CaixaBank 대차대조표 건전성
재무 건전성 기준 점검 5/6
CaixaBank 의 총 자산은 €670.0B 이고 총 자본금은 €37.0B 입니다. 총 예금은 €473.9B 이고, 총 대출금 €395.3B 입니다. 순이자마진은 1.9% 입니다. 현재 총 대출의 2% 불량 대출에 대한 허용량이 부족합니다. 현금 및 단기투자는 €47.7B 입니다.
핵심 정보
18.1x
자산/자본 비율
1.9%
순이자마진
| 총예금 | €473.89b |
| 대출/예금 비율 | 적정 |
| 부실 대출 | 2.0% |
| 대손충당금 | 낮음 |
| 유동비율 | 낮음 |
| 현금 및 현금성 자산 | €47.71b |
최근 재무 건전성 업데이트
업데이트 없음
Recent updates
내러티브 업데이트 • Jul 02
CABK: Rising Confidence In Execution And Capital Return Will Drive Upside
Analysts have raised their fair value estimate for CaixaBank from €12.50 to €14.20, supported by a series of recent price target increases across major banks and updated assumptions for revenue growth, profit margins and a lower discount rate. Analyst Commentary Recent research updates on CaixaBank point to a constructive tone, with several bullish analysts adjusting price targets higher and highlighting potential upside drivers for the stock.
내러티브 업데이트 • Jun 18
CABK: Share Capital Reduction And Tighter Assumptions Will Support Steady Profitability
CaixaBank’s analyst price target edges higher by roughly €0.07, with analysts pointing to updated fair value estimates, as well as slightly revised assumptions around revenue growth, profit margins and future P/E as key supports for the move. Analyst Commentary Recent research on CaixaBank gives you a mix of optimism and caution, with several banks revisiting their fair value estimates and tweaking price targets by relatively small amounts.내러티브 업데이트 • Jun 03
CABK: Capital Strength And Modest Share Cancellation Will Support Steady Profitability
CaixaBank's analyst fair value has been nudged higher from €11.75 to about €11.86 as analysts factor in updated Street research, including a series of modest price target increases and an upgrade that collectively reflect refreshed views on its revenue growth, profit margin assumptions and future P/E. Analyst Commentary Recent Street research on CaixaBank has centred on a cluster of modest price target adjustments and one upgrade, which together inform how analysts are thinking about the stock's execution risk and valuation support.내러티브 업데이트 • May 18
CABK: Asset Quality And Capital Strength Will Support Steady Profitability Expectations
The analyst fair value estimate for CaixaBank has moved from €11.49 to €11.75, with analysts pointing to updated price targets from several banks and support from views around asset quality, capital generation, and expected profitability metrics. Analyst Commentary Recent research on CaixaBank shows a mix of optimism and caution as analysts reassess price targets and ratings around updated views on asset quality, capital generation, and profitability.내러티브 업데이트 • Apr 27
CABK: Asset Quality And Capital Strength Will Support Balanced Execution Risks
CaixaBank's analyst fair value estimate has nudged up from €11.34 to €11.49, as analysts factor in slightly higher profit margins, a marginally lower discount rate, and a series of recent price target revisions from JPMorgan, Citi, Deutsche Bank and RBC. Analyst Commentary Recent Street research on CaixaBank has focused on fine tuning price targets and reassessing ratings as analysts weigh asset quality, capital generation and execution risks.내러티브 업데이트 • Apr 12
CABK: Strong Asset Quality And Capital Strength Will Support Balanced Future Re Rating
The updated analyst price target for CaixaBank reflects a small adjustment to €11.34, with analysts citing strong asset quality, healthy capital generation and a series of recent target raises from major banks as support for a more constructive stance on the shares. Analyst Commentary Recent research points to a more balanced view on CaixaBank, with several firms adjusting targets and recommendations around the current valuation, execution track record and growth profile.내러티브 업데이트 • Mar 27
CABK: Strong Asset Quality And Capital Generation Will Support Future Re Rating
CaixaBank’s updated analyst price target edges slightly lower to €11.38 from €11.39, with analysts pointing to supportive views on asset quality and capital generation as key reasons for maintaining a broadly steady outlook. Analyst Commentary Recent research updates cluster around a similar valuation range for CaixaBank, with several price targets sitting near or above the latest consensus figure.내러티브 업데이트 • Mar 12
CABK: Strong Asset Quality And Capital Generation Will Support Upgraded Bullish Outlook
The analyst price target for CaixaBank has been adjusted slightly higher to €11.39 from €11.35, with analysts pointing to strong asset quality, healthy capital generation and generally higher Street targets as support for the updated view. Analyst Commentary Recent research on CaixaBank clusters around supportive views on asset quality and capital generation, alongside a series of upward adjustments to price targets.내러티브 업데이트 • Feb 25
CABK: Asset Quality And Capital Strength Will Support A Measured Forward Outlook
CaixaBank's updated analyst price target has edged up from about €10.97 to roughly €11.35, with analysts pointing to stronger asset quality, healthy capital generation and a series of recent target increases from major banks as key supports. Analyst Commentary Recent research updates cluster around a similar theme, with bullish analysts highlighting asset quality, capital strength and a series of higher price targets as the main supports for CaixaBank's current valuation.내러티브 업데이트 • Feb 11
CABK: Street Revisions And Governance Changes Will Shape A Balanced Outlook
Analysts have lifted their CaixaBank fair value estimate from €10.30 to €10.97, reflecting updated assumptions on revenue growth, profitability, discount rate and future P/E following recent Street research price target increases from JPMorgan, RBC Capital and Citi. Analyst Commentary Recent price target moves, including the €11.55 target and smaller upward revisions, indicate that research desks are reassessing CaixaBank's valuation framework, particularly around earnings power and the multiples they are comfortable applying.새로운 내러티브 • Jan 29
