View ValuationCitizens Financial Group 향후 성장Future 기준 점검 3/6Citizens Financial Group (는) 각각 연간 17.8% 및 11.5% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 20.5% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 10.5% 로 예상됩니다.핵심 정보17.8%이익 성장률20.53%EPS 성장률Banks 이익 성장6.8%매출 성장률11.5%향후 자기자본이익률10.49%애널리스트 커버리지Good마지막 업데이트24 Jun 2026최근 향후 성장 업데이트공시 • Oct 16Citizens Financial Group, Inc. Provides Earnings Guidance for the Fourth Quarter 2025Citizens Financial Group, Inc. provided earnings guidance for the fourth quarter 2025. Company expected net interest income to be up approximately 2.5% to 3%, driven by an improvement in net interest margin of approximately 5 basis points and interest-earning assets up slightly, maintaining a fairly consistent spot LDR to the third quarter.모든 업데이트 보기Recent updates공시 • Jun 16Citizens Financial Group, Inc. Announces Head of Investor Relations, Changes, Effective August 1, 2026Citizens Financial Group, Inc. announced that Chris Emerson has been appointed Head of Investor Relations, effective August 1,2026. Kristin Silberberg, who currently leads Investor Relations, will transition to serve as Chief Financial Officer of the Commercial Bank at that time. Chris will also continue with his current role as the head of Corporate Planning and Enterprise Finance, with responsibility for the Financial Planning and Analysis for Citizens, which includes the strategic planning and annual budgeting processes. Before joining Citizens, Chris held finance leadership roles in several banks, including Capital One, Barclays Bank and Citigroup.공시 • Apr 17Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on May 14, 2026Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share. The dividend is payable on May 14, 2026 to shareholders of record at the close of business on April 30, 2026.공시 • Mar 10Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026. Location: at one citizens plaza, province, rhode island 02903, United StatesReported Earnings • Jan 22Full year 2025 earnings released: EPS: US$3.90 (vs US$3.04 in FY 2024)Full year 2025 results: EPS: US$3.90 (up from US$3.04 in FY 2024). Revenue: US$7.64b (up 7.3% from FY 2024). Net income: US$1.69b (up 23% from FY 2024). Profit margin: 22% (up from 19% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.98% (up from 2.85% in FY 2024). Cost-to-income ratio: 64.4% (down from 65.2% in FY 2024). Non-performing loans: 1.05% (down from 1.20% in FY 2024). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in Italy.공시 • Jan 21+ 1 more updateCitizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on February 18, 2026Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share. The dividend is payable on February 18, 2026 to shareholders of record at the close of business on February 4, 2026.공시 • Jan 05Citizens Financial Group, Inc. to Report Q4, 2025 Results on Jan 21, 2026Citizens Financial Group, Inc. announced that they will report Q4, 2025 results at 6:20 AM, US Eastern Standard Time on Jan 21, 2026Reported Earnings • Oct 21Third quarter 2025 earnings released: EPS: US$1.06 (vs US$0.77 in 3Q 2024)Third quarter 2025 results: EPS: US$1.06 (up from US$0.77 in 3Q 2024). Revenue: US$1.96b (up 14% from 3Q 2024). Net income: US$457.0m (up 33% from 3Q 2024). Profit margin: 23% (up from 20% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Banks industry in Italy.공시 • Oct 16Citizens Financial Group, Inc. Provides Earnings Guidance for the Fourth Quarter 2025Citizens Financial Group, Inc. provided earnings guidance for the fourth quarter 2025. Company expected net interest income to be up approximately 2.5% to 3%, driven by an improvement in net interest margin of approximately 5 basis points and interest-earning assets up slightly, maintaining a fairly consistent spot LDR to the third quarter.공시 • Oct 15Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on November 12, 2025Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share, a $0.04, or 9.5%, increase compared with the prior quarter. The dividend is payable on November 12, 2025 to shareholders of record at the close of business on October 29, 2025.