Alpha Bank 과거 순이익 실적
과거 기준 점검 2/6
Alpha Bank은 연평균 71.4%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 27.3% 증가했습니다. 매출은 연평균 40.3%의 비율로 증가했습니다. Alpha Bank의 자기자본이익률은 9.9%이고 순이익률은 40.9%입니다.
핵심 정보
71.40%
순이익 성장률
75.06%
주당순이익(EPS) 성장률
| Banks 산업 성장률 | 42.41% |
| 매출 성장률 | 40.30% |
| 자기자본이익률 | 9.93% |
| 순이익률 | 40.88% |
| 다음 순이익 업데이트 | 05 Nov 2026 |
최근 과거 실적 업데이트
Recent updates
내러티브 업데이트 • Aug 11
ALPHA: Recent Buybacks And Earnings Assumptions Will Shape Forward Re Rating Potential
Alpha Bank's updated analyst price target of about €4.85, compared with the prior fair value estimate near €4.73, reflects analysts' recent upward revisions in published targets alongside adjustments to the assumed discount rate, revenue growth, profit margin, and future P/E inputs. Analyst Commentary Recent research updates on Alpha Bank point to slightly higher price targets and ongoing confidence in the stock, with several firms reaffirming positive views.
내러티브 업데이트 • Jul 06
ALPHA: Share Buybacks And Margin Outlook Will Support Future Upside Potential
Analysts have lifted the Alpha Bank price target from €4.45 to €4.80, reflecting updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E that align with recent Street research moves. What’s in the News for Alpha Bank Alpha Bank reports completion of a share buyback tranche from September 17, 2025 to December 31, 2025, repurchasing 27,812,020 shares, representing 1.2% of its share capital for €97.69 million under the program announced on September 17, 2025.
내러티브 업데이트 • Jun 22
ALPHA: Future Returns Will Rely On Execution And Ongoing Capital Returns
Analysts have raised the Alpha Bank price target to €4.80 from €4.45, citing updated assumptions around a fair value of €4.12, a revised discount rate of 10.31%, revenue growth of 15.17%, a profit margin of 40.98% and a future P/E of 10.16x. What's in the News for Alpha Bank Alpha Bank reported completion of a buyback tranche from September 17, 2025 to December 31, 2025, repurchasing 27,812,020 shares, representing 1.2% of its share capital, for €97.69 million under the program announced on September 17, 2025.내러티브 업데이트 • Jun 05
ALPHA: Higher Deutsche Bank Price Work Will Support Forward Re Rating Potential
Narrative Update on Alpha Bank Analysts have raised the price target on Alpha Bank by €0.35 to €4.80. This reflects updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E multiples backed by recent research from several firms.내러티브 업데이트 • May 21
ALPHA: Higher Future P/E Assumptions Will Support Forward Re Rating Potential
Analysts have lifted Alpha Bank's price target by €0.10, citing updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E after a series of recent target increases from major research houses. Analyst Commentary Bullish Takeaways Bullish analysts point to repeated price target lifts, including the recent €0.10 and €0.35 moves and a shift to €4.30 from €4.20, as a sign that their fair value assumptions for Alpha Bank have moved higher.내러티브 업데이트 • May 03
ALPHA: Fair Value Will Depend On Execution And Capital Return Delivery
Analysts have nudged their average price target on Alpha Bank higher to €3.50 from about €3.41, citing slightly stronger assumptions for revenue growth and valuation multiples, alongside broadly steady profitability and discount rates. Analyst Commentary Recent price target adjustments for Alpha Bank have generally pointed to a constructive stance, with JPMorgan and other firms fine tuning their views rather than making sweeping changes.내러티브 업데이트 • Apr 18
ALPHA: Incremental Price Target Lifts Will Support Future Re Rating Potential
Narrative Update: Alpha Bank The analyst price target for Alpha Bank has been adjusted from about €4.50 to roughly €4.57, as analysts factor in recent target increases from JPMorgan and Deutsche Bank alongside updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on Alpha Bank have focused on incremental price target adjustments, with bullish analysts revisiting their fair value assumptions and risk settings rather than making wholesale changes to their views.내러티브 업데이트 • Apr 04
ALPHA: Fair Value Will Hinge On Execution And Risk Pricing Assumptions
Analysts have raised their average price target on Alpha Bank by €0.10 to €3.41, citing revised assumptions for fair value, discount rate, revenue growth, profit margin and future P/E, along with recent target increases from several banks. Analyst Commentary Recent research updates on Alpha Bank have centred on recalibrating price targets and reassessing assumptions for earnings and valuation.내러티브 업데이트 • Mar 21
ALPHA: Higher Fair Value And Lower Discount Rate Will Support Upside
Analysts have lifted the Alpha Bank price target to €4.50 from €4.40, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E after recent research updates from major banks. Analyst Commentary Recent research updates around Alpha Bank focus on adjusted price targets and how analysts see the risk and reward trade off at current levels.내러티브 업데이트 • Mar 07
ALPHA: Fair Value Views Will Depend On Execution Against Margin Assumptions
Analysts have lifted their price target on Alpha Bank to €4.30 from €4.20, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary JPMorgan’s move to lift the price target to €4.30 while keeping an Overweight stance signals confidence in Alpha Bank’s updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E.내러티브 업데이트 • Feb 21
