공시 • Jun 16
Citizens Financial Group, Inc. Announces Head of Investor Relations, Changes, Effective August 1, 2026 Citizens Financial Group, Inc. announced that Chris Emerson has been appointed Head of Investor Relations, effective August 1,2026. Kristin Silberberg, who currently leads Investor Relations, will transition to serve as Chief Financial Officer of the Commercial Bank at that time. Chris will also continue with his current role as the head of Corporate Planning and Enterprise Finance, with responsibility for the Financial Planning and Analysis for Citizens, which includes the strategic planning and annual budgeting processes. Before joining Citizens, Chris held finance leadership roles in several banks, including Capital One, Barclays Bank and Citigroup. 공시 • Apr 17
Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on May 14, 2026 Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share. The dividend is payable on May 14, 2026 to shareholders of record at the close of business on April 30, 2026. 공시 • Mar 10
Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026 Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026. Location: at one citizens plaza, province, rhode island 02903, United States Reported Earnings • Jan 22
Full year 2025 earnings released: EPS: US$3.90 (vs US$3.04 in FY 2024) Full year 2025 results: EPS: US$3.90 (up from US$3.04 in FY 2024). Revenue: US$7.64b (up 7.3% from FY 2024). Net income: US$1.69b (up 23% from FY 2024). Profit margin: 22% (up from 19% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.98% (up from 2.85% in FY 2024). Cost-to-income ratio: 64.4% (down from 65.2% in FY 2024). Non-performing loans: 1.05% (down from 1.20% in FY 2024). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in Italy. 공시 • Jan 05
Citizens Financial Group, Inc. to Report Q4, 2025 Results on Jan 21, 2026 Citizens Financial Group, Inc. announced that they will report Q4, 2025 results at 6:20 AM, US Eastern Standard Time on Jan 21, 2026 Reported Earnings • Oct 21
Third quarter 2025 earnings released: EPS: US$1.06 (vs US$0.77 in 3Q 2024) Third quarter 2025 results: EPS: US$1.06 (up from US$0.77 in 3Q 2024). Revenue: US$1.96b (up 14% from 3Q 2024). Net income: US$457.0m (up 33% from 3Q 2024). Profit margin: 23% (up from 20% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Banks industry in Italy. 공시 • Oct 16
Citizens Financial Group, Inc. Provides Earnings Guidance for the Fourth Quarter 2025 Citizens Financial Group, Inc. provided earnings guidance for the fourth quarter 2025. Company expected net interest income to be up approximately 2.5% to 3%, driven by an improvement in net interest margin of approximately 5 basis points and interest-earning assets up slightly, maintaining a fairly consistent spot LDR to the third quarter. 공시 • Oct 15
Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on November 12, 2025 Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share, a $0.04, or 9.5%, increase compared with the prior quarter. The dividend is payable on November 12, 2025 to shareholders of record at the close of business on October 29, 2025. 공시 • Oct 09
Citizens Unveils Citizens Edge™? Citizens Financial Group, Inc. now have a new way to spend, earn rewards and manage payments with Citizens Edge™?, a new commercial credit card from Citizens. Launched in partnership with Mastercard, Citizens Edge offers a robust suite of features ranging from flexible credit limits and cash back rewards to integrated travel and expense management, secure virtual card options and 24/7 client support. Citizens Edge is built to meet the unique needs of middle market companies, a segment of the economy that accounts for one-third of gross domestic product (GDP) and $6 trillion of business-to-business spending in the United States. These companies are scaling rapidly but often lack access to the sophisticated financial tools available to larger enterprises. Citizens Edge fills that gap with a flexible, secure solution. The launch of Citizens Edge is the latest example of Citizens' deep commitment to delivering innovative payment solutions that help middle market companies scale with confidence. It is the first commercial credit card introduced through Mastercard's Middle Market Accelerator program, and builds on the momentum of Citizens' recently launched consumer credit card suite, reflecting a broader strategy to deliver modern, flexible solutions across customer segments. As middle market companies seek to grow, digitize and safeguard their businesses, Citizens' 2025 Payment Trends Report and Mastercard research have found that they face challenges with inefficient underwriting and access to digital tools, while fraud is a key concern. Citizens Edge meets these urgent market needs with tailored features including: Flexible credit limits to help scale; Cash back rewards starting at 1.5% that grow as grow; Integrated travel booking and expense management powered by Navan; Security features including a secure virtual card option to enhance protection and mitigate fraud; Personalized, 24/7 customer support for immediate assistance. In addition, the card offers valuable protections such as extended warranties, purchase assurance and Mastercard ID Theft Protection, providing added peace of mind. Travel perks such as Mastercard Travel Rewards, VAT Reclaim, and Priority Pass airport lounge access help cardholders maximize the value of Citizens Edge wherever business takes them. To simplify card program administration, Citizens has also introduced a new Commercial Card Management page accessible through Citizens' universal commercial client portal, using single sign-on for seamless integration with other banking tools. The centralized, self-serve digital platform enables companies to manage their accounts, monitor spending and access real-time reporting all in one place. 공시 • Oct 07
Citizens Financial Group, Inc. Announces Management Changes Citizens Financial Group, Inc. announced that Ted Swimmer, head of capital markets and advisory for Citizens Commercial Banking, has been named Head of Commercial Banking, effective immediately. Swimmer succeeds Don McCree, who will remain at Citizens as Chair of Commercial Banking until his retirement at the end of March 2026. A 30-year banking industry veteran, Swimmer joined Citizens in 2010 as executive vice president and head of capital markets and was named to Citizens’ Executive Committee in 2018. He has built the Capital Markets and Advisory team into a consistent Top 5 U.S. Middle Market Deal Bookrunner while expanding the bank’s capabilities beyond traditional loan financing to add sector expertise and offer a comprehensive set of solutions, including debt, equity and M&A advisory across the client lifecycle. Swimmer previously held a range of senior positions with Wachovia, including managing its Leveraged Finance activities. Prior to that, he ran Loan Syndicate and Sales for Wachovia and served as a managing director originating leveraged loans and bonds. Swimmer holds an M.B.A. in finance from Columbia University as well as a B.A. in economics and history from Lafayette College. Reported Earnings • Aug 05
Second quarter 2025 earnings released: EPS: US$0.93 (vs US$0.79 in 2Q 2024) Second quarter 2025 results: EPS: US$0.93 (up from US$0.79 in 2Q 2024). Revenue: US$1.87b (up 5.2% from 2Q 2024). Net income: US$402.0m (up 13% from 2Q 2024). Profit margin: 22% (up from 20% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.6% growth forecast for the Banks industry in Italy. 공시 • Jul 18
Citizens Financial Group, Inc. announces Quarterly dividend, payable on August 14, 2025 Citizens Financial Group, Inc. announced Quarterly dividend of USD 0.4200 per share payable on August 14, 2025, ex-date on July 31, 2025 and record date on July 31, 2025. 공시 • Jul 17
Citizens Financial Group, Inc. Reports Net Charge Offs for the Second Quarter of 2025 Citizens Financial Group, Inc. Reported Net Charge Offs for the Second Quarter of 2025. For the quarter, the company reported Net charge-offs of $167 million, or 48 basis points of average loans and leases, compares with 58 basis points in the prior quarter which included a $25 million, or 7 basis point impact from the Non-Core transaction (an agreement entered into in the first quarter to sell ~$1.9 billion of Non-Core education loans). 