공시 • Oct 09Citizens Unveils Citizens Edge™?Citizens Financial Group, Inc. now have a new way to spend, earn rewards and manage payments with Citizens Edge™?, a new commercial credit card from Citizens. Launched in partnership with Mastercard, Citizens Edge offers a robust suite of features ranging from flexible credit limits and cash back rewards to integrated travel and expense management, secure virtual card options and 24/7 client support. Citizens Edge is built to meet the unique needs of middle market companies, a segment of the economy that accounts for one-third of gross domestic product (GDP) and $6 trillion of business-to-business spending in the United States. These companies are scaling rapidly but often lack access to the sophisticated financial tools available to larger enterprises. Citizens Edge fills that gap with a flexible, secure solution. The launch of Citizens Edge is the latest example of Citizens' deep commitment to delivering innovative payment solutions that help middle market companies scale with confidence. It is the first commercial credit card introduced through Mastercard's Middle Market Accelerator program, and builds on the momentum of Citizens' recently launched consumer credit card suite, reflecting a broader strategy to deliver modern, flexible solutions across customer segments. As middle market companies seek to grow, digitize and safeguard their businesses, Citizens' 2025 Payment Trends Report and Mastercard research have found that they face challenges with inefficient underwriting and access to digital tools, while fraud is a key concern. Citizens Edge meets these urgent market needs with tailored features including: Flexible credit limits to help scale; Cash back rewards starting at 1.5% that grow as grow; Integrated travel booking and expense management powered by Navan; Security features including a secure virtual card option to enhance protection and mitigate fraud; Personalized, 24/7 customer support for immediate assistance. In addition, the card offers valuable protections such as extended warranties, purchase assurance and Mastercard ID Theft Protection, providing added peace of mind. Travel perks such as Mastercard Travel Rewards, VAT Reclaim, and Priority Pass airport lounge access help cardholders maximize the value of Citizens Edge wherever business takes them. To simplify card program administration, Citizens has also introduced a new Commercial Card Management page accessible through Citizens' universal commercial client portal, using single sign-on for seamless integration with other banking tools. The centralized, self-serve digital platform enables companies to manage their accounts, monitor spending and access real-time reporting all in one place.공시 • Oct 07Citizens Financial Group, Inc. Announces Management ChangesCitizens Financial Group, Inc. announced that Ted Swimmer, head of capital markets and advisory for Citizens Commercial Banking, has been named Head of Commercial Banking, effective immediately. Swimmer succeeds Don McCree, who will remain at Citizens as Chair of Commercial Banking until his retirement at the end of March 2026. A 30-year banking industry veteran, Swimmer joined Citizens in 2010 as executive vice president and head of capital markets and was named to Citizens’ Executive Committee in 2018. He has built the Capital Markets and Advisory team into a consistent Top 5 U.S. Middle Market Deal Bookrunner while expanding the bank’s capabilities beyond traditional loan financing to add sector expertise and offer a comprehensive set of solutions, including debt, equity and M&A advisory across the client lifecycle. Swimmer previously held a range of senior positions with Wachovia, including managing its Leveraged Finance activities. Prior to that, he ran Loan Syndicate and Sales for Wachovia and served as a managing director originating leveraged loans and bonds. Swimmer holds an M.B.A. in finance from Columbia University as well as a B.A. in economics and history from Lafayette College.