Alpha Bank S.A.

ATSE:ALPHA 주식 리포트

시가총액: €8.6b

Alpha Bank 향후 성장

Future 기준 점검 3/6

Alpha Bank (는) 각각 연간 13.4% 및 14.2% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 15.1% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 12.2% 로 예상됩니다.

핵심 정보

13.4%

이익 성장률

15.14%

EPS 성장률

Banks 이익 성장10.8%
매출 성장률14.2%
향후 자기자본이익률12.17%
애널리스트 커버리지

Good

마지막 업데이트05 Jun 2026

최근 향후 성장 업데이트

Recent updates

내러티브 업데이트 • Jun 05

ALPHA: Higher Deutsche Bank Price Work Will Support Forward Re Rating Potential

Narrative Update on Alpha Bank Analysts have raised the price target on Alpha Bank by €0.35 to €4.80. This reflects updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E multiples backed by recent research from several firms.
내러티브 업데이트 • May 21

ALPHA: Higher Future P/E Assumptions Will Support Forward Re Rating Potential

Analysts have lifted Alpha Bank's price target by €0.10, citing updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E after a series of recent target increases from major research houses. Analyst Commentary Bullish Takeaways Bullish analysts point to repeated price target lifts, including the recent €0.10 and €0.35 moves and a shift to €4.30 from €4.20, as a sign that their fair value assumptions for Alpha Bank have moved higher.
내러티브 업데이트 • May 03

ALPHA: Fair Value Will Depend On Execution And Capital Return Delivery

Analysts have nudged their average price target on Alpha Bank higher to €3.50 from about €3.41, citing slightly stronger assumptions for revenue growth and valuation multiples, alongside broadly steady profitability and discount rates. Analyst Commentary Recent price target adjustments for Alpha Bank have generally pointed to a constructive stance, with JPMorgan and other firms fine tuning their views rather than making sweeping changes.
내러티브 업데이트 • Apr 18

ALPHA: Incremental Price Target Lifts Will Support Future Re Rating Potential

Narrative Update: Alpha Bank The analyst price target for Alpha Bank has been adjusted from about €4.50 to roughly €4.57, as analysts factor in recent target increases from JPMorgan and Deutsche Bank alongside updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on Alpha Bank have focused on incremental price target adjustments, with bullish analysts revisiting their fair value assumptions and risk settings rather than making wholesale changes to their views.
내러티브 업데이트 • Apr 04

ALPHA: Fair Value Will Hinge On Execution And Risk Pricing Assumptions

Analysts have raised their average price target on Alpha Bank by €0.10 to €3.41, citing revised assumptions for fair value, discount rate, revenue growth, profit margin and future P/E, along with recent target increases from several banks. Analyst Commentary Recent research updates on Alpha Bank have centred on recalibrating price targets and reassessing assumptions for earnings and valuation.
내러티브 업데이트 • Mar 21

ALPHA: Higher Fair Value And Lower Discount Rate Will Support Upside

Analysts have lifted the Alpha Bank price target to €4.50 from €4.40, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E after recent research updates from major banks. Analyst Commentary Recent research updates around Alpha Bank focus on adjusted price targets and how analysts see the risk and reward trade off at current levels.
내러티브 업데이트 • Mar 07

ALPHA: Fair Value Views Will Depend On Execution Against Margin Assumptions

Analysts have lifted their price target on Alpha Bank to €4.30 from €4.20, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary JPMorgan’s move to lift the price target to €4.30 while keeping an Overweight stance signals confidence in Alpha Bank’s updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E.
내러티브 업데이트 • Feb 21

ALPHA: Lower Discount Rate And Higher Future P/E Will Drive Upside Potential

Analysts have lifted their price target for Alpha Bank from €4.08 to €4.40, reflecting updated assumptions that include a lower discount rate, a slightly higher profit margin, a revised revenue growth outlook, and a higher future P/E multiple. Valuation Changes Fair Value: Updated from €4.08 to €4.40, representing a modest upward revision in the estimated value per share.
내러티브 업데이트 • Feb 07

