공시 • 5h
ING Groep N.V. Rolls Out Global Subscription Banking Model ING Groep NV announced a new global subscriptions model designed to make daily banking easier and deliver greater value for customers. The approach reflects changing customer expectations, with research showing a growing demand for simplicity, transparency and benefits that fit everyday life. Four plans ING Go, ING More, ING Extra and ING Max are introduced under one brand across all nine retail markets covering 41 million customers (Netherlands, Belgium, Germany, Spain, Italy, Australia, Poland, Romania, Türkiye). Each subscription plan combines everyday banking with additional features and lifestyle benefits that customers would otherwise arrange separately. The features included in each plan will be tailored per market, based on what customers value most locally. The new model also introduces premium plans, allowing customers to select a plan that includes a broader set of higher-value banking and lifestyle benefits. Examples include an enhanced card offer (debit and credit card in one plan), additional banking and investment benefits, comprehensive insurance cover, and partner-enabled extras such as streaming services, travel-related benefits, as well as loyalty and cashback features. By combining banking services with these added benefits in a single proposition, ING Groep NV aims to offer customers greater convenience, flexibility and value. Following launches in Belgium, Poland and Romania, the model is expanding market by market, with the Netherlands going live as part of a phased international rollout across retail markets. Including customers migrated from existing offerings, there are already 3 million customers enjoying the benefits of the new plans. With over 600bln in Retail banking customer deposits, the move marks an important step in the strategy to evolve from product-based banking towards more relationship-based customer propositions, combining banking, protection and lifestyle benefits within a single offering. The model is also aligned with the strategy to scale across markets, with the flexibility to stay relevant locally. 공시 • Jun 09
ING Groep N.V. Announces Executive Changes ING Groep N.V. announced that Andrea Cesaroni will be appointed chief risk officer of ING. Andrea has been the head of Integrated Risk at ING since 2022 and additionally took on the role as head of Risk ad interim since 24 February 2026, reporting to the CFO, when former CRO Ljiljana Cortan took on her new role as head of Wholesale Banking. As announced earlier, Ljiljana Cortan will at the same moment step down from the Executive Board. Andrea joined ING in 2022 as head of Integrated Risk with overall responsibility for the risk management policies, frameworks and governance, including ESG risk, risk modelling and capital adequacy process. He has also been overseeing ING’s day-to-day risk management activities as head of Risk ad interim since 24 February 2026. Andrea has over 25 years of experience in financial services and risk management. He joined ING from UniCredit, where he was head of Group Financial Risk and later head of Group Risk Models & Credit Risk Governance, where he was responsible for credit and financial risk analytics as well as group-wide credit policies and lending guidelines. Before joining UniCredit he was a consultant at Deloitte and Arthur Andersen. Andrea is Italian and holds a Bachelor’s in Economics from the University of Rome and an MBA from the University of Bologna Business School. 공시 • Mar 17
ING Groep N.V. has filed a Follow-on Equity Offering. ING Groep N.V. has filed a Follow-on Equity Offering.
Security Name: Floating Rate Notes due 2032
Security Type: Corporate Bond/Note
Security Features: Callable; EuroBonds; Eurodollar bonds; Floating Rate; Senior; Unsecured; Unsubordinated 공시 • Feb 06
ING Groep N.V. Announces Executive Changes ING Groep N.V. announced that Ljiljana Cortan will be appointed head of ING Wholesale Banking, effective February 24, 2026. She is succeeding Andrew Bester, who, as announced last October, is returning to the UK to start the non-executive phase of his career. Having completed the handover of the Wholesale Banking activities, Andrew Bester will step down from the Management Board Banking on February 24, 2026. As of February 24, 2026, Ljiljana Cortan will leave her position as chief risk officer (CRO), which she assumed in 2021. The selection process for a new CRO is underway. Until the appointment of a successor, Ljiljana will remain a member of the Executive Board, with ING’s chief financial officer temporarily assuming responsibility for risk on the Executive Board. The day-to-day risk management activities until a CRO is appointed will be performed by Andrea Cesaroni, currently head of Integrated Risk, who will, in the ad interim role of head of risk, report to the CFO. Andrea has over 25 years of experience in financial services and risk management. He joined ING in July 2022 and was appointed to his current role, responsible for risk management policies, frameworks and governance, including ESG risk, risk modelling and capital adequacy assessment. He joined ING from UniCredit, where among other roles he was head of Group Financial Risk and later he was head of Group Risk Models & Credit Risk Governance. Before joining UniCredit he was a consultant at Deloitte and Arthur Andersen. The appointment of Ljiljana Cortan as head of Wholesale Banking has been approved by the European Central Bank. 공시 • Jan 30
ING Groep N.V. Provides Earnings Guidance for the Year 2026 and 2027 ING Groep N.V. provided earnings guidance for the year 2026 and 2027. For the year 2026, the company expects total income to grow to around EUR 24 billion. This outlook is supported by continued volume growth and an anticipated 5% to 10% increase in fee income.
For the year 2027, the company expects total income to exceed EUR 25 billion, which is at the upper end of previous target range, including a higher fee income target, which the compay now expects to exceed EUR 5 billion in 2027. 공시 • Jan 29
Ing Groep N.V. Proposes Final Dividend for the Year 2025 ING Groep N.V. proposed final cash dividend over 2024 of €0.736 per share. 