공시 • Aug 29+ 3 more updatesCitizens Financial Group, Inc. to Report Q4, 2027 Results on Jan 18, 2028Citizens Financial Group, Inc. announced that they will report Q4, 2027 results Pre-Market on Jan 18, 2028공시 • Aug 12+ 1 more updateCitizens Financial Group, Inc. Chief Financial Officer ChangesCitizens Financial Group, Inc. announced the appointment of Aunoy Banerjee as Chief Financial Officer. He will serve on the company’s Executive Committee and report to Chairman and CEO Bruce Van Saun. Banerjee joins Citizens from Barclays, where he currently serves as CFO of Barclays Bank PLC, leading a large, global, multifunctional team supporting multiple lines of business including U.S. Consumer, Global Corporate and Investment Banking, and Private Bank and Wealth Management. Banerjee will join Citizens on October 24. As previously announced, current CFO John Woods will depart the bank on August 15. Chris Emerson, EVP and Head of Corporate Planning & Enterprise Finance, will serve as CFO during the interim period. A 25-year financial services veteran, Banerjee will have responsibility for the Financial Planning and Analysis, Business Line Finance Groups, Controller, Investor Relations, Treasury, Tax, and Capital Management functions, as well as Property & Procurement. Prior to Barclays, Banerjee served in a number of increasingly responsible finance and transformation roles at State Street over eight years, most recently as Head of Investments & Third Party Management and Chair of State Street India. He also served as Chief Transformation Officer and prior to that ran Corporate FP&A and oversaw the CFO functions within its business units. He previously spent 11 years at Citi with several roles of increasing importance, including Business Unit CFO for Capital Markets and Securities Services, Finance Head of CCAR and Head of Corporate Forecasting and Planning. He began his professional career at General Electric as part of its Finance Management Leadership Program. Highlights of Banerjee’s broad experience include overseeing a £1.1 trillion balance sheet at Barclays Bank PLC and co-leading the firm’s sweeping investment bank simplification initiative. At State Street, he oversaw the firm’s $100 billion-plus investment portfolio and its balance sheet funding position. Additionally, as Chief Transformation Officer, he led an enterprise-wide transformation aimed at simplifying operations, increasing operating margin and productivity, and boosting both organic and inorganic growth. Banerjee holds a Master of Business Administration degree from the University of Rochester Simon School of Business and a Bachelor of Science degree from St. Stephen’s College at the University of Delhi.Reported Earnings • Aug 05Second quarter 2025 earnings released: EPS: US$0.93 (vs US$0.79 in 2Q 2024)Second quarter 2025 results: EPS: US$0.93 (up from US$0.79 in 2Q 2024). Revenue: US$1.87b (up 5.2% from 2Q 2024). Net income: US$402.0m (up 13% from 2Q 2024). Profit margin: 22% (up from 20% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.6% growth forecast for the Banks industry in Italy.공시 • Jul 18Citizens Financial Group, Inc. announces Quarterly dividend, payable on August 14, 2025Citizens Financial Group, Inc. announced Quarterly dividend of USD 0.4200 per share payable on August 14, 2025, ex-date on July 31, 2025 and record date on July 31, 2025.공시 • Jul 17Citizens Financial Group, Inc. Reports Net Charge Offs for the Second Quarter of 2025Citizens Financial Group, Inc. Reported Net Charge Offs for the Second Quarter of 2025. For the quarter, the company reported Net charge-offs of $167 million, or 48 basis points of average loans and leases, compares with 58 basis points in the prior quarter which included a $25 million, or 7 basis point impact from the Non-Core transaction (an agreement entered into in the first quarter to sell ~$1.9 billion of Non-Core education loans).