Banco de Sabadell, S.A.

BME:SAB 주식 리포트

시가총액: €16.5b

Banco de Sabadell 과거 순이익 실적

과거 기준 점검 2/6

Banco de Sabadell은 연평균 40.4%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 21.6% 증가했습니다. 매출은 연평균 8.2%의 비율로 증가했습니다. Banco de Sabadell의 자기자본이익률은 9.9%이고 순이익률은 28.3%입니다.

핵심 정보

40.41%

순이익 성장률

41.70%

주당순이익(EPS) 성장률

Banks 산업 성장률20.45%
매출 성장률8.23%
자기자본이익률9.90%
순이익률28.27%
다음 순이익 업데이트05 May 2026

최근 과거 실적 업데이트

Recent updates

SAB: CEO Transition Will Expose Fragile Earnings And Margin Sustainability Risks

Analysts have made a small upward adjustment to the fair value estimate for Banco de Sabadell. The refined price target now reflects a slightly lower discount rate and modestly higher profit margin assumptions, in the wake of mixed recent research that includes both target increases up to €3.80 and trims to around €3.10.

SAB: Asset Quality And Capital Strength Will Drive Future Share Performance

Analysts have trimmed the fair value estimate for Banco de Sabadell slightly to €3.46 from €3.48, reflecting a mix of recent price target cuts and downgrades, alongside supportive views on asset quality and capital generation. Analyst Commentary Bullish Takeaways Bullish analysts point to "strong" asset quality as a key support for the current fair value, suggesting the balance sheet is viewed as resilient by parts of the market.

SAB: Strong Asset Quality And Capital Generation Will Support Further Upside

The analyst price target for Banco de Sabadell has been revised to €4.32 from €4.00. Analysts point to strong asset quality, healthy capital generation and mixed recent rating changes across banks as key drivers of this update.

SAB: CEO Change Will Expose Overvaluation And Heighten Earnings Execution Risks

The analyst price target for Banco de Sabadell has edged higher, with recent moves such as Deutsche Bank's lift to €3.80 and other mixed target revisions reflecting analysts' focus on asset quality, capital generation, and updated assumptions around growth, margins, and future P/E multiples. Analyst Commentary Recent research has highlighted a mix of optimism and caution around Banco de Sabadell, with differing views on how sustainable current assumptions on asset quality, capital generation, and earnings visibility may be.

SAB: CEO Transition Will Intensify Concerns Over Rising Execution Risks

Analysts have nudged their fair value estimate for Banco de Sabadell slightly lower from about €2.64 to €2.62, reflecting a blend of recent Street price target moves, including Citi's trim to €3.10 and earlier target increases from both Citi and RBC, along with updated assumptions on growth, margins and future P/E. Analyst Commentary Recent research has shown a mixed but increasingly cautious tone around Banco de Sabadell, with some Bearish analysts trimming price targets and reassessing execution risks.

SAB: Dividend Yield And Fair Value Views Will Guide Share Performance

Our updated fair value estimate for Banco de Sabadell edges higher to €3.48 from €3.44. This reflects analysts' slightly higher price targets around €3.25 to €3.30 and the rationale that current trading levels are broadly in line with fair value, supported by modest tweaks to the discount rate, profit margin and future P/E assumptions.

SAB: Higher P E Expectations Will Struggle Against Rising Execution Risks

Analysts have inched their fair value estimate for Banco de Sabadell up from €2.48 to about €2.64, reflecting updated assumptions on discount rates, revenue trends, margins and future P/E multiples in the wake of recent price target revisions and rating changes across the Street. Analyst Commentary Street research around Banco de Sabadell has tilted more cautious recently, with several Bearish analysts adjusting ratings and targets in a way that signals growing focus on execution risk and upside limits at current levels.

SAB: Dividend Support Will Struggle To Offset Rising Execution Concerns

The analyst price target for Banco de Sabadell edges higher, with fair value moving from €2.38 to €2.48 as analysts factor in updated discount rates, revised expectations for revenue contraction and margins, and a price-to-earnings ratio closer to recent target moves around €2.80 to €3.50. Analyst Commentary Recent research points to a more balanced, and in some cases cautious, stance on Banco de Sabadell, even as headline price targets cluster between about €2.80 and €3.50.

SAB: Dividend Yield And Post Takeover Fair Value Will Shape Share Performance

Banco de Sabadell's analyst price target has edged higher to approximately EUR 3.44, up from around EUR 3.43 previously. Analysts point to slightly improved profit margin expectations and a still-supportive valuation backdrop, despite a cluster of neutral and sector-perform ratings around the EUR 3.00 to EUR 3.50 range.

SAB: Dividend Yield And Takeover Uncertainty Will Influence Share Price Ahead

Banco de Sabadell's analyst price target has been modestly raised to €3.43 from €3.41, as analysts note improved profit margin expectations and a more favorable revenue outlook, both of which support the updated valuation. Analyst Commentary Market opinion on Banco de Sabadell remains mixed, with analysts highlighting both strengths and several areas of concern regarding the bank’s near-term prospects and valuation.

SAB: Dividend Yield And Recent Deal Outcome Will Shape Share Performance

Banco de Sabadell's analyst price target has been raised from €3.34 to €3.41. Analysts cite improved revenue growth forecasts and valuation adjustments as key drivers of the updated outlook.

SAB: Dividend Yield And Takeover Dynamics Will Shape Future Performance

Analysts have slightly raised their fair value estimate for Banco de Sabadell from €3.33 to €3.34. This change reflects modest updates to profitability projections and consideration of revised price targets in recent research reports.

Focused Spanish Lending And Digital Progress Will Drive Future Resilience

Analysts have raised their fair value estimate for Banco de Sabadell from €3.27 to €3.33. They cite improved fundamentals and expectations of a higher takeover offer for BBVA as key factors behind the upward revision.

Focused Spanish Lending And Digital Progress Will Drive Future Resilience

Banco de Sabadell’s analyst price target has been raised from €3.19 to €3.27, as analysts cite incremental adjustments in fair value estimates along with ongoing strategic considerations surrounding its takeover negotiations and recent market performance. Analyst Commentary Recent street research on Banco de Sabadell has led to a more nuanced view among financial analysts, with divergent opinions emerging on the bank's valuation prospects and execution risks as takeover discussions continue.

Focused Spanish Lending And Digital Progress Will Drive Future Resilience

Despite a notable downgrade in revenue growth forecasts and a rise in the future P/E ratio, the consensus analyst price target for Banco de Sabadell has increased slightly from €3.11 to €3.19. What's in the News BBVA’s hostile takeover bid for Banco de Sabadell remains active after Spanish regulatory approval, but is subject to conditions requiring both banks to operate separately for at least three years.
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Tactical Hedge Contributions And Asset Quality Propel A Bright Future For Banking Growth

Effective management of interest rate sensitivities and cost reductions could enhance net margins and profitability.

매출 및 비용 세부 내역

Banco de Sabadell가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.

순이익 및 매출 추이

BME:SAB 매출, 비용 및 순이익 (EUR Millions)
날짜매출순이익일반관리비연구개발비
31 Dec 254,4111,2472,1670
30 Sep 255,8891,8242,9260
30 Jun 256,0181,9132,9390
31 Mar 255,9731,9102,9580
31 Dec 244,3911,3722,1490
30 Sep 245,2161,4272,9430
30 Jun 245,1491,3882,9390
31 Mar 245,1551,3202,8920
31 Dec 234,9851,2172,8720
30 Sep 235,0061,2182,8330
30 Jun 234,7651,0712,8030
31 Mar 234,3578442,7730
31 Dec 224,3437792,7680
30 Sep 224,1457812,5160
30 Jun 224,2796132,8300
31 Mar 224,2395572,8360
31 Dec 214,0644302,8790
30 Sep 214,161763,0330
30 Jun 213,797-162,8210
31 Mar 213,623-1002,9630
31 Dec 203,660-712,9720
30 Sep 203,48033,0700
30 Jun 203,7361973,0450
31 Mar 204,0145263,0090
31 Dec 194,2536952,9800
30 Sep 194,4658122,9930
30 Jun 194,5346883,0280
31 Mar 194,1312762,8020
31 Dec 184,2252772,8670
30 Sep 184,2423722,6140
30 Jun 184,3414482,5120
31 Mar 184,8507742,7340
31 Dec 174,8047782,6640
30 Sep 174,9087172,8290
30 Jun 174,6737362,8460
31 Mar 174,5726752,5980
31 Dec 164,6467102,5760
30 Sep 164,3467762,8640
30 Jun 164,3207812,8890
31 Mar 163,8407862,7560
31 Dec 153,7127082,5520
30 Sep 153,4745881,6810
30 Jun 152,9974971,4890

양질의 수익: SAB는 고품질 수익을 보유하고 있습니다.

이익 마진 증가: SAB의 현재 순 이익률 (28.3%)은 지난해 (31.2%)보다 낮습니다.

잉여현금흐름 대비 순이익 분석

과거 순이익 성장 분석

수익추이: SAB는 지난 5년 동안 흑자전환하며 연평균 40.4%의 수익 성장을 기록했습니다.

성장 가속화: SAB은 지난 1년 동안 수익이 감소하여 5년 평균과 비교할 수 없습니다.

수익 대 산업: SAB은 지난 1년 동안 수익이 감소(-9.1%)하여 Banks 업계 평균(5.6%)과 비교하기 어렵습니다.

자기자본이익률

높은 ROE: SAB의 자본 수익률(9.9%)은 낮음으로 평가됩니다.

총자산이익률

투하자본수익률

우수한 과거 실적 기업을 찾아보세요

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기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/02 21:08
종가2026/04/30 00:00
수익2025/12/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
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시장 가격30년
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지분 구조10년
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분석가 소스

Banco de Sabadell, S.A.는 35명의 분석가가 다루고 있습니다. 이 중 14명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Jesús Gómez DominguezBanco Santander
Thomas Andrew RaynerBarclays
Cecilia Romero ReyesBarclays