.내러티브 업데이트 • Jan 11
UCG: Earnings Guidance And Profitability Assumptions Will Support Further Upside Potential
Analysts have raised their fair value estimate for UniCredit from €84.30 to €85.70. This reflects recent price target increases to €79 and €76, supported by updated assumptions around revenue growth, profitability, and future P/E levels.내러티브 업데이트 • Dec 18
UCG: Earnings Guidance And Capital Returns Will Support Further Upside Potential
Analysts have lifted their price target on UniCredit by approximately EUR 4 to EUR 84.30, citing slightly stronger expected revenue growth, improved profit margins and a modestly lower discount rate that together support a higher fair value multiple. Analyst Commentary Bullish analysts continue to see upside in UniCredit's equity story, with recent target price revisions reflecting confidence in the bank's ability to sustain earnings growth and capital returns.내러티브 업데이트 • Dec 04
UCG: Capital Returns And Commerzbank Stake Options Will Shape Future Share Performance
UniCredit's analyst price target has edged higher to about EUR 71.12 from EUR 70.99, as analysts factor in slightly stronger revenue growth expectations, offset by a marginally lower profit margin and discount rate. Analyst Commentary Recent Street research on UniCredit reflects a generally positive stance on the bank, with upward revisions to price targets from several bullish analysts and only a modest downward adjustment from more cautious voices.내러티브 업데이트 • Nov 19
UCG: Capital Returns Near 11% Will Drive Share Performance Forward
Analysts have increased their fair value estimate for UniCredit from approximately €68.29 to €71.00. They cite improved profit margins and stronger revenue growth expectations as key factors driving this upward revision.분석 기사 • Jul 26
UniCredit S.p.A. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
Investors in UniCredit S.p.A. ( BIT:UCG ) had a good week, as its shares rose 5.4% to close at €61.23 following the...분석 기사 • May 15
UniCredit S.p.A. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
UniCredit S.p.A. ( BIT:UCG ) investors will be delighted, with the company turning in some strong numbers with its...
새 내러티브 • Nov 10
Strategic Transformations And Digital Integration Propel Growth Amidst Earnings Challenges
UniCredit's client-centric strategy and fee income focus are driving revenue growth, supported by a strong fee/revenue ratio.이익 및 매출 성장 예측
| 날짜 | 매출 | 이익 | 자유현금흐름 | 영업현금흐름 | 평균 애널리스트 수 |
|---|---|---|---|---|---|
| 12/31/2028 | 28,292 | 12,572 | N/A | N/A | 14 |
| 12/31/2027 | 27,112 | 11,751 | N/A | N/A | 16 |
| 12/31/2026 | 25,989 | 10,887 | N/A | N/A | 16 |
| 3/31/2026 | 25,464 | 11,156 | N/A | N/A | N/A |
| 12/31/2025 | 25,048 | 10,709 | 7,261 | 8,525 | N/A |
| 9/30/2025 | 24,850 | 10,470 | N/A | N/A | N/A |
| 6/30/2025 | 24,783 | 10,350 | -2,286 | -1,147 | N/A |
| 3/31/2025 | 24,196 | 9,685 | N/A | N/A | N/A |