공시 • Apr 30+ 1 more updateCitizens Financial Group, Inc. Announces Management ChangesCitizens Financial Group, Inc. announced that Brendan Coughlin, currently Vice Chair and Head of Consumer, Private Banking and Wealth, has been promoted to President, reporting to Bruce Van Saun, Chairman and CEO. As President, Coughlin will continue to oversee Consumer Banking, Citizens Private Bank, and Wealth, in addition to a recently broadened scope which includes Enterprise Data & Analytics and Marketing. Over his 20 years at Citizens, Coughlin has developed and launched several of the bank’s most innovative offerings, including merchant point-of-sale financing partnerships with Apple and Microsoft, national education refinance products, and expansion of the consumer franchise into new markets. His focus on growth, driving innovation, and improving customer experience has directly contributed to the strong performance and market share gains of the consumer franchise. In 2023, Brendan was instrumental in the national launch of Citizens Private Bank, which continues to deliver strong performance, recently reaching $8.7 billion in high-quality deposits and $5.2 billion in assets under management (AUM). The bank has also made meaningful strides in broadening its Wealth Management capabilities under Coughlin’s leadership, including the addition of new advisory teams in California, Boston and Florida. The company also announced that current Vice Chair John Woods has decided to depart from Citizens to accept another opportunity. He is expected to leave in August 2025.이익 및 매출 성장 예측BIT:1CFG - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/202810,6532,935N/AN/A112/31/20279,9182,650N/AN/A812/31/20269,1092,222N/AN/A83/31/20267,8851,8322,5012,661N/A12/31/20257,6391,6882,0372,211N/A9/30/20257,4431,5662,7222,852N/A6/30/20257,2081,4531,1571,286N/A3/31/20257,1161,4081,1081,234N/A12/31/20247,1221,3721,8792,001N/A9/30/20247,1151,1642,0662,188N/A6/30/20247,2281,2202,9523,073N/A3/31/20247,3651,3072,2312,361N/A12/31/20237,5371,4912,7892,961N/A9/30/20237,7571,9533,6233,732N/A6/30/20237,9692,1645,5565,717N/A3/31/20237,8412,0523,5923,719N/A12/31/20227,5471,9603,9934,119N/A9/30/20227,2551,8373,5773,783N/A6/30/20226,8931,7301,9152,063N/A3/31/20226,9252,0144,3544,519N/A12/31/20217,0582,2062,1512,275N/A9/30/20216,8962,1321,8592,036N/A6/30/20216,5671,9171,3171,414N/A3/31/20216,0311,526636748N/A12/31/20205,289950-7111N/A9/30/20205,233953-76-28N/A6/30/20205,4071,096-431-293N/A3/31/20205,6521,306-213-102N/A12/31/20196,0981,718N/A1,697N/A9/30/20196,0791,741N/A1,530N/A6/30/20196,0281,745N/A929N/A3/31/20195,9211,735N/A1,535N/A12/31/20185,8021,692N/A1,767N/A9/30/20185,7101,908N/A1,640N/A6/30/20185,6061,813N/A2,761N/A3/31/20185,4821,706N/A1,734N/A12/31/20175,3861,638N/A1,883N/A9/30/20175,2051,254N/A1,742N/A6/30/20175,1171,203N/A1,323N/A3/31/20175,0311,128N/A1,969N/A12/31/20164,8861,031N/A1,490N/A9/30/20164,783970N/A1,596N/A6/30/20164,622893N/A1,418N/A3/31/20164,531840N/A1,505N/A12/31/20154,522833N/A1,229N/A9/30/20154,483809N/A1,014N/A6/30/20154,434785N/A884N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: 1CFG 의 연간 예상 수익 증가율(17.8%)이 saving rate(3.3%)보다 높습니다.수익 vs 시장: 1CFG 의 연간 수익(17.8%)이 Italian 시장(11%)보다 빠르게 성장할 것으로 예상됩니다.고성장 수익: 1CFG 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: 1CFG 의 수익(연간 11.5%)이 Italian 시장(연간 5.9%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: 1CFG 의 수익(연간 11.5%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: 1CFG의 자본 수익률은 3년 후 10.5%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/28 11:14종가2026/06/26 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 세부 정보는 당사의 Github 페이지에서 확인하실 수 있으며, 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Citizens Financial Group, Inc.는 35명의 분석가가 다루고 있습니다. 이 중 11명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관null nullArgus Research CompanyDavid GeorgeBairdJason GoldbergBarclays32명의 분석가 더 보기
공시 • Oct 16Citizens Financial Group, Inc. Provides Earnings Guidance for the Fourth Quarter 2025Citizens Financial Group, Inc. provided earnings guidance for the fourth quarter 2025. Company expected net interest income to be up approximately 2.5% to 3%, driven by an improvement in net interest margin of approximately 5 basis points and interest-earning assets up slightly, maintaining a fairly consistent spot LDR to the third quarter.