ALPHA: Future Earnings Sensitivity Will Limit Upside After Latest Price Cut

Analysts trimmed their price target on Alpha Bank to €4.00 from €4.10, citing updated assumptions on fair value, discount rate, revenue, profit margin and future P/E that still support a positive view on the shares. Analyst Commentary The latest move from JPMorgan to trim its price target on Alpha Bank to €4.00 from €4.10 signals that even supportive analysts are fine tuning their views as they factor in updated assumptions on fair value, discount rates, revenue, profit margins and future P/E levels.
내러티브 업데이트 • Jan 23

ALPHA: Medium Term EPS Guidance Will Support Upside Case

Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated fair value estimates and revised assumptions on revenue growth, profit margins, discount rates, and future P/E multiples. Analyst Commentary JPMorgan has reduced its price target on Alpha Bank to €4 from €4.10 while maintaining an Overweight stance, which signals that its analysts still see the shares as attractive at current levels even after revisiting their assumptions.
내러티브 업데이트 • Jan 09

ALPHA: Fine Tuned Assumptions And EPS Guidance Will Shape Future Upside Potential

Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the revised €4 target still sits only slightly below the prior €4.10 level, which signals continued confidence in the bank's ability to support a relatively full valuation.
내러티브 업데이트 • Dec 18

ALPHA: Execution On Cost Control Will Support Future Upside Potential

Analysts slightly reduced their price target on Alpha Bank to EUR 4.00 from EUR 4.10, citing a marginally higher fair value alongside modest tweaks to the discount rate, revenue growth expectations, profit margin outlook, and forward valuation assumptions. Analyst Commentary Despite the marginal reduction in the price target, bullish analysts continue to highlight a constructive view on Alpha Bank’s medium term trajectory, pointing to a mix of valuation support and execution progress on strategic initiatives.
내러티브 업데이트 • Dec 04

ALPHA: Margin Strength And Clean Balance Sheet Will Support Future Upside

Analysts have modestly reduced their price target on Alpha Bank from EUR 4.10 to EUR 4.00, citing slightly softer revenue growth expectations, offset by incremental improvements in profit margins and long term earnings multiples. Analyst Commentary Recent commentary around the revised EUR 4.00 price target highlights a balanced view of Alpha Bank's risk reward profile, reflecting both confidence in its strategic direction and acknowledgement of execution risks.
내러티브 업데이트 • Nov 20

ALPHA: UniCredit Stake Expansion Will Drive Positive Outlook Despite Near-Term Caution

Analysts have modestly lowered their price target for Alpha Bank from €4.10 to €4.00, reflecting updated views on the bank's revenue growth and profit outlook. Analyst Commentary Bullish Takeaways Bullish analysts point to the bank's continued Overweight rating as a sign of confidence in its long-term growth trajectory.
내러티브 업데이트 • Nov 06

ALPHA: UniCredit Stake Increase And Risk Transfer Will Shape Future Performance

Analysts have raised Alpha Bank's fair value estimate from $3.75 to $3.82. They cite improved revenue growth forecasts and a lower discount rate as key factors supporting the higher price target.
내러티브 업데이트 • Oct 22

Analysts Lift Alpha Bank Price Target Amid UniCredit Stake Increase and Positive Valuation Shifts

Analysts have raised their price target for Alpha Bank from €3.66 to €3.75. They cite marginal improvements in fair value estimates and expectations for slightly higher revenue growth.
내러티브 업데이트 • Oct 08

Hellenic Post And UniCredit Partnerships Will Shape Future European Banking

Analysts have modestly raised their price target for Alpha Bank from €3.60 to €3.66, citing improvements in fair value estimates and underlying financial metrics. What's in the News UniCredit S.p.A. agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%.
내러티브 업데이트 • Sep 19

Hellenic Post And UniCredit Partnerships Will Shape Future European Banking

The recent minimal upward revision in Alpha Bank’s consensus analyst price target to €3.60 reflects stable core metrics, with both net profit margin and discount rate showing only marginal changes. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, raising its ownership to 26%, pending regulatory approval.
내러티브 업데이트 • Sep 04

Hellenic Post And UniCredit Partnerships Will Shape Future European Banking

With both Alpha Bank’s future P/E ratio and consensus revenue growth forecasts remaining stable, analysts have left their fair value estimate unchanged at €3.53. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%, pending regulatory approval.
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새로운 내러티브 • Dec 21

Partnership With UniCredit And Calculated Loan Growth Will Enhance Profitability And Drive Future Growth

Strategic investments and partnerships, along with improved asset quality, are set to enhance Alpha's revenue and profitability.