Robust Client Growth And Digital Investment Will Support Stronger Long Term Prospects
Catalysts About CaixaBank CaixaBank is a leading Iberian financial group focused on retail and commercial banking, wealth management, insurance and corporate banking across Spain and Portugal. What are the underlying business or industry changes driving this perspective?내러티브 업데이트 • Jan 27
CABK: Higher Fair Value And Ongoing Buybacks Will Shape Balanced Outlook
Analysts have nudged their fair value estimate for CaixaBank up from €9.96 to €10.30, citing recent Street price target increases from firms such as JPMorgan, Citi and RBC Capital as key support for the higher range of outcomes. Analyst Commentary Bullish Takeaways Bullish analysts are clustering their targets in a range that extends up to €11.55, which supports a view that there is still headroom above the current fair value estimate of €10.30.내러티브 업데이트 • Jan 12
CABK: Share Buybacks And Steady Earnings Assumptions Will Support Balanced Forward Outlook
Narrative Update The updated analyst price target for CaixaBank edges higher, supported by recent target lifts to €11.55 and €8.75 from research houses, as well as by small adjustments to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. Analyst Commentary Recent research points to a generally constructive stance on CaixaBank, with higher price targets indicating that some analysts see more upside potential than before, even if they differ on how much headroom is left from current levels.내러티브 업데이트 • Dec 18
CABK: Share Buybacks And Resilient Profitability Will Underpin Balanced Forward Performance
The analyst price target for CaixaBank has been raised from EUR 9.64 to EUR 9.73, as analysts point to slightly faster projected revenue growth, modestly higher profitability, a lower discount rate, and reinforced confidence reflected in recent sector peer research. Analyst Commentary Recent research updates indicate a generally constructive stance on CaixaBank, with upward revisions to price targets and a shift toward more balanced ratings.내러티브 업데이트 • Dec 04
CABK: Buybacks And Resilient Profitability Will Support Measured Forward Performance
Analysts have nudged their price target on CaixaBank higher, reflecting improved fair value estimates to about EUR 9.64 from EUR 9.50 as they highlight healthier loan and revenue growth expectations, resilient profitability, and a supportive forward P E multiple. Analyst Commentary Recent Street research reflects a more constructive stance on CaixaBank, driven by improving growth expectations and a valuation that is seen as better aligned with fundamentals.내러티브 업데이트 • Nov 20
CABK: Solid Loan Outlook And Resilient Profitability To Support Balanced Performance
CaixaBank's analyst price target has increased from €9.29 to €9.50. This change reflects improved sentiment among analysts, due to solid revenue growth prospects, ongoing profitability, and recent upward revisions to price targets by major research firms.내러티브 업데이트 • Nov 04
CABK: Future Earnings Will Depend On Execution And Resilient Profit Margins
Analysts have raised their price target for CaixaBank from €9.04 to €9.29. They cite expectations for stronger revenue growth, improved profit margins, and a lower discount rate that supports higher fair value estimates.내러티브 업데이트 • Oct 18
Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand
Analysts have raised their price target on CaixaBank from €8.78 to €9.04. They highlight improved loan growth expectations, resilient profitability, and continued strength in the bank's fee and insurance operations.분석 기사 • Oct 15
Should You Be Adding CaixaBank (BME:CABK) To Your Watchlist Today?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...내러티브 업데이트 • Oct 04
Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand
The analyst fair value estimate for CaixaBank has increased to €8.78 from €8.52. Analysts point to resilient profitability and positive outlooks on loan growth and fee businesses as reasons supporting the upward revision.내러티브 업데이트 • Sep 19
Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand
Analysts have raised CaixaBank’s price target to €8.52, citing improved net interest income, cost controls, stronger-than-expected results, and stable credit quality. Analyst Commentary Bullish analysts highlight improving net interest income driven by higher interest rates and better-than-expected lending margins.내러티브 업데이트 • Sep 04
Digital Transformation And Tailored Retirement Solutions Will Capture Iberian Demand
Analysts have increased their price targets for CaixaBank due to improved earnings visibility, better-than-expected net interest income growth, higher loan volumes, resilient asset quality, and strong capital management, resulting in the consensus price target holding steady at €8.29. Analyst Commentary Bullish analysts are raising price targets on CaixaBank based on improved earnings visibility.
새로운 내러티브 • Nov 07
Unlocking Profit Through Tactical Capital Management And Market Expansion
Stabilized net interest income and expanding customer funds highlight CaixaBank's potential for future revenue growth through diverse income streams.재무 상태 분석
부채/자본 비율 추이 및 분석
대차대조표
금융기관 분석
자산 수준: CABK 의 자산 대 자기자본 비율(18.1x)는 보통입니다.
불량대출충당금: CABK 에는 낮음 불량 대출에 대한 수당 (79%)이 있습니다.
저위험 부채: CABK 부채 중 75% 는 주로 낮은 위험 자금 출처로 구성됩니다.
대출 수준: CABK 은 자산 대비 대출 비율(59%)의 적절 수준을 갖습니다.
저위험 예금: CABK 의 예금 대비 대출 비율 (83%)은 적절입니다.
부실대출 수준: CABK 에는 적절한 수준의 불량 대출(2%)이 있습니다.
건전한 기업 찾아보기
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/07/08 18:18 |
| 종가 | 2026/07/08 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
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* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
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분석 모델 및 스노우플레이크
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산업 및 섹터 지표
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분석가 소스
CaixaBank, S.A.는 35명의 분석가가 다루고 있습니다. 이 중 17명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Jesús Gómez Dominguez | Banco Santander |
| Cecilia Romero Reyes | Barclays |