| 12/31/2024 | 23,994 | 9,472 | -8,814 | -7,076 | N/A |
| 9/30/2024 | 24,011 | 10,386 | N/A | N/A | N/A |
| 6/30/2024 | 23,863 | 10,195 | -16,449 | -14,690 | N/A |
| 3/31/2024 | 23,413 | 9,826 | N/A | N/A | N/A |
| 12/31/2023 | 22,957 | 9,332 | -42,278 | -41,128 | N/A |
| 9/30/2023 | 22,308 | 9,086 | N/A | N/A | N/A |
| 6/30/2023 | 21,257 | 8,473 | -38,211 | -37,010 | N/A |
| 3/31/2023 | 20,183 | 8,174 | N/A | N/A | N/A |
| 12/31/2022 | 18,069 | 6,381 | 9,094 | 10,264 | N/A |
| 9/30/2022 | 15,105 | 3,076 | N/A | N/A | N/A |
| 6/30/2022 | 14,408 | 2,425 | -10,595 | -9,345 | N/A |
| 3/31/2022 | 13,672 | 1,447 | N/A | N/A | N/A |
| 12/31/2021 | 14,287 | 2,062 | -8,758 | -7,521 | N/A |
| 9/30/2021 | 15,091 | 1,689 | N/A | N/A | N/A |
| 6/30/2021 | 14,492 | 1,311 | 105,683 | 107,275 | N/A |
| 3/31/2021 | 13,708 | 636 | N/A | N/A | N/A |
| 12/31/2020 | 11,250 | -2,956 | 84,149 | 85,579 | N/A |
| 9/30/2020 | 11,600 | -2,587 | N/A | N/A | N/A |
| 6/30/2020 | 12,310 | -2,087 | -20,810 | -18,582 | N/A |
| 3/31/2020 | 12,556 | -1,899 | N/A | N/A | N/A |
| 12/31/2019 | 15,089 | 1,917 | N/A | -16,207 | N/A |
| 9/30/2019 | 16,027 | 4,782 | N/A | N/A | N/A |
| 6/30/2019 | 15,118 | 3,572 | N/A | 10,889 | N/A |
| 3/31/2019 | 15,862 | 3,885 | N/A | N/A | N/A |
| 12/31/2018 | 16,098 | 3,888 | N/A | -30,960 | N/A |
| 9/30/2018 | 15,775 | 2,184 | N/A | N/A | N/A |
| 6/30/2018 | 16,542 | 2,908 | N/A | -51,344 | N/A |
| 3/31/2018 | 16,627 | 3,127 | N/A | N/A | N/A |
| 12/31/2017 | 16,410 | 2,759 | N/A | 2,143 | N/A |
| 9/30/2017 | 6,091 | -11,235 | N/A | N/A | N/A |
| 6/30/2017 | 5,902 | -11,672 | N/A | 17,891 | N/A |
| 3/31/2017 | 6,370 | -11,811 | N/A | N/A | N/A |
| 12/31/2016 | 5,857 | -12,548 | N/A | -19,094 | N/A |
| 9/30/2016 | 13,421 | -206 | N/A | -11,859 | N/A |
| 6/30/2016 | 13,802 | -17 | N/A | -32,329 | N/A |
| 3/31/2016 | 13,710 | -346 | N/A | N/A | N/A |
| 12/31/2015 | 14,577 | 216 | N/A | -42,332 | N/A |
| 9/30/2015 | 17,666 | 1,866 | N/A | N/A | N/A |
| 6/30/2015 | 18,277 | 2,175 | N/A | -58,197 | N/A |
애널리스트 향후 성장 전망
수입 대 저축률: UCG 의 연간 예상 수익 증가율(4.1%)이 saving rate(3.3%)보다 높습니다.
수익 vs 시장: UCG 의 연간 수익(4.1%)이 Italian 시장(10.6%)보다 느리게 성장할 것으로 예상됩니다.
고성장 수익: UCG 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.
수익 대 시장: UCG 의 수익(연간 3.5%)이 Italian 시장(연간 5.6%)보다 느리게 성장할 것으로 예상됩니다.
고성장 매출: UCG 의 수익(연간 3.5%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.
주당순이익 성장 예측
향후 자기자본이익률
미래 ROE: UCG의 자본 수익률은 3년 후 19%로 낮을 것으로 예상됩니다.
성장 기업 찾아보기
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/08 00:41 |
| 종가 | 2026/05/08 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
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산업 및 섹터 지표
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분석가 소스
UniCredit S.p.A.는 39명의 분석가가 다루고 있습니다. 이 중 16명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Irene Rossetto | Banca Akros S.p.A. (ESN) |
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Juan Lopez Cobo | Banco Santander |