이익 및 매출 성장 예측

ATSE:ALPHA - 애널리스트 향후 추정치 및 과거 재무 데이터 (EUR Millions)
날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수
12/31/20282,8241,177N/AN/A10
12/31/20272,6641,088N/AN/A12
12/31/20262,477921N/AN/A7
3/31/20261,842819-2,733-2,391N/A
12/31/20251,786849-1,449-1,172N/A
9/30/20251,739784-2,946-2,693N/A
6/30/20251,738764-4,243-4,001N/A
3/31/20251,777560-3,054-2,900N/A
12/31/20241,776549-3,821-3,668N/A
9/30/20241,686488-3,452-3,337N/A
6/30/20241,687521-1396N/A
3/31/20241,679608-2,853-2,752N/A
12/31/20231,663530-6,688-6,538N/A
9/30/20231,536434-4,871-4,685N/A
6/30/20231,486338-6,005-5,819N/A
3/31/20231,572277-2,955-2,759N/A
12/31/20221,506305-605-469N/A
9/30/20221,127-86-2,078-1,915N/A
6/30/2022697-319-2,158-2,004N/A
3/31/2022-1,527-2,475-2,058-1,910N/A
12/31/2021-1,783-2,873-11941N/A
9/30/2021-1,349-2,5281,0791,161N/A
6/30/2021-998-2,311160274N/A
3/31/20211,130-1654,3934,524N/A
12/31/20201,2311011,9712,129N/A
9/30/20201,3001472,8112,951N/A
6/30/20201,2571082,5102,667N/A
3/31/20201,26765-1,299-1,116N/A
12/31/20191,344105N/A125N/A
9/30/201984691N/A182N/A
6/30/2019879127N/A1,461N/A
3/31/201980215N/A197N/A
12/31/201885753N/A-2,027N/A
9/30/20181,345-10N/A-4,603N/A
6/30/20181,378-16N/A-6,357N/A
3/31/20181,485108N/A-5,962N/A
12/31/20171,46190N/A-4,482N/A
9/30/20171,402158N/A-5,630N/A
6/30/20171,365162N/A-4,521N/A
3/31/20171,22571N/A-5,114N/A
12/31/20161,21919N/A-4,648N/A
9/30/2016744-474N/A-4,468N/A
6/30/2016737-99N/A-3,260N/A
3/31/2016-590-1,125N/A2,835N/A
12/31/2015-767-1,237N/A9,702N/A
9/30/2015-817-1,200N/A12,756N/A
6/30/2015-868-1,749N/A12,822N/A

애널리스트 향후 성장 전망

수입 대 저축률: ALPHA 의 연간 예상 수익 증가율(13.4%)이 saving rate(3.2%)보다 높습니다.

수익 vs 시장: ALPHA 의 연간 수익(13.4%)이 Greek 시장(10.3%)보다 빠르게 성장할 것으로 예상됩니다.

고성장 수익: ALPHA 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.

수익 대 시장: ALPHA 의 수익(연간 14.2%)이 Greek 시장(연간 7.6%)보다 빠르게 성장할 것으로 예상됩니다.

고성장 매출: ALPHA 의 수익(연간 14.2%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: ALPHA의 자본 수익률은 3년 후 12.2%로 낮을 것으로 예상됩니다.

성장 기업 찾아보기

7D

1Y

7D

1Y

7D

1Y

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/06/10 03:44
종가2026/06/10 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.

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산업 및 섹터 지표

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분석가 소스

Alpha Bank S.A.는 27명의 분석가가 다루고 있습니다. 이 중 12명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Kirishanthan VijayarajahBarclays
Robert BateBarclays
Manos ChatzidakisBeta Securities S.A.