ALPHA: Lower Discount Rate And Higher Future P/E Will Drive Upside Potential
Analysts have lifted their price target for Alpha Bank from €4.08 to €4.40, reflecting updated assumptions that include a lower discount rate, a slightly higher profit margin, a revised revenue growth outlook, and a higher future P/E multiple. Valuation Changes Fair Value: Updated from €4.08 to €4.40, representing a modest upward revision in the estimated value per share.내러티브 업데이트 • Feb 07
ALPHA: Future Earnings Sensitivity Will Limit Upside After Latest Price Cut
Analysts trimmed their price target on Alpha Bank to €4.00 from €4.10, citing updated assumptions on fair value, discount rate, revenue, profit margin and future P/E that still support a positive view on the shares. Analyst Commentary The latest move from JPMorgan to trim its price target on Alpha Bank to €4.00 from €4.10 signals that even supportive analysts are fine tuning their views as they factor in updated assumptions on fair value, discount rates, revenue, profit margins and future P/E levels.내러티브 업데이트 • Jan 23
ALPHA: Medium Term EPS Guidance Will Support Upside Case
Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated fair value estimates and revised assumptions on revenue growth, profit margins, discount rates, and future P/E multiples. Analyst Commentary JPMorgan has reduced its price target on Alpha Bank to €4 from €4.10 while maintaining an Overweight stance, which signals that its analysts still see the shares as attractive at current levels even after revisiting their assumptions.내러티브 업데이트 • Jan 09
ALPHA: Fine Tuned Assumptions And EPS Guidance Will Shape Future Upside Potential
Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the revised €4 target still sits only slightly below the prior €4.10 level, which signals continued confidence in the bank's ability to support a relatively full valuation.내러티브 업데이트 • Dec 18
ALPHA: Execution On Cost Control Will Support Future Upside Potential
Analysts slightly reduced their price target on Alpha Bank to EUR 4.00 from EUR 4.10, citing a marginally higher fair value alongside modest tweaks to the discount rate, revenue growth expectations, profit margin outlook, and forward valuation assumptions. Analyst Commentary Despite the marginal reduction in the price target, bullish analysts continue to highlight a constructive view on Alpha Bank’s medium term trajectory, pointing to a mix of valuation support and execution progress on strategic initiatives.내러티브 업데이트 • Dec 04
ALPHA: Margin Strength And Clean Balance Sheet Will Support Future Upside
Analysts have modestly reduced their price target on Alpha Bank from EUR 4.10 to EUR 4.00, citing slightly softer revenue growth expectations, offset by incremental improvements in profit margins and long term earnings multiples. Analyst Commentary Recent commentary around the revised EUR 4.00 price target highlights a balanced view of Alpha Bank's risk reward profile, reflecting both confidence in its strategic direction and acknowledgement of execution risks.내러티브 업데이트 • Nov 20
ALPHA: UniCredit Stake Expansion Will Drive Positive Outlook Despite Near-Term Caution
Analysts have modestly lowered their price target for Alpha Bank from €4.10 to €4.00, reflecting updated views on the bank's revenue growth and profit outlook. Analyst Commentary Bullish Takeaways Bullish analysts point to the bank's continued Overweight rating as a sign of confidence in its long-term growth trajectory.내러티브 업데이트 • Nov 06
ALPHA: UniCredit Stake Increase And Risk Transfer Will Shape Future Performance
Analysts have raised Alpha Bank's fair value estimate from $3.75 to $3.82. They cite improved revenue growth forecasts and a lower discount rate as key factors supporting the higher price target.내러티브 업데이트 • Oct 22
Analysts Lift Alpha Bank Price Target Amid UniCredit Stake Increase and Positive Valuation Shifts
Analysts have raised their price target for Alpha Bank from €3.66 to €3.75. They cite marginal improvements in fair value estimates and expectations for slightly higher revenue growth.내러티브 업데이트 • Oct 08
Hellenic Post And UniCredit Partnerships Will Shape Future European Banking
Analysts have modestly raised their price target for Alpha Bank from €3.60 to €3.66, citing improvements in fair value estimates and underlying financial metrics. What's in the News UniCredit S.p.A. agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%.내러티브 업데이트 • Sep 19
Hellenic Post And UniCredit Partnerships Will Shape Future European Banking
The recent minimal upward revision in Alpha Bank’s consensus analyst price target to €3.60 reflects stable core metrics, with both net profit margin and discount rate showing only marginal changes. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, raising its ownership to 26%, pending regulatory approval.내러티브 업데이트 • Sep 04
Hellenic Post And UniCredit Partnerships Will Shape Future European Banking
With both Alpha Bank’s future P/E ratio and consensus revenue growth forecasts remaining stable, analysts have left their fair value estimate unchanged at €3.53. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%, pending regulatory approval.