공시 • Jun 16Citizens Financial Group, Inc. Announces Head of Investor Relations, Changes, Effective August 1, 2026Citizens Financial Group, Inc. announced that Chris Emerson has been appointed Head of Investor Relations, effective August 1,2026. Kristin Silberberg, who currently leads Investor Relations, will transition to serve as Chief Financial Officer of the Commercial Bank at that time. Chris will also continue with his current role as the head of Corporate Planning and Enterprise Finance, with responsibility for the Financial Planning and Analysis for Citizens, which includes the strategic planning and annual budgeting processes. Before joining Citizens, Chris held finance leadership roles in several banks, including Capital One, Barclays Bank and Citigroup.
공시 • Apr 17Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on May 14, 2026Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share. The dividend is payable on May 14, 2026 to shareholders of record at the close of business on April 30, 2026.
공시 • Mar 10Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026Citizens Financial Group, Inc., Annual General Meeting, Apr 23, 2026. Location: at one citizens plaza, province, rhode island 02903, United States
Reported Earnings • Jan 22Full year 2025 earnings released: EPS: US$3.90 (vs US$3.04 in FY 2024)Full year 2025 results: EPS: US$3.90 (up from US$3.04 in FY 2024). Revenue: US$7.64b (up 7.3% from FY 2024). Net income: US$1.69b (up 23% from FY 2024). Profit margin: 22% (up from 19% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.98% (up from 2.85% in FY 2024). Cost-to-income ratio: 64.4% (down from 65.2% in FY 2024). Non-performing loans: 1.05% (down from 1.20% in FY 2024). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in Italy.
공시 • Jan 21+ 1 more updateCitizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on February 18, 2026Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share. The dividend is payable on February 18, 2026 to shareholders of record at the close of business on February 4, 2026.
공시 • Jan 05Citizens Financial Group, Inc. to Report Q4, 2025 Results on Jan 21, 2026Citizens Financial Group, Inc. announced that they will report Q4, 2025 results at 6:20 AM, US Eastern Standard Time on Jan 21, 2026
Reported Earnings • Oct 21Third quarter 2025 earnings released: EPS: US$1.06 (vs US$0.77 in 3Q 2024)Third quarter 2025 results: EPS: US$1.06 (up from US$0.77 in 3Q 2024). Revenue: US$1.96b (up 14% from 3Q 2024). Net income: US$457.0m (up 33% from 3Q 2024). Profit margin: 23% (up from 20% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Banks industry in Italy.
공시 • Oct 16Citizens Financial Group, Inc. Provides Earnings Guidance for the Fourth Quarter 2025Citizens Financial Group, Inc. provided earnings guidance for the fourth quarter 2025. Company expected net interest income to be up approximately 2.5% to 3%, driven by an improvement in net interest margin of approximately 5 basis points and interest-earning assets up slightly, maintaining a fairly consistent spot LDR to the third quarter.
공시 • Oct 15Citizens Financial Group, Inc. Declares Quarterly Common Stock Dividend, Payable on November 12, 2025Citizens Financial Group, Inc. announced that its board of directors declared a quarterly common stock dividend of $0.46 per share, a $0.04, or 9.5%, increase compared with the prior quarter. The dividend is payable on November 12, 2025 to shareholders of record at the close of business on October 29, 2025.
