CaixaBank 과거 순이익 실적
과거 기준 점검 2/6
CaixaBank은 연평균 9%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 21.7% 증가했습니다. 매출은 연평균 12.4%의 비율로 증가했습니다. CaixaBank의 자기자본이익률은 16.2%이고 순이익률은 37%입니다.
핵심 정보
8.96%
순이익 성장률
8.97%
주당순이익(EPS) 성장률
| Banks 산업 성장률 | 20.45% |
| 매출 성장률 | 12.43% |
| 자기자본이익률 | 16.22% |
| 순이익률 | 36.96% |
| 다음 순이익 업데이트 | 29 Jul 2026 |
최근 과거 실적 업데이트
Recent updates
내러티브 업데이트 • May 18
CABK: Asset Quality And Capital Strength Will Support Steady Profitability Expectations
The analyst fair value estimate for CaixaBank has moved from €11.49 to €11.75, with analysts pointing to updated price targets from several banks and support from views around asset quality, capital generation, and expected profitability metrics. Analyst Commentary Recent research on CaixaBank shows a mix of optimism and caution as analysts reassess price targets and ratings around updated views on asset quality, capital generation, and profitability.내러티브 업데이트 • Apr 27
CABK: Asset Quality And Capital Strength Will Support Balanced Execution Risks
CaixaBank's analyst fair value estimate has nudged up from €11.34 to €11.49, as analysts factor in slightly higher profit margins, a marginally lower discount rate, and a series of recent price target revisions from JPMorgan, Citi, Deutsche Bank and RBC. Analyst Commentary Recent Street research on CaixaBank has focused on fine tuning price targets and reassessing ratings as analysts weigh asset quality, capital generation and execution risks.내러티브 업데이트 • Apr 12
CABK: Strong Asset Quality And Capital Strength Will Support Balanced Future Re Rating
The updated analyst price target for CaixaBank reflects a small adjustment to €11.34, with analysts citing strong asset quality, healthy capital generation and a series of recent target raises from major banks as support for a more constructive stance on the shares. Analyst Commentary Recent research points to a more balanced view on CaixaBank, with several firms adjusting targets and recommendations around the current valuation, execution track record and growth profile.내러티브 업데이트 • Mar 27
CABK: Strong Asset Quality And Capital Generation Will Support Future Re Rating
CaixaBank’s updated analyst price target edges slightly lower to €11.38 from €11.39, with analysts pointing to supportive views on asset quality and capital generation as key reasons for maintaining a broadly steady outlook. Analyst Commentary Recent research updates cluster around a similar valuation range for CaixaBank, with several price targets sitting near or above the latest consensus figure.내러티브 업데이트 • Mar 12
CABK: Strong Asset Quality And Capital Generation Will Support Upgraded Bullish Outlook
The analyst price target for CaixaBank has been adjusted slightly higher to €11.39 from €11.35, with analysts pointing to strong asset quality, healthy capital generation and generally higher Street targets as support for the updated view. Analyst Commentary Recent research on CaixaBank clusters around supportive views on asset quality and capital generation, alongside a series of upward adjustments to price targets.내러티브 업데이트 • Feb 25
CABK: Asset Quality And Capital Strength Will Support A Measured Forward Outlook
CaixaBank's updated analyst price target has edged up from about €10.97 to roughly €11.35, with analysts pointing to stronger asset quality, healthy capital generation and a series of recent target increases from major banks as key supports. Analyst Commentary Recent research updates cluster around a similar theme, with bullish analysts highlighting asset quality, capital strength and a series of higher price targets as the main supports for CaixaBank's current valuation.내러티브 업데이트 • Feb 11
CABK: Street Revisions And Governance Changes Will Shape A Balanced Outlook
Analysts have lifted their CaixaBank fair value estimate from €10.30 to €10.97, reflecting updated assumptions on revenue growth, profitability, discount rate and future P/E following recent Street research price target increases from JPMorgan, RBC Capital and Citi. Analyst Commentary Recent price target moves, including the €11.55 target and smaller upward revisions, indicate that research desks are reassessing CaixaBank's valuation framework, particularly around earnings power and the multiples they are comfortable applying.