새로운 내러티브 • Dec 21
Partnership With UniCredit And Calculated Loan Growth Will Enhance Profitability And Drive Future Growth
Strategic investments and partnerships, along with improved asset quality, are set to enhance Alpha's revenue and profitability.매출 및 비용 세부 내역
매출 및 비용 세부 내역
Alpha Bank가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.
순이익 및 매출 추이
| 날짜 | 매출 | 순이익 | 일반관리비 | 연구개발비 |
|---|---|---|---|---|
| 30 Jun 26 | 2,028 | 829 | 816 | 0 |
| 31 Mar 26 | 1,842 | 819 | 791 | 0 |
| 31 Dec 25 | 1,786 | 849 | 764 | 0 |
| 30 Sep 25 | 1,742 | 793 | 768 | 0 |
| 30 Jun 25 | 1,741 | 773 | 771 | 0 |
| 31 Mar 25 | 1,777 | 560 | 771 | 0 |
| 31 Dec 24 | 1,776 | 549 | 776 | 0 |
| 30 Sep 24 | 1,686 | 488 | 739 | 0 |
| 30 Jun 24 | 1,687 | 521 | 739 | 0 |
| 31 Mar 24 | 1,679 | 608 | 740 | 0 |
| 31 Dec 23 | 1,663 | 530 | 744 | 0 |
| 30 Sep 23 | 1,536 | 434 | 775 | 0 |
| 30 Jun 23 | 1,486 | 338 | 781 | 0 |
| 31 Mar 23 | 1,572 | 277 | 795 | 0 |
| 31 Dec 22 | 1,506 | 305 | 816 | 0 |
| 30 Sep 22 | 1,127 | -86 | 948 | 0 |
| 30 Jun 22 | 697 | -319 | 953 | 0 |
| 31 Mar 22 | -1,527 | -2,475 | 896 | 0 |
| 31 Dec 21 | -1,783 | -2,873 | 998 | 0 |
| 30 Sep 21 | -1,349 | -2,528 | 922 | 0 |
| 30 Jun 21 | -998 | -2,311 | 951 | 0 |
| 31 Mar 21 | 1,130 | -165 | 1,028 | 0 |
| 31 Dec 20 | 1,231 | 101 | 943 | 0 |
| 30 Sep 20 | 1,300 | 147 | 940 | 0 |
| 30 Jun 20 | 1,257 | 108 | 937 | 0 |
| 31 Mar 20 | 1,267 | 65 | 942 | 0 |
| 31 Dec 19 | 1,344 | 105 | 956 | 0 |
| 30 Sep 19 | 846 | 91 | 955 | 0 |
| 30 Jun 19 | 879 | 127 | 973 | 0 |
| 31 Mar 19 | 802 | 15 | 989 | 0 |
| 31 Dec 18 | 857 | 53 | 994 | 0 |
| 30 Sep 18 | 1,345 | -10 | 1,012 | 0 |
| 30 Jun 18 | 1,378 | -16 | 1,022 | 0 |
| 31 Mar 18 | 1,485 | 108 | 1,025 | 0 |
| 31 Dec 17 | 1,461 | 90 | 1,035 | 0 |
| 30 Sep 17 | 1,402 | 158 | 1,035 | 0 |
| 30 Jun 17 | 1,365 | 162 | 1,033 | 0 |
| 31 Mar 17 | 1,225 | 71 | 1,037 | 0 |
| 31 Dec 16 | 1,219 | 19 | 1,031 | 0 |
| 30 Sep 16 | 744 | -474 | 1,032 | 0 |
| 30 Jun 16 | 737 | -99 | 1,069 | 0 |
| 31 Mar 16 | -590 | -1,125 | 1,051 | 0 |
| 31 Dec 15 | -767 | -1,237 | 1,078 | 0 |
| 30 Sep 15 | -817 | -1,200 | 1,055 | 0 |
양질의 수익: ALPHA는 고품질 수익을 보유하고 있습니다.
이익 마진 증가: ALPHA의 현재 순 이익률 (40.9%)은 지난해 (44.4%)보다 낮습니다.
잉여현금흐름 대비 순이익 분석
과거 순이익 성장 분석
수익추이: ALPHA는 지난 5년 동안 흑자전환하며 연평균 71.4%의 수익 성장을 기록했습니다.
성장 가속화: 지난 1년간 ALPHA 의 수익 증가율(7.2%)은 5년 평균(연간 71.4%)보다 낮습니다.
수익 대 산업: ALPHA의 지난 1년 수익 증가율(7.2%)은 Banks 업계 평균(7.2%)을 능가하지 못했습니다.
자기자본이익률
높은 ROE: ALPHA의 자본 수익률(9.9%)은 낮음으로 평가됩니다.
총자산이익률
투하자본수익률
우수한 과거 실적 기업을 찾아보세요
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/08/17 17:19 |
| 종가 | 2026/08/17 00:00 |
| 수익 | 2026/06/30 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
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* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
Alpha Bank S.A.는 29명의 분석가가 다루고 있습니다. 이 중 14명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Robert Bate | Barclays |
| Kirishanthan Vijayarajah | Barclays |
| Manos Chatzidakis | Beta Securities S.A. |