공시 • Oct 09Citizens Unveils Citizens Edge™?Citizens Financial Group, Inc. now have a new way to spend, earn rewards and manage payments with Citizens Edge™?, a new commercial credit card from Citizens. Launched in partnership with Mastercard, Citizens Edge offers a robust suite of features ranging from flexible credit limits and cash back rewards to integrated travel and expense management, secure virtual card options and 24/7 client support. Citizens Edge is built to meet the unique needs of middle market companies, a segment of the economy that accounts for one-third of gross domestic product (GDP) and $6 trillion of business-to-business spending in the United States. These companies are scaling rapidly but often lack access to the sophisticated financial tools available to larger enterprises. Citizens Edge fills that gap with a flexible, secure solution. The launch of Citizens Edge is the latest example of Citizens' deep commitment to delivering innovative payment solutions that help middle market companies scale with confidence. It is the first commercial credit card introduced through Mastercard's Middle Market Accelerator program, and builds on the momentum of Citizens' recently launched consumer credit card suite, reflecting a broader strategy to deliver modern, flexible solutions across customer segments. As middle market companies seek to grow, digitize and safeguard their businesses, Citizens' 2025 Payment Trends Report and Mastercard research have found that they face challenges with inefficient underwriting and access to digital tools, while fraud is a key concern. Citizens Edge meets these urgent market needs with tailored features including: Flexible credit limits to help scale; Cash back rewards starting at 1.5% that grow as grow; Integrated travel booking and expense management powered by Navan; Security features including a secure virtual card option to enhance protection and mitigate fraud; Personalized, 24/7 customer support for immediate assistance. In addition, the card offers valuable protections such as extended warranties, purchase assurance and Mastercard ID Theft Protection, providing added peace of mind. Travel perks such as Mastercard Travel Rewards, VAT Reclaim, and Priority Pass airport lounge access help cardholders maximize the value of Citizens Edge wherever business takes them. To simplify card program administration, Citizens has also introduced a new Commercial Card Management page accessible through Citizens' universal commercial client portal, using single sign-on for seamless integration with other banking tools. The centralized, self-serve digital platform enables companies to manage their accounts, monitor spending and access real-time reporting all in one place.
공시 • Oct 07Citizens Financial Group, Inc. Announces Management ChangesCitizens Financial Group, Inc. announced that Ted Swimmer, head of capital markets and advisory for Citizens Commercial Banking, has been named Head of Commercial Banking, effective immediately. Swimmer succeeds Don McCree, who will remain at Citizens as Chair of Commercial Banking until his retirement at the end of March 2026. A 30-year banking industry veteran, Swimmer joined Citizens in 2010 as executive vice president and head of capital markets and was named to Citizens’ Executive Committee in 2018. He has built the Capital Markets and Advisory team into a consistent Top 5 U.S. Middle Market Deal Bookrunner while expanding the bank’s capabilities beyond traditional loan financing to add sector expertise and offer a comprehensive set of solutions, including debt, equity and M&A advisory across the client lifecycle. Swimmer previously held a range of senior positions with Wachovia, including managing its Leveraged Finance activities. Prior to that, he ran Loan Syndicate and Sales for Wachovia and served as a managing director originating leveraged loans and bonds. Swimmer holds an M.B.A. in finance from Columbia University as well as a B.A. in economics and history from Lafayette College.
공시 • Aug 29+ 3 more updatesCitizens Financial Group, Inc. to Report Q4, 2027 Results on Jan 18, 2028Citizens Financial Group, Inc. announced that they will report Q4, 2027 results Pre-Market on Jan 18, 2028
공시 • Aug 12+ 1 more updateCitizens Financial Group, Inc. Chief Financial Officer ChangesCitizens Financial Group, Inc. announced the appointment of Aunoy Banerjee as Chief Financial Officer. He will serve on the company’s Executive Committee and report to Chairman and CEO Bruce Van Saun. Banerjee joins Citizens from Barclays, where he currently serves as CFO of Barclays Bank PLC, leading a large, global, multifunctional team supporting multiple lines of business including U.S. Consumer, Global Corporate and Investment Banking, and Private Bank and Wealth Management. Banerjee will join Citizens on October 24. As previously announced, current CFO John Woods will depart the bank on August 15. Chris Emerson, EVP and Head of Corporate Planning & Enterprise Finance, will serve as CFO during the interim period. A 25-year financial services veteran, Banerjee will have responsibility for the Financial Planning and Analysis, Business Line Finance Groups, Controller, Investor Relations, Treasury, Tax, and Capital Management functions, as well as Property & Procurement. Prior to Barclays, Banerjee served in a number of increasingly responsible finance and transformation roles at State Street over eight years, most recently as Head of Investments & Third Party Management and Chair of State Street India. He also served as Chief Transformation Officer and prior to that ran Corporate FP&A and oversaw the CFO functions within its business units. He previously spent 11 years at Citi with several roles of increasing importance, including Business Unit CFO for Capital Markets and Securities Services, Finance Head of CCAR and Head of Corporate Forecasting and Planning. He began his professional career at General Electric as part of its Finance Management Leadership Program. Highlights of Banerjee’s broad experience include overseeing a £1.1 trillion balance sheet at Barclays Bank PLC and co-leading the firm’s sweeping investment bank simplification initiative. At State Street, he oversaw the firm’s $100 billion-plus investment portfolio and its balance sheet funding position. Additionally, as Chief Transformation Officer, he led an enterprise-wide transformation aimed at simplifying operations, increasing operating margin and productivity, and boosting both organic and inorganic growth. Banerjee holds a Master of Business Administration degree from the University of Rochester Simon School of Business and a Bachelor of Science degree from St. Stephen’s College at the University of Delhi.
Reported Earnings • Aug 05Second quarter 2025 earnings released: EPS: US$0.93 (vs US$0.79 in 2Q 2024)Second quarter 2025 results: EPS: US$0.93 (up from US$0.79 in 2Q 2024). Revenue: US$1.87b (up 5.2% from 2Q 2024). Net income: US$402.0m (up 13% from 2Q 2024). Profit margin: 22% (up from 20% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.6% growth forecast for the Banks industry in Italy.
공시 • Jul 18Citizens Financial Group, Inc. announces Quarterly dividend, payable on August 14, 2025Citizens Financial Group, Inc. announced Quarterly dividend of USD 0.4200 per share payable on August 14, 2025, ex-date on July 31, 2025 and record date on July 31, 2025.
공시 • Jul 17Citizens Financial Group, Inc. Reports Net Charge Offs for the Second Quarter of 2025Citizens Financial Group, Inc. Reported Net Charge Offs for the Second Quarter of 2025. For the quarter, the company reported Net charge-offs of $167 million, or 48 basis points of average loans and leases, compares with 58 basis points in the prior quarter which included a $25 million, or 7 basis point impact from the Non-Core transaction (an agreement entered into in the first quarter to sell ~$1.9 billion of Non-Core education loans).
공시 • Apr 30+ 1 more updateCitizens Financial Group, Inc. Announces Management ChangesCitizens Financial Group, Inc. announced that Brendan Coughlin, currently Vice Chair and Head of Consumer, Private Banking and Wealth, has been promoted to President, reporting to Bruce Van Saun, Chairman and CEO. As President, Coughlin will continue to oversee Consumer Banking, Citizens Private Bank, and Wealth, in addition to a recently broadened scope which includes Enterprise Data & Analytics and Marketing. Over his 20 years at Citizens, Coughlin has developed and launched several of the bank’s most innovative offerings, including merchant point-of-sale financing partnerships with Apple and Microsoft, national education refinance products, and expansion of the consumer franchise into new markets. His focus on growth, driving innovation, and improving customer experience has directly contributed to the strong performance and market share gains of the consumer franchise. In 2023, Brendan was instrumental in the national launch of Citizens Private Bank, which continues to deliver strong performance, recently reaching $8.7 billion in high-quality deposits and $5.2 billion in assets under management (AUM). The bank has also made meaningful strides in broadening its Wealth Management capabilities under Coughlin’s leadership, including the addition of new advisory teams in California, Boston and Florida. The company also announced that current Vice Chair John Woods has decided to depart from Citizens to accept another opportunity. He is expected to leave in August 2025.