새로운 내러티브 • Jan 29
Robust Client Growth And Digital Investment Will Support Stronger Long Term Prospects
Catalysts About CaixaBank CaixaBank is a leading Iberian financial group focused on retail and commercial banking, wealth management, insurance and corporate banking across Spain and Portugal. What are the underlying business or industry changes driving this perspective?내러티브 업데이트 • Jan 27
CABK: Higher Fair Value And Ongoing Buybacks Will Shape Balanced Outlook
Analysts have nudged their fair value estimate for CaixaBank up from €9.96 to €10.30, citing recent Street price target increases from firms such as JPMorgan, Citi and RBC Capital as key support for the higher range of outcomes. Analyst Commentary Bullish Takeaways Bullish analysts are clustering their targets in a range that extends up to €11.55, which supports a view that there is still headroom above the current fair value estimate of €10.30.내러티브 업데이트 • Jan 12
CABK: Share Buybacks And Steady Earnings Assumptions Will Support Balanced Forward Outlook
Narrative Update The updated analyst price target for CaixaBank edges higher, supported by recent target lifts to €11.55 and €8.75 from research houses, as well as by small adjustments to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. Analyst Commentary Recent research points to a generally constructive stance on CaixaBank, with higher price targets indicating that some analysts see more upside potential than before, even if they differ on how much headroom is left from current levels.내러티브 업데이트 • Dec 18
CABK: Share Buybacks And Resilient Profitability Will Underpin Balanced Forward Performance
The analyst price target for CaixaBank has been raised from EUR 9.64 to EUR 9.73, as analysts point to slightly faster projected revenue growth, modestly higher profitability, a lower discount rate, and reinforced confidence reflected in recent sector peer research. Analyst Commentary Recent research updates indicate a generally constructive stance on CaixaBank, with upward revisions to price targets and a shift toward more balanced ratings.내러티브 업데이트 • Dec 04
CABK: Buybacks And Resilient Profitability Will Support Measured Forward Performance
Analysts have nudged their price target on CaixaBank higher, reflecting improved fair value estimates to about EUR 9.64 from EUR 9.50 as they highlight healthier loan and revenue growth expectations, resilient profitability, and a supportive forward P E multiple. Analyst Commentary Recent Street research reflects a more constructive stance on CaixaBank, driven by improving growth expectations and a valuation that is seen as better aligned with fundamentals.내러티브 업데이트 • Nov 20
CABK: Solid Loan Outlook And Resilient Profitability To Support Balanced Performance
CaixaBank's analyst price target has increased from €9.29 to €9.50. This change reflects improved sentiment among analysts, due to solid revenue growth prospects, ongoing profitability, and recent upward revisions to price targets by major research firms.내러티브 업데이트 • Nov 04
CABK: Future Earnings Will Depend On Execution And Resilient Profit Margins
Analysts have raised their price target for CaixaBank from €9.04 to €9.29. They cite expectations for stronger revenue growth, improved profit margins, and a lower discount rate that supports higher fair value estimates.내러티브 업데이트 • Oct 18
Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand
Analysts have raised their price target on CaixaBank from €8.78 to €9.04. They highlight improved loan growth expectations, resilient profitability, and continued strength in the bank's fee and insurance operations.분석 기사 • Oct 15
Should You Be Adding CaixaBank (BME:CABK) To Your Watchlist Today?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...내러티브 업데이트 • Oct 04
Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand
The analyst fair value estimate for CaixaBank has increased to €8.78 from €8.52. Analysts point to resilient profitability and positive outlooks on loan growth and fee businesses as reasons supporting the upward revision.내러티브 업데이트 • Sep 19
Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand
Analysts have raised CaixaBank’s price target to €8.52, citing improved net interest income, cost controls, stronger-than-expected results, and stable credit quality. Analyst Commentary Bullish analysts highlight improving net interest income driven by higher interest rates and better-than-expected lending margins.내러티브 업데이트 • Sep 04
Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand
Analysts have increased their price targets for CaixaBank due to improved earnings visibility, better-than-expected net interest income growth, higher loan volumes, resilient asset quality, and strong capital management, resulting in the consensus price target holding steady at €8.29. Analyst Commentary Bullish analysts are raising price targets on CaixaBank based on improved earnings visibility.
새로운 내러티브 • Nov 07
Unlocking Profit Through Tactical Capital Management And Market Expansion
Stabilized net interest income and expanding customer funds highlight CaixaBank's potential for future revenue growth through diverse income streams.매출 및 비용 세부 내역
매출 및 비용 세부 내역
CaixaBank가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.
순이익 및 매출 추이
| 날짜 | 매출 | 순이익 | 일반관리비 | 연구개발비 |
|---|---|---|---|---|
| 31 Mar 26 | 15,457 | 5,713 | 6,452 | 0 |
| 31 Dec 25 | 15,355 | 5,611 | 6,380 | 0 |
| 30 Sep 25 | 15,053 | 5,668 | 6,311 | 0 |
| 30 Jun 25 | 15,571 | 5,796 | 6,226 | 0 |
| 31 Mar 25 | 14,910 | 5,984 | 6,148 | 0 |
| 31 Dec 24 | 14,820 | 5,519 | 6,076 | 0 |
| 30 Sep 24 | 14,048 | 5,126 | 5,958 | 0 |
| 30 Jun 24 | 13,815 | 5,075 | 5,894 | 0 |
| 31 Mar 24 | 13,847 | 4,687 | 5,054 | 0 |
| 31 Dec 23 | 12,925 | 4,537 | 5,760 | 0 |
| 30 Sep 23 | 12,359 | 4,056 | 4,992 | 0 |
| 30 Jun 23 | 10,954 | 3,430 | 4,896 | 0 |
| 31 Mar 23 | 11,482 | 3,031 | 6,035 | 0 |
| 31 Dec 22 | 10,183 | 2,866 | 5,506 | 0 |
| 30 Sep 22 | 9,817 | 2,648 | 7,785 | 0 |
| 30 Jun 22 | 9,799 | 2,481 | 6,045 | 0 |
| 31 Mar 22 | 9,416 | 901 | 7,224 | 0 |
| 31 Dec 21 | 9,345 | 4,980 | 7,294 | 0 |
| 30 Sep 21 | 10,305 | 5,313 | 4,869 | 0 |
| 30 Jun 21 | 9,506 | 5,106 | 6,374 | 0 |
| 31 Mar 21 | 8,764 | 5,934 | 4,406 | 0 |
| 31 Dec 20 | 7,738 | 1,238 | 4,541 | 0 |
| 30 Sep 20 | 6,543 | 1,032 | 4,622 | 0 |
| 30 Jun 20 | 6,696 | 1,154 | 4,671 | 0 |
| 31 Mar 20 | 7,599 | 1,129 | 4,718 | 0 |
| 31 Dec 19 | 8,080 | 1,572 | 4,188 | 0 |
| 30 Sep 19 | 7,743 | 1,455 | 4,749 | 0 |
| 30 Jun 19 | 7,743 | 1,281 | 4,722 | 0 |
| 31 Mar 19 | 7,590 | 1,786 | 4,673 | 0 |
| 31 Dec 18 | 7,757 | 1,957 | 4,618 | 0 |
| 30 Sep 18 | 7,540 | 1,940 | 4,670 | 0 |
| 30 Jun 18 | 7,526 | 2,119 | 4,635 | 0 |
| 31 Mar 18 | 7,772 | 1,961 | 4,605 | 0 |
| 31 Dec 17 | 7,025 | 1,660 | 4,546 | 0 |
| 30 Sep 17 | 6,888 | 1,566 | 4,302 | 0 |
| 30 Jun 17 | 6,453 | 1,249 | 4,170 | 0 |
| 31 Mar 17 | 6,114 | 1,178 | 4,044 | 0 |
| 31 Dec 16 | 6,295 | 1,048 | 3,956 | 0 |
| 30 Sep 16 | 6,808 | 791 | 3,953 | 0 |
| 30 Jun 16 | 6,582 | 747 | 3,971 | 0 |
| 31 Mar 16 | 6,278 | 715 | 3,990 | 0 |
| 31 Dec 15 | 5,519 | 817 | 4,022 | 0 |
| 30 Sep 15 | 4,830 | 983 | 3,979 | 0 |
| 30 Jun 15 | 4,663 | 923 | 3,904 | 0 |
양질의 수익: CABK는 고품질 수익을 보유하고 있습니다.
이익 마진 증가: CABK의 현재 순 이익률 (37%)은 지난해 (40.1%)보다 낮습니다.
잉여현금흐름 대비 순이익 분석
과거 순이익 성장 분석
수익추이: CABK의 수익은 지난 5년 동안 연평균 9% 증가했습니다.
성장 가속화: CABK은 지난 1년 동안 수익이 감소하여 5년 평균과 비교할 수 없습니다.
수익 대 산업: CABK은 지난 1년 동안 수익이 감소(-4.5%)하여 Banks 업계 평균(2%)과 비교하기 어렵습니다.
자기자본이익률
높은 ROE: CABK의 자본 수익률(16.2%)은 낮음으로 평가됩니다.
총자산이익률
투하자본수익률
우수한 과거 실적 기업을 찾아보세요
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/31 01:43 |
| 종가 | 2026/05/29 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
CaixaBank, S.A.는 38명의 분석가가 다루고 있습니다. 이 중 17명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Jesús Gómez Dominguez | Banco Santander |
| Cecilia Romero Reyes